Medallion Financial Valuation
| MFIN Stock | USD 9.32 0.02 0.21% |
At this time, the firm appears to be fairly valued. Medallion Financial Corp secures a last-minute Real Value of $9.47 per share. The latest price of the firm is $9.32. Our model forecasts the value of Medallion Financial Corp from analyzing the firm fundamentals such as Return On Equity of 0.11, profit margin of 0.14 %, and Current Valuation of 2.48 B as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Medallion Financial's valuation include:
Price Book 0.5933 | Enterprise Value | Price Sales 0.7347 | Trailing PE 5.5148 | Enterprise Value Revenue 2.5899 |
Fairly Valued
Today
Please note that Medallion Financial's price fluctuation is not too volatile at this time. Calculation of the real value of Medallion Financial Corp is based on 3 months time horizon. Increasing Medallion Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Medallion Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Medallion Stock. However, Medallion Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 9.32 | Real 9.47 | Target 11.0 | Hype 9.32 |
The intrinsic value of Medallion Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Medallion Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Medallion Financial Corp helps investors to forecast how Medallion stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Medallion Financial more accurately as focusing exclusively on Medallion Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Medallion Financial's intrinsic value based on its ongoing forecasts of Medallion Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Medallion Financial's closest peers.
Medallion Financial Cash |
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Medallion Valuation Trend
Knowing Medallion Financial's actual value is paramount for traders when making sound investment determinations. Using both Medallion Financial's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Medallion Financial Total Value Analysis
Medallion Financial Corp is now forecasted to have valuation of 2.48 B with market capitalization of 215.45 M, debt of 253.06 M, and cash on hands of 126.33 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Medallion Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
2.48 B | 215.45 M | 253.06 M | 126.33 M |
Medallion Financial Investor Information
About 30.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.59. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Medallion Financial Corp has Price/Earnings To Growth (PEG) ratio of 0.41. The entity last dividend was issued on the 15th of November 2024. The firm had 101:100 split on the August 22, 2014. Medallion Financial Corp is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in February.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 137.4 M | 130.8 M |
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Medallion Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Medallion Financial has an asset utilization ratio of 10.2 percent. This suggests that the Company is making $0.1 for each dollar of assets. An increasing asset utilization means that Medallion Financial Corp is more efficient with each dollar of assets it utilizes for everyday operations.Medallion Financial Ownership Allocation
Medallion Financial Corp maintains a total of 23.07 Million outstanding shares. Medallion Financial Corp holds significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.Medallion Financial Profitability Analysis
The company reported the previous year's revenue of 264.06 M. Net Income was 61.13 M with profit before overhead, payroll, taxes, and interest of 226.56 M.Medallion Financial Past Distributions to stockholders
About Medallion Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Medallion Financial Corp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Medallion Financial Corp based exclusively on its fundamental and basic technical indicators. By analyzing Medallion Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Medallion Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Medallion Financial. We calculate exposure to Medallion Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Medallion Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 260.2 M | 273.2 M | |
| Pretax Profit Margin | 0.37 | 0.36 | |
| Operating Profit Margin | 0.45 | 0.43 | |
| Net Profit Margin | 0.24 | 0.31 | |
| Gross Profit Margin | 0.77 | 0.81 |
A single share of Medallion Financial represents a small ownership stake in the entity. As a stockholder of Medallion, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Medallion Financial Dividends Analysis For Valuation
At this time, Medallion Financial's Dividends Paid is very stable compared to the past year. As of the 18th of January 2025, Dividend Yield is likely to grow to 0.05, while Dividend Payout Ratio is likely to drop 0.15. . At this time, Medallion Financial's Retained Earnings are very stable compared to the past year. As of the 18th of January 2025, Retained Earnings Total Equity is likely to grow to about 80.5 M, while Earning Assets are likely to drop about 92.2 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 6.9 M | 8.6 M | |
| Dividend Yield | 0.03 | 0.05 | |
| Dividend Payout Ratio | 0.16 | 0.15 | |
| Dividend Paid And Capex Coverage Ratio | 13.29 | 13.96 |
There are various types of dividends Medallion Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Medallion shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Medallion Financial Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Medallion pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Medallion Financial by the value of the dividends paid out.
Medallion Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 23.2 M | |
| Quarterly Earnings Growth Y O Y | -0.229 |
Medallion Financial Current Valuation Indicators
Medallion Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Medallion Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Medallion Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Medallion Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Medallion Financial's worth.When determining whether Medallion Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Medallion Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Medallion Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Medallion Financial Corp Stock: Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Medallion Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Medallion Financial. If investors know Medallion will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Medallion Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.23) | Dividend Share 0.4 | Earnings Share 1.69 | Revenue Per Share | Quarterly Revenue Growth 0.097 |
The market value of Medallion Financial Corp is measured differently than its book value, which is the value of Medallion that is recorded on the company's balance sheet. Investors also form their own opinion of Medallion Financial's value that differs from its market value or its book value, called intrinsic value, which is Medallion Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Medallion Financial's market value can be influenced by many factors that don't directly affect Medallion Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Medallion Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Medallion Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Medallion Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.