OFG Bancorp Company Top Insiders
OFG Stock | USD 46.72 1.20 2.64% |
OFG Bancorp's insiders are aggressively selling. The analysis of insiders' sentiment of trading OFG Bancorp stock suggests that almost all insiders are panicking at this time. OFG Bancorp employs about 2.2 K people. The company is managed by 32 executives with a total tenure of roughly 109 years, averaging almost 3.0 years of service per executive, having 69.88 employees per reported executive.
Jose Fernandez Chairman Vice Chairman, CEO and President and Director of Oriental Bank and Trust |
Julian Inclan Chairman Independent Chairman of the Board |
OFG Bancorp's Insider Buying Vs Selling
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Selling | Buying |
Latest Trades
2024-07-29 | Jorge Colon | Disposed 33081 @ 45.73 | View | ||
2024-05-08 | Ganesh Kumar | Disposed 6695 @ 37.93 | View | ||
2024-05-06 | Ganesh Kumar | Disposed 20074 @ 38 | View | ||
2024-03-27 | Ganesh Kumar | Disposed 15768 @ 35.91 | View | ||
2024-03-21 | Ganesh Kumar | Disposed 9697 @ 36.4 | View | ||
2024-03-19 | Ganesh Kumar | Disposed 9071 @ 35.18 | View | ||
2023-12-19 | Ganesh Kumar | Disposed 5689 @ 38 | View | ||
2023-12-18 | Jesus Nestor De | Disposed 3000 @ 36.94 | View | ||
2023-12-06 | Cesar A. Ortiz | Disposed 2303 @ 35.86 | View |
Monitoring OFG Bancorp's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
OFG |
OFG Bancorp's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with OFG Bancorp's future performance. Based on our forecasts, it is anticipated that OFG will maintain a workforce of roughly 2240 employees by December 2024.OFG Bancorp Management Team Effectiveness
The company has Return on Asset of 0.0179 % which means that on every $100 spent on assets, it made $0.0179 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1611 %, implying that it generated $0.1611 on every 100 dollars invested. OFG Bancorp's management efficiency ratios could be used to measure how well OFG Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.02. The OFG Bancorp's current Intangible Assets is estimated to increase to about 73.7 M, while Total Assets are projected to decrease to roughly 1.1 B.The OFG Bancorp's current Net Income Applicable To Common Shares is estimated to increase to about 200.7 M, while Common Stock Shares Outstanding is projected to decrease to roughly 36.8 M.
OFG Bancorp Workforce Comparison
OFG Bancorp is regarded second in number of employees category among its peers. The total workforce of Financials industry is now estimated at about 19,622. OFG Bancorp retains roughly 2,236 in number of employees claiming about 11% of equities under Financials industry.
OFG Bancorp Profit Margins
The company has Net Profit Margin of 0.3 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.43 %, which entails that for every 100 dollars of revenue, it generated $0.43 of operating income.Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Gross Profit Margin | 1.01 | 0.99 |
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OFG Bancorp Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific OFG Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on OFG Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, OFG Bancorp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
