OFG Bancorp Earnings Estimate
| OFG Stock | USD 39.67 1.94 5.14% |
OFG Bancorp Revenue Breakdown by Earning Segment
By analyzing OFG Bancorp's earnings estimates, investors can diagnose different trends across OFG Bancorp's analyst sentiment over time as well as compare current estimates against different timeframes. At this time, OFG Bancorp's Gross Profit is most likely to increase significantly in the upcoming years. The OFG Bancorp's current Operating Profit Margin is estimated to increase to 0.32, while Pretax Profit Margin is projected to decrease to 0.15. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.
OFG Bancorp Earnings Estimation Breakdown
The calculation of OFG Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of OFG Bancorp is estimated to be 1.0825 with the future projection ranging from a low of 1.03 to a high of 1.15. Please be aware that this consensus of annual earnings estimates for OFG Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.03 Lowest | Expected EPS | 1.15 Highest |
OFG Bancorp Earnings Projection Consensus
Suppose the current estimates of OFG Bancorp's value are higher than the current market price of the OFG Bancorp stock. In this case, investors may conclude that OFG Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and OFG Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 5 | 91.12% | 0.0 | 1.0825 | 4.58 |
OFG Bancorp Earnings per Share Projection vs Actual
Actual Earning per Share of OFG Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering OFG Bancorp predict the company's earnings will be in the future. The higher the earnings per share of OFG Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.OFG Bancorp Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as OFG Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of OFG Bancorp should always be considered in relation to other companies to make a more educated investment decision.OFG Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact OFG Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
null | null | null | null | null | 0 | ||
2026-01-22 | 2025-12-31 | 1.15 | 1.27 | 0.12 | 10 | ||
2025-10-22 | 2025-09-30 | 1.16 | 1.16 | 0.0 | 0 | ||
2025-07-16 | 2025-06-30 | 1.05 | 1.15 | 0.1 | 9 | ||
2025-04-22 | 2025-03-31 | 0.97 | 1.0 | 0.03 | 3 | ||
2025-01-22 | 2024-12-31 | 0.97 | 1.09 | 0.12 | 12 | ||
2024-10-16 | 2024-09-30 | 1.02 | 1.0 | -0.02 | 1 | ||
2024-07-18 | 2024-06-30 | 0.96 | 1.08 | 0.12 | 12 | ||
2024-04-18 | 2024-03-31 | 0.95 | 1.05 | 0.1 | 10 | ||
2024-01-24 | 2023-12-31 | 0.93 | 0.94 | 0.01 | 1 | ||
2023-10-20 | 2023-09-30 | 0.94 | 0.95 | 0.01 | 1 | ||
2023-07-20 | 2023-06-30 | 0.88 | 0.93 | 0.05 | 5 | ||
2023-04-20 | 2023-03-31 | 0.86 | 0.96 | 0.1 | 11 | ||
2023-01-26 | 2022-12-31 | 0.92 | 0.97 | 0.05 | 5 | ||
2022-10-20 | 2022-09-30 | 0.85 | 0.87 | 0.02 | 2 | ||
2022-07-21 | 2022-06-30 | 0.74 | 0.84 | 0.1 | 13 | ||
2022-04-21 | 2022-03-31 | 0.64 | 0.76 | 0.12 | 18 | ||
2022-01-19 | 2021-12-31 | 0.76 | 0.66 | -0.1 | 13 | ||
2021-10-20 | 2021-09-30 | 0.68 | 0.81 | 0.13 | 19 | ||
2021-07-21 | 2021-06-30 | 0.53 | 0.78 | 0.25 | 47 | ||
2021-04-21 | 2021-03-31 | 0.45 | 0.56 | 0.11 | 24 | ||
2021-01-25 | 2020-12-31 | 0.45 | 0.42 | -0.03 | 6 | ||
2020-10-23 | 2020-09-30 | 0.35 | 0.5 | 0.15 | 42 | ||
2020-07-24 | 2020-06-30 | 0.22 | 0.39 | 0.17 | 77 | ||
2020-04-29 | 2020-03-31 | 0.43 | -0.07 | -0.5 | 116 | ||
2020-01-29 | 2019-12-31 | 0.33 | -0.04 | -0.37 | 112 | ||
