PennyMac Finl Earnings Estimate

PFSI Stock  USD 94.25  1.81  1.88%   
The next projected EPS of PennyMac Finl is estimated to be 3.32 with future projections ranging from a low of 1.82 to a high of 2.3546. PennyMac Finl's most recent 12-month trailing earnings per share (EPS TTM) is at 9.3. Please be aware that the consensus of earnings estimates for PennyMac Finl Svcs is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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PennyMac Finl is projected to generate 3.32 in earnings per share on the 31st of March 2026. PennyMac Finl earnings estimates show analyst consensus about projected PennyMac Finl Svcs EPS (Earning Per Share). It derives the highest and the lowest estimates based on PennyMac Finl's historical volatility. Many public companies, such as PennyMac Finl, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

PennyMac Finl Revenue Breakdown by Earning Segment

By analyzing PennyMac Finl's earnings estimates, investors can diagnose different trends across PennyMac Finl's analyst sentiment over time as well as compare current estimates against different timeframes. As of now, PennyMac Finl's Gross Profit is increasing as compared to previous years. The PennyMac Finl's current Operating Profit Margin is estimated to increase to 0.41, while Pretax Profit Margin is projected to decrease to 0.12. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PennyMac Finl Svcs. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.

PennyMac Finl Earnings Estimation Breakdown

The calculation of PennyMac Finl's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of PennyMac Finl is estimated to be 3.32 with the future projection ranging from a low of 1.82 to a high of 2.3546. Please be aware that this consensus of annual earnings estimates for PennyMac Finl Svcs is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.96
1.82
Lowest
Expected EPS
3.32
2.35
Highest

PennyMac Finl Earnings Projection Consensus

Suppose the current estimates of PennyMac Finl's value are higher than the current market price of the PennyMac Finl stock. In this case, investors may conclude that PennyMac Finl is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and PennyMac Finl's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
967.44%
1.9581
3.32
9.3

PennyMac Finl Earnings per Share Projection vs Actual

Actual Earning per Share of PennyMac Finl refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering PennyMac Finl Svcs predict the company's earnings will be in the future. The higher the earnings per share of PennyMac Finl, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

PennyMac Finl Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as PennyMac Finl, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of PennyMac Finl should always be considered in relation to other companies to make a more educated investment decision.

PennyMac Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact PennyMac Finl's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2026-01-28
2025-12-312.91.9581-0.941932 
2025-10-21
2025-09-302.993.42840.438414 
2025-07-22
2025-06-303.074.281.2139 
2025-04-22
2025-03-312.832.77-0.06
2025-01-30
2024-12-313.022.88-0.14
2024-10-22
2024-09-302.933.490.5619 
2024-07-23
2024-06-302.581.85-0.7328 
2024-04-24
2024-03-312.312.480.17
2024-02-01
2023-12-311.49-0.74-2.23149 
2023-10-26
2023-09-301.691.770.08
2023-07-27
2023-06-301.491.11-0.3825 
2023-04-27
2023-03-311.060.57-0.4946 
2023-02-02
2022-12-311.060.71-0.3533 
2022-10-27
2022-09-301.132.461.33117 
2022-08-02
2022-06-301.12.281.18107 
2022-05-05
2022-03-312.452.940.4920 
2022-02-03
2021-12-313.572.79-0.7821 
2021-11-04
2021-09-303.53.80.3
2021-08-05
2021-06-303.212.94-0.27
2021-05-06
2021-03-315.745.15-0.5910 
2021-02-04
2020-12-315.925.970.05
2020-11-05
2020-09-305.347.031.6931 
2020-08-06
2020-06-302.94.391.4951 
2020-05-07
2020-03-312.793.730.9433 
2020-02-06
2019-12-311.621.880.2616 
2019-10-31
2019-09-301.311.510.215 
2019-08-01
2019-06-300.780.920.1417 
2019-05-02
2019-03-310.620.58-0.04
2019-02-07
2018-12-310.540.630.0916 
2018-11-01
2018-09-300.580.57-0.01
2018-08-02
2018-06-300.660.70.04
2018-05-03
2018-03-310.720.67-0.05
2018-02-08
2017-12-310.660.65-0.01
2017-11-02
2017-09-300.690.710.02
2017-08-03
2017-06-300.670.44-0.2334 
2017-05-04
2017-03-310.640.47-0.1726 
2017-02-02
2016-12-310.821.00.1821 
2016-11-03
2016-09-300.921.060.1415 
2016-08-03
2016-06-300.570.650.0814 
2016-05-05
2016-03-310.540.23-0.3157 
2016-02-03
2015-12-310.570.580.01
2015-11-04
2015-09-300.610.58-0.03
2015-08-05
2015-06-300.590.590.0
2015-05-06
2015-03-310.450.42-0.03
2015-02-04
2014-12-310.470.41-0.0612 
2014-11-05
2014-09-300.470.490.02
2014-08-06
2014-06-300.410.450.04
2014-05-07
2014-03-310.380.380.0
2014-02-05
2013-12-310.340.32-0.02
2013-11-06
2013-09-300.370.28-0.0924 
2013-08-08
2013-06-300.440.38-0.0613 

About PennyMac Finl Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of PennyMac Finl earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current PennyMac Finl estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as PennyMac Finl fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings4.2 B4.4 B
Retained Earnings Total EquityB4.2 B
Earnings Yield 0.07  0.07 
Price Earnings Ratio 13.61  8.06 
Price Earnings To Growth Ratio 0.23  0.24 

Currently Active Assets on Macroaxis

When determining whether PennyMac Finl Svcs offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PennyMac Finl's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pennymac Finl Svcs Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pennymac Finl Svcs Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PennyMac Finl Svcs. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
Is there potential for Commercial & Residential Mortgage Finance market expansion? Will PennyMac introduce new products? Factors like these will boost the valuation of PennyMac Finl. Anticipated expansion of PennyMac directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about PennyMac Finl listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.006
Dividend Share
1.2
Earnings Share
9.3
Revenue Per Share
66.885
Quarterly Revenue Growth
5.094
Investors evaluate PennyMac Finl Svcs using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating PennyMac Finl's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause PennyMac Finl's market price to deviate significantly from intrinsic value.
It's important to distinguish between PennyMac Finl's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding PennyMac Finl should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, PennyMac Finl's market price signifies the transaction level at which participants voluntarily complete trades.