PagSeguro Digital Valuation
| PAGS Stock | USD 11.44 0.19 1.69% |
At this time, the company appears to be fairly valued. PagSeguro Digital holds a recent Real Value of $11.0 per share. The prevailing price of the company is $11.44. Our model determines the value of PagSeguro Digital from analyzing the company fundamentals such as Operating Margin of 0.38 %, shares outstanding of 170.52 M, and Return On Equity of 0.15 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting PagSeguro Digital's valuation include:
Fairly Valued
Today
Please note that PagSeguro Digital's price fluctuation is somewhat reliable at this time. Calculation of the real value of PagSeguro Digital is based on 3 months time horizon. Increasing PagSeguro Digital's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the PagSeguro stock is determined by what a typical buyer is willing to pay for full or partial control of PagSeguro Digital. Since PagSeguro Digital is currently traded on the exchange, buyers and sellers on that exchange determine the market value of PagSeguro Stock. However, PagSeguro Digital's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 11.44 | Real 11.0 | Target 12.56 | Hype 11.44 | Naive 11.77 |
The intrinsic value of PagSeguro Digital's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence PagSeguro Digital's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of PagSeguro Digital helps investors to forecast how PagSeguro stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of PagSeguro Digital more accurately as focusing exclusively on PagSeguro Digital's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use PagSeguro Digital's intrinsic value based on its ongoing forecasts of PagSeguro Digital's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against PagSeguro Digital's closest peers.
PagSeguro Digital Cash |
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PagSeguro Digital Total Value Analysis
PagSeguro Digital is at this time forecasted to have valuation of 11.18 B with market capitalization of 3.28 B, debt of 40.64 B, and cash on hands of 1.19 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the PagSeguro Digital fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
11.18 B | 3.28 B | 40.64 B | 1.19 B |
PagSeguro Digital Investor Information
About 72.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.22. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PagSeguro Digital last dividend was issued on the 28th of January 2026. PagSeguro Digital is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.2 | 0.29 |
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| Operating Income | 7.2 B | 6.9 B |
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PagSeguro Digital Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. PagSeguro Digital has an asset utilization ratio of 25.15 percent. This implies that the Company is making $0.25 for each dollar of assets. An increasing asset utilization means that PagSeguro Digital is more efficient with each dollar of assets it utilizes for everyday operations.PagSeguro Digital Profitability Analysis
Taking into consideration PagSeguro Digital's profitability measurements, PagSeguro Digital's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess PagSeguro Digital's ability to earn profits and add value for shareholders.Net Income | First Reported 2015-03-31 | Previous Quarter 536.8 M | Current Value 554.5 M | Quarterly Volatility 177.5 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.53 | 0.55 |
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| Net Profit Margin | 0.11 | 0.1 |
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| Operating Profit Margin | 0.2 | 0.29 |
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| Pretax Profit Margin | 0.14 | 0.12 |
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| Return On Assets | 0.0248 | 0.0261 |
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| Return On Equity | 0.25 | 0.13 |
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For PagSeguro Digital profitability analysis, we use financial ratios and fundamental drivers that measure the ability of PagSeguro Digital to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well PagSeguro Digital utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between PagSeguro Digital's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of PagSeguro Digital over time as well as its relative position and ranking within its peers.
PagSeguro Digital Earnings per Share Projection vs Actual
The next projected EPS of PagSeguro Digital is estimated to be 2.147825 with future projections ranging from a low of 1.95 to a high of 2.3275. PagSeguro Digital's most recent 12-month trailing earnings per share (EPS TTM) is at 1.32. Please be aware that the consensus of earnings estimates for PagSeguro Digital is based on EPS before non-recurring items and includes expenses related to employee stock options.PagSeguro Digital Earnings Estimation Breakdown
The calculation of PagSeguro Digital's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of PagSeguro Digital is estimated to be 2.147825 with the future projection ranging from a low of 1.95 to a high of 2.3275. Please be aware that this consensus of annual earnings estimates for PagSeguro Digital is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.95 Lowest | Expected EPS | 2.33 Highest |
PagSeguro Digital Earnings Projection Consensus
Suppose the current estimates of PagSeguro Digital's value are higher than the current market price of the PagSeguro Digital stock. In this case, investors may conclude that PagSeguro Digital is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and PagSeguro Digital's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2026 | Current EPS (TTM) | |
| 15 | 88.6% | 0.0 | 2.147825 | 1.32 |
PagSeguro Digital Ownership Allocation
PagSeguro Digital owns a total of 170.52 Million outstanding shares. The majority of PagSeguro Digital outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in PagSeguro Digital to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in PagSeguro Digital. Please pay attention to any change in the institutional holdings of PagSeguro Digital as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.PagSeguro Digital Profitability Analysis
The company reported the previous year's revenue of 18.33 B. Net Income was 2.38 B with profit before overhead, payroll, taxes, and interest of 9.77 B.PagSeguro Digital Past Distributions to stockholders
About PagSeguro Digital Valuation
The stock valuation mechanism determines PagSeguro Digital's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of PagSeguro Digital based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of PagSeguro Digital. We calculate exposure to PagSeguro Digital's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of PagSeguro Digital's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 10.1 B | 10.6 B | |
| Pretax Profit Margin | 0.12 | 0.14 | |
| Operating Profit Margin | 0.29 | 0.20 | |
| Net Profit Margin | 0.10 | 0.11 | |
| Gross Profit Margin | 0.55 | 0.53 |
PagSeguro Digital Quarterly Retained Earnings |
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A single share of PagSeguro Digital represents a small ownership stake in the entity. As a stockholder of PagSeguro, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
PagSeguro Digital Dividends Analysis For Valuation
Please note that PagSeguro Digital has scaled down on payment of dividends at this time. At this time, PagSeguro Digital's Retained Earnings are comparatively stable compared to the past year. Earnings Yield is likely to gain to 0.16 in 2026, whereas Price Earnings Ratio is likely to drop 6.40 in 2026.
There are various types of dividends PagSeguro Digital can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of PagSeguro shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from PagSeguro Digital directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When PagSeguro pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of PagSeguro Digital by the value of the dividends paid out.
PagSeguro Digital Growth Indicators
Investing in growth stocks can be very risky. If the company such as PagSeguro Digital does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 319.5 M | |
| Quarterly Earnings Growth Y O Y | 0.135 | |
| Forward Price Earnings | 7.874 |
PagSeguro Digital Current Valuation Indicators
PagSeguro Digital's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final PagSeguro Digital's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as PagSeguro Digital, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use PagSeguro Digital's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes PagSeguro Digital's worth.Additional Tools for PagSeguro Stock Analysis
When running PagSeguro Digital's price analysis, check to measure PagSeguro Digital's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PagSeguro Digital is operating at the current time. Most of PagSeguro Digital's value examination focuses on studying past and present price action to predict the probability of PagSeguro Digital's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PagSeguro Digital's price. Additionally, you may evaluate how the addition of PagSeguro Digital to your portfolios can decrease your overall portfolio volatility.