OppFi Valuation
| OPFI Stock | USD 13.71 0.10 0.72% |
At this time, the company appears to be overvalued. OppFi Inc holds a recent Real Value of $9.78 per share. The prevailing price of the company is $13.71. Our model determines the value of OppFi Inc from analyzing the company fundamentals such as Shares Outstanding of 110 M, return on equity of 0.35, and Operating Margin of 0.44 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting OppFi's valuation include:
Price Book 8.3989 | Enterprise Value | Enterprise Value Ebitda 8.4512 | Price Sales 5.8279 | Forward PE 15.873 |
Overvalued
Today
Please note that OppFi's price fluctuation is slightly risky at this time. Calculation of the real value of OppFi Inc is based on 3 months time horizon. Increasing OppFi's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since OppFi is currently traded on the exchange, buyers and sellers on that exchange determine the market value of OppFi Stock. However, OppFi's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 13.71 | Real 9.78 | Target 9.0 | Hype 14.28 | Naive 13.97 |
The intrinsic value of OppFi's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence OppFi's stock price.
Estimating the potential upside or downside of OppFi Inc helps investors to forecast how OppFi stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of OppFi more accurately as focusing exclusively on OppFi's fundamentals will not take into account other important factors: When choosing an evaluation method for OppFi Inc, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
OppFi Cash |
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OppFi Valuation Trend
OppFi's real value analysis enables investors to forecast the earnings more efficiently. Using both OppFi's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing decisions.
OppFi Total Value Analysis
OppFi Inc is now forecasted to have valuation of 587.48 M with market capitalization of 1.52 B, debt of 349.18 M, and cash on hands of 49.67 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the OppFi fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
587.48 M | 1.52 B | 349.18 M | 49.67 M |
OppFi Investor Information
About 45.0% of the company shares are owned by institutional investors. The company last dividend was issued on the 18th of April 2024. OppFi Inc is not in a good financial situation at this time. It has a very high probability of going through financial hardship in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Total Cash From Operating Activities | 203.7 M | 340.6 M |
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OppFi Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. OppFi has an asset utilization ratio of 84.61 percent. This signifies that the Company is making $0.85 for each dollar of assets. An increasing asset utilization means that OppFi Inc is more efficient with each dollar of assets it utilizes for everyday operations.OppFi Ownership Allocation
OppFi owns a total of 110 Million outstanding shares. 30% of OppFi Inc outstanding shares are owned by third-party entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.OppFi Profitability Analysis
The company reported the previous year's revenue of 508.95 M. Net Loss for the year was (1 M) with profit before overhead, payroll, taxes, and interest of 260.66 M.OppFi Past Distributions to stockholders
About OppFi Valuation
An absolute valuation paradigm, as applied to OppFi Stock, attempts to find the value of OppFi Inc based on its fundamental and basic technical indicators. By analyzing OppFi's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of OppFi's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of OppFi. We calculate exposure to OppFi's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of OppFi's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 447.3 M | 319.8 M | |
| Pretax Profit Margin | 0.09 | 0.18 | |
| Operating Profit Margin | 0.10 | 0.19 | |
| Gross Profit Margin | 0.88 | 0.87 |
A single share of OppFi represents a small ownership stake in the entity. As a stockholder of OppFi, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
OppFi Dividends Analysis For Valuation
Please note that OppFi has scaled down on payment of dividends at this time. The OppFi's current Price Earnings To Growth Ratio is estimated to increase to 0.70, while Retained Earnings are forecasted to increase to (54.4 M).
There are various types of dividends OppFi can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of OppFi shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from OppFi Inc directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When OppFi pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of OppFi by the value of the dividends paid out.
OppFi Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 16.4 M | |
| Quarterly Earnings Growth Y O Y | 0.631 | |
| Forward Price Earnings | 15.873 |
OppFi Current Valuation Indicators
Valuation refers to the process of determining the present value of OppFi Inc and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value OppFi we look at many different elements of the entity such as OppFi's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as OppFi, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use OppFi's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes OppFi's worth.Complementary Tools for OppFi Stock analysis
When running OppFi's price analysis, check to measure OppFi's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OppFi is operating at the current time. Most of OppFi's value examination focuses on studying past and present price action to predict the probability of OppFi's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OppFi's price. Additionally, you may evaluate how the addition of OppFi to your portfolios can decrease your overall portfolio volatility.
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