Summit Bank Valuation
| SBKO Stock | USD 13.95 0.22 1.60% |
At this time, the company appears to be overvalued. Summit Bank Group has a current Real Value of $12.24 per share. The regular price of the company is $13.95. Our model measures the value of Summit Bank Group from inspecting the company fundamentals such as Return On Equity of 0.17, shares owned by institutions of 0.29 %, and Operating Margin of 0.46 % as well as reviewing its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Summit Bank's price fluctuation is somewhat reliable at this time. Calculation of the real value of Summit Bank Group is based on 3 months time horizon. Increasing Summit Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Summit Bank is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Summit Pink Sheet. However, Summit Bank's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 13.95 | Real 12.24 | Hype 13.95 | Naive 14.33 |
The intrinsic value of Summit Bank's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Summit Bank's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Summit Bank Group helps investors to forecast how Summit pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Summit Bank more accurately as focusing exclusively on Summit Bank's fundamentals will not take into account other important factors: Summit Bank Total Value Analysis
Summit Bank Group is at this time forecasted to have valuation of (31.76 M) with market capitalization of 7.38 M, debt of 19.62 M, and cash on hands of 180.12 M. The negative valuation of Summit Bank may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the Summit Bank fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(31.76 M) | 7.38 M | 19.62 M | 180.12 M |
Summit Bank Investor Information
The company had not issued any dividends in recent years. Summit Bank Group had 125:100 split on the 9th of April 2021. Summit Bank Group is not in a good financial situation at this time. It has a very high probability of going through financial hardship in February.Summit Bank Asset Utilization
One of the ways to look at asset utilization of Summit is to check how much profit was generated for every dollar of assets it reports. Summit Bank Group exercises its assets roughly 0.0145 %, realizing 0.0145 cents for each dollar of assets held by the company. A flourishing asset utilization indicates the company is being more effective with each dollar of assets it has. In other words, asset utilization of Summit Bank shows how effective it operates for each dollar spent on its assets.Summit Bank Ownership Allocation
About 99.71 % of Summit Bank outstanding shares are held by general public with 0.29 % by institutional holders.Summit Bank Profitability Analysis
The company reported the previous year's revenue of 39.31 M. Net Income was 10.87 M with profit before overhead, payroll, taxes, and interest of 39.31 M.About Summit Bank Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Summit Bank Group. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Summit Bank Group based exclusively on its fundamental and basic technical indicators. By analyzing Summit Bank's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Summit Bank's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Summit Bank. We calculate exposure to Summit Bank's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Summit Bank's related companies.Summit Bank Group, Inc. operates as the bank holding company for Summit Bank that provides commercial banking, financing, real estate lending, and other services to personal and business customers in the United States. Summit Bank Group, Inc. was founded in 2004 and is headquartered in Eugene, Oregon. Summit Bank operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct Summit Bank's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Summit Bank's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Summit Bank's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Summit Bank's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Summit Bank's revenue streams: Identify Summit Bank's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Summit Bank's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Summit Bank's growth potential: Evaluate Summit Bank's management, business model, and growth potential.
- Determine Summit Bank's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Summit Bank's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Summit Bank Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Quarterly Earnings Growth Y O Y | 0.265 | |
| Retained Earnings | 44.8 M |
Other Information on Investing in Summit Pink Sheet
Summit Bank financial ratios help investors to determine whether Summit Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Summit with respect to the benefits of owning Summit Bank security.