Security Bancorp Valuation

SCYT Stock  USD 94.00  0.77  0.81%   
At this time, the company appears to be undervalued. Security Bancorp has a current Real Value of $99.76 per share. The regular price of the company is $94.0. Our model measures the value of Security Bancorp from inspecting the company fundamentals such as Return On Equity of 0.11, price to book of 0.96 X, and Operating Margin of 0.39 % as well as reviewing its technical indicators and probability of bankruptcy.
Undervalued
Today
94.00
Please note that Security Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Security Bancorp is based on 3 months time horizon. Increasing Security Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Security Bancorp's intrinsic value may or may not be the same as its current market price of 94.00, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  94.0 Real  99.76 Hype  94.0 Naive  93.82
The intrinsic value of Security Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Security Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
99.76
Real Value
101.18
Upside
Estimating the potential upside or downside of Security Bancorp helps investors to forecast how Security pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Security Bancorp more accurately as focusing exclusively on Security Bancorp's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
88.1392.1596.16
Details
Hype
Prediction
LowEstimatedHigh
92.5894.0095.42
Details
Naive
Forecast
LowNext ValueHigh
92.4093.8295.24
Details

Security Bancorp Total Value Analysis

Security Bancorp is at this time anticipated to have valuation of 26.61 M with market capitalization of 23.46 M, debt of 2 M, and cash on hands of . Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Security Bancorp fundamentals before making equity appraisal based on enterprise value of the company

Security Bancorp Investor Information

The company has price-to-book ratio of 0.96. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Security Bancorp recorded earning per share (EPS) of 6.84. The entity last dividend was issued on the 31st of May 2022. Based on the analysis of Security Bancorp's profitability, liquidity, and operating efficiency, Security Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.

Security Bancorp Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The newest return on assets of Security implies not a very effective usage of assets in December.

Security Bancorp Profitability Analysis

The company reported the previous year's revenue of 10.26 M. Net Income was 2.65 M with profit before overhead, payroll, taxes, and interest of 9.79 M.

About Security Bancorp Valuation

The pink sheet valuation mechanism determines Security Bancorp's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Security Bancorp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Security Bancorp. We calculate exposure to Security Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Security Bancorp's related companies.
Security Bancorp, Inc. operates as the bank holding company for Security Federal Savings Bank that provides banking products and services to individual and corporate customers in Tennessee. Security Bancorp, Inc. was founded in 1960 and is headquartered in McMinnville, Tennessee. SECURITY BANCORP is traded on OTC Exchange in the United States.

8 Steps to conduct Security Bancorp's Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Security Bancorp's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Security Bancorp's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain Security Bancorp's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine Security Bancorp's revenue streams: Identify Security Bancorp's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research Security Bancorp's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish Security Bancorp's growth potential: Evaluate Security Bancorp's management, business model, and growth potential.
  • Determine Security Bancorp's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Security Bancorp's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.

Security Bancorp Growth Indicators

Investing in growth stocks can be very risky. If the company such as Security Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Quarterly Earnings Growth Y O Y0.307
Retained Earnings26.2 M

Additional Tools for Security Pink Sheet Analysis

When running Security Bancorp's price analysis, check to measure Security Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Security Bancorp is operating at the current time. Most of Security Bancorp's value examination focuses on studying past and present price action to predict the probability of Security Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Security Bancorp's price. Additionally, you may evaluate how the addition of Security Bancorp to your portfolios can decrease your overall portfolio volatility.