Coastal Financial Earnings Estimate

CCB Stock  USD 89.18  0.75  0.83%   
The next projected EPS of Coastal Financial is estimated to be 0.905 with future projections ranging from a low of 0.78 to a high of 1.02. Coastal Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 3.26. Please be aware that the consensus of earnings estimates for Coastal Financial Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Coastal Financial is projected to generate 0.905 in earnings per share on the 31st of March 2025. Coastal Financial earnings estimates show analyst consensus about projected Coastal Financial Corp EPS (Earning Per Share). It derives the highest and the lowest estimates based on Coastal Financial's historical volatility. Many public companies, such as Coastal Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing Coastal Financial's earnings estimates, investors can diagnose different trends across Coastal Financial's analyst sentiment over time as well as compare current estimates against different timeframes. The current year's Gross Profit is expected to grow to about 398.9 M. The current year's Pretax Profit Margin is expected to grow to 0.21
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Coastal Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.

Coastal Financial Earnings Estimation Breakdown

The calculation of Coastal Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Coastal Financial is estimated to be 0.905 with the future projection ranging from a low of 0.78 to a high of 1.02. Please be aware that this consensus of annual earnings estimates for Coastal Financial Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.94
0.78
Lowest
Expected EPS
0.905
1.02
Highest

Coastal Financial Earnings Projection Consensus

Suppose the current estimates of Coastal Financial's value are higher than the current market price of the Coastal Financial stock. In this case, investors may conclude that Coastal Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Coastal Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
484.07%
0.94
0.905
3.26

Coastal Financial Earnings History

Earnings estimate consensus by Coastal Financial Corp analysts from Wall Street is used by the market to judge Coastal Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Coastal Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Coastal Financial Quarterly Gross Profit

117.56 Million

At present, Coastal Financial's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings Total Equity is expected to grow to about 144.9 M, whereas Earning Assets are forecasted to decline to about 153.4 M. The current year's Net Income Applicable To Common Shares is expected to grow to about 49.1 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 11.5 M.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Coastal Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
88.7091.1093.50
Details
Intrinsic
Valuation
LowRealHigh
88.6491.0493.44
Details
Naive
Forecast
LowNextHigh
90.9493.3495.74
Details
4 Analysts
Consensus
LowTargetHigh
82.3690.50100.46
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Coastal assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Coastal Financial. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Coastal Financial's stock price in the short term.

Coastal Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Coastal Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Coastal Financial Corp predict the company's earnings will be in the future. The higher the earnings per share of Coastal Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Coastal Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Coastal Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Coastal Financial should always be considered in relation to other companies to make a more educated investment decision.

Coastal Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Coastal Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-28
2024-12-310.960.94-0.02
2024-10-28
2024-09-300.950.970.02
2024-07-29
2024-06-300.80.840.04
2024-04-29
2024-03-310.760.5-0.2634 
2024-01-30
2023-12-310.730.66-0.07
2023-10-27
2023-09-300.930.75-0.1819 
2023-07-27
2023-06-300.970.95-0.02
2023-04-27
2023-03-310.870.910.04
2023-01-27
2022-12-310.850.960.1112 
2022-10-27
2022-09-300.80.820.02
2022-07-27
2022-06-300.530.760.2343 
2022-04-27
2022-03-310.430.460.03
2022-01-27
2021-12-310.530.570.04
2021-10-27
2021-09-300.410.540.1331 
2021-07-27
2021-06-300.480.490.01
2021-04-27
2021-03-310.380.490.1128 
2021-01-27
2020-12-310.370.380.01
2020-10-27
2020-09-300.30.340.0413 
2020-07-27
2020-06-300.210.30.0942 
2020-04-27
2020-03-310.240.22-0.02
2020-01-27
2019-12-310.280.30.02
2019-10-28
2019-09-300.270.290.02
2019-07-26
2019-06-300.250.270.02
2019-04-26
2019-03-310.230.230.0
2019-01-25
2018-12-310.240.250.01
2018-10-23
2018-09-300.230.22-0.01
2018-08-21
2018-06-300.240.12-0.1250 
2018-04-11
2018-03-3100.020.02
2007-04-25
2007-03-3100.190.19
2007-02-09
2006-12-3100.220.22
2006-12-14
2006-09-3000.220.22
2006-08-09
2006-06-3000.220.22
2006-05-10
2006-03-3100.210.21

About Coastal Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Coastal Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Coastal Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Coastal Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings190.1 M199.6 M
Earning Assets178.7 M153.4 M
Retained Earnings Total Equity138 M144.9 M
Earnings Yield 0.07  0.04 
Price Earnings Ratio 15.19  14.43 
Price Earnings To Growth Ratio 2.17  1.09 

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When determining whether Coastal Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Coastal Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Coastal Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Coastal Financial Corp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Coastal Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Coastal Financial. If investors know Coastal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Coastal Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.293
Earnings Share
3.26
Revenue Per Share
21.247
Quarterly Revenue Growth
0.179
Return On Assets
0.0106
The market value of Coastal Financial Corp is measured differently than its book value, which is the value of Coastal that is recorded on the company's balance sheet. Investors also form their own opinion of Coastal Financial's value that differs from its market value or its book value, called intrinsic value, which is Coastal Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Coastal Financial's market value can be influenced by many factors that don't directly affect Coastal Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Coastal Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Coastal Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Coastal Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.