Erika Ault - United Bancorp Corporate Assistant

UBCP Stock  USD 13.36  0.40  2.91%   

Executive

Erika Ault is Corporate Assistant of United Bancorp
Address 201 South Fourth Street, Martins Ferry, OH, United States, 43935
Phone740 633 0445
Webhttps://www.unitedbancorp.com

United Bancorp Management Efficiency

As of 01/13/2025, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.02. At this time, United Bancorp's Liabilities And Stockholders Equity is relatively stable compared to the past year. As of 01/13/2025, Non Current Liabilities Total is likely to grow to about 912 M, while Total Current Liabilities is likely to drop slightly above 495 K. United Bancorp's management efficiency ratios could be used to measure how well United Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
United Bancorp currently holds 101.55 M in liabilities with Debt to Equity (D/E) ratio of 8.76, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about United Bancorp's use of debt, we should always consider it together with its cash and equity.

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United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio. United Bncp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 124 people. United Bancorp (UBCP) is traded on NASDAQ Exchange in USA. It is located in 201 South Fourth Street, Martins Ferry, OH, United States, 43935 and employs 115 people. United Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

United Bancorp Leadership Team

Elected by the shareholders, the United Bancorp's board of directors comprises two types of representatives: United Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of United. The board's role is to monitor United Bancorp's management team and ensure that shareholders' interests are well served. United Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, United Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Elmer Leeper, Vice President Chief Retail Banking Officer
Randall Greenwood, CFO, Sr. VP, Treasurer and Secretary
Scott Everson, CEO and President Director, Member of Executive Committee, Chairman of The Citizens Savings Bank, CEO of The Citizens Savings Bank and President of The Citizens Savings Bank
Erika Ault, Corporate Assistant
Norman Assenza, Vice Compliance
Chad Smith, Vice President of Human Resources
Michael Lloyd, CIO and VP
Matthew Branstetter, COO, Sr. VP, COO of The Citizens Savings Bank and Chief Lending Officer of of The Citizens Savings Bank

United Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is United Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with United Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if United Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in United Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving against United Stock

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The ability to find closely correlated positions to United Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace United Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back United Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling United Bancorp to buy it.
The correlation of United Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as United Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if United Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for United Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for United Stock Analysis

When running United Bancorp's price analysis, check to measure United Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bancorp is operating at the current time. Most of United Bancorp's value examination focuses on studying past and present price action to predict the probability of United Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bancorp's price. Additionally, you may evaluate how the addition of United Bancorp to your portfolios can decrease your overall portfolio volatility.