Tyler Technologies Stock Analysis

TYL Stock  USD 441.10  5.27  1.21%   
Tyler Technologies holds a debt-to-equity ratio of 0.446. At this time, Tyler Technologies' Debt To Assets are quite stable compared to the past year. Long Term Debt To Capitalization is expected to rise to 0.25 this year, although the value of Short and Long Term Debt will most likely fall to about 29.7 M. Tyler Technologies' financial risk is the risk to Tyler Technologies stockholders that is caused by an increase in debt.

Asset vs Debt

Equity vs Debt

Tyler Technologies' liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Tyler Technologies' cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Tyler Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Tyler Technologies' stakeholders.
For most companies, including Tyler Technologies, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Tyler Technologies, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Tyler Technologies' management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
5.2051
Book Value
83.753
Operating Margin
0.1643
Profit Margin
0.1372
Return On Assets
0.0458
At this time, Tyler Technologies' Total Current Liabilities is quite stable compared to the past year. Liabilities And Stockholders Equity is expected to rise to about 6.3 B this year, although the value of Non Current Liabilities Other will most likely fall to about 19.2 M.
Tyler Technologies is undervalued with Real Value of 549.89 and Target Price of 640.85. The main objective of Tyler Technologies stock analysis is to determine its intrinsic value, which is an estimate of what Tyler Technologies is worth, separate from its market price. There are two main types of Tyler Technologies' stock analysis: fundamental analysis and technical analysis.
The Tyler Technologies stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Tyler Technologies. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.
For more information on how to buy Tyler Stock please use our How to buy in Tyler Stock guide.

Tyler Stock Analysis Notes

About 99.0% of the company shares are owned by institutional investors. The company has Price/Earnings To Growth (PEG) ratio of 2.0. Tyler Technologies recorded earning per share (EPS) of 7.19. The entity last dividend was issued on the 31st of January 1990. The firm had 3:1 split on the 15th of May 1990. Tyler Technologies, Inc. provides integrated information management solutions and services for the public sector. Tyler Technologies, Inc. was founded in 1966 and is headquartered in Plano, Texas. Tyler Technologies operates under SoftwareApplication classification in the United States and is traded on New York Stock Exchange. It employs 6800 people. To find out more about Tyler Technologies contact H Moore at 972 713 3700 or learn more at https://www.tylertech.com.

Tyler Technologies Investment Alerts

Tyler Technologies generated a negative expected return over the last 90 days
Tyler Technologies is unlikely to experience financial distress in the next 2 years
Over 99.0% of the company shares are owned by institutional investors
Latest headline from globenewswire.com: The Quantum Shield Hardening AI Critical Infrastructure

Tyler Technologies Upcoming and Recent Events

14th of February 2024
Upcoming Quarterly Report
View
24th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
14th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Tyler Largest EPS Surprises

Earnings surprises can significantly impact Tyler Technologies' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2002-03-06
2001-12-310.010.0042-0.005858 
2008-04-23
2008-03-310.090.08-0.0111 
2007-02-28
2006-12-310.090.10.0111 
View All Earnings Estimates

Tyler Technologies Environmental, Social, and Governance (ESG) Scores

Tyler Technologies' ESG score is a quantitative measure that evaluates Tyler Technologies' performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Tyler Technologies' operations that may have significant financial implications and affect Tyler Technologies' stock price as well as guide investors towards more socially responsible investments.

Tyler Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Amvescap Plc.2025-06-30
827.1 K
Apg All Pensions Group2025-06-30
774.3 K
Artisan Partners Limited Partnership2025-06-30
698.6 K
Holocene Advisors, Lp2025-06-30
576.1 K
Van Eck Associates Corporation2025-06-30
548.2 K
Northern Trust Corp2025-06-30
496.5 K
Jpmorgan Chase & Co2025-06-30
432.8 K
Blair William & Co2025-06-30
424.8 K
Hhg Plc2025-06-30
403.3 K
Vanguard Group Inc2025-06-30
5.6 M
Blackrock Inc2025-06-30
4.3 M
Note, although Tyler Technologies' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Tyler Market Capitalization

The company currently falls under 'Large-Cap' category with a total capitalization of 18.85 B.

Tyler Profitablity

The company has Net Profit Margin of 0.14 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.16 %, which entails that for every 100 dollars of revenue, it generated $0.16 of operating income.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.15  0.14 
Return On Capital Employed 0.07  0.08 
Return On Assets 0.05  0.05 
Return On Equity 0.07  0.07 

Management Efficiency

Tyler Technologies has Return on Asset of 0.0458 % which means that on every $100 spent on assets, it made $0.0458 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0917 %, implying that it generated $0.0917 on every 100 dollars invested. Tyler Technologies' management efficiency ratios could be used to measure how well Tyler Technologies manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Tyler Technologies' Return On Capital Employed is quite stable compared to the past year. Return On Assets is expected to rise to 0.05 this year, although the value of Return On Tangible Assets will most likely fall to 0.14. At this time, Tyler Technologies' Intangible Assets are quite stable compared to the past year. Other Assets is expected to rise to about 204.9 M this year, although the value of Return On Tangible Assets will most likely fall to 0.14.
Last ReportedProjected for Next Year
Book Value Per Share 71.57  75.15 
Tangible Book Value Per Share(1.38)(1.32)
Enterprise Value Over EBITDA 47.20  49.56 
Price Book Value Ratio 6.53  3.58 
Enterprise Value Multiple 47.20  49.56 
Price Fair Value 6.53  3.58 
Enterprise Value12.8 B13.5 B
The strategic vision of Tyler Technologies management plays a critical role in its financial performance. By evaluating this vision, we provide insights into the stock's growth potential.
Operating Margin
0.1643
Profit Margin
0.1372
Beta
0.912
Return On Assets
0.0458
Return On Equity
0.0917

Technical Drivers

As of the 6th of January, Tyler Technologies has the Coefficient Of Variation of (967.66), risk adjusted performance of (0.07), and Variance of 2.95. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Tyler Technologies, as well as the relationship between them. Please validate Tyler Technologies information ratio and kurtosis to decide if Tyler Technologies is priced more or less accurately, providing market reflects its prevalent price of 441.1 per share. Given that Tyler Technologies has information ratio of (0.15), we advise you to double-check Tyler Technologies's current market performance to make sure the company can sustain itself at a future point.

