Northfield Bancorp Valuation
| NFBK Stock | USD 11.82 0.04 0.34% |
At this time, the firm appears to be undervalued. Northfield Bancorp secures a last-minute Real Value of $13.61 per share. The latest price of the firm is $11.82. Our model forecasts the value of Northfield Bancorp from analyzing the firm fundamentals such as Return On Equity of 0.0427, profit margin of 0.24 %, and Current Valuation of 1.09 B as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Northfield Bancorp's valuation include:
Price Book 0.7196 | Enterprise Value | Price Sales 3.9923 | Trailing PE 16.4167 | Enterprise Value Revenue 9.9071 |
Undervalued
Today
Please note that Northfield Bancorp's price fluctuation is not too volatile at this time. Calculation of the real value of Northfield Bancorp is based on 3 months time horizon. Increasing Northfield Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Northfield Bancorp's intrinsic value may or may not be the same as its current market price of 11.82, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 11.82 | Real 13.61 | Target 18.75 | Hype 11.84 |
The intrinsic value of Northfield Bancorp's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Northfield Bancorp's stock price.
Estimating the potential upside or downside of Northfield Bancorp helps investors to forecast how Northfield stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Northfield Bancorp more accurately as focusing exclusively on Northfield Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Northfield Bancorp's intrinsic value based on its ongoing forecasts of Northfield Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Northfield Bancorp's closest peers.
Northfield Bancorp Cash |
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Northfield Valuation Trend
Knowing Northfield Bancorp's actual value is paramount for traders when making sound investment determinations. Using both Northfield Bancorp's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Northfield Revenue by Product
Northfield Bancorp Total Value Analysis
Northfield Bancorp is now forecasted to have valuation of 1.09 B with market capitalization of 507.12 M, debt of 955.7 M, and cash on hands of 80.74 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Northfield Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.09 B | 507.12 M | 955.7 M | 80.74 M |
Northfield Bancorp Investor Information
About 13.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.72. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Northfield Bancorp has Price/Earnings To Growth (PEG) ratio of 2.35. The entity last dividend was issued on the 5th of February 2025. The firm had 14029:1000 split on the 25th of January 2013. Based on the analysis of Northfield Bancorp's profitability, liquidity, and operating efficiency, Northfield Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.93 | 0.98 |
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| Total Cash From Operating Activities | 36.7 M | 54 M |
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| Operating Income | 244.8 M | 233.1 M |
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Northfield Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Northfield suggests not a very effective usage of assets in February.Northfield Bancorp Ownership Allocation
Northfield Bancorp maintains a total of 42.9 Million outstanding shares. Over half of Northfield Bancorp's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.Northfield Bancorp Profitability Analysis
The company reported the previous year's revenue of 237.91 M. Net Income was 37.67 M with profit before overhead, payroll, taxes, and interest of 127.03 M.Northfield Bancorp Past Distributions to stockholders
About Northfield Bancorp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Northfield Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Northfield Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Northfield Bancorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Northfield Bancorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Northfield Bancorp. We calculate exposure to Northfield Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Northfield Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 237.9 M | 249.8 M | |
| Pretax Profit Margin | 0.17 | 0.16 | |
| Operating Profit Margin | 0.98 | 0.93 | |
| Net Profit Margin | 0.13 | 0.12 | |
| Gross Profit Margin | 0.89 | 0.79 |
Northfield Bancorp Quarterly Retained Earnings |
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A single share of Northfield Bancorp represents a small ownership stake in the entity. As a stockholder of Northfield, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Northfield Bancorp Dividends Analysis For Valuation
Dividend Yield is expected to rise to 0.04 this year, although the value of Dividends Paid will most likely fall to about 14.6 M. . The value of Retained Earnings is estimated to slide to about 283.4 M. The value of Retained Earnings Total Equity is expected to slide to about 328.6 M
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 26.2 M | 14.6 M | |
| Dividend Yield | 0.04 | 0.04 | |
| Dividend Paid And Capex Coverage Ratio | 2.05 | 1.94 | |
| Dividend Payout Ratio | 0.54 | 0.37 |
There are various types of dividends Northfield Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Northfield shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Northfield Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Northfield pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Northfield Bancorp by the value of the dividends paid out.
Northfield Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as Northfield Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 41.6 M | |
| Quarterly Earnings Growth Y O Y | 0.426 |
Northfield Bancorp Current Valuation Indicators
Northfield Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Northfield Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Northfield Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Northfield Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Northfield Bancorp's worth.When determining whether Northfield Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Northfield Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Northfield Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Northfield Bancorp Stock: Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Northfield Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy Northfield Stock please use our How to buy in Northfield Stock guide.You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northfield Bancorp. If investors know Northfield will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northfield Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.426 | Dividend Share 0.52 | Earnings Share 0.72 | Revenue Per Share | Quarterly Revenue Growth 0.077 |
The market value of Northfield Bancorp is measured differently than its book value, which is the value of Northfield that is recorded on the company's balance sheet. Investors also form their own opinion of Northfield Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Northfield Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northfield Bancorp's market value can be influenced by many factors that don't directly affect Northfield Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Northfield Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Northfield Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northfield Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.