2019-10-21 | 2019-09-30 | 0.43 | 0.48 | 0.05 | 11 | ||
2019-07-22 | 2019-06-30 | 0.43 | 0.43 | 0.0 | 0 | ||
2019-04-18 | 2019-03-31 | 0.39 | 0.42 | 0.03 | 7 | ||
2019-01-22 | 2018-12-31 | 0.42 | 0.45 | 0.03 | 7 | ||
2018-10-19 | 2018-09-30 | 0.36 | 0.42 | 0.06 | 16 | ||
2018-07-20 | 2018-06-30 | 0.3 | 0.35 | 0.05 | 16 | ||
2018-04-20 | 2018-03-31 | 0.2 | 0.3 | 0.1 | 50 | ||
2018-01-30 | 2017-12-31 | 0.13 | 0.3 | 0.17 | 130 | ||
2017-10-25 | 2017-09-30 | 0.27 | 0.4 | 0.13 | 48 | ||
2017-07-21 | 2017-06-30 | 0.27 | 0.3 | 0.03 | 11 | ||
2017-04-21 | 2017-03-31 | 0.26 | 0.26 | 0.0 | 0 | ||
2017-01-31 | 2016-12-31 | 0.26 | 0.27 | 0.01 | 3 | ||
2016-10-21 | 2016-09-30 | 0.24 | 0.26 | 0.02 | 8 | ||
2016-07-22 | 2016-06-30 | 0.25 | 0.25 | 0.0 | 0 | ||
2016-04-22 | 2016-03-31 | 0.24 | 0.24 | 0.0 | 0 | ||
2016-02-01 | 2015-12-31 | 0.28 | -0.1 | -0.38 | 135 | ||
2015-10-23 | 2015-09-30 | 0.08 | 0.03 | -0.05 | 62 | ||
2015-07-24 | 2015-06-30 | 0.28 | -0.15 | -0.43 | 153 | ||
2015-04-24 | 2015-03-31 | 0.21 | 0.21 | 0.0 | 0 | ||
2015-01-30 | 2014-12-31 | 0.35 | 0.36 | 0.01 | 2 | ||
2014-10-23 | 2014-09-30 | 0.38 | 0.34 | -0.04 | 10 | ||
2014-07-23 | 2014-06-30 | 0.38 | 0.38 | 0.0 | 0 | ||
2014-04-28 | 2014-03-31 | 0.34 | 0.42 | 0.08 | 23 | ||
2014-02-03 | 2013-12-31 | 0.35 | 0.35 | 0.0 | 0 | ||
2013-10-28 | 2013-09-30 | 0.4 | 0.34 | -0.06 | 15 | ||
2013-07-22 | 2013-06-30 | 0.37 | 0.32 | -0.05 | 13 | ||
2013-04-25 | 2013-03-31 | 0.36 | 0.37 | 0.01 | 2 | ||
2013-02-07 | 2012-12-31 | -0.08 | -0.53 | -0.45 | 562 | ||
2012-10-24 | 2012-09-30 | 0.15 | 0.35 | 0.2 | 133 | ||
2012-07-23 | 2012-06-30 | 0.28 | 0.34 | 0.06 | 21 | ||
2012-04-23 | 2012-03-31 | 0.18 | 0.23 | 0.05 | 27 | ||
2012-01-30 | 2011-12-31 | 0.26 | -0.31 | -0.57 | 219 | ||
2011-10-25 | 2011-09-30 | 0.28 | 0.45 | 0.17 | 60 | ||
2011-07-21 | 2011-06-30 | 0.23 | 0.56 | 0.33 | 143 | ||
2011-04-29 | 2011-03-31 | 0.13 | 0.04 | -0.09 | 69 | ||
2011-02-03 | 2010-12-31 | 0.28 | 0.22 | -0.06 | 21 | ||
2010-11-04 | 2010-09-30 | 0.39 | -0.67 | -1.06 | 271 | ||
2010-08-04 | 2010-06-30 | 0.43 | 0.38 | -0.05 | 11 | ||
2010-04-20 | 2010-03-31 | 0.51 | 0.41 | -0.1 | 19 | ||
2010-01-28 | 2009-12-31 | 0.61 | -3.09 | -3.7 | 606 | ||
2009-10-22 | 2009-09-30 | 0.54 | 0.83 | 0.29 | 53 | ||
2009-07-21 | 2009-06-30 | 0.64 | 2.04 | 1.4 | 218 | ||
2009-04-23 | 2009-03-31 | 0.51 | 0.97 | 0.46 | 90 | ||
2009-03-10 | 2008-12-31 | 0.52 | 1.61 | 1.09 | 209 | ||
2008-11-13 | 2008-09-30 | 0.45 | -1.89 | -2.34 | 520 | ||
2008-07-30 | 2008-06-30 | 0.49 | 0.54 | 0.05 | 10 | ||
2008-05-06 | 2008-03-31 | 0.43 | 0.64 | 0.21 | 48 | ||
2008-02-07 | 2007-12-31 | 0.34 | 0.59 | 0.25 | 73 | ||
2007-10-29 | 2007-09-30 | 0.23 | 0.3 | 0.07 | 30 | ||
2007-07-26 | 2007-06-30 | 0.23 | 0.21 | -0.02 | 8 | ||
2007-05-03 | 2007-03-31 | 0.14 | 0.04 | -0.1 | 71 | ||
2007-02-15 | 2006-12-31 | -0.29 | -0.78 | -0.49 | 168 | ||
2006-11-01 | 2006-09-30 | 0.06 | 0.05 | -0.01 | 16 | ||
2006-09-22 | 2006-06-30 | 0.17 | 0.05 | -0.12 | 70 | ||
2006-04-13 | 2006-03-31 | 0.27 | 0.29 | 0.02 | 7 | ||
2005-10-26 | 2005-09-30 | 0.27 | 0.29 | 0.02 | 7 | ||
2005-08-01 | 2005-06-30 | 0.34 | 0.26 | -0.08 | 23 | ||
2005-04-27 | 2005-03-31 | 0.68 | 0.46 | -0.22 | 32 | ||
2005-01-20 | 2004-12-31 | 0.68 | 0.69 | 0.01 | 1 | ||
2004-10-21 | 2004-09-30 | 0.66 | 0.65 | -0.01 | 1 | ||
2004-07-21 | 2004-06-30 | 0.64 | 0.67 | 0.03 | 4 | ||
2004-04-26 | 2004-03-31 | 0.63 | 0.65 | 0.02 | 3 | ||
2004-02-09 | 2003-12-31 | 0.54 | 0.64 | 0.1 | 18 | ||
