First Financial Earnings Estimate

THFF Stock  USD 46.44  0.28  0.61%   
The next projected EPS of First Financial is estimated to be 1.26 with future projections ranging from a low of 0.9825 to a high of 1.11. First Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 3.71. Please be aware that the consensus of earnings estimates for First Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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First Financial is projected to generate 1.26 in earnings per share on the 31st of December 2024. First Financial earnings estimates show analyst consensus about projected First Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on First Financial's historical volatility. Many public companies, such as First Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

First Financial Revenue Breakdown by Earning Segment

By analyzing First Financial's earnings estimates, investors can diagnose different trends across First Financial's analyst sentiment over time as well as compare current estimates against different timeframes. The current Gross Profit is estimated to decrease to about 128.2 M. The current Pretax Profit Margin is estimated to decrease to 0.27
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in First Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in First Stock please use our How to Invest in First Financial guide.

First Financial Earnings Estimation Breakdown

The calculation of First Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First Financial is estimated to be 1.26 with the future projection ranging from a low of 0.9825 to a high of 1.11. Please be aware that this consensus of annual earnings estimates for First Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.74
0.98
Lowest
Expected EPS
1.26
1.11
Highest

First Financial Earnings Projection Consensus

Suppose the current estimates of First Financial's value are higher than the current market price of the First Financial stock. In this case, investors may conclude that First Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and First Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2024Current EPS (TTM)
391.13%
0.74
1.26
3.71

First Financial Earnings History

Earnings estimate consensus by First Financial analysts from Wall Street is used by the market to judge First Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only First Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

First Financial Quarterly Gross Profit

48.99 Million

At this time, First Financial's Retained Earnings are most likely to increase significantly in the upcoming years. The First Financial's current Price Earnings Ratio is estimated to increase to 15.55, while Retained Earnings Total Equity is projected to decrease to roughly 452.4 M. The First Financial's current Net Income Applicable To Common Shares is estimated to increase to about 85.9 M, while Common Stock Shares Outstanding is projected to decrease to roughly 10.4 M.
Hype
Prediction
LowEstimatedHigh
44.0646.4348.80
Details
Intrinsic
Valuation
LowRealHigh
41.8049.4951.86
Details
3 Analysts
Consensus
LowTargetHigh
46.4151.0056.61
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as First Financial. Your research has to be compared to or analyzed against First Financial's peers to derive any actionable benefits. When done correctly, First Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in First Financial. Note that many institutional investors and large investment bankers can move markets due to the volume of First assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards First Financial. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving First Financial's stock price in the short term.

First Financial Earnings per Share Projection vs Actual

Actual Earning per Share of First Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering First Financial predict the company's earnings will be in the future. The higher the earnings per share of First Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

First Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as First Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of First Financial should always be considered in relation to other companies to make a more educated investment decision.

First Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact First Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-10-22
2024-09-300.910.74-0.1718 
2024-07-23
2024-06-300.960.960.0
2024-04-30
2024-03-310.980.93-0.05
2024-01-30
2023-12-311.131.06-0.07
2023-10-24
2023-09-301.171.370.217 
2023-07-25
2023-06-301.221.330.11
2023-04-25
2023-03-311.251.330.08
2023-02-07
2022-12-311.361.370.01
2022-10-25
2022-09-301.351.50.1511 
2022-07-26
2022-06-301.091.270.1816 
2022-04-26
2022-03-311.011.670.6665 
2022-02-01
2021-12-311.10.58-0.5247 
2021-10-26
2021-09-301.171.240.07
2021-07-27
2021-06-300.891.240.3539 
2021-04-27
2021-03-310.810.950.1417 
2021-02-02
2020-12-310.881.150.2730 
2020-10-28
2020-09-300.731.020.2939 
2020-07-31
2020-06-300.610.870.2642 
2020-04-29
2020-03-310.640.890.2539 
2020-02-06
2019-12-310.991.050.06
2019-10-25
2019-09-300.920.930.01
2019-07-23
2019-06-300.841.020.1821 
2019-04-23
2019-03-310.820.79-0.03
2019-02-01
2018-12-310.910.9-0.01
2018-10-23
2018-09-300.890.920.03
2018-07-24
2018-06-300.841.250.4148 
2018-04-24
2018-03-310.760.73-0.03
2018-02-06
2017-12-310.710.730.02
2017-10-23
2017-09-300.70.720.02
2017-07-25
2017-06-300.690.68-0.01
2017-04-26
2017-03-310.640.770.1320 
2017-02-07
2016-12-310.670.680.01
2016-10-25
2016-09-300.660.670.01
2016-07-25
2016-06-300.610.680.0711 
2016-04-27
2016-03-310.561.080.5292 
2016-02-08
2015-12-310.620.56-0.06
2015-10-28
2015-09-300.610.650.04
2015-07-28
2015-06-300.60.54-0.0610 
2015-04-29
2015-03-310.610.6-0.01
2015-02-03
2014-12-310.620.710.0914 
2014-10-30
2014-09-300.60.620.02
2014-07-29
2014-06-300.60.630.03
2014-04-29
2014-03-310.570.590.02
2014-02-05
2013-12-310.550.670.1221 
2013-10-29
2013-09-300.540.640.118 
2013-07-29
2013-06-300.570.48-0.0915 
2013-04-29
2013-03-310.570.580.01
2013-02-08
2012-12-310.60.650.05
2012-10-30
2012-09-300.630.61-0.02
2012-07-30
2012-06-300.610.660.05
2012-04-26
2012-03-310.640.56-0.0812 
2012-01-31
2011-12-310.630.770.1422 
2011-10-20
2011-09-300.630.750.1219 
2011-07-21
2011-06-300.570.640.0712 
2011-04-22
2011-03-310.520.670.1528 
2011-01-26
2010-12-310.50.640.1428 
2010-10-22
2010-09-300.550.48-0.0712 
2010-07-22
2010-06-300.530.590.0611 
2010-04-23
2010-03-310.490.43-0.0612 
2010-01-28
2009-12-310.510.45-0.0611 
2009-10-27
2009-09-300.50.590.0918 
2009-08-03
2009-06-300.380.35-0.03
2009-04-29
2009-03-310.460.35-0.1123 
2009-01-28
2008-12-310.510.550.04
2008-10-28
2008-09-300.510.27-0.2447 
2008-07-24
2008-06-300.480.550.0714 
2008-04-16
2008-03-310.470.530.0612 
2008-01-18
2007-12-310.490.490.0
2007-10-19
2007-09-300.480.480.0
1996-10-29
1996-09-300.290.26-0.0310 

About First Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of First Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current First Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as First Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings763.3 M801.4 M
Retained Earnings Total Equity707.1 M452.4 M
Earning Assets840.8 M687.3 M
Earnings Yield 0.11  0.06 
Price Earnings Ratio 9.74  15.55 
Price Earnings To Growth Ratio(0.60)(0.57)

Currently Active Assets on Macroaxis

When determining whether First Financial is a strong investment it is important to analyze First Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Financial's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in First Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in First Stock please use our How to Invest in First Financial guide.
You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.46)
Dividend Share
1.8
Earnings Share
3.71
Revenue Per Share
16.113
Quarterly Revenue Growth
(0.05)
The market value of First Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.