Mainstreet Bank Stock Today

MNSB Stock  USD 16.96  0.40  2.30%   

Performance

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Odds Of Distress

Less than 50

 
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Mainstreet Bank is trading at 16.96 as of the 31st of January 2025, a 2.3 percent decrease since the beginning of the trading day. The stock's open price was 17.36. Mainstreet Bank has 50 percent odds of going through some form of financial distress in the next two years and has generated negative returns to investors over the last 90 days. The performance scores are derived for the period starting the 11th of February 2023 and ending today, the 31st of January 2025. Click here to learn more.
Business Domain
Banks
IPO Date
4th of January 2016
Category
Financial Services
Classification
Financials
MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. MainStreet Bancshares, Inc. The company has 7.6 M outstanding shares of which 18.46 K shares are now shorted by private and institutional investors with about 1.51 trading days to cover. More on Mainstreet Bank

Mainstreet Stock Highlights

ESG Sustainability
Environmental
Governance
Social
Chairman PresidentJeff Dick
Thematic IdeaBanking (View all Themes)
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Banking, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Debt Levels
Mainstreet Bank can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Mainstreet Bank's financial leverage. It provides some insight into what part of Mainstreet Bank's total assets is financed by creditors.
Liquidity
Mainstreet Bank currently holds 72.64 M in liabilities with Debt to Equity (D/E) ratio of 9.62, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Mainstreet Bank's use of debt, we should always consider it together with its cash and equity.

Change In Cash

(13.75 Million)
Mainstreet Bank (MNSB) is traded on NASDAQ Exchange in USA. It is located in 10089 Fairfax Boulevard, Fairfax, VA, United States, 22030 and employs 201 people. Mainstreet Bank is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 128.96 M. Mainstreet Bank conducts business under Banks sector and is part of Financials industry. The entity has 7.6 M outstanding shares of which 18.46 K shares are now shorted by private and institutional investors with about 1.51 trading days to cover. Mainstreet Bank currently holds about 104.73 M in cash with 31.63 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 14.56.
Check Mainstreet Bank Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Mainstreet Bank is $128.96 Million. 30% of Mainstreet Bank outstanding shares are owned by institutional investors. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check Mainstreet Ownership Details

Mainstreet Stock Institutional Holders

InstituionRecorded OnShares
Millennium Management Llc2024-09-30
60.4 K
Bridgeway Capital Management, Llc2024-09-30
56.8 K
Renaissance Technologies Corp2024-09-30
38.2 K
Salzhauer Michael2024-09-30
37.8 K
Empowered Funds, Llc2024-09-30
32.5 K
Susquehanna International Group, Llp2024-09-30
28.4 K
Citadel Advisors Llc2024-09-30
23.3 K
Two Sigma Advisers, Llc2024-09-30
22.2 K
Elco Management Co., Llc2024-09-30
21.8 K
Banc Funds Co Llc2024-09-30
651 K
Alliancebernstein L.p.2024-09-30
648.8 K
View Mainstreet Bank Diagnostics

Mainstreet Bank Historical Income Statement

At present, Mainstreet Bank's Depreciation And Amortization is projected to increase significantly based on the last few years of reporting. The current year's Interest Expense is expected to grow to about 58.2 M, whereas EBIT is projected to grow to (4.3 M). View More Fundamentals

Mainstreet Stock Against Markets

Mainstreet Bank Corporate Management

Michael BabovalChief OfficerProfile
Mike RudolphExecutive LenderProfile
Richard VariSenior OfficerProfile
Trish SmithExecutive OfficerProfile
When determining whether Mainstreet Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Mainstreet Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Mainstreet Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Mainstreet Bank Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Mainstreet Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as various price indices.
For information on how to trade Mainstreet Stock refer to our How to Trade Mainstreet Stock guide.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mainstreet Bank. If investors know Mainstreet will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Mainstreet Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.68)
Earnings Share
(1.60)
Revenue Per Share
8.268
Quarterly Revenue Growth
(0.31)
Return On Assets
0.0053
The market value of Mainstreet Bank is measured differently than its book value, which is the value of Mainstreet that is recorded on the company's balance sheet. Investors also form their own opinion of Mainstreet Bank's value that differs from its market value or its book value, called intrinsic value, which is Mainstreet Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mainstreet Bank's market value can be influenced by many factors that don't directly affect Mainstreet Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Mainstreet Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Mainstreet Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mainstreet Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.