Northeast Bancorp Valuation
| NBN Stock | USD 101.40 3.67 3.76% |
At this time, the firm appears to be overvalued. Northeast Bancorp secures a last-minute Real Value of $80.94 per share. The latest price of the firm is $101.4. Our model forecasts the value of Northeast Bancorp from analyzing the firm fundamentals such as Profit Margin of 0.38 %, current valuation of 880.67 M, and Return On Equity of 0.17 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Northeast Bancorp's valuation include:
Price Book 2.1197 | Enterprise Value 880.7 M | Price Sales 5.2777 | Trailing PE 13.5059 | Enterprise Value Revenue 7.6463 |
Overvalued
Today
Please note that Northeast Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Northeast Bancorp is based on 3 months time horizon. Increasing Northeast Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Northeast Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Northeast Stock. However, Northeast Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 101.4 | Real 80.94 | Target 52.0 | Hype 100.9 | Naive 95.78 |
The intrinsic value of Northeast Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Northeast Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Northeast Bancorp helps investors to forecast how Northeast stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Northeast Bancorp more accurately as focusing exclusively on Northeast Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Northeast Bancorp's intrinsic value based on its ongoing forecasts of Northeast Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Northeast Bancorp's closest peers.
Northeast Bancorp Cash |
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Northeast Valuation Trend
Knowing Northeast Bancorp's actual value is paramount for traders when making sound investment determinations. Using both Northeast Bancorp's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Northeast Bancorp Total Value Analysis
Northeast Bancorp is now forecasted to have company total value of 880.67 M with market capitalization of 840.41 M, debt of 365.44 M, and cash on hands of 169.48 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Northeast Bancorp fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
880.67 M | 840.41 M | 365.44 M | 169.48 M |
Northeast Bancorp Investor Information
About 60.0% of the company shares are owned by institutional investors. The book value of Northeast Bancorp was now reported as 47.8. The company recorded earning per share (EPS) of 7.57. Northeast Bancorp last dividend was issued on the 12th of November 2024. The entity had 3:2 split on the 16th of December 1997. Based on the analysis of Northeast Bancorp's profitability, liquidity, and operating efficiency, Northeast Bancorp is performing exceptionally good at this time. It has a great probability to report excellent financial results in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.96 | 0.62 |
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| Operating Income | 93.8 M | 89.4 M |
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Northeast Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Northeast Bancorp has an asset utilization ratio of 4.83 percent. This suggests that the Company is making $0.0483 for each dollar of assets. An increasing asset utilization means that Northeast Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Northeast Bancorp Ownership Allocation
The market capitalization of Northeast Bancorp is $840.41 Million. Over half of Northeast Bancorp's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Northeast Bancorp Profitability Analysis
The company reported the last year's revenue of 151.2 M. Total Income to common stockholders was 58.23 M with profit before taxes, overhead, and interest of 121.66 M.Northeast Bancorp Past Distributions to stockholders
About Northeast Bancorp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Northeast Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Northeast Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Northeast Bancorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Northeast Bancorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Northeast Bancorp. We calculate exposure to Northeast Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Northeast Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 263.8 M | 277 M | |
| Pretax Profit Margin | 0.58 | 0.61 | |
| Operating Profit Margin | 0.62 | 0.96 | |
| Net Profit Margin | 0.39 | 0.40 | |
| Gross Profit Margin | 1.57 | 1.39 |
Northeast Bancorp Quarterly Retained Earnings |
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A single share of Northeast Bancorp represents a small ownership stake in the entity. As a stockholder of Northeast, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Northeast Bancorp Dividends Analysis For Valuation
As of the 23rd of November 2024, Dividends Paid is likely to drop to about 290.7 K. In addition to that, Dividend Yield is likely to drop to 0.0006. At this time, Northeast Bancorp's Retained Earnings are very stable compared to the past year. As of the 23rd of November 2024, Retained Earnings Total Equity is likely to grow to about 65.5 M, while Earnings Yield is likely to drop 0.08.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 306 K | 290.7 K | |
| Dividend Paid And Capex Coverage Ratio | 0.93 | 0.88 |
There are various types of dividends Northeast Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Northeast shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Northeast Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Northeast pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Northeast Bancorp by the value of the dividends paid out.
Northeast Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 7.7 M | |
| Quarterly Earnings Growth Y O Y | 0.05 |
Northeast Bancorp Current Valuation Indicators
Northeast Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Northeast Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Northeast Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Northeast Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Northeast Bancorp's worth.When determining whether Northeast Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Northeast Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Northeast Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Northeast Bancorp Stock: Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Northeast Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. To learn how to invest in Northeast Stock, please use our How to Invest in Northeast Bancorp guide.You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northeast Bancorp. If investors know Northeast will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northeast Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.05 | Dividend Share 0.04 | Earnings Share 7.57 | Revenue Per Share 20.544 | Quarterly Revenue Growth 0.132 |
The market value of Northeast Bancorp is measured differently than its book value, which is the value of Northeast that is recorded on the company's balance sheet. Investors also form their own opinion of Northeast Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Northeast Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northeast Bancorp's market value can be influenced by many factors that don't directly affect Northeast Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Northeast Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Northeast Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northeast Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.