Affirm Holdings Stock Buy Hold or Sell Recommendation
| AFRM Stock | USD 69.35 2.80 4.21% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Affirm Holdings is 'Strong Buy'. The recommendation algorithm takes into account all of Affirm Holdings' available fundamental, technical, and predictive indicators you will find on this site.
Check out Affirm Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide. Note, we conduct extensive research on individual companies such as Affirm and provide practical buy, sell, or hold advice based on investors' constraints. Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
Affirm |
Execute Affirm Holdings Buy or Sell Advice
The Affirm recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Affirm Holdings. Macroaxis does not own or have any residual interests in Affirm Holdings or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Affirm Holdings' advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Solid | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Affirm Holdings Trading Alerts and Improvement Suggestions
| Affirm Holdings is way too risky over 90 days horizon | |
| Affirm Holdings appears to be risky and price may revert if volatility continues | |
| The company reported the previous year's revenue of 2.32 B. Net Loss for the year was (517.76 M) with profit before overhead, payroll, taxes, and interest of 1.01 B. | |
| Over 79.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from zacks.com: Here is What to Know Beyond Why Affirm Holdings, Inc. is a Trending Stock |
Affirm Holdings Returns Distribution Density
The distribution of Affirm Holdings' historical returns is an attempt to chart the uncertainty of Affirm Holdings' future price movements. The chart of the probability distribution of Affirm Holdings daily returns describes the distribution of returns around its average expected value. We use Affirm Holdings price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Affirm Holdings returns is essential to provide solid investment advice for Affirm Holdings.
| Mean Return | 1.39 | Value At Risk | -4.96 | Potential Upside | 10.53 | Standard Deviation | 6.25 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Affirm Holdings historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Affirm Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument, such as Affirm Holdings, soars without any apparent reason. This usually happens because many institutional investors are aggressively trading Affirm Holdings back and forth among themselves. Companies that invest excess capital in these types of assets may also be included in this term and can influence corporate governance by exercising voting rights in their investments.
| Shares | Citadel Advisors Llc | 2024-09-30 | 2.6 M | Two Sigma Advisers, Llc | 2024-06-30 | 2.5 M | Ubs Group Ag | 2024-06-30 | 2.4 M | Spyglass Capital Management Llc | 2024-09-30 | 2.3 M | Millennium Management Llc | 2024-06-30 | 2.3 M | Charles Schwab Investment Management Inc | 2024-09-30 | 2.2 M | Abdiel Capital Advisors Llc | 2024-09-30 | 2.1 M | 1832 Asset Management L.p | 2024-09-30 | 2 M | Dimensional Fund Advisors, Inc. | 2024-09-30 | 1.9 M | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 61.1 M | Capital Research Global Investors | 2024-09-30 | 23.8 M |
Affirm Holdings Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Investments | (253.1M) | (1.0B) | (2.0B) | (1.5B) | (1.3B) | (1.4B) | |
| Change In Cash | (29.6M) | 1.4B | (141.8M) | (290.9M) | 35.5M | 33.7M | |
| Net Borrowings | 325.7M | 962.7M | 2.1B | 1.4B | 1.6B | 1.1B | |
| Free Cash Flow | (92.3M) | (213.4M) | (225.5M) | (108.6M) | 290.8M | 305.4M | |
| Depreciation | 9.4M | 20.0M | 52.7M | 134.6M | 169.0M | 177.5M | |
| Other Non Cash Items | (29.1M) | (93.9M) | 159.6M | (83.0M) | 517.3M | 543.2M | |
| Capital Expenditures | 21.0M | 20.3M | 111.7M | 120.8M | 159.3M | 83.3M | |
| Net Income | (112.6M) | (430.9M) | (707.4M) | (985.3M) | (517.8M) | (543.6M) | |
| End Period Cash Flow | 328.1M | 1.7B | 1.6B | 1.3B | 1.3B | 1.2B | |
| Change To Netincome | (1.4M) | 196.0M | 406.0M | 329.8M | 379.3M | 214.9M |
Affirm Holdings Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Affirm Holdings or Professional Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Affirm Holdings' price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Affirm stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.98 | |
β | Beta against Dow Jones | 3.35 | |
σ | Overall volatility | 6.33 | |
Ir | Information ratio | 0.20 |
Affirm Holdings Volatility Alert
Affirm Holdings is displaying above-average volatility over the selected time horizon. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Affirm Holdings' stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Affirm Holdings' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Affirm Holdings Fundamentals Vs Peers
Comparing Affirm Holdings' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Affirm Holdings' direct or indirect competition across all of the common fundamentals between Affirm Holdings and the related equities. This way, we can detect undervalued stocks with similar characteristics as Affirm Holdings or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Affirm Holdings' fundamental indicators could also be used in its relative valuation, which is a method of valuing Affirm Holdings by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Affirm Holdings to competition |
| Fundamentals | Affirm Holdings | Peer Average |
| Return On Equity | -0.17 | -0.31 |
| Return On Asset | -0.0359 | -0.14 |
| Profit Margin | (0.18) % | (1.27) % |
| Operating Margin | (0.19) % | (5.51) % |
| Current Valuation | 25.9 B | 16.62 B |
| Shares Outstanding | 271.92 M | 571.82 M |
| Shares Owned By Insiders | 4.85 % | 10.09 % |
| Shares Owned By Institutions | 78.50 % | 39.21 % |
| Number Of Shares Shorted | 18.34 M | 4.71 M |
| Price To Book | 7.37 X | 9.51 X |
| Price To Sales | 8.28 X | 11.42 X |
| Revenue | 2.32 B | 9.43 B |
| Gross Profit | 1.01 B | 27.38 B |
| EBITDA | (2.23 M) | 3.9 B |
| Net Income | (517.76 M) | 570.98 M |
| Cash And Equivalents | 1.56 B | 2.7 B |
| Cash Per Share | 5.38 X | 5.01 X |
| Total Debt | 6.61 B | 5.32 B |
| Debt To Equity | 1.58 % | 48.70 % |
| Current Ratio | 19.48 X | 2.16 X |
| Book Value Per Share | 9.03 X | 1.93 K |
| Cash Flow From Operations | 450.14 M | 971.22 M |
| Short Ratio | 2.14 X | 4.00 X |
| Earnings Per Share | (1.41) X | 3.12 X |
| Price To Earnings To Growth | 0.17 X | 4.89 X |
| Target Price | 52.36 | |
| Number Of Employees | 2.01 K | 18.84 K |
| Beta | 3.48 | -0.15 |
| Market Capitalization | 20.9 B | 19.03 B |
| Total Asset | 9.52 B | 29.47 B |
| Retained Earnings | (3.11 B) | 9.33 B |
| Working Capital | 8.08 B | 1.48 B |
| Net Asset | 9.52 B |
Note: Disposition of 2335 shares by Michael Linford of Affirm Holdings subject to Rule 16b-3 [view details]
Affirm Holdings Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Affirm . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Affirm Holdings Buy or Sell Advice
When is the right time to buy or sell Affirm Holdings? Buying financial instruments such as Affirm Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Affirm Holdings in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Corporate Bonds Funds Thematic Idea Now
Corporate Bonds Funds
Funds or Etfs investing in different types of corporate debt instruments. The Corporate Bonds Funds theme has 47 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Corporate Bonds Funds Theme or any other thematic opportunities.
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Check out Affirm Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Is Data Processing & Outsourced Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share (1.41) | Revenue Per Share 8.055 | Quarterly Revenue Growth 0.407 | Return On Assets (0.04) | Return On Equity (0.17) |
The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.