---|---|---|---|---|---|
2024-06-01 | 0.5333 | 8 | 15 | 15,019 | 62,941 |
2024-03-01 | 0.7705 | 47 | 61 | 239,810 | 223,891 |
2023-12-01 | 0.1429 | 2 | 14 | 12,000 | 86,216 |
2023-09-01 | 0.3636 | 8 | 22 | 141,400 | 382,135 |
2023-06-01 | 1.2857 | 9 | 7 | 68,800 | 108,482 |
2023-03-01 | 0.449 | 44 | 98 | 183,510 | 288,651 |
2022-12-01 | 0.1429 | 1 | 7 | 36,600 | 75,247 |
2022-09-01 | 1.0 | 2 | 2 | 5,503 | 6,950 |
2022-06-01 | 13.5 | 27 | 2 | 83,969 | 3,129 |
2022-03-01 | 1.2174 | 28 | 23 | 164,202 | 83,541 |
2021-12-01 | 0.5 | 1 | 2 | 45,200 | 64,997 |
2021-09-01 | 0.5 | 1 | 2 | 1,650 | 2,241 |
2021-03-01 | 0.6429 | 18 | 28 | 202,068 | 178,729 |
2020-12-01 | 0.5714 | 4 | 7 | 114,633 | 188,565 |
2020-09-01 | 8.5 | 17 | 2 | 47,898 | 4,150 |
2020-06-01 | 13.0 | 13 | 1 | 59,284 | 2,409 |
2020-03-01 | 1.6522 | 38 | 23 | 143,041 | 104,098 |
2019-12-01 | 4.5 | 18 | 4 | 93,550 | 62,000 |
2019-03-01 | 7.0 | 14 | 2 | 64,686 | 2,986 |
2018-06-01 | 4.8 | 24 | 5 | 102,813 | 7,700 |
2018-03-01 | 2.0 | 20 | 10 | 116,800 | 31,850 |
2017-03-01 | 0.434 | 23 | 53 | 81,598 | 118,172 |
2016-06-01 | 0.1429 | 1 | 7 | 7,000 | 4,300 |
2016-03-01 | 2.5833 | 31 | 12 | 76,714 | 32,198 |
2015-12-01 | 1.0625 | 17 | 16 | 26,050 | 15,391 |
2015-09-01 | 3.0 | 6 | 2 | 8,200 | 3,726 |
2015-06-01 | 1.0 | 2 | 2 | 11,764 | 11,764 |
2015-03-01 | 1.381 | 29 | 21 | 145,350 | 82,899 |
2014-09-01 | 0.3333 | 1 | 3 | 3,300 | 9,900 |
2014-06-01 | 0.3913 | 9 | 23 | 18,167 | 32,137 |
2014-03-01 | 1.5263 | 29 | 19 | 160,829 | 27,300 |
2013-12-01 | 1.4 | 7 | 5 | 23,340 | 85,400 |
2013-09-01 | 0.75 | 6 | 8 | 49,188 | 31,309 |
2013-06-01 | 0.375 | 3 | 8 | 6,100 | 15,400 |
2013-03-01 | 2.9231 | 38 | 13 | 216,377 | 27,900 |
2012-12-01 | 27.0 | 27 | 1 | 85,154 | 1,000.00 |
2012-06-01 | 1.4286 | 20 | 14 | 36,040 | 22,025 |
2012-03-01 | 16.5 | 33 | 2 | 332,971 | 5,208 |
2011-12-01 | 1.0 | 3 | 3 | 9,173 | 9,173 |
2011-06-01 | 0.6364 | 7 | 11 | 6,800 | 7,758 |
2011-03-01 | 4.0 | 32 | 8 | 97,016 | 22,346 |
2010-12-01 | 5.0 | 5 | 1 | 181,500 | 30,000 |
2010-09-01 | 0.28 | 7 | 25 | 61,244 | 28,953 |
2010-06-01 | 2.0 | 4 | 2 | 1,000.00 | 2,300 |
2009-12-01 | 1.0 | 1 | 1 | 400.00 | 100.00 |
2009-09-01 | 0.2 | 6 | 30 | 58,878 | 26,250 |
2009-06-01 | 3.1429 | 44 | 14 | 95,016 | 41,963 |
2009-03-01 | 41.0 | 41 | 1 | 235,705 | 1,000.00 |
2008-12-01 | 53.0 | 53 | 1 | 98,340 | 0.00 |
2008-03-01 | 1.1389 | 41 | 36 | 154,992 | 108,956 |
2007-12-01 | 8.0 | 8 | 1 | 99,833 | 0.00 |
2007-09-01 | 13.5 | 27 | 2 | 33,139 | 2,500 |
2007-06-01 | 1.3 | 26 | 20 | 191,982 | 73,225 |
2007-03-01 | 2.6 | 13 | 5 | 98,483 | 34,194 |
2006-06-01 | 0.5 | 1 | 2 | 149.71 | 4,000 |
2005-09-01 | 5.5556 | 50 | 9 | 240,558 | 141,186 |
2005-06-01 | 0.3056 | 11 | 36 | 2,754,364 | 5,310,479 |
2005-03-01 | 0.4048 | 17 | 42 | 79,019 | 130,422 |
2004-12-01 | 2.5 | 50 | 20 | 84,891 | 559,569 |
2004-09-01 | 0.7273 | 16 | 22 | 60,793 | 33,918 |
2004-06-01 | 0.2381 | 5 | 21 | 10,571 | 32,178 |
2004-03-01 | 0.3824 | 13 | 34 | 97,747 | 185,021 |
2003-12-01 | 0.75 | 12 | 16 | 23,373 | 26,473 |
2003-09-01 | 0.8462 | 11 | 13 | 67,806 | 64,516 |
OFG Bancorp Notable Stakeholders
An OFG Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as OFG Bancorp often face trade-offs trying to please all of them. OFG Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting OFG Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Jos Fernndez | CEO President | Profile | |
