Affirm Holdings Company Leadership

AFRM Stock  USD 69.35  2.80  4.21%   
Affirm Holdings' insiders are aggressively selling. The analysis of insiders' sentiment of trading Affirm Holdings stock suggests that most insiders are panicking at this time. Affirm Holdings employs about 2 K people. The company is managed by 18 executives with a total tenure of roughly 4681 years, averaging almost 260.0 years of service per executive, having 111.44 employees per reported executive.

Affirm Holdings' Insider Buying Vs Selling

0

 
Selling
 
Buying

Latest Trades

2024-11-25Robert O'hareDisposed 79039 @ 70.01View
2024-11-22Robert O'hareDisposed 11218 @ 70View
2024-11-20Libor MichalekDisposed 77105 @ 64.08View
2024-11-18Libor MichalekDisposed 100000 @ 62View
2024-11-11Robert O'hareDisposed 100938 @ 55View
2024-09-18Katherine AdkinsDisposed 82316 @ 45View
2024-09-16Katherine AdkinsDisposed 6084 @ 45View
2024-09-12Christa S QuarlesDisposed 14400 @ 40.02View
2024-08-01Keith RaboisDisposed 9275 @ 26.9View
2024-07-01Keith RaboisDisposed 9276 @ 29.89View
2024-05-01Keith RaboisDisposed 9276 @ 32.12View
2024-03-14Keith RaboisDisposed 9276 @ 34.39View
2023-12-27Michael LinfordDisposed 65000 @ 52View
2023-12-19Michael LinfordDisposed 65000 @ 50View
2023-12-11Private Ltd GicDisposed 2906591 @ 40.02View
Monitoring Affirm Holdings' insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.

Affirm Holdings Management Team Effectiveness

The company has return on total asset (ROA) of (0.0359) % which means that it has lost $0.0359 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.1652) %, meaning that it created substantial loss on money invested by shareholders. Affirm Holdings' management efficiency ratios could be used to measure how well Affirm Holdings manages its routine affairs as well as how well it operates its assets and liabilities. As of the 26th of November 2024, Return On Tangible Assets is likely to drop to -0.06. In addition to that, Return On Capital Employed is likely to drop to -0.07. At this time, Affirm Holdings' Non Current Assets Total are very stable compared to the past year. As of the 26th of November 2024, Non Currrent Assets Other is likely to grow to about 229.4 M, while Net Tangible Assets are likely to drop about 1.2 B.
As of the 26th of November 2024, Common Stock Shares Outstanding is likely to drop to about 286 M. In addition to that, Net Loss is likely to grow to about (842.5 M)

Affirm Holdings Workforce Comparison

Affirm Holdings is number one stock in number of employees category among its peers. The total workforce of Industrials industry is presently estimated at about 20,081. Affirm Holdings holds roughly 2,006 in number of employees claiming about 10% of equities under Industrials industry.

Affirm Holdings Profit Margins

The company has Profit Margin (PM) of (0.18) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (0.19) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.19.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.650.6362
Fairly Up
Very volatile

Affirm Holdings Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Affirm Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Affirm Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Affirm Holdings insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-12-01
0.5116
22
43
 800,949 
 1,487,477 
2024-09-01
0.5102
25
49
 753,997 
 380,419 
2024-06-01
0.234
11
47
 87,252 
 150,705 
2024-03-01
0.3023
13
43
 158,918 
 134,005 
2023-12-01
0.4348
20
46
 271,341 
 3,295,999 
2023-09-01
0.5217
24
46
 2,346,640 
 322,844 
2023-06-01
0.2553
12
47
 51,984 
 87,228 
2023-03-01
0.2281
13
57
 166,543 
 140,644 
2022-12-01
0.3158
18
57
 165,250 
 128,795 
2022-06-01
17.0
17
1
 3,821,625 
 0.00 
2021-12-01
1.75
7
4
 786,940 
 24,737 
2021-09-01
2.5
10
4
 6,711,802 
 5,194,848 
2021-03-01
1.2222
11
9
 807,745 
 2,073,281 

Affirm Holdings Notable Stakeholders

An Affirm Holdings stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Affirm Holdings often face trade-offs trying to please all of them. Affirm Holdings' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Affirm Holdings' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Libor MichalekPresident DirectorProfile
Ronald ClarkVP RelationsProfile
Robert OHareSenior FinanceProfile
Geoff KottChief OfficerProfile
Pat SuhSenior RevenueProfile
Michael LinfordChief OfficerProfile
CFA CFAHead RelationsProfile
Eduardo VilarVP SolutionsProfile
Zane CFAHead RelationsProfile
Geddes MunsonSenior EngineeringProfile
Siphelele JiyaneChief OfficerProfile
Katrina HoltSenior OperationsProfile
Wayne PommenHead InternationalProfile
Brooke MajorReidChief OfficerProfile
Sandeep BhandariChief OfficerProfile
Max LevchinCEO FounderProfile
Katherine EsqChief SecretaryProfile
Silvija MartincevicConsultantProfile

About Affirm Holdings Management Performance

The success or failure of an entity such as Affirm Holdings often depends on how effective the management is. Affirm Holdings management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Affirm management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Affirm management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets(0.06)(0.06)
Return On Capital Employed(0.07)(0.07)
Return On Assets(0.05)(0.06)
Return On Equity(0.19)(0.18)

Affirm Holdings Workforce Analysis

Traditionally, organizations such as Affirm Holdings use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Affirm Holdings within its industry.

Affirm Holdings Manpower Efficiency

Return on Affirm Holdings Manpower

Revenue Per Employee1.2M
Revenue Per Executive129.1M
Net Loss Per Employee258.1K
Net Loss Per Executive28.8M
Working Capital Per Employee4M
Working Capital Per Executive449.1M
When determining whether Affirm Holdings is a strong investment it is important to analyze Affirm Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Affirm Holdings' future performance. For an informed investment choice regarding Affirm Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.
You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Data Processing & Outsourced Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
(1.41)
Revenue Per Share
8.055
Quarterly Revenue Growth
0.407
Return On Assets
(0.04)
Return On Equity
(0.17)
The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.