First Financial Valuation
| THFF Stock | USD 50.24 0.41 0.82% |
At this time, the firm appears to be overvalued. First Financial shows a prevailing Real Value of $44.61 per share. The current price of the firm is $50.24. Our model computes the value of First Financial from reviewing the firm fundamentals such as Current Valuation of 632.63 M, profit margin of 0.23 %, and Shares Outstanding of 11.81 M as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting First Financial's valuation include:
Price Book 1.0397 | Enterprise Value 632.6 M | Price Sales 3.0949 | Forward PE 9.6712 | Trailing PE 13.5041 |
Overvalued
Today
Please note that First Financial's price fluctuation is very steady at this time. Calculation of the real value of First Financial is based on 3 months time horizon. Increasing First Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the First stock is determined by what a typical buyer is willing to pay for full or partial control of First Financial. Since First Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 50.24 | Real 44.61 | Target 41.5 | Hype 50.26 | Naive 48.38 |
The real value of First Stock, also known as its intrinsic value, is the underlying worth of First Financial Company, which is reflected in its stock price. It is based on First Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of First Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of First Financial helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Financial more accurately as focusing exclusively on First Financial's fundamentals will not take into account other important factors: When choosing an evaluation method for First Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
First Financial Cash |
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First Valuation Trend
Comparing First Financial's enterprise value against its market capitalization is a good way to estimate the value of First Financial uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
First Revenue by Product
First Financial Total Value Analysis
First Financial is at this time forecasted to have valuation of 632.63 M with market capitalization of 588.41 M, debt of 108.58 M, and cash on hands of 336.44 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the First Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
632.63 M | 588.41 M | 108.58 M | 336.44 M |
First Financial Investor Information
About 77.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.04. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. First Financial last dividend was issued on the 1st of October 2024. The entity had 2:1 split on the 16th of October 2003. Based on the analysis of First Financial's profitability, liquidity, and operating efficiency, First Financial is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.34 | 0.3577 |
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| Total Cash From Operating Activities | 44.4 M | 86.1 M |
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| Operating Income | 59.5 M | 72.5 M |
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First Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of First implies not a very effective usage of assets in November.First Financial Ownership Allocation
The market capitalization of First Financial is $588.41 Million. The majority of First Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Financial. Please pay attention to any change in the institutional holdings of First Financial as this could imply that something significant has changed or is about to change at the company. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.First Financial Profitability Analysis
The company reported the previous year's revenue of 202.67 M. Net Income was 60.67 M with profit before overhead, payroll, taxes, and interest of 217.78 M.First Financial Past Distributions to stockholders
| 15th of October 2024 | ||
| 15th of July 2024 | ||
| 15th of April 2024 | ||
| 16th of January 2024 | ||
| 3rd of July 2023 | ||
| 13th of January 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates First Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in First Financial and how it compares across the competition.
About First Financial Valuation
The stock valuation mechanism determines First Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of First Financial. We calculate exposure to First Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 202.7 M | 128.2 M | |
| Pretax Profit Margin | 0.36 | 0.27 | |
| Operating Profit Margin | 0.36 | 0.34 | |
| Net Profit Margin | 0.30 | 0.20 |
First Financial Quarterly Retained Earnings |
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A single share of First Financial represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Financial Dividends Analysis For Valuation
The First Financial's current Dividend Payout Ratio is estimated to increase to 0.27, while Dividends Paid is projected to decrease to roughly 11.1 M. . At this time, First Financial's Retained Earnings are most likely to increase significantly in the upcoming years. The First Financial's current Price Earnings Ratio is estimated to increase to 15.55, while Retained Earnings Total Equity is projected to decrease to roughly 452.4 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 15.4 M | 11.1 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.25 | 0.27 | |
| Dividend Paid And Capex Coverage Ratio | 3.93 | 2.47 |
There are various types of dividends First Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Financial by the value of the dividends paid out.
First Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as First Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 11.9 M | |
| Quarterly Earnings Growth Y O Y | -0.459 | |
| Forward Price Earnings | 9.6712 |
First Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of First Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as First Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use First Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes First Financial's worth.Complementary Tools for First Stock analysis
When running First Financial's price analysis, check to measure First Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Financial is operating at the current time. Most of First Financial's value examination focuses on studying past and present price action to predict the probability of First Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Financial's price. Additionally, you may evaluate how the addition of First Financial to your portfolios can decrease your overall portfolio volatility.
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