Tyler Technologies Valuation

TYL Stock  USD 434.76  5.82  1.32%   
At this time, the company appears to be overvalued. Tyler Technologies has a current Real Value of $415.99 per share. The regular price of the company is $434.76. Our model measures the value of Tyler Technologies from inspecting the company fundamentals such as Operating Margin of 0.16 %, shares outstanding of 43.03 M, and Return On Equity of 0.0917 as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Tyler Technologies' valuation include:
Price Book
5.1923
Enterprise Value
18.4 B
Enterprise Value Ebitda
34.4199
Price Sales
8.1837
Forward PE
33.8983
Overvalued
Today
434.76
Please note that Tyler Technologies' price fluctuation is very steady at this time. Calculation of the real value of Tyler Technologies is based on 3 months time horizon. Increasing Tyler Technologies' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Tyler stock is determined by what a typical buyer is willing to pay for full or partial control of Tyler Technologies. Since Tyler Technologies is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Tyler Stock. However, Tyler Technologies' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  434.76 Real  415.99 Target  617.67 Hype  434.76 Naive  425.2
The intrinsic value of Tyler Technologies' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Tyler Technologies' stock price.
414.44
Downside
415.99
Real Value
478.24
Upside
Estimating the potential upside or downside of Tyler Technologies helps investors to forecast how Tyler stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Tyler Technologies more accurately as focusing exclusively on Tyler Technologies' fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
2.943.143.31
Details
Hype
Prediction
LowEstimatedHigh
433.21434.76436.31
Details
Naive
Forecast
LowNext ValueHigh
423.65425.20426.75
Details
19 Analysts
Consensus
LowTarget PriceHigh
562.08617.67685.61
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Tyler Technologies' intrinsic value based on its ongoing forecasts of Tyler Technologies' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Tyler Technologies' closest peers.

Tyler Technologies Cash

899.25 Million

Tyler Revenue by Product

Tyler Technologies Total Value Analysis

Tyler Technologies is at this time anticipated to have company total value of 18.4 B with market capitalization of 18.81 B, debt of 638.37 M, and cash on hands of 744.72 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Tyler Technologies fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
18.4 B
18.81 B
638.37 M
744.72 M

Tyler Technologies Investor Information

About 98.0% of the company shares are owned by institutional investors. The company has Price/Earnings To Growth (PEG) ratio of 2.03. Tyler Technologies recorded earning per share (EPS) of 7.17. The entity last dividend was issued on the 31st of January 1990. The firm had 3:1 split on the 15th of May 1990. Based on the key indicators related to Tyler Technologies' liquidity, profitability, solvency, and operating efficiency, Tyler Technologies is performing exceptionally good at the present time. It has a great chance to report excellent financial results in February.

Tyler Technologies Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Tyler Technologies has an asset utilization ratio of 41.27 percent. This suggests that the Company is making $0.41 for each dollar of assets. An increasing asset utilization means that Tyler Technologies is more efficient with each dollar of assets it utilizes for everyday operations.
 
Oil Shock
 
Dot-com Bubble
 
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Covid
 
Interest Hikes

Tyler Technologies Profitability Analysis

Based on Tyler Technologies' profitability indicators, Tyler Technologies is yielding more profit at the present time then in previous quarter. It has a moderate chance of reporting better profitability numbers in February. Profitability indicators assess Tyler Technologies' ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1990-03-31
Previous Quarter
84.6 M
Current Value
84.4 M
Quarterly Volatility
22.1 M
 
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Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
At this time, Tyler Technologies' Gross Profit is quite stable compared to the past year. Pretax Profit Margin is expected to rise to 0.14 this year, although the value of Operating Profit Margin will most likely fall to 0.07.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.320.37
Fairly Down
Very volatile
Net Profit Margin0.120.11
Significantly Up
Very volatile
Return On Assets0.0480.0457
Sufficiently Up
Slightly volatile
Return On Equity0.07340.0699
Sufficiently Up
Slightly volatile
For Tyler Technologies profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Tyler Technologies to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Tyler Technologies utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Tyler Technologies's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Tyler Technologies over time as well as its relative position and ranking within its peers.

