Northrim BanCorp Valuation
| NRIM Stock | USD 84.00 3.78 4.31% |
At this time, the firm appears to be undervalued. Northrim BanCorp secures a last-minute Real Value of $90.78 per share. The latest price of the firm is $84.0. Our model forecasts the value of Northrim BanCorp from analyzing the firm fundamentals such as Return On Equity of 0.15, current valuation of 441.64 M, and Profit Margin of 0.24 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Northrim BanCorp's valuation include:
Undervalued
Today
Please note that Northrim BanCorp's price fluctuation is very steady at this time. Calculation of the real value of Northrim BanCorp is based on 3 months time horizon. Increasing Northrim BanCorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Northrim stock is determined by what a typical buyer is willing to pay for full or partial control of Northrim BanCorp. Since Northrim BanCorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Northrim Stock. However, Northrim BanCorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 84.0 | Real 90.78 | Target 93.25 | Hype 83.93 | Naive 80.86 |
The intrinsic value of Northrim BanCorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Northrim BanCorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Northrim BanCorp helps investors to forecast how Northrim stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Northrim BanCorp more accurately as focusing exclusively on Northrim BanCorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Northrim BanCorp's intrinsic value based on its ongoing forecasts of Northrim BanCorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Northrim BanCorp's closest peers.
Northrim BanCorp Cash |
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Northrim Valuation Trend
Knowing Northrim BanCorp's actual value is paramount for traders when making sound investment determinations. Using both Northrim BanCorp's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Northrim Revenue by Product
Northrim BanCorp Total Value Analysis
Northrim BanCorp is now forecasted to have valuation of 441.64 M with market capitalization of 463.53 M, debt of 33.08 M, and cash on hands of 406.92 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Northrim BanCorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
441.64 M | 463.53 M | 33.08 M | 406.92 M |
Northrim BanCorp Investor Information
About 73.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.74. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Northrim BanCorp recorded earning per share (EPS) of 6.62. The entity last dividend was issued on the 6th of March 2025. The firm had 105:100 split on the 19th of September 2007. Based on the analysis of Northrim BanCorp's profitability, liquidity, and operating efficiency, Northrim BanCorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.Northrim BanCorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Northrim BanCorp has an asset utilization ratio of 4.48 percent. This suggests that the Company is making $0.0448 for each dollar of assets. An increasing asset utilization means that Northrim BanCorp is more efficient with each dollar of assets it utilizes for everyday operations.Northrim BanCorp Ownership Allocation
The market capitalization of Northrim BanCorp is $463.53 Million. The majority of Northrim BanCorp outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in Northrim BanCorp to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in Northrim BanCorp. Please pay attention to any change in the institutional holdings of Northrim BanCorp as this could imply that something significant has changed or is about to change at the company. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.Northrim BanCorp Profitability Analysis
The company reported the previous year's revenue of 125.79 M. Net Income was 25.39 M with profit before overhead, payroll, taxes, and interest of 151.93 M.Northrim BanCorp Past Distributions to stockholders
About Northrim BanCorp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Northrim BanCorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Northrim BanCorp based exclusively on its fundamental and basic technical indicators. By analyzing Northrim BanCorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Northrim BanCorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Northrim BanCorp. We calculate exposure to Northrim BanCorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Northrim BanCorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 144.7 M | 151.9 M | |
| Pretax Profit Margin | 0.29 | 0.32 | |
| Operating Profit Margin | 0.24 | 0.23 | |
| Net Profit Margin | 0.18 | 0.14 | |
| Gross Profit Margin | 1.14 | 1.09 |
A single share of Northrim BanCorp represents a small ownership stake in the entity. As a stockholder of Northrim, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Northrim BanCorp Dividends Analysis For Valuation
At this time, Northrim BanCorp's Dividends Paid is very stable compared to the past year. As of the 16th of February 2025, Dividend Payout Ratio is likely to grow to 0.51, while Dividend Yield is likely to drop 0.02. . As of the 16th of February 2025, Retained Earnings is likely to grow to about 285 M, while Retained Earnings Total Equity is likely to drop about 135.9 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 15.7 M | 16.4 M | |
| Dividend Yield | 0.04 | 0.02 | |
| Dividend Payout Ratio | 0.48 | 0.51 | |
| Dividend Paid And Capex Coverage Ratio | 2.25 | 2.96 |
There are various types of dividends Northrim BanCorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Northrim shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Northrim BanCorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Northrim pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Northrim BanCorp by the value of the dividends paid out.
Northrim BanCorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as Northrim BanCorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 5.7 M | |
| Quarterly Earnings Growth Y O Y | 0.636 | |
| Forward Price Earnings | 10.5485 |
Northrim BanCorp Current Valuation Indicators
Northrim BanCorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Northrim BanCorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Northrim BanCorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Northrim BanCorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Northrim BanCorp's worth.When determining whether Northrim BanCorp is a strong investment it is important to analyze Northrim BanCorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Northrim BanCorp's future performance. For an informed investment choice regarding Northrim Stock, refer to the following important reports: Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Northrim BanCorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in Northrim Stock, please use our How to Invest in Northrim BanCorp guide.You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northrim BanCorp. If investors know Northrim will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northrim BanCorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.636 | Dividend Share 2.49 | Earnings Share 6.62 | Revenue Per Share | Quarterly Revenue Growth 0.32 |
The market value of Northrim BanCorp is measured differently than its book value, which is the value of Northrim that is recorded on the company's balance sheet. Investors also form their own opinion of Northrim BanCorp's value that differs from its market value or its book value, called intrinsic value, which is Northrim BanCorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northrim BanCorp's market value can be influenced by many factors that don't directly affect Northrim BanCorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Northrim BanCorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Northrim BanCorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northrim BanCorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.