United Bancorp Company Insiders

UBCP Stock  USD 12.92  0.28  2.12%   
United Bancorp's insiders are aggressively buying. The analysis of insiders' sentiment of trading United Bancorp stock suggests that virtually all insiders are extremely bullish at this time. United Bancorp employs about 115 people. The company is managed by 8 executives with a total tenure of roughly 58 years, averaging almost 7.0 years of service per executive, having 14.38 employees per reported executive.
Scott Everson  Chairman
CEO and President Director, Member of Executive Committee, Chairman of The Citizens Savings Bank, CEO of The Citizens Savings Bank and President of The Citizens Savings Bank
Elmer Leeper  President
Vice President Chief Retail Banking Officer

United Bancorp's Insider Buying Vs Selling

100

 
Selling
 
Buying

Latest Trades

2024-06-21Scott A EversonAcquired 2092 @ 12.33View
Monitoring United Bancorp's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
To learn how to invest in United Stock, please use our How to Invest in United Bancorp guide.

United Bancorp's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with United Bancorp's future performance. Based on our forecasts, it is anticipated that United will maintain a workforce of slightly above 120 employees by February 2025.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

United Bancorp Management Team Effectiveness

As of 01/27/2025, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.02. At this time, United Bancorp's Liabilities And Stockholders Equity is relatively stable compared to the past year. As of 01/27/2025, Non Current Liabilities Total is likely to grow to about 912 M, while Total Current Liabilities is likely to drop slightly above 495 K. United Bancorp's management efficiency ratios could be used to measure how well United Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.

United Bancorp Quarterly Income Before Tax

1.76 Million

As of 01/27/2025, Net Income Applicable To Common Shares is likely to grow to about 10.5 M, while Common Stock Shares Outstanding is likely to drop slightly above 5.3 M.

United Bancorp Workforce Comparison

United Bancorp is rated below average in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 4,640. United Bancorp holds roughly 115 in number of employees claiming about 2.48% of equities under Financials industry.

United Bancorp Profit Margins

The company has Profit Margin (PM) of 0.27 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.24 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.24.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin1.11.23
Moderately Down
Slightly volatile
Net Profit Margin0.240.34
Way Down
Slightly volatile
Operating Profit Margin0.370.59
Way Down
Slightly volatile
Pretax Profit Margin0.30.37
Significantly Down
Slightly volatile
Return On Assets0.00980.0126
Significantly Down
Slightly volatile
Return On Equity0.110.16
Way Down
Slightly volatile

United Bancorp Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific United Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on United Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, United Bancorp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2023-12-01
2.6667
8
3
 10,507 
 19,750 
2022-06-01
1.6667
5
3
 2,594 
 6,955 
2022-03-01
0.625
5
8
 2,146 
 42,500 
2021-12-01
4.0
4
1
 4,923 
 2,000 
2021-09-01
1.0
1
1
 900.00 
 4,600 
2019-06-01
1.0
2
2
 2,850 
 10,000 
2019-03-01
13.0
13
1
 14,097 
 10,000 
2014-06-01
6.5
13
2
 5,887 
 0.00 
2013-06-01
8.0
8
1
 4,356 
 0.00 
2009-03-01
6.0
6
1
 11,810 
 792.00 
2008-06-01
7.0
7
1
 2,663 
 0.00 
2007-06-01
2.0
8
4
 2,800 
 2,550 
2005-12-01
7.0
7
1
 1,348 
 3,000 
2005-06-01
3.3333
10
3
 27,155 
 25,685 
2005-03-01
20.0
20
1
 100,189 
 40,175 
2004-03-01
7.0
7
1
 1,087 
 2,200 
2003-09-01
10.0
10
1
 2,251 
 1,000.00 

United Bancorp Notable Stakeholders

An United Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as United Bancorp often face trade-offs trying to please all of them. United Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting United Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Scott EversonCEO and President Director, Member of Executive Committee, Chairman of The Citizens Savings Bank, CEO of The Citizens Savings Bank and President of The Citizens Savings BankProfile
Elmer LeeperVice President Chief Retail Banking OfficerProfile
Chad SmithVice President of Human ResourcesProfile
Randall GreenwoodCFO, Sr. VP, Treasurer and SecretaryProfile
Matthew BranstetterCOO, Sr. VP, COO of The Citizens Savings Bank and Chief Lending Officer of of The Citizens Savings BankProfile
Michael LloydCIO and VPProfile
Erika AultCorporate AssistantProfile
Norman AssenzaVice ComplianceProfile

About United Bancorp Management Performance

The success or failure of an entity such as United Bancorp often depends on how effective the management is. United Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of United management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the United management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.16  0.11 

United Bancorp Workforce Analysis

Traditionally, organizations such as United Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare United Bancorp within its industry.

United Bancorp Manpower Efficiency

Return on United Bancorp Manpower

Revenue Per Employee259.9K
Revenue Per Executive3.7M
Net Income Per Employee74.7K
Net Income Per Executive1.1M

Additional Tools for United Stock Analysis

When running United Bancorp's price analysis, check to measure United Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bancorp is operating at the current time. Most of United Bancorp's value examination focuses on studying past and present price action to predict the probability of United Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bancorp's price. Additionally, you may evaluate how the addition of United Bancorp to your portfolios can decrease your overall portfolio volatility.