White Mountains Company Leadership
| WTM Stock | USD 2,207 24.28 1.09% |
White Mountains employs about 893 people. The company is managed by 23 executives with a total tenure of roughly 137 years, averaging almost 5.0 years of service per executive, having 38.83 employees per reported executive. Analysis of White Mountains' management performance can provide insight into the firm performance.
| Timothy Miller CEO President and CEO of OneBeacon Ltd. |
| David Tanner Chairman Independent Vice Chairman of the Board |
White Mountains' Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with White Mountains' future performance. Based on our forecasts, it is anticipated that White will maintain a workforce of about 2060 employees by March 2026.White Mountains Management Team Effectiveness
The company has Return on Asset of 0.0411 % which means that on every $100 spent on assets, it made $0.0411 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2111 %, implying that it generated $0.2111 on every 100 dollars invested. White Mountains' management efficiency ratios could be used to measure how well White Mountains manages its routine affairs as well as how well it operates its assets and liabilities. At this time, White Mountains' Return On Tangible Assets are very stable compared to the past year. As of the 18th of February 2026, Return On Assets is likely to grow to 0.09, while Return On Capital Employed is likely to drop 0.06. At this time, White Mountains' Fixed Asset Turnover is very stable compared to the past year. As of the 18th of February 2026, Return On Assets is likely to grow to 0.09, while Other Assets are likely to drop about 5.3 B.As of the 18th of February 2026, Net Income Applicable To Common Shares is likely to grow to about 382.1 M, while Common Stock Shares Outstanding is likely to drop about 2.4 M. The market capitalization of White Mountains Insurance is $5.53 Billion. The majority of White Mountains outstanding shares are owned by institutional investors. These institutions are usually referred to as non-private investors looking to purchase positions in White Mountains Insurance to benefit from reduced commissions. Consequently, other corporate entities are subject to a different set of regulations than regular investors in White Mountains Insurance. Please pay attention to any change in the institutional holdings of White Mountains Insurance as this could imply that something significant has changed or is about to change at the company. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.
Shares in Circulation | First Issued 1985-09-30 | Previous Quarter 2.5 M | Current Value 2.6 M | Avarage Shares Outstanding 13.6 M | Quarterly Volatility 17 M |
White Mountains Workforce Comparison
White Mountains Insurance is rated below average in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 147,468. White Mountains maintains roughly 893 in number of employees contributing less than 1% to equities under Financials industry.
White Mountains Profit Margins
The company has Net Profit Margin of 0.38 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.23 %, which entails that for every 100 dollars of revenue, it generated $0.23 of operating income.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.42 | 0.5372 |
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White Mountains Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific White Mountains insiders, such as employees or executives, is commonly permitted as long as it does not rely on White Mountains' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, White Mountains insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-03-01 | 1.25 | 5 | 4 | 5,000 | 2,306 |
| 2024-06-01 | 10.0 | 10 | 1 | 2,550 | 0.00 |
| 2024-03-01 | 1.0 | 5 | 5 | 4,470 | 2,493 |
| 2023-12-01 | 10.0 | 10 | 1 | 2,000 | 100.00 |
| 2023-06-01 | 8.0 | 8 | 1 | 1,510 | 0.00 |
| 2023-03-01 | 1.0 | 5 | 5 | 4,906 | 2,313 |
| 2022-06-01 | 2.3333 | 7 | 3 | 1,665 | 225.00 |
| 2022-03-01 | 1.0 | 4 | 4 | 5,450 | 2,165 |
| 2021-12-01 | 0.5 | 1 | 2 | 151.00 | 150.00 |
| 2021-06-01 | 1.2 | 6 | 5 | 1,440 | 106.00 |
| 2021-03-01 | 0.4286 | 3 | 7 | 5,500 | 4,606 |
| 2020-03-01 | 2.0 | 8 | 4 | 8,600 | 3,278 |
| 2019-06-01 | 0.4091 | 9 | 22 | 4,154 | 8,049 |
| 2019-03-01 | 0.25 | 7 | 28 | 7,063 | 11,943 |
| 2018-09-01 | 0.3333 | 1 | 3 | 188.00 | 95.00 |
| 2018-06-01 | 0.4375 | 7 | 16 | 2,015 | 9,526 |
| 2018-03-01 | 1.1667 | 7 | 6 | 7,563 | 3,820 |
| 2017-09-01 | 1.0 | 1 | 1 | 188.00 | 0.00 |
| 2017-06-01 | 6.0 | 6 | 1 | 2,271 | 2,888 |
| 2017-03-01 | 0.5313 | 17 | 32 | 48,960 | 83,545 |
| 2016-12-01 | 0.4225 | 30 | 71 | 80,000 | 159,699 |
| 2016-09-01 | 0.75 | 3 | 4 | 4,150 | 1,445 |
| 2016-06-01 | 5.0 | 10 | 2 | 12,085 | 7,035 |
| 2016-03-01 | 0.6667 | 6 | 9 | 13,460 | 4,663 |
| 2015-06-01 | 3.0 | 6 | 2 | 1,426 | 200.00 |
| 2015-03-01 | 0.7778 | 7 | 9 | 12,165 | 7,692 |
| 2014-12-01 | 2.0 | 2 | 1 | 2,700 | 0.00 |
| 2014-03-01 | 1.0 | 6 | 6 | 12,420 | 5,682 |
| 2013-06-01 | 1.0 | 8 | 8 | 1,560 | 3,400 |
| 2013-03-01 | 2.6667 | 8 | 3 | 14,535 | 0.00 |
| 2012-12-01 | 0.0952 | 2 | 21 | 1,900 | 18,908 |
| 2012-09-01 | 10.0 | 10 | 1 | 876.00 | 50,000 |
| 2012-03-01 | 13.0 | 13 | 1 | 23,657 | 2,338 |
| 2011-12-01 | 0.3929 | 11 | 28 | 5,136 | 7,393 |
| 2011-09-01 | 1.0 | 1 | 1 | 40.00 | 1,607 |
| 2011-06-01 | 2.0 | 10 | 5 | 9,682 | 14,000 |
