BV Financial Company Leadership
| BVFL Stock | USD 18.03 0.42 2.28% |
BV Financial's insiders are aggressively selling. The analysis of insiders' sentiment of trading BV Financial Common stock suggests that most insiders are panicking at this time. BV Financial employs about 105 people. The company is managed by 7 executives with a total tenure of roughly 245 years, averaging almost 35.0 years of service per executive, having 15.0 employees per reported executive.
Insider Sentiment 0
Mostly Selling
Selling | Buying |
Latest Trades
| 2025-07-23 | Joseph S Galli | Disposed 15250 @ 16.17 | View | ||
| 2025-07-22 | Joseph S Galli | Disposed 13303 @ 16.09 | View | ||
| 2025-05-29 | Gary T Amereihn | Disposed 1684 @ 15.65 | View | ||
| 2025-05-22 | Joseph S Galli | Disposed 3000 @ 15.8 | View | ||
| 2025-05-21 | Joseph S Galli | Disposed 836 @ 15.8 | View | ||
| 2025-05-20 | Joseph S Galli | Disposed 2076 @ 15.8 | View | ||
| 2025-05-19 | Joseph S Galli | Disposed 1005 @ 15.81 | View | ||
| 2025-05-12 | Joseph S Galli | Disposed 3454 @ 15.92 | View | ||
| 2025-05-08 | Joseph S Galli | Disposed 1000 @ 15.94 | View | ||
| 2025-05-05 | Joseph S Galli | Disposed 500 @ 15.93 | View | ||
| 2025-05-02 | Joseph S Galli | Disposed 1300 @ 15.92 | View |
Monitoring BV Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BV Financial Common. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. BV Financial Management Team Effectiveness
The company has return on total asset (ROA) of 0.0118 % which means that it generated a profit of $0.0118 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0532 %, meaning that it created $0.0532 on every $100 dollars invested by stockholders. BV Financial's management efficiency ratios could be used to measure how well BV Financial manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is expected to rise to 0.01 this year. Return On Capital Employed is expected to rise to 0.06 this year. At this time, BV Financial's Net Tangible Assets are quite stable compared to the past year. Return On Tangible Assets is expected to rise to 0.01 this year, although the value of Intangible Assets will most likely fall to about 655.1 K.Common Stock Shares Outstanding is expected to rise to about 12.9 M this year. Net Income Applicable To Common Shares is expected to rise to about 12.7 M this yearThe market capitalization of BV Financial Common is $161.73 Million. Over half of BV Financial's outstanding shares are owned by institutions. These institutions are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.
Shares in Circulation | First Issued 2004-09-30 | Previous Quarter 9.9 M | Current Value 9.9 M | Avarage Shares Outstanding 5.3 M | Quarterly Volatility 3.1 M |
BV Financial Workforce Comparison
BV Financial Common is rated below average in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 2,318. BV Financial holds roughly 105 in number of employees claiming about 5% of equities under Financials industry.
BV Financial Profit Margins
The company has Profit Margin (PM) of 0.28 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.48 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.48.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.56 | 0.69 |
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| Operating Profit Margin | 0.32 | 0.3 |
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BV Financial Insider Trading
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific BV Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on BV Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, BV Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
BV Financial Notable Stakeholders
A BV Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as BV Financial often face trade-offs trying to please all of them. BV Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting BV Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Timothy Prindle | CoCEO CoPresident | Profile | |
| David Flair | CoCEO CoPresident | Profile | |
| Michael Dee | Executive CFO | Profile | |
| Gregory Olinde | Chief EVP | Profile | |
| Samantha Perouty | Corporate Secretary | Profile | |
| Michael Snyder | S Director | Profile | |
| Rose Searcy | Executive Resources | Profile |
About BV Financial Management Performance
The success or failure of an entity such as BV Financial Common often depends on how effective the management is. BV Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of BVFL management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the BVFL management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.06 | 0.06 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.05 | 0.06 |
BV Financial Workforce Analysis
Traditionally, organizations such as BV Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare BV Financial within its industry.BV Financial Manpower Efficiency
Return on BV Financial Manpower
| Revenue Per Employee | 468.5K | |
| Revenue Per Executive | 7M | |
| Net Income Per Employee | 111.6K | |
| Net Income Per Executive | 1.7M |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BV Financial Common. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BV Financial. If investors know BVFL will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BV Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.171 | Earnings Share 1.06 | Revenue Per Share | Quarterly Revenue Growth 0.031 | Return On Assets |
The market value of BV Financial Common is measured differently than its book value, which is the value of BVFL that is recorded on the company's balance sheet. Investors also form their own opinion of BV Financial's value that differs from its market value or its book value, called intrinsic value, which is BV Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BV Financial's market value can be influenced by many factors that don't directly affect BV Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BV Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if BV Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BV Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.