OFG Bancorp Company Top Insiders

OFG Stock  USD 46.72  1.20  2.64%   
OFG Bancorp's insiders are aggressively selling. The analysis of insiders' sentiment of trading OFG Bancorp stock suggests that almost all insiders are panicking at this time. OFG Bancorp employs about 2.2 K people. The company is managed by 32 executives with a total tenure of roughly 109 years, averaging almost 3.0 years of service per executive, having 69.88 employees per reported executive.
Jose Fernandez  Chairman
Vice Chairman, CEO and President and Director of Oriental Bank and Trust
Julian Inclan  Chairman
Independent Chairman of the Board

OFG Bancorp's Insider Buying Vs Selling

0

 
Selling
 
Buying

Latest Trades

2024-07-29Jorge ColonDisposed 33081 @ 45.73View
2024-05-08Ganesh KumarDisposed 6695 @ 37.93View
2024-05-06Ganesh KumarDisposed 20074 @ 38View
2024-03-27Ganesh KumarDisposed 15768 @ 35.91View
2024-03-21Ganesh KumarDisposed 9697 @ 36.4View
2024-03-19Ganesh KumarDisposed 9071 @ 35.18View
2023-12-19Ganesh KumarDisposed 5689 @ 38View
2023-12-18Jesus Nestor DeDisposed 3000 @ 36.94View
2023-12-06Cesar A. OrtizDisposed 2303 @ 35.86View
Monitoring OFG Bancorp's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.

OFG Bancorp's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with OFG Bancorp's future performance. Based on our forecasts, it is anticipated that OFG will maintain a workforce of roughly 2240 employees by December 2024.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

OFG Bancorp Management Team Effectiveness

The company has Return on Asset of 0.0179 % which means that on every $100 spent on assets, it made $0.0179 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1611 %, implying that it generated $0.1611 on every 100 dollars invested. OFG Bancorp's management efficiency ratios could be used to measure how well OFG Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.02. The OFG Bancorp's current Intangible Assets is estimated to increase to about 73.7 M, while Total Assets are projected to decrease to roughly 1.1 B.
The OFG Bancorp's current Net Income Applicable To Common Shares is estimated to increase to about 200.7 M, while Common Stock Shares Outstanding is projected to decrease to roughly 36.8 M.

OFG Bancorp Workforce Comparison

OFG Bancorp is regarded second in number of employees category among its peers. The total workforce of Financials industry is now estimated at about 19,622. OFG Bancorp retains roughly 2,236 in number of employees claiming about 11% of equities under Financials industry.

OFG Bancorp Profit Margins

The company has Net Profit Margin of 0.3 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.43 %, which entails that for every 100 dollars of revenue, it generated $0.43 of operating income.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin1.010.99
Fairly Up
Very volatile

OFG Bancorp Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific OFG Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on OFG Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, OFG Bancorp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-06-01
0.5333
8
15
 15,019 
 62,941 
2024-03-01
0.7705
47
61
 239,810 
 223,891 
2023-12-01
0.1429
2
14
 12,000 
 86,216 
2023-09-01
0.3636
8
22
 141,400 
 382,135 
2023-06-01
1.2857
9
7
 68,800 
 108,482 
2023-03-01
0.449
44
98
 183,510 
 288,651 
2022-12-01
0.1429
1
7
 36,600 
 75,247 
2022-09-01
1.0
2
2
 5,503 
 6,950 
2022-06-01
13.5
27
2
 83,969 
 3,129 
2022-03-01
1.2174
28
23
 164,202 
 83,541 
2021-12-01
0.5
1
2
 45,200 
 64,997 
2021-09-01
0.5
1
2
 1,650 
 2,241 
2021-03-01
0.6429
18
28
 202,068 
 178,729 
2020-12-01
0.5714
4
7
 114,633 
 188,565 
2020-09-01
8.5
17
2
 47,898 
 4,150 
2020-06-01
13.0
13
1
 59,284 
 2,409 
2020-03-01
1.6522
38
23
 143,041 
 104,098 
2019-12-01
4.5
18
4
 93,550 
 62,000 
2019-03-01
7.0
14
2
 64,686 
 2,986 
2018-06-01
4.8
24
5
 102,813 
 7,700 
2018-03-01
2.0
20
10
 116,800 
 31,850 
2017-03-01
0.434
23
53
 81,598 
 118,172 
2016-06-01
0.1429
1
7
 7,000 
 4,300 
2016-03-01
2.5833
31
12
 76,714 
 32,198 
2015-12-01
1.0625
17
16
 26,050 
 15,391 
2015-09-01
3.0
6
2
 8,200 
 3,726 
2015-06-01
1.0
2
2
 11,764 
 11,764 
2015-03-01
1.381
29
21
 145,350 
 82,899 
2014-09-01
0.3333
1
3
 3,300 
 9,900 
2014-06-01
0.3913
9
23
 18,167 
 32,137 
2014-03-01
1.5263
29
19
 160,829 
 27,300 
2013-12-01
1.4
7
5
 23,340 
 85,400 
2013-09-01
0.75
6
8
 49,188 
 31,309 
2013-06-01
0.375
3
8
 6,100 
 15,400 
2013-03-01
2.9231
38
13
 216,377 
 27,900 
2012-12-01
27.0
27
1
 85,154 
 1,000.00 
2012-06-01
1.4286
20
14
 36,040 
 22,025 
2012-03-01
16.5
33
2
 332,971 
 5,208 
2011-12-01
1.0
3
3
 9,173 
 9,173 
2011-06-01
0.6364
7
11
 6,800 
 7,758 
2011-03-01
4.0
32
8
 97,016 
 22,346 
2010-12-01
5.0
5
1
 181,500 
 30,000 
2010-09-01
0.28
7
25
 61,244 
 28,953 
2010-06-01
2.0
4
2
 1,000.00 
 2,300 
2009-12-01
1.0
1
1
 400.00 
 100.00 
2009-09-01
0.2
6
30
 58,878 
 26,250 
2009-06-01
3.1429
44
14
 95,016 
 41,963 
2009-03-01
41.0
41
1
 235,705 
 1,000.00 
2008-12-01
53.0
53
1
 98,340 
 0.00 
2008-03-01
1.1389
41
36
 154,992 
 108,956 
2007-12-01
8.0
8
1
 99,833 
 0.00 
2007-09-01
13.5
27
2
 33,139 
 2,500 
2007-06-01
1.3
26
20
 191,982 
 73,225 
2007-03-01
2.6
13
5
 98,483 
 34,194 
2006-06-01
0.5
1
2
 149.71 
 4,000 
2005-09-01
5.5556
50
9
 240,558 
 141,186 
2005-06-01
0.3056
11
36
 2,754,364 
 5,310,479 
2005-03-01
0.4048
17
42
 79,019 
 130,422 
2004-12-01
2.5
50
20
 84,891 
 559,569 
2004-09-01
0.7273
16
22
 60,793 
 33,918 
2004-06-01
0.2381
5
21
 10,571 
 32,178 
2004-03-01
0.3824
13
34
 97,747 
 185,021 
2003-12-01
0.75
12
16
 23,373 
 26,473 
2003-09-01
0.8462
11
13
 67,806 
 64,516 