Jose Fernandez | Vice Chairman, CEO and President and Director of Oriental Bank and Trust | Profile | |
Julian Inclan | Independent Chairman of the Board | Profile | |
Cesar Ortiz | Senior Vice President Chief Accounting Officer | Profile | |
Ramn RosadoLinera | Senior Vice President Treasurer | Profile | |
Maritza Arizmendi | Senior Vice President - Corporate Finance, Chief Accounting Officer | Profile | |
Ganesh Kumar | Chief Operating Officer, Senior Executive Vice President | Profile | |
Ramon RosadoLinera | Senior Vice President and U.S. Loan Program Director | Profile | |
Juan Aguayo | Independent Director | Profile | |
Edwin Perez | Independent Director | Profile | |
Christa Steele | Independent Director | Profile | |
Nestor Jesus | Independent Director | Profile | |
Jorge ColonGerena | Independent Director | Profile | |
Rafael Velez | Independent Director | Profile | |
Pedro Morazzani | Independent Director | Profile | |
Gary Fishman | IR Contact | Profile | |
Hugh Esq | General Secretary | Profile | |
Jose Lazaro | Chief Compliance Officer, Chief Risk Officer | Profile | |
CISA CPA | Sr Admin | Profile | |
Jose Cabrera | Chief Compliance Officer, Chief Risk Officer | Profile | |
Mari Mimoso | Chief Officer | Profile | |
Hugh GonzalezRobison | General Board | Profile | |
Jennifer Nazario | Managing Resources | Profile | |
Ramn JD | Senior Program | Profile | |
CPA CPA | Chief Officer | Profile | |
Patrick Haggarty | Managing Banking | Profile | |
Esq CPA | Chief Officer | Profile | |
Ada Castello | Managing Operations | Profile | |
Susan Harnett | Independent Director | Profile | |
Milagros Prez | Executive Auto | Profile | |
General CPA | Senior Insurance | Profile | |
Krisen Torres | Vice Control | Profile |
About OFG Bancorp Management Performance
The success or failure of an entity such as OFG Bancorp often depends on how effective the management is. OFG Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of OFG management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the OFG management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.02 | 0.01 | |
Return On Capital Employed | 0.02 | 0.02 | |
Return On Assets | 0.02 | 0.01 | |
Return On Equity | 0.15 | 0.12 |
OFG Bancorp Workforce Analysis
Traditionally, organizations such as OFG Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare OFG Bancorp within its industry.OFG Bancorp Manpower Efficiency
Return on OFG Bancorp Manpower
Revenue Per Employee | 281.1K | |
Revenue Per Executive | 19.6M | |
Net Income Per Employee | 81.3K | |
Net Income Per Executive | 5.7M |
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When running OFG Bancorp's price analysis, check to measure OFG Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OFG Bancorp is operating at the current time. Most of OFG Bancorp's value examination focuses on studying past and present price action to predict the probability of OFG Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OFG Bancorp's price. Additionally, you may evaluate how the addition of OFG Bancorp to your portfolios can decrease your overall portfolio volatility.
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