Ofg Bancorp Stock Today

OFG Stock  USD 43.29  0.09  0.21%   

Performance

5 of 100

 
Weak
 
Strong
Modest

Odds Of Distress

Less than 6

 
High
 
Low
Low
OFG Bancorp is trading at 43.29 as of the 30th of January 2025. This is a 0.21% increase since the beginning of the trading day. The stock's lowest day price was 42.92. OFG Bancorp has only a 6 % chance of going through financial distress over the next few years but had a somewhat modest performance during the last 90 days. The performance scores are derived for the period starting the 31st of December 2024 and ending today, the 30th of January 2025. Click here to learn more.
Business Domain
Banks
IPO Date
28th of March 1990
Category
Financial Services
Classification
Financials
OFG Bancorp, a financial holding company, provides a range of banking and financial services. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico. OFG Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. The company has 45.44 M outstanding shares of which 405.35 K shares are now shorted by investors with about 1.21 days to cover. More on OFG Bancorp

Moving together with OFG Stock

  0.86AX Axos FinancialPairCorr
  0.85BY Byline BancorpPairCorr
  0.82PB Prosperity BancsharesPairCorr
Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

OFG Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentJos Fernndez
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NYSE Composite, SP Small-Cap 600, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.03520.0499
Way Down
Slightly volatile
Gross Profit Margin1.010.99
Fairly Up
Very volatile
Total Current Liabilities7.4 BB
Sufficiently Up
Slightly volatile
Non Current Liabilities Total12.3 B11.7 B
Sufficiently Up
Slightly volatile
Total Assets13.7 B13 B
Sufficiently Up
Slightly volatile
Total Current Assets79.9 M84.1 M
Notably Down
Slightly volatile
Debt Levels
OFG Bancorp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand OFG Bancorp's financial leverage. It provides some insight into what part of OFG Bancorp's total assets is financed by creditors.
Liquidity
OFG Bancorp has 224.8 M in debt with debt to equity (D/E) ratio of 6.91, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for OFG to invest in growth at high rates of return.

Change In Working Capital

860,947
OFG Bancorp (OFG) is traded on New York Stock Exchange in USA. It is located in 254 MuNoz Rivera Avenue, San Juan, PR, United States, 00918 and employs 2,236 people. OFG Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a total capitalization of 1.97 B. OFG Bancorp runs under Banks sector within Financials industry. The entity has 45.44 M outstanding shares of which 405.35 K shares are now shorted by investors with about 1.21 days to cover. OFG Bancorp has about 815.44 M in cash with 295.66 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 17.15.
Check OFG Bancorp Probability Of Bankruptcy
Ownership Allocation
OFG Bancorp owns a total of 45.44 Million outstanding shares. The majority of OFG Bancorp outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in OFG Bancorp to benefit from reduced commissions. Thus, institutional investors are subject to a different set of regulations than regular investors in OFG Bancorp. Please pay attention to any change in the institutional holdings of OFG Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check OFG Ownership Details

OFG Stock Institutional Holders

InstituionRecorded OnShares
Jpmorgan Chase & Co2024-09-30
851.7 K
Wellington Management Company Llp2024-09-30
769.7 K
Amvescap Plc.2024-09-30
657.3 K
Northern Trust Corp2024-09-30
602.4 K
Hhg Plc2024-09-30
597.2 K
Goldman Sachs Group Inc2024-09-30
492.4 K
Bank Of New York Mellon Corp2024-09-30
465.5 K
Jacobs Levy Equity Management, Inc.2024-09-30
457.8 K
Arrowstreet Capital Limited Partnership2024-09-30
430.3 K
Blackrock Inc2024-09-30
6.8 M
Vanguard Group Inc2024-09-30
5.9 M
View OFG Bancorp Diagnostics

OFG Bancorp Historical Income Statement

At this time, OFG Bancorp's EBIT is most likely to increase significantly in the upcoming years. The OFG Bancorp's current EBITDA is estimated to increase to about 352.4 M, while Cost Of Revenue is forecasted to increase to (266.8 K). View More Fundamentals

OFG Stock Against Markets

OFG Bancorp Corporate Directors

Juan AguayoIndependent DirectorProfile
Edwin PerezIndependent DirectorProfile
Christa SteeleIndependent DirectorProfile
Nestor JesusIndependent DirectorProfile
When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.053
Earnings Share
4.23
Revenue Per Share
13.63
Quarterly Revenue Growth
(0.02)
Return On Assets
0.0179
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.