OFG Bancorp Notable Stakeholders

An OFG Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as OFG Bancorp often face trade-offs trying to please all of them. OFG Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting OFG Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Jos FernndezCEO PresidentProfile
Jose FernandezVice Chairman, CEO and President and Director of Oriental Bank and TrustProfile
Julian InclanIndependent Chairman of the BoardProfile
Cesar OrtizSenior Vice President Chief Accounting OfficerProfile
Ramn RosadoLineraSenior Vice President TreasurerProfile
Maritza ArizmendiSenior Vice President - Corporate Finance, Chief Accounting OfficerProfile
Ganesh KumarChief Operating Officer, Senior Executive Vice PresidentProfile
Ramon RosadoLineraSenior Vice President and U.S. Loan Program DirectorProfile
Juan AguayoIndependent DirectorProfile
Edwin PerezIndependent DirectorProfile
Christa SteeleIndependent DirectorProfile
Nestor JesusIndependent DirectorProfile
Jorge ColonGerenaIndependent DirectorProfile
Rafael VelezIndependent DirectorProfile
Pedro MorazzaniIndependent DirectorProfile
Gary FishmanIR ContactProfile
Hugh EsqGeneral SecretaryProfile
Jose LazaroChief Compliance Officer, Chief Risk OfficerProfile
CISA CPASr AdminProfile
Jose CabreraChief Compliance Officer, Chief Risk OfficerProfile
Mari MimosoChief OfficerProfile
Hugh GonzalezRobisonGeneral BoardProfile
Jennifer NazarioManaging ResourcesProfile
Ramn JDSenior ProgramProfile
CPA CPAChief OfficerProfile
Patrick HaggartyManaging BankingProfile
Esq CPAChief OfficerProfile
Ada CastelloManaging OperationsProfile
Susan HarnettIndependent DirectorProfile
Milagros PrezExecutive AutoProfile
General CPASenior InsuranceProfile
Krisen TorresVice ControlProfile

About OFG Bancorp Management Performance

The success or failure of an entity such as OFG Bancorp often depends on how effective the management is. OFG Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of OFG management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the OFG management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.02  0.01 
Return On Equity 0.15  0.12 

OFG Bancorp Workforce Analysis

Traditionally, organizations such as OFG Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare OFG Bancorp within its industry.

OFG Bancorp Manpower Efficiency

Return on OFG Bancorp Manpower

Revenue Per Employee281.1K
Revenue Per Executive19.6M
Net Income Per Employee81.3K
Net Income Per Executive5.7M

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When running OFG Bancorp's price analysis, check to measure OFG Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OFG Bancorp is operating at the current time. Most of OFG Bancorp's value examination focuses on studying past and present price action to predict the probability of OFG Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OFG Bancorp's price. Additionally, you may evaluate how the addition of OFG Bancorp to your portfolios can decrease your overall portfolio volatility.
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