Capital One Earnings Estimate

COF Stock

USD 192.53 -0.06 -0.03%

Capital One next estimated EPS is 4.76 for 30th of June 2026. The current analyst range runs from 3.41 to 5.61. The last reported EPS was 4.42 as of 31st of March 2026. Review consensus EPS, actual EPS, and quarterly surprise history below. For broader company context, return to Capital One overview.

Macro event markers

Dot-com Bubble

Housing Crash

Credit Downgrade

Yuan Drop

Covid

Interest Hikes

Capital One has a market cap of 122.14 billion, an operating margin of 28.59% on a trailing twelve-month basis, compared to 3.13% in the last reported annual period. . Broader economic conditions can influence Capital One Financial's company valuation - related indicators include signals in industry.

Earnings Estimation Breakdown

23 analysts contribute to the current consensus. The last reported EPS was 4.42 as of 31st of March 2026.

Last Reported EPS

4.42

3.41

Lowest

4.76

Expected EPS

5.61

Highest

Analyst estimate range around the current expected EPS projection.

Earnings Projection Consensus

Number of Analysts	Historical Accuracy	Last Reported EPS		Estimated EPS for 30th of June 2026	Current EPS (TTM)
23	81.6%	4.42		4.76	3.25

Earnings History

Quarterly gross profit history for Capital One is shown below using reported financial data.

Capital One Quarterly Gross Profit

$11.16 billion

Mean reversion analysis in Capital One's involves identifying price extremes that diverge materially from the historical norm. High prices relative to historical norms contrast with unusually low prices, where recovery expectations may emerge. Mean reversion in Capital One is distinct from trend following, which rides momentum rather than betting on reversals. Momentum identifies the trend while mean reversion identifies when it has extended beyond sustainable levels.

Sentiment

Range

Low	Sentiment	High
190.88	193.17	195.46

Details

Intrinsic

Valuation

Low	Intrinsic	High
173.28	630.68	632.97

Details

Naive

Forecast

Low	Next	High
186.07	188.35	190.64

Details

Analyst

Consensus

Low	Target	High
232.22	255.19	283.26

Details

Capital One's financial and valuation profile is evaluated here relative to direct competitors. Capital One's multiples and operating metrics gain context when measured against direct competitors. Growth rates, profitability, and capital efficiency relative to peers frame Capital One's competitive position. This relative positioning provides the competitive context that single-company analysis alone cannot deliver.

Earnings per Share Projection vs Actual

This chart compares actual EPS with consensus estimates and the current high-low analyst range by reporting date.

Estimated Months Earnings per Share

This chart shows the estimate series used for upcoming reporting periods.

