MetroCity Bankshares Valuation
| MCBS Stock | USD 30.86 0.22 0.71% |
At this time, the firm appears to be undervalued. MetroCity Bankshares secures a last-minute Real Value of $33.77 per share. The latest price of the firm is $30.86. Our model forecasts the value of MetroCity Bankshares from analyzing the firm fundamentals such as Profit Margin of 0.44 %, current valuation of 876.81 M, and Return On Equity of 0.15 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting MetroCity Bankshares' valuation include:
Price Book 1.8738 | Enterprise Value | Price Sales 5.7826 | Trailing PE 12.246 | Enterprise Value Revenue 8.303 |
Undervalued
Today
Please note that MetroCity Bankshares' price fluctuation is very steady at this time. Calculation of the real value of MetroCity Bankshares is based on 3 months time horizon. Increasing MetroCity Bankshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the MetroCity stock is determined by what a typical buyer is willing to pay for full or partial control of MetroCity Bankshares. Since MetroCity Bankshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of MetroCity Stock. However, MetroCity Bankshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 30.86 | Real 33.77 | Target 36.0 | Hype 30.85 | Naive 31.27 |
The intrinsic value of MetroCity Bankshares' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence MetroCity Bankshares' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of MetroCity Bankshares helps investors to forecast how MetroCity stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of MetroCity Bankshares more accurately as focusing exclusively on MetroCity Bankshares' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use MetroCity Bankshares' intrinsic value based on its ongoing forecasts of MetroCity Bankshares' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against MetroCity Bankshares' closest peers.
MetroCity Bankshares Cash |
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MetroCity Valuation Trend
MetroCity Bankshares' real value is important for investors to make better decisions and a more accurate overall view of MetroCity Bankshares' financial worth over time. Using both MetroCity Bankshares' enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
MetroCity Revenue by Product
MetroCity Bankshares Total Value Analysis
MetroCity Bankshares is now forecasted to have valuation of 876.81 M with market capitalization of 783.93 M, debt of 333.65 M, and cash on hands of 211.25 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the MetroCity Bankshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
876.81 M | 783.93 M | 333.65 M | 211.25 M |
MetroCity Bankshares Investor Information
About 26.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.87. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. MetroCity Bankshares last dividend was issued on the 29th of January 2025. The entity had 2:1 split on the 3rd of September 2019. Based on the key indicators related to MetroCity Bankshares' liquidity, profitability, solvency, and operating efficiency, MetroCity Bankshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.51 | 0.54 |
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| Operating Income | 61.6 M | 82.8 M |
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MetroCity Bankshares Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. MetroCity Bankshares has an asset utilization ratio of 3.3 percent. This implies that the Company is making $0.033 for each dollar of assets. An increasing asset utilization means that MetroCity Bankshares is more efficient with each dollar of assets it utilizes for everyday operations.MetroCity Bankshares Ownership Allocation
MetroCity Bankshares maintains a total of 25.4 Million outstanding shares. MetroCity Bankshares holds significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.MetroCity Bankshares Profitability Analysis
The company reported the previous year's revenue of 115.64 M. Net Income was 51.61 M with profit before overhead, payroll, taxes, and interest of 135.57 M.MetroCity Bankshares Past Distributions to stockholders
About MetroCity Bankshares Valuation
The stock valuation mechanism determines MetroCity Bankshares' current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of MetroCity Bankshares based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of MetroCity Bankshares. We calculate exposure to MetroCity Bankshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of MetroCity Bankshares's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 242.7 M | 254.8 M | |
| Pretax Profit Margin | 0.54 | 0.51 | |
| Operating Profit Margin | 0.54 | 0.51 | |
| Net Profit Margin | 0.39 | 0.37 | |
| Gross Profit Margin | 0.93 | 0.83 |
MetroCity Bankshares Quarterly Retained Earnings |
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A single share of MetroCity Bankshares represents a small ownership stake in the entity. As a stockholder of MetroCity, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
MetroCity Bankshares Dividends Analysis For Valuation
Dividends Paid is likely to gain to about (19.9 M) in 2025. Dividend Yield is likely to drop to 0.02 in 2025. At this time, MetroCity Bankshares' Retained Earnings are comparatively stable compared to the past year. Earnings Yield is likely to gain to 0.11 in 2025, whereas Earning Assets are likely to drop slightly above 115.5 M in 2025.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -20.9 M | -19.9 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.32 | 0.16 | |
| Dividend Paid And Capex Coverage Ratio | 3.19 | 2.02 |
There are various types of dividends MetroCity Bankshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of MetroCity shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from MetroCity Bankshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When MetroCity pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of MetroCity Bankshares by the value of the dividends paid out.
MetroCity Bankshares Growth Indicators
Investing in growth stocks can be very risky. If the company such as MetroCity Bankshares does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 25.5 M | |
| Quarterly Earnings Growth Y O Y | 0.444 |
MetroCity Bankshares Current Valuation Indicators
MetroCity Bankshares' valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final MetroCity Bankshares' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as MetroCity Bankshares, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use MetroCity Bankshares' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes MetroCity Bankshares' worth.Additional Tools for MetroCity Stock Analysis
When running MetroCity Bankshares' price analysis, check to measure MetroCity Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MetroCity Bankshares is operating at the current time. Most of MetroCity Bankshares' value examination focuses on studying past and present price action to predict the probability of MetroCity Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MetroCity Bankshares' price. Additionally, you may evaluate how the addition of MetroCity Bankshares to your portfolios can decrease your overall portfolio volatility.