First Commonwealth Financial Stock Today

FCF Stock  USD 18.38  0.01  0.05%   

Performance

Solid

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
First Commonwealth is trading at 18.38 as of the 18th of February 2026. This is a 0.05 percent up since the beginning of the trading day. The stock's lowest day price was 18.33. First Commonwealth has a very small chance of experiencing financial distress in the next few years and had a solid performance during the last 90 days. The performance scores are derived for the period starting the 20th of November 2025 and ending today, the 18th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
19th of January 1992
Category
Financial Services
Classification
Financials
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania. The company has 102.84 M outstanding shares of which 1.7 M shares are currently shorted by investors with about 2.61 days to cover. More on First Commonwealth Financial

Moving together with First Stock

  0.93BNPH BNP PARIBAS ADRPairCorr
  0.74BIRG Bank of IrelandPairCorr
  0.95AX Axos FinancialPairCorr
  0.98BY Byline BancorpPairCorr
  0.66KBN Komplett Bank ASAPairCorr

Moving against First Stock

  0.733YB Postal Savings BankPairCorr
  0.43ICBA ICICI Bank LimitedPairCorr
  0.41D7C China CITIC BankPairCorr
  0.39C3B Chongqing Rural CommPairCorr
Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOThomas Price
Old Names[Dominion Lending Centres Inc, FST CWTH FINL]
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NYSE Composite, SP Small-Cap 600, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01040.0123
Fairly Down
Slightly volatile
Asset Turnover0.06580.0591
Moderately Up
Pretty Stable
Gross Profit Margin0.540.676
Significantly Down
Pretty Stable
Total Current Liabilities5.4 B4.3 B
Significantly Up
Slightly volatile
Non Current Liabilities Total6.8 B6.5 B
Sufficiently Up
Slightly volatile
Total Assets6.8 B12.3 B
Way Down
Slightly volatile
Total Current Assets609.1 M1.2 B
Way Down
Pretty Stable
Total Cash From Operating Activities85.2 M148.9 M
Way Down
Slightly volatile
Debt Levels
First Commonwealth utilizes debt financing to potentially enhance returns on invested capital. The relationship between total debt and total assets provides valuable insight into First Commonwealth's leverage profile, showing how much of First Commonwealth's resources are funded through borrowing.
Liquidity
First Commonwealth Financial has 409.71 M in debt with debt to equity (D/E) ratio of 8.13, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for First to invest in growth at high rates of return.

Change In Working Capital

3.48 Million
First Commonwealth Financial (FCF) is traded on New York Stock Exchange in USA and employs 1,567 people. First Commonwealth is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a total capitalization of 1.91 B. First Commonwealth runs under Banks sector within Financials industry. The entity has 102.84 M outstanding shares of which 1.7 M shares are currently shorted by investors with about 2.61 days to cover. First Commonwealth Financial has about 180.77 M in cash with 129.46 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.94.
Check First Commonwealth Probability Of Bankruptcy
Ownership Allocation
First Commonwealth holds a total of 102.84 Million outstanding shares. The majority of First Commonwealth Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Commonwealth to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Commonwealth. Please pay attention to any change in the institutional holdings of First Commonwealth Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Northern Trust Corp2025-06-30
1.4 M
Morgan Stanley - Brokerage Accounts2025-06-30
1.3 M
Waldron, Lp2025-06-30
1.2 M
First Commonwealth Financial Corp2025-06-30
M
Bank Of New York Mellon Corp2025-06-30
970.2 K
Jpmorgan Chase & Co2025-06-30
649.2 K
Amvescap Plc.2025-06-30
565.6 K
Principal Financial Group Inc2025-06-30
518.4 K
Millennium Management Llc2025-06-30
512.8 K
Blackrock Inc2025-06-30
14.9 M
Vanguard Group Inc2025-06-30
11.7 M
View First Commonwealth Diagnostics

First Commonwealth Historical Income Statement

At this time, First Commonwealth's Selling General Administrative is most likely to increase significantly in the upcoming years. The First Commonwealth's current Operating Income is estimated to increase to about 208.3 M, while Gross Profit is projected to decrease to roughly 255 M. View More Fundamentals

First Stock Against Markets

First Commonwealth Corporate Directors

Johnston GlassIndependent DirectorProfile
Ray CharleyIndependent DirectorProfile
Julie CaponiIndependent DirectorProfile
Aradhna OliphantIndependent DirectorProfile
When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in services.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Can Regional Banks industry sustain growth momentum? Does First have expansion opportunities? Factors like these will boost the valuation of First Commonwealth. Market participants price First higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating First Commonwealth demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.229
Dividend Share
0.54
Earnings Share
1.48
Revenue Per Share
4.69
Quarterly Revenue Growth
0.148
Understanding First Commonwealth requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value - what First Commonwealth's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Market sentiment, economic cycles, and investor behavior can push First Commonwealth's price substantially above or below its fundamental value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First Commonwealth's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.