Quarterly Analyst Estimates and Surprise Metrics

The table below lists reported EPS, estimated EPS, and the reported surprise for each available quarter.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2026-04-21	2026-03-31	4.57	4.42	-0.15	3
2026-01-22	2025-12-31	3.23	3.26	0.03	0
2025-10-21	2025-09-30	4.36	5.95	1.59	36
2025-07-22	2025-06-30	3.7	5.48	1.78	48
2025-04-22	2025-03-31	3.65	4.06	0.41	11
2025-01-21	2024-12-31	2.8	3.09	0.29	10
2024-10-24	2024-09-30	3.76	4.51	0.75	19
2024-07-23	2024-06-30	3.39	3.14	-0.25	7
2024-04-25	2024-03-31	3.38	3.21	-0.17	5
2024-01-25	2023-12-31	2.67	2.24	-0.43	16
2023-10-26	2023-09-30	3.24	4.45	1.21	37
2023-07-20	2023-06-30	3.24	3.52	0.28	8
2023-04-27	2023-03-31	3.89	2.31	-1.58	40
2023-01-24	2022-12-31	3.86	2.82	-1.04	26
2022-10-27	2022-09-30	5.04	4.2	-0.84	16
2022-07-21	2022-06-30	5.05	4.96	-0.09	1
2022-04-26	2022-03-31	5.46	5.62	0.16	2
2022-01-25	2021-12-31	5.19	5.41	0.22	4
2021-10-26	2021-09-30	5.2	6.86	1.66	31
2021-07-22	2021-06-30	4.54	7.71	3.17	69
2021-04-27	2021-03-31	4.05	7.03	2.98	73
2021-01-26	2020-12-31	2.74	5.29	2.55	93
2020-10-22	2020-09-30	2.07	5.05	2.98	143
2020-07-21	2020-06-30	-1.54	-1.61	-0.07	4
2020-04-23	2020-03-31	1.02	-3.02	-4.04	396
2020-01-21	2019-12-31	2.35	2.49	0.14	5
2019-10-24	2019-09-30	2.92	3.32	0.4	13
2019-07-18	2019-06-30	2.87	3.37	0.5	17
2019-04-25	2019-03-31	2.73	2.9	0.17	6
2019-01-22	2018-12-31	2.39	1.87	-0.52	21
2018-10-23	2018-09-30	2.87	3.12	0.25	8
2018-07-19	2018-06-30	2.63	3.22	0.59	22
2018-04-24	2018-03-31	2.34	2.65	0.31	13
2018-01-23	2017-12-31	1.85	1.62	-0.23	12
2017-10-24	2017-09-30	2.16	2.42	0.26	12
2017-07-20	2017-06-30	1.9	1.96	0.06	3
2017-04-25	2017-03-31	1.96	1.75	-0.21	10
2017-01-24	2016-12-31	1.59	1.66	0.07	4
2016-10-25	2016-09-30	1.94	2.03	0.09	4
2016-07-21	2016-06-30	1.89	1.76	-0.13	6
2016-04-26	2016-03-31	1.92	1.85	-0.07	3
2016-01-26	2015-12-31	1.63	1.65	0.02	1
2015-10-22	2015-09-30	1.96	2.11	0.15	7
2015-07-23	2015-06-30	1.97	1.76	-0.21	10
2015-04-23	2015-03-31	1.86	1.97	0.11	5
2015-01-22	2014-12-31	1.78	1.68	-0.1	5
2014-10-16	2014-09-30	1.95	1.94	-0.01	0
2014-07-17	2014-06-30	1.84	2.06	0.22	11
2014-04-16	2014-03-31	1.7	1.91	0.21	12
2014-01-16	2013-12-31	1.57	1.48	-0.09	5
2013-10-17	2013-09-30	1.83	1.88	0.05	2
2013-07-18	2013-06-30	1.73	2.07	0.34	19
2013-04-18	2013-03-31	1.62	1.92	0.3	18
2013-01-17	2012-12-31	1.64	1.5	-0.14	8
2012-10-18	2012-09-30	1.82	2.09	0.27	14
2012-07-18	2012-06-30	1.42	2.2	0.78	54
2012-04-19	2012-03-31	1.41	1.56	0.15	10
2012-01-19	2011-12-31	1.56	0.89	-0.67	42
2011-10-20	2011-09-30	1.67	1.88	0.21	12
2011-07-13	2011-06-30	1.71	2.04	0.33	19
2011-04-21	2011-03-31	1.55	2.24	0.69	44
2011-01-20	2010-12-31	1.39	1.52	0.13	9
2010-10-18	2010-09-30	1.18	1.79	0.61	51
2010-07-22	2010-06-30	0.88	1.78	0.9	102
2010-04-22	2010-03-31	0.57	1.58	1.01	177
2010-01-21	2009-12-31	0.45	0.89	0.44	97
2009-10-22	2009-09-30	0.16	0.94	0.78	487
2009-07-23	2009-06-30	-0.41	0.53	0.94	229
2009-04-21	2009-03-31	-0.04	-0.39	-0.35	875
2009-01-22	2008-12-31	0.28	-1.75	-2.03	725
2008-10-16	2008-09-30	0.93	1.03	0.1	10
2008-07-17	2008-06-30	1.31	1.24	-0.07	5
2008-04-17	2008-03-31	1.44	1.47	0.03	2
2008-01-23	2007-12-31	0.67	0.6	-0.07	10
2007-10-18	2007-09-30	-0.25	-0.21	0.04	16
2007-07-19	2007-06-30	1.63	1.7	0.07	4
2007-04-19	2007-03-31	1.97	1.62	-0.35	17
2007-01-18	2006-12-31	1.24	1.14	-0.1	8
2006-10-18	2006-09-30	1.81	1.85	0.04	2
2006-07-20	2006-06-30	2.08	1.78	-0.3	14
2006-04-20	2006-03-31	2.06	2.56	0.5	24
2006-01-19	2005-12-31	0.95	0.97	0.02	2
2005-10-20	2005-09-30	1.66	1.81	0.15	9
2005-07-20	2005-06-30	1.75	2.03	0.28	16
2005-04-20	2005-03-31	1.92	1.99	0.07	3
2005-01-19	2004-12-31	0.98	0.77	-0.21	21
2004-10-20	2004-09-30	1.3	1.97	0.67	51
2004-07-21	2004-06-30	1.49	1.65	0.16	10
2004-04-21	2004-03-31	1.51	1.84	0.33	21
2004-01-21	2003-12-31	1.01	1.11	0.1	9
2003-10-22	2003-09-30	1.06	1.17	0.11	10
2003-07-16	2003-06-30	1.1	1.23	0.13	11
2003-04-21	2003-03-31	1.03	1.35	0.32	31
2003-01-16	2002-12-31	1.05	1.05	0.0	0
2002-10-15	2002-09-30	0.99	1.13	0.14	14
2002-07-16	2002-06-30	0.86	0.92	0.06	6
2002-04-16	2002-03-31	0.81	0.83	0.02	2
2002-01-15	2001-12-31	0.8	0.8	0.0	0
2001-10-16	2001-09-30	0.75	0.75	0.0	0
2001-07-17	2001-06-30	0.7	0.7	0.0	0