Tyler Technologies Price Movement Analysis

The output start index for this execution was two with a total number of output elements of fifty-nine. The Simple Moving Average indicator is calculated by adding the closing price of Tyler Technologies for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out Tyler Technologies short-term fluctuations and highlight longer-term trends or cycles.

Tyler Technologies Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Tyler Technologies insiders, such as employees or executives, is commonly permitted as long as it does not rely on Tyler Technologies' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Tyler Technologies insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Tyler Technologies Outstanding Bonds

Tyler Technologies issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Tyler Technologies uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Tyler bonds can be classified according to their maturity, which is the date when Tyler Technologies has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Tyler Technologies Predictive Daily Indicators

Tyler Technologies intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Tyler Technologies stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Tyler Technologies Corporate Filings

F4
2nd of January 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
19th of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
17th of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
15th of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
11th of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
26th of November 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
29th of October 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
2nd of October 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Tyler Technologies Forecast Models

Tyler Technologies' time-series forecasting models are one of many Tyler Technologies' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Tyler Technologies' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Tyler Technologies Bond Ratings

Tyler Technologies financial ratings play a critical role in determining how much Tyler Technologies have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Tyler Technologies' borrowing costs.
Piotroski F Score
6
HealthyView
Beneish M Score
(2.81)
Unlikely ManipulatorView

Tyler Technologies Debt to Cash Allocation

Many companies such as Tyler Technologies, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
Tyler Technologies has 638.37 M in debt with debt to equity (D/E) ratio of 0.45, which is OK given its current industry classification. Tyler Technologies has a current ratio of 1.04, demonstrating that it may have difficulties to pay its financial commitments when the payables are due. Note however, debt could still be an excellent tool for Tyler to invest in growth at high rates of return.

Tyler Technologies Total Assets Over Time

Tyler Technologies Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Tyler Technologies uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Tyler Technologies Debt Ratio

    
  17.0   
It seems most of the Tyler Technologies' assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Tyler Technologies' operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Tyler Technologies, which in turn will lower the firm's financial flexibility.

Tyler Technologies Corporate Bonds Issued

Tyler Technologies issues bonds to finance its operations. Corporate bonds make up one of the most significant components of the U.S. bond market and are considered the world's largest securities market. Tyler Technologies uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt.

Tyler Short Long Term Debt Total

Short Long Term Debt Total

770.83 Million

At this time, Tyler Technologies' Short and Long Term Debt Total is quite stable compared to the past year.

About Tyler Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Tyler Technologies prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Tyler shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Tyler Technologies. By using and applying Tyler Stock analysis, traders can create a robust methodology for identifying Tyler entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.13  0.14 
Operating Profit Margin 0.13  0.07 
Net Profit Margin 0.11  0.12 
Gross Profit Margin 0.37  0.32 

Current Tyler Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Tyler analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Tyler analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
640.85Strong Buy19Odds
Tyler Technologies current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Tyler analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Tyler stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Tyler Technologies, talking to its executives and customers, or listening to Tyler conference calls.
Tyler Analyst Advice Details

Tyler Stock Analysis Indicators

Tyler Technologies stock analysis indicators help investors evaluate how Tyler Technologies stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Tyler Technologies shares will generate the highest return on investment. By understating and applying Tyler Technologies stock analysis, traders can identify Tyler Technologies position entry and exit signals to maximize returns.
Begin Period Cash Flow165.5 M
Total Stockholder Equity3.4 B
Capital Lease Obligations40.4 M
Property Plant And Equipment Net195.2 M
Cash And Short Term Investments768 M
Cash744.7 M
50 Day M A467.3558
Net Interest Income-5.9 M
Total Current Liabilities1.1 B
Forward Price Earnings33.4448
Stock Based Compensation122.8 M
Long Term Debt597.9 M
Common Stock Shares Outstanding43.5 M
Total Cashflows From Investing Activities-67.6 M
Tax Provision45.1 M
Quarterly Earnings Growth Y O Y0.109
Accounts Payable156.8 M
Net Debt-106.4 M
Other Operating Expenses1.8 B
Non Current Assets Total3.7 B
Liabilities And Stockholders Equity5.2 B
Non Currrent Assets Other93.5 M
When determining whether Tyler Technologies is a strong investment it is important to analyze Tyler Technologies' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Tyler Technologies' future performance. For an informed investment choice regarding Tyler Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Tyler Technologies. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.
For more information on how to buy Tyler Stock please use our How to buy in Tyler Stock guide.
You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Tyler Technologies. If investors know Tyler will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Tyler Technologies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.109
Earnings Share
7.19
Revenue Per Share
53.473
Quarterly Revenue Growth
0.097
Return On Assets
0.0458
The market value of Tyler Technologies is measured differently than its book value, which is the value of Tyler that is recorded on the company's balance sheet. Investors also form their own opinion of Tyler Technologies' value that differs from its market value or its book value, called intrinsic value, which is Tyler Technologies' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Tyler Technologies' market value can be influenced by many factors that don't directly affect Tyler Technologies' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Tyler Technologies' value and its price as these two are different measures arrived at by different means. Investors typically determine if Tyler Technologies is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Tyler Technologies' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.