Is First Financial Stock a Good Investment?
First Financial Investment Advice | THFF |
- Examine First Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research First Financial's leadership team and their track record. Good management can help First Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Banking space and any emerging trends that could impact First Financial's business and its evolving consumer preferences.
- Compare First Financial's performance and market position to its competitors. Analyze how First Financial is positioned in terms of product offerings, innovation, and market share.
- Check if First Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about First Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in First Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if First Financial is a good investment.
Sell | Buy |
Strong Sell
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine First Financial Stock
Researching First Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 77.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.0. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. First Financial last dividend was issued on the 3rd of January 2025. The entity had 2:1 split on the 16th of October 2003.
To determine if First Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding First Financial's research are outlined below:
| Over 77.0% of the company shares are owned by institutional investors | |
| On 15th of January 2025 First Financial paid $ 0.51 per share dividend to its current shareholders |
First Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in First Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 6th of February 2024 Upcoming Quarterly Report | View | |
| 23rd of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 6th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
First Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 566.68 M.First Financial's profitablity analysis
The company has Profit Margin (PM) of 0.23 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.22 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.22.Determining First Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if First Financial is a good buy. For example, gross profit margin measures First Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of First Financial's profitability and make more informed investment decisions.
Basic technical analysis of First Stock
As of the 31st of January, First Financial shows the Downside Deviation of 1.61, mean deviation of 1.41, and Coefficient Of Variation of 1047.35. In respect to fundamental indicators, the technical analysis model provides you with a way to check existing technical drivers of First Financial, as well as the relationship between them. Please confirm First Financial information ratio, value at risk, as well as the relationship between the Value At Risk and expected short fall to decide if First Financial is priced favorably, providing market reflects its regular price of 47.99 per share. Given that First Financial has jensen alpha of 0.0663, we urge you to verify First Financial's prevailing market performance to make sure the company can sustain itself at a future point.First Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
First Financial's Outstanding Corporate Bonds
First Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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| Valero Energy Partners Corp BondUS91914JAA07 | View |
Understand First Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing First Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0863 | |||
| Market Risk Adjusted Performance | 0.1388 | |||
| Mean Deviation | 1.41 | |||
| Semi Deviation | 1.46 | |||
| Downside Deviation | 1.61 | |||
| Coefficient Of Variation | 1047.35 | |||
| Standard Deviation | 2.41 | |||
| Variance | 5.79 | |||
| Information Ratio | 0.054 | |||
| Jensen Alpha | 0.0663 | |||
| Total Risk Alpha | (0.04) | |||
| Sortino Ratio | 0.0807 | |||
| Treynor Ratio | 0.1288 | |||
| Maximum Drawdown | 19.73 | |||
| Value At Risk | (2.82) | |||
| Potential Upside | 2.54 | |||
| Downside Variance | 2.59 | |||
| Semi Variance | 2.12 | |||
| Expected Short fall | (1.79) | |||
| Skewness | 3.24 | |||
| Kurtosis | 19.9 |
| Risk Adjusted Performance | 0.0863 | |||
| Market Risk Adjusted Performance | 0.1388 | |||
| Mean Deviation | 1.41 | |||
| Semi Deviation | 1.46 | |||
| Downside Deviation | 1.61 | |||
| Coefficient Of Variation | 1047.35 | |||
| Standard Deviation | 2.41 | |||
| Variance | 5.79 | |||
| Information Ratio | 0.054 | |||
| Jensen Alpha | 0.0663 | |||
| Total Risk Alpha | (0.04) | |||
| Sortino Ratio | 0.0807 | |||
| Treynor Ratio | 0.1288 | |||
| Maximum Drawdown | 19.73 | |||
| Value At Risk | (2.82) | |||
| Potential Upside | 2.54 | |||
| Downside Variance | 2.59 | |||
| Semi Variance | 2.12 | |||
| Expected Short fall | (1.79) | |||
| Skewness | 3.24 | |||
| Kurtosis | 19.9 |
Consider First Financial's intraday indicators
First Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
First Financial time-series forecasting models is one of many First Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
First Stock media impact
Far too much social signal, news, headlines, and media speculation about First Financial that are available to investors today. That information is available publicly through First media outlets and privately through word of mouth or via First internal channels. However, regardless of the origin, that massive amount of First data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of First Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of First Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to First Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive First Financial alpha.
First Financial Corporate Management
| Steven Holliday | Chief Credit Officer of First Financial Bank N.A. and VP of First Financial Bank N.A. | Profile | |
| Karen StinsonMilienu | First Officer | Profile | |
| Terry Tevlin | Vice Marketing | Profile | |
| Bob Renock | Chief Officer | Profile | |
| Mark Franklin | Senior Officer | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in First Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. For more detail on how to invest in First Stock please use our How to Invest in First Financial guide.You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Banking space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of First Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between First Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.