OppFi Company Top Insiders

OPFI Stock  USD 9.91  0.06  0.60%   
OppFi's insiders are aggressively selling. The analysis of insiders' sentiment of trading OppFi Inc stock suggests that almost all insiders are panicking at this time. OppFi employs about 445 people. The company is managed by 16 executives with a total tenure of roughly 1039 years, averaging almost 64.0 years of service per executive, having 27.81 employees per reported executive.

Insider Sentiment 0

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2025-10-02Christopher J MckayDisposed 9030 @ 11.21View
2025-08-12Theodore G SchwartzDisposed 102325 @ 10.8View
2025-08-11Theodore G SchwartzDisposed 102959 @ 11.08View
2025-07-14Theodore G SchwartzDisposed 128188 @ 12.05View
2025-07-11Theodore G SchwartzDisposed 121812 @ 12.7View
2025-07-02Pamela D JohnsonDisposed 5495 @ 13.41View
2025-06-17Theodore G SchwartzDisposed 122531 @ 11.81View
2025-06-16Theodore G SchwartzDisposed 90172 @ 12.41View
2025-06-13Theodore G SchwartzDisposed 96948 @ 12.24View
2025-06-12Theodore G SchwartzDisposed 190349 @ 12.87View
2025-06-11Pamela D JohnsonDisposed 35890 @ 13.97View
2025-05-15Theodore G SchwartzDisposed 185086 @ 11.59View
2025-05-14Theodore G SchwartzDisposed 90104 @ 12.18View
2025-05-12Theodore G SchwartzDisposed 114475 @ 12.25View
2025-05-02Christopher J MckayDisposed 1107 @ 9.55View
2025-04-23Theodore G SchwartzDisposed 111157 @ 8.84View
2025-04-21Theodore G SchwartzDisposed 50896 @ 7.94View
Monitoring OppFi's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OppFi Inc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.

OppFi's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with OppFi's future performance. Based on our forecasts, it is anticipated that OppFi will maintain a workforce of under 450 employees by February 2026.
 
Covid

OppFi Management Team Effectiveness

The company has return on total asset (ROA) of 0.1818 % which means that it generated a profit of $0.1818 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.4895 %, meaning that it created $0.4895 on every $100 dollars invested by stockholders. OppFi's management efficiency ratios could be used to measure how well OppFi manages its routine affairs as well as how well it operates its assets and liabilities. The OppFi's current Return On Equity is estimated to increase to 0.27, while Return On Tangible Assets are projected to decrease to 0.01. As of now, OppFi's Debt To Assets are decreasing as compared to previous years.
The current Common Stock Shares Outstanding is estimated to decrease to about 17.2 M. The current Net Income Applicable To Common Shares is estimated to decrease to about 6.2 M
OppFi owns a total of 27.66 Million outstanding shares. The majority of OppFi Inc outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in OppFi Inc to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in OppFi. Please pay attention to any change in the institutional holdings of OppFi Inc as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.
 
Shares in Circulation  
First Issued
2020-03-31
Previous Quarter
26.6 M
Current Value
26.6 M
Avarage Shares Outstanding
603.4 M
Quarterly Volatility
2.8 B
 
Covid
Some institutional investors establish a significant position in stocks such as OppFi in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of OppFi, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

OppFi Workforce Comparison

OppFi Inc is considered to be number one stock in number of employees category among its peers. The total workforce of Financials industry is now estimated at about 13,693. OppFi holds roughly 445 in number of employees claiming about 3% of equities under Financials industry.

OppFi Profit Margins

The company has Profit Margin (PM) of 0.01 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.51 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.51.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.870.92
Notably Down
Pretty Stable
Pretax Profit Margin0.20.19
Notably Up
Very volatile

OppFi Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific OppFi insiders, such as employees or executives, is commonly permitted as long as it does not rely on OppFi's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, OppFi insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-12-01
0.1111
2
18
 4,894 
 247,337 
2025-09-01
0.28
14
50
 1,071,893 
 2,122,945 
2025-06-01
0.3261
45
138
 2,015,426 
 6,086,895 
2025-03-01
0.2674
23
86
 1,048,130 
 5,658,843 
2024-12-01
0.1154
3
26
 104,893 
 2,187,079 
2024-09-01
0.1034
3
29
 739,743 
 55,049,707 
2024-06-01
0.6429
9
14
 488,669 
 374,447 
2024-03-01
0.2222
2
9
 4,892 
 299,382 
2023-12-01
0.2
4
20
 9,785 
 1,313,248 
2023-06-01
3.3571
47
14
 550,483 
 544,418 
2022-12-01
3.9091
43
11
 319,904 
 251,193 
2022-09-01
4.7143
33
7
 415,055 
 626,048 
2022-06-01
6.6
33
5
 224,687 
 557,803 
2021-12-01
2.0
14
7
 740,264 
 721,767 
2021-09-01
10.0
10
1
 4,800,000 
 486,852 
2020-12-01
1.0
4
4
 1,850,000 
 2,100,000 

OppFi Notable Stakeholders

An OppFi stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as OppFi often face trade-offs trying to please all of them. OppFi's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting OppFi's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Todd SchwartzExecutive FounderProfile
Pamela JohnsonCFO OfficerProfile
Pamela CPACFO OfficerProfile
Ray ChayVP OperationsProfile
Carrie HagnerChief OfficerProfile
Elizabeth SimerChief GMProfile
Manuel ChagasChief OfficerProfile
Theodore SchwartzCoFounder DirectorProfile
Marv GurevichGeneral SecretaryProfile
Yuri TerSaakyantsChief OfficerProfile
Stephanie MetzgerChief OfficerProfile
Shaun SmolarzHead RelationsProfile
Wendy SerafinVP CommunicationsProfile
John KakosSenior ControllerProfile
Stacee HasenbalgChief OfficerProfile
Christopher McKayChief OfficerProfile
String symbol = request.getParameter("s");

About OppFi Management Performance

The success or failure of an entity such as OppFi Inc often depends on how effective the management is. OppFi management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of OppFi management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the OppFi management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.19  0.14 
Return On Assets 0.01  0.01 
Return On Equity 0.25  0.27 

OppFi Workforce Analysis

Traditionally, organizations such as OppFi use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare OppFi within its industry.

OppFi Manpower Efficiency

Return on OppFi Manpower

Revenue Per Employee1.2M
Revenue Per Executive32.9M
Net Income Per Employee188.4K
Net Income Per Executive5.2M
Working Capital Per Employee1.1M
Working Capital Per Executive31.5M

Complementary Tools for OppFi Stock analysis

When running OppFi's price analysis, check to measure OppFi's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OppFi is operating at the current time. Most of OppFi's value examination focuses on studying past and present price action to predict the probability of OppFi's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OppFi's price. Additionally, you may evaluate how the addition of OppFi to your portfolios can decrease your overall portfolio volatility.
Stocks Directory
Find actively traded stocks across global markets
Portfolio Anywhere
Track or share privately all of your investments from the convenience of any device
Performance Analysis
Check effects of mean-variance optimization against your current asset allocation
Content Syndication
Quickly integrate customizable finance content to your own investment portal