Tyler Technologies Earnings per Share Projection vs Actual

The next projected EPS of Tyler Technologies is estimated to be 3.141 with future projections ranging from a low of 2.945 to a high of 3.3125. Tyler Technologies' most recent 12-month trailing earnings per share (EPS TTM) is at 7.17. Please be aware that the consensus of earnings estimates for Tyler Technologies is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Tyler Technologies is projected to generate 3.141 in earnings per share on the 31st of December 2026. Tyler Technologies earnings estimates show analyst consensus about projected Tyler Technologies EPS (Earning Per Share). It derives the highest and the lowest estimates based on Tyler Technologies' historical volatility. Many public companies, such as Tyler Technologies, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Tyler Technologies Earnings Estimation Breakdown

The calculation of Tyler Technologies' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Tyler Technologies is estimated to be 3.141 with the future projection ranging from a low of 2.945 to a high of 3.3125. Please be aware that this consensus of annual earnings estimates for Tyler Technologies is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.0
2.94
Lowest
Expected EPS
3.141
3.31
Highest

Tyler Technologies Earnings Projection Consensus

Suppose the current estimates of Tyler Technologies' value are higher than the current market price of the Tyler Technologies stock. In this case, investors may conclude that Tyler Technologies is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Tyler Technologies' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2026Current EPS (TTM)
2189.49%
0.0
3.141
7.17

Tyler Technologies Ownership Allocation

Tyler Technologies shows a total of 43.03 Million outstanding shares. The majority of Tyler Technologies outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Tyler Technologies to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Tyler Technologies. Please pay attention to any change in the institutional holdings of Tyler Technologies as this could imply that something significant has changed or is about to change at the company. Please note that on October 22, 2025, Representative Lisa McClain of US Congress acquired under $15k worth of Tyler Technologies's common stock.

Tyler Technologies Profitability Analysis

The company reported the last year's revenue of 2.14 B. Total Income to common stockholders was 263.03 M with profit before taxes, overhead, and interest of 1.06 B.

About Tyler Technologies Valuation

We use absolute and relative valuation methodologies to arrive at the intrinsic value of Tyler Technologies. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Tyler Technologies based exclusively on its fundamental and basic technical indicators. By analyzing Tyler Technologies's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Tyler Technologies's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Tyler Technologies. We calculate exposure to Tyler Technologies's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Tyler Technologies's related companies.
Last ReportedProjected for Next Year
Gross ProfitB1.1 B
Pretax Profit Margin 0.13  0.14 
Operating Profit Margin 0.13  0.07 
Net Profit Margin 0.11  0.12 
Gross Profit Margin 0.37  0.32 

Tyler Technologies Growth Indicators

Investing in growth stocks can be very risky. If the company such as Tyler Technologies does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding43.5 M
Quarterly Earnings Growth Y O Y0.109
Forward Price Earnings33.8983

Tyler Technologies Current Valuation Indicators

Tyler Technologies' valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Tyler Technologies' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Tyler Technologies, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Tyler Technologies' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Tyler Technologies' worth.
When determining whether Tyler Technologies is a strong investment it is important to analyze Tyler Technologies' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Tyler Technologies' future performance. For an informed investment choice regarding Tyler Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Tyler Technologies. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as various price indices.
For more information on how to buy Tyler Stock please use our How to buy in Tyler Stock guide.
You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Tyler Technologies. If investors know Tyler will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Tyler Technologies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.109
Earnings Share
7.17
Revenue Per Share
53.473
Quarterly Revenue Growth
0.097
Return On Assets
0.0458
The market value of Tyler Technologies is measured differently than its book value, which is the value of Tyler that is recorded on the company's balance sheet. Investors also form their own opinion of Tyler Technologies' value that differs from its market value or its book value, called intrinsic value, which is Tyler Technologies' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Tyler Technologies' market value can be influenced by many factors that don't directly affect Tyler Technologies' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Tyler Technologies' value and its price as these two are different measures arrived at by different means. Investors typically determine if Tyler Technologies is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Tyler Technologies' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.