| 2010-12-01 | 0.1429 | 1 | 7 | 101.00 | 4,921 |
| 2010-06-01 | 12.0 | 12 | 1 | 126,100 | 200,000 |
| 2010-03-01 | 2.3333 | 7 | 3 | 11,267 | 2,471 |
| 2009-12-01 | 0.3333 | 3 | 9 | 250.00 | 4,310 |
| 2009-09-01 | 0.5 | 1 | 2 | 100.00 | 7,455 |
| 2009-03-01 | 9.2 | 46 | 5 | 39,641 | 6,542 |
| 2008-12-01 | 2.5 | 5 | 2 | 9,461 | 1,635,821 |
| 2008-06-01 | 16.5 | 33 | 2 | 3,221 | 10,100 |
| 2008-03-01 | 3.6 | 18 | 5 | 33,486 | 33,328 |
| 2007-12-01 | 0.7143 | 5 | 7 | 1,431 | 10,670 |
| 2007-09-01 | 4.0 | 4 | 1 | 184.00 | 0.00 |
| 2007-06-01 | 2.1667 | 13 | 6 | 3,101 | 7,052 |
| 2007-03-01 | 2.0 | 8 | 4 | 253,095 | 9,776 |
| 2006-12-01 | 1.0 | 7 | 7 | 688.00 | 22,454 |
| 2006-09-01 | 3.0 | 6 | 2 | 418.00 | 24,504 |
| 2006-03-01 | 2.3333 | 7 | 3 | 24,845 | 62,553 |
| 2005-12-01 | 0.5238 | 11 | 21 | 2,060 | 25,810 |
| 2005-09-01 | 2.5 | 5 | 2 | 218.00 | 102,854 |
| 2005-06-01 | 0.5556 | 5 | 9 | 205.00 | 104,909 |
| 2005-03-01 | 0.3125 | 5 | 16 | 8,190 | 103,949 |
| 2004-12-01 | 1.0 | 3 | 3 | 635.00 | 2,032 |
| 2004-06-01 | 2.0 | 4 | 2 | 1,725,200 | 1,724,341 |
| 2004-03-01 | 1.5294 | 26 | 17 | 15,257 | 7,082 |
| 2003-12-01 | 0.1429 | 3 | 21 | 600.00 | 4,200 |
White Mountains Notable Stakeholders
A White Mountains stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as White Mountains often face trade-offs trying to please all of them. White Mountains' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting White Mountains' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Timothy Miller | President and CEO of OneBeacon Ltd. | Profile | |
| David Tanner | Independent Vice Chairman of the Board | Profile | |
| Morgan Davis | Non-Executive Independent Chairman of the Board | Profile | |
| George Rountree | Managing Director of White Mountains Capital, Inc., and President of WM Advisors | Profile | |
| Mark Plourde | President WMA | Profile | |
| Reid Campbell | Managing Director of White Mountains Capital Inc and President of Wm Advisors | Profile | |
| Liam Caffrey | Chief Financial Officer, Executive Vice President | Profile | |
| Robert Seelig | Executive Vice President, General Counsel | Profile | |
| Philip Gelston | Independent Director | Profile | |
| Peter Carlson | Independent Director | Profile | |
| Mary Choksi | Independent Director | Profile | |
| Edith Holiday | Independent Director | Profile | |
| Robert Esq | General VP | Profile | |
| Giles Harrison | Executive Officer | Profile | |
| Michael Papamichael | Managing Director | Profile | |
| Frank Bazos | Executive Vice President - Head of M&A at WM Capital | Profile | |
| Jonathan Cramer | Chief Officer | Profile | |
| Dennis Beaulieu | Treasurer | Profile | |
| David Staples | Head Tax | Profile | |
| Michaela Hildreth | Chief Accounting Officer | Profile | |
| Suzanne Shank | Director | Profile | |
| Jennifer Moyer | Chief Secretary | Profile | |
| J Palmer | Chief Accounting Officer, Managing Director | Profile |
About White Mountains Management Performance
The success or failure of an entity such as White Mountains Insurance often depends on how effective the management is. White Mountains management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of White management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the White management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.10 | 0.11 | |
| Return On Capital Employed | 0.11 | 0.06 | |
| Return On Assets | 0.09 | 0.09 | |
| Return On Equity | 0.20 | 0.13 |
White Mountains Workforce Analysis
Traditionally, organizations such as White Mountains use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare White Mountains within its industry.White Mountains Manpower Efficiency
Return on White Mountains Manpower
| Revenue Per Employee | 3M | |
| Revenue Per Executive | 117.7M | |
| Net Income Per Employee | 1.2M | |
| Net Income Per Executive | 48.1M |
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in White Mountains Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons. You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Will Property & Casualty Insurance sector continue expanding? Could White diversify its offerings? Factors like these will boost the valuation of White Mountains. Anticipated expansion of White directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every White Mountains data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.37) | Dividend Share 1 | Earnings Share 430.1 | Revenue Per Share | Quarterly Revenue Growth 1.108 |
The market value of White Mountains Insurance is measured differently than its book value, which is the value of White that is recorded on the company's balance sheet. Investors also form their own opinion of White Mountains' value that differs from its market value or its book value, called intrinsic value, which is White Mountains' true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because White Mountains' market value can be influenced by many factors that don't directly affect White Mountains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between White Mountains' value and its price as these two are different measures arrived at by different means. Investors typically determine if White Mountains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, White Mountains' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.