Oppfi Inc Stock Today

OPFI Stock  USD 7.22  0.12  1.69%   

Performance

14 of 100

 
Weak
 
Strong
Good

Odds Of Distress

Less than 35

 
High
 
Low
Below Average
OppFi is trading at 7.22 as of the 21st of November 2024. This is a 1.69 percent increase since the beginning of the trading day. The stock's open price was 7.1. OppFi has about a 35 percent probability of financial distress in the next few years of operation but had a somewhat good performance during the last 90 days. Equity ratings for OppFi Inc are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 23rd of August 2024 and ending today, the 21st of November 2024. Click here to learn more.
Business Domain
Financial Services
IPO Date
20th of November 2020
Classification
Financials
OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product SalaryTap, a payroll deduction secured installment loan product and OppFi Card, a credit card product. The company has 110 M outstanding shares of which 1.31 M shares are now shorted by private and institutional investors with about 4.41 trading days to cover. More on OppFi Inc

Moving together with OppFi Stock

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  0.94GS Goldman Sachs Group Fiscal Year End 21st of January 2025 PairCorr
  0.79MC Moelis Potential GrowthPairCorr
  0.92MS Morgan Stanley Fiscal Year End 21st of January 2025 PairCorr
  0.89SF Stifel Financial Earnings Call This WeekPairCorr

Moving against OppFi Stock

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OppFi Stock Highlights

ESG Sustainability
Environmental
Governance
Social
Business ConcentrationAsset Management & Custody Banks, Financial Services, NYSE Composite, Financials, Capital Markets, Software—Application, Technology (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.910.8461
Significantly Up
Pretty Stable
Gross Profit Margin0.870.7643
Fairly Up
Slightly volatile
Net Debt275.7 M317.4 M
Fairly Down
Slightly volatile
Total Current Liabilities38.3 M26.4 M
Way Up
Slightly volatile
Non Current Liabilities Total310 M356 M
Fairly Down
Slightly volatile
Total Assets496.3 M601.5 M
Significantly Down
Slightly volatile
Total Current Assets392.6 M539.3 M
Way Down
Slightly volatile
Total Cash From Operating Activities203.7 M296.1 M
Way Down
Slightly volatile
Debt Levels
OppFi can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand OppFi's financial leverage. It provides some insight into what part of OppFi's total assets is financed by creditors.
Liquidity
OppFi Inc currently holds 349.18 M in liabilities with Debt to Equity (D/E) ratio of 2.14, implying the company greatly relies on financing operations through barrowing. OppFi Inc has a current ratio of 16.36, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about OppFi's use of debt, we should always consider it together with its cash and equity.

Total Cashflows From Investing Activities

(188.5 Million)
OppFi Inc (OPFI) is traded on New York Stock Exchange in USA. It is located in One Prudential Plaza, Chicago, IL, United States, 60601 and employs 445 people. OppFi is listed under Asset Management & Custody Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 781 M. OppFi Inc conducts business under Capital Markets sector and is part of Financials industry. The entity has 110 M outstanding shares of which 1.31 M shares are now shorted by private and institutional investors with about 4.41 trading days to cover. OppFi Inc currently holds about 49.67 M in cash with 296.15 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.72.
Check OppFi Probability Of Bankruptcy
Ownership Allocation
OppFi owns a total of 110 Million outstanding shares. 30% of OppFi Inc outstanding shares are owned by third-party entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check OppFi Ownership Details

OppFi Stock Institutional Holders

InstituionRecorded OnShares
Marshall Wace Asset Management Ltd2024-06-30
171.3 K
Gsa Capital Partners Llp2024-09-30
161 K
Lpl Financial Corp2024-06-30
154.4 K
Northern Trust Corp2024-09-30
126.1 K
Citadel Advisors Llc2024-06-30
118.5 K
Nuveen Asset Management, Llc2024-06-30
110.7 K
Manatuck Hill Partners Llc2024-06-30
100 K
Millennium Management Llc2024-06-30
80.9 K
Los Angeles Capital Management Llc2024-09-30
75.1 K
Blackrock Inc2024-06-30
1.1 M
Lb Partners Llc2024-09-30
921 K
View OppFi Diagnostics

OppFi Historical Income Statement

As of now, OppFi's Net Income Applicable To Common Shares is increasing as compared to previous years. The OppFi's current EBIT is estimated to increase to about 98 M, while Interest Expense is projected to decrease to under 28.6 M. View More Fundamentals

OppFi Stock Against Markets

OppFi Corporate Management

When determining whether OppFi Inc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OppFi's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Oppfi Inc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Oppfi Inc Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OppFi Inc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
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Is Asset Management & Custody Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OppFi. If investors know OppFi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OppFi listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.631
Earnings Share
0.353
Revenue Per Share
13.499
Quarterly Revenue Growth
0.256
Return On Assets
0.1177
The market value of OppFi Inc is measured differently than its book value, which is the value of OppFi that is recorded on the company's balance sheet. Investors also form their own opinion of OppFi's value that differs from its market value or its book value, called intrinsic value, which is OppFi's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OppFi's market value can be influenced by many factors that don't directly affect OppFi's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OppFi's value and its price as these two are different measures arrived at by different means. Investors typically determine if OppFi is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OppFi's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.