BV Financial Valuation
| BVFL Stock | USD 18.17 0.03 0.17% |
At this time, the firm appears to be undervalued. BV Financial Common owns a latest Real Value of $19.08 per share. The recent price of the firm is $18.17. Our model approximates the value of BV Financial Common from evaluating the firm fundamentals such as Return On Asset of 0.0118, shares outstanding of 9.54 M, and Shares Owned By Insiders of 21.39 % as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting BV Financial's valuation include:
Undervalued
Today
Please note that BV Financial's price fluctuation is very steady at this time. Calculation of the real value of BV Financial Common is based on 3 months time horizon. Increasing BV Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the BVFL stock is determined by what a typical buyer is willing to pay for full or partial control of BV Financial Common. Since BV Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of BVFL Stock. However, BV Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 18.17 | Real 19.08 | Hype 18.17 | Naive 17.31 |
The intrinsic value of BV Financial's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence BV Financial's stock price.
Estimating the potential upside or downside of BV Financial Common helps investors to forecast how BVFL stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of BV Financial more accurately as focusing exclusively on BV Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use BV Financial's intrinsic value based on its ongoing forecasts of BV Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against BV Financial's closest peers.
BV Financial Cash |
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BVFL Revenue by Product
BV Financial Total Value Analysis
BV Financial Common is currently forecasted to have valuation of 124.43 M with market capitalization of 161.73 M, debt of 49.88 M, and cash on hands of 105.31 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the BV Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
124.43 M | 161.73 M | 49.88 M | 105.31 M |
BV Financial Investor Information
About 21.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.85. Some equities with similar Price to Book (P/B) outperform the market in the long run. BV Financial Common last dividend was issued on the 28th of December 2018. The entity had 545:356 split on the 1st of August 2023. BV Financial Common is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in February.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.32 | 0.3 |
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| Total Cash From Operating Activities | 19.4 M | 18.5 M |
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| Operating Income | 19.8 M | 18.9 M |
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BV Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. BV Financial has an asset utilization ratio of 5.4 percent. This suggests that the Company is making $0.054 for each dollar of assets. An increasing asset utilization means that BV Financial Common is more efficient with each dollar of assets it utilizes for everyday operations.BV Financial Ownership Allocation
The market capitalization of BV Financial Common is $161.73 Million. Over half of BV Financial's outstanding shares are owned by institutions. These institutions are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.BV Financial Profitability Analysis
The company reported the previous year's revenue of 49.2 M. Net Income was 11.72 M with profit before overhead, payroll, taxes, and interest of 38.67 M.About BV Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of BV Financial Common. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of BV Financial Common based exclusively on its fundamental and basic technical indicators. By analyzing BV Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of BV Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of BV Financial. We calculate exposure to BV Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of BV Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 43.6 M | 45.8 M | |
| Pretax Profit Margin | 0.30 | 0.32 | |
| Operating Profit Margin | 0.30 | 0.32 | |
| Net Profit Margin | 0.21 | 0.23 | |
| Gross Profit Margin | 0.69 | 0.56 |
BV Financial Quarterly Retained Earnings |
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BV Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as BV Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 10.7 M | |
| Quarterly Earnings Growth Y O Y | 0.171 |
BV Financial Current Valuation Indicators
BV Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final BV Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as BV Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use BV Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes BV Financial's worth.When determining whether BV Financial Common is a strong investment it is important to analyze BV Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact BV Financial's future performance. For an informed investment choice regarding BVFL Stock, refer to the following important reports: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BV Financial Common. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BV Financial. If investors know BVFL will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BV Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.171 | Earnings Share 1.06 | Revenue Per Share | Quarterly Revenue Growth 0.031 | Return On Assets |
The market value of BV Financial Common is measured differently than its book value, which is the value of BVFL that is recorded on the company's balance sheet. Investors also form their own opinion of BV Financial's value that differs from its market value or its book value, called intrinsic value, which is BV Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BV Financial's market value can be influenced by many factors that don't directly affect BV Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BV Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if BV Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BV Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.