2003-10-22 | 2003-09-30 | 0.64 | 0.57 | -0.07 | 10 | ||
2003-07-22 | 2003-06-30 | 0.53 | 0.6 | 0.07 | 13 | ||
2003-04-15 | 2003-03-31 | 0.47 | 0.55 | 0.08 | 17 | ||
2003-01-16 | 2002-12-31 | 0.51 | 0.54 | 0.03 | 5 | ||
2002-10-15 | 2002-09-30 | 0.44 | 0.5 | 0.06 | 13 | ||
2001-08-13 | 2001-06-30 | 0.2 | 0.12 | -0.08 | 40 | ||
2001-04-01 | 2001-03-31 | 0.15 | 0.19 | 0.04 | 26 | ||
2001-01-22 | 2000-12-31 | 0.14 | 0.1 | -0.04 | 28 | ||
2000-12-29 | 2000-09-30 | 0.36 | 0.11 | -0.25 | 69 | ||
2000-04-27 | 2000-03-31 | 0.35 | 0.28 | -0.07 | 20 | ||
2000-01-12 | 1999-12-31 | 0.32 | 0.34 | 0.02 | 6 | ||
1999-10-14 | 1999-09-30 | 0.32 | 0.34 | 0.02 | 6 | ||
1999-07-19 | 1999-06-30 | 0.31 | 0.33 | 0.02 | 6 | ||
1999-04-08 | 1999-03-31 | 0.29 | 0.31 | 0.02 | 6 | ||
1999-01-13 | 1998-12-31 | 0.27 | 0.28 | 0.01 | 3 | ||
1998-10-07 | 1998-09-30 | 0.27 | 0.27 | 0.0 | 0 | ||
1998-07-29 | 1998-06-30 | 0.25 | 0.26 | 0.01 | 4 | ||
1998-04-13 | 1998-03-31 | 0.23 | 0.24 | 0.01 | 4 | ||
1998-01-20 | 1997-12-31 | 0.23 | 0.23 | 0.0 | 0 | ||
1997-10-14 | 1997-09-30 | 0.22 | 0.17 | -0.05 | 22 | ||
1997-07-24 | 1997-06-30 | 0.21 | 0.21 | 0.0 | 0 | ||
1997-04-10 | 1997-03-31 | 0.2 | 0.2 | 0.0 | 0 | ||
1997-01-13 | 1996-12-31 | 0.18 | 0.19 | 0.01 | 5 | ||
1996-10-10 | 1996-09-30 | 0.2 | 0.15 | -0.05 | 25 | ||
1996-08-06 | 1996-06-30 | 0.17 | 0.17 | 0.0 | 0 | ||
1996-04-10 | 1996-03-31 | 0.16 | 0.17 | 0.01 | 6 | ||
1996-01-09 | 1995-12-31 | 0.15 | 0.15 | 0.0 | 0 | ||
1995-10-09 | 1995-09-30 | 0.15 | 0.14 | -0.01 | 6 | ||
1995-08-07 | 1995-06-30 | 0.14 | 0.14 | 0.0 | 0 | ||
1995-04-10 | 1995-03-31 | 0.14 | 0.14 | 0.0 | 0 | ||
1995-01-17 | 1994-12-31 | 0.13 | 0.13 | 0.0 | 0 | ||
1994-10-11 | 1994-09-30 | 0.12 | 0.12 | 0.0 | 0 |
About OFG Bancorp Earnings Estimate
The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of OFG Bancorp earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current OFG Bancorp estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as OFG Bancorp fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.| Last Reported | Projected for Next Year | ||
| Retained Earnings | 904.6 M | 949.9 M | |
| Retained Earnings Total Equity | 593.8 M | 623.5 M | |
| Earning Assets | 1 B | 994.9 M | |
| Earnings Yield | 0.11 | 0.07 | |
| Price Earnings Ratio | 9.31 | 5.67 | |
| Price Earnings To Growth Ratio | 1.41 | 1.48 |
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When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price. For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.
Can Regional Banks industry sustain growth momentum? Does OFG have expansion opportunities? Factors like these will boost the valuation of OFG Bancorp. Anticipated expansion of OFG directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating OFG Bancorp demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.164 | Dividend Share 1.2 | Earnings Share 4.58 | Revenue Per Share | Return On Assets |
Investors evaluate OFG Bancorp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating OFG Bancorp's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause OFG Bancorp's market price to deviate significantly from intrinsic value.
It's important to distinguish between OFG Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OFG Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, OFG Bancorp's market price signifies the transaction level at which participants voluntarily complete trades.