Affirm Holdings Company Leadership

AFRM Stock  USD 49.81  0.05  0.10%   
Affirm Holdings' insiders are aggressively selling. The analysis of insiders' sentiment of trading Affirm Holdings stock suggests that most insiders are panicking at this time. Affirm Holdings employs about 2.2 K people. The company is managed by 18 executives with a total tenure of roughly 5148 years, averaging almost 286.0 years of service per executive, having 122.56 employees per reported executive.

Insider Sentiment 0

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2026-01-05Max R LevchinDisposed 666666 @ 80.62View
2025-12-03Robert O'hareDisposed 8189 @ 70View
2025-09-22Max R LevchinDisposed 651713 @ 89.27View
2025-09-15Siphelele JiyaneDisposed 12500 @ 85.42View
2025-09-04Siphelele JiyaneDisposed 25533 @ 90.71View
2025-09-02Robert O'hareDisposed 31423 @ 83.3View
2025-08-29Siphelele JiyaneDisposed 22725 @ 96.47View
2025-08-28Max R LevchinDisposed 499223 @ 80.17View
2025-08-22Robert O'hareDisposed 77800 @ 80.09View
2025-08-18Max R LevchinDisposed 14953 @ 80.05View
2025-08-06Katherine AdkinsDisposed 6489 @ 75View
2025-08-05Katherine AdkinsDisposed 1329 @ 75View
2025-08-04Katherine AdkinsDisposed 59267 @ 75.02View
Monitoring Affirm Holdings' insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.

Affirm Holdings' Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Affirm Holdings' future performance. Based on our forecasts, it is anticipated that Affirm will maintain a workforce of about 2210 employees by March 2026.
 
Covid
 
Interest Hikes

Affirm Holdings Management Team Effectiveness

The company has return on total asset (ROA) of 0.0123 % which means that it generated a profit of $0.0123 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0892 %, meaning that it created $0.0892 on every $100 dollars invested by stockholders. Affirm Holdings' management efficiency ratios could be used to measure how well Affirm Holdings manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Affirm Holdings' Return On Tangible Assets are very stable compared to the past year. As of the 14th of February 2026, Return On Assets is likely to grow to 0, while Return On Capital Employed is likely to drop (0.01). At this time, Affirm Holdings' Return On Tangible Assets are very stable compared to the past year. As of the 14th of February 2026, Intangibles To Total Assets is likely to grow to 0.05, while Net Tangible Assets are likely to drop about 1.2 B.
As of the 14th of February 2026, Common Stock Shares Outstanding is likely to drop to about 316.2 M. In addition to that, Net Loss is likely to grow to about (842.5 M)Affirm Holdings holds a total of 292.41 Million outstanding shares. The majority of Affirm Holdings outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Affirm Holdings to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Affirm Holdings. Please pay attention to any change in the institutional holdings of Affirm Holdings as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
 
Shares in Circulation  
First Issued
2019-09-30
Previous Quarter
348.3 M
Current Value
349.4 M
Avarage Shares Outstanding
285.5 M
Quarterly Volatility
45.6 M
 
Covid
 
Interest Hikes
Some institutional investors establish a significant position in stocks such as Affirm Holdings in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Affirm Holdings, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

Affirm Holdings Workforce Comparison

Affirm Holdings is number one stock in number of employees category among its peers. The total workforce of Industrials industry is presently estimated at about 54,214. Affirm Holdings holds roughly 2,206 in number of employees claiming about 4% of equities under Industrials industry.

Affirm Holdings Profit Margins

The company has Profit Margin (PM) of 0.08 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.1 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.1.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.480.61
Significantly Down
Very volatile

Affirm Holdings Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Affirm Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Affirm Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Affirm Holdings insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Covid
 
Interest Hikes
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2026-03-01
0.6
15
25
 755,517 
 1,463,275 
2025-12-01
0.4091
18
44
 102,752 
 121,565 
2025-09-01
0.505
51
101
 2,124,547 
 4,016,394 
2025-06-01
0.2449
12
49
 71,419 
 135,227 
2025-03-01
0.2254
16
71
 78,985 
 168,654 
2024-12-01
0.4135
43
104
 1,566,079 
 3,085,487 
2024-09-01
0.5102
25
49
 753,997 
 380,419 
2024-06-01
0.234
11
47
 87,252 
 150,705 
2024-03-01
0.3023
13
43
 158,918 
 134,005 
2023-12-01
0.4348
20
46
 271,341 
 3,295,999 
2023-09-01
0.5217
24
46
 2,346,640 
 322,844 
2023-06-01
0.2553
12
47
 51,984 
 87,228 
2023-03-01
0.2281
13
57
 166,543 
 140,644 
2022-12-01
0.3158
18
57
 165,250 
 128,795 
2022-06-01
17.0
17
1
 3,821,625 
 0.00 
2021-12-01
1.75
7
4
 786,940 
 24,737 
2021-09-01
2.5
10
4
 6,711,802 
 5,194,848 
2021-03-01
1.2222
11
9
 807,745 
 2,073,281 

Affirm Holdings Notable Stakeholders

An Affirm Holdings stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Affirm Holdings often face trade-offs trying to please all of them. Affirm Holdings' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Affirm Holdings' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Libor MichalekPresident DirectorProfile
Ronald ClarkVP RelationsProfile
Robert OHareSenior FinanceProfile
Geoff KottChief OfficerProfile
Pat SuhSenior RevenueProfile
Michael LinfordChief OfficerProfile
CFA CFAHead RelationsProfile
Eduardo VilarVP SolutionsProfile
Zane CFAHead RelationsProfile
Geddes MunsonSenior EngineeringProfile
Siphelele JiyaneChief OfficerProfile
Katrina HoltSenior OperationsProfile
Wayne PommenHead InternationalProfile
Brooke MajorReidChief OfficerProfile
Sandeep BhandariChief OfficerProfile
Max LevchinCEO FounderProfile
Katherine EsqChief SecretaryProfile
Silvija MartincevicConsultantProfile
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About Affirm Holdings Management Performance

The success or failure of an entity such as Affirm Holdings often depends on how effective the management is. Affirm Holdings management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Affirm management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Affirm management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Capital Employed(0.01)(0.01)
Return On Equity 0.02  0.02 

Affirm Holdings Workforce Analysis

Traditionally, organizations such as Affirm Holdings use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Affirm Holdings within its industry.

Affirm Holdings Manpower Efficiency

Return on Affirm Holdings Manpower

Revenue Per Employee1.5M
Revenue Per Executive179.1M
Net Income Per Employee23.7K
Net Income Per Executive2.9M
Working Capital Per Employee4.3M
Working Capital Per Executive532.1M
When determining whether Affirm Holdings is a strong investment it is important to analyze Affirm Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Affirm Holdings' future performance. For an informed investment choice regarding Affirm Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Will Data Processing & Outsourced Services sector continue expanding? Could Affirm diversify its offerings? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Affirm Holdings data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.593
Earnings Share
0.81
Revenue Per Share
11.3
Quarterly Revenue Growth
0.296
Return On Assets
0.0123
Understanding Affirm Holdings requires distinguishing between market price and book value, where the latter reflects Affirm's accounting equity. The concept of intrinsic value - what Affirm Holdings' is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Affirm Holdings' price substantially above or below its fundamental value.
Understanding that Affirm Holdings' value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Affirm Holdings represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, Affirm Holdings' trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.