White Mountains Company Leadership

WTM Stock  USD 2,207  24.28  1.09%   
White Mountains employs about 893 people. The company is managed by 23 executives with a total tenure of roughly 137 years, averaging almost 5.0 years of service per executive, having 38.83 employees per reported executive. Analysis of White Mountains' management performance can provide insight into the firm performance.
Timothy Miller  CEO
President and CEO of OneBeacon Ltd.
David Tanner  Chairman
Independent Vice Chairman of the Board
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in White Mountains Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.

White Mountains' Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with White Mountains' future performance. Based on our forecasts, it is anticipated that White will maintain a workforce of about 2060 employees by March 2026.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

White Mountains Management Team Effectiveness

The company has Return on Asset of 0.0411 % which means that on every $100 spent on assets, it made $0.0411 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2111 %, implying that it generated $0.2111 on every 100 dollars invested. White Mountains' management efficiency ratios could be used to measure how well White Mountains manages its routine affairs as well as how well it operates its assets and liabilities. At this time, White Mountains' Return On Tangible Assets are very stable compared to the past year. As of the 18th of February 2026, Return On Assets is likely to grow to 0.09, while Return On Capital Employed is likely to drop 0.06. At this time, White Mountains' Fixed Asset Turnover is very stable compared to the past year. As of the 18th of February 2026, Return On Assets is likely to grow to 0.09, while Other Assets are likely to drop about 5.3 B.
As of the 18th of February 2026, Net Income Applicable To Common Shares is likely to grow to about 382.1 M, while Common Stock Shares Outstanding is likely to drop about 2.4 M. The market capitalization of White Mountains Insurance is $5.53 Billion. The majority of White Mountains outstanding shares are owned by institutional investors. These institutions are usually referred to as non-private investors looking to purchase positions in White Mountains Insurance to benefit from reduced commissions. Consequently, other corporate entities are subject to a different set of regulations than regular investors in White Mountains Insurance. Please pay attention to any change in the institutional holdings of White Mountains Insurance as this could imply that something significant has changed or is about to change at the company. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.
 
Shares in Circulation  
First Issued
1985-09-30
Previous Quarter
2.5 M
Current Value
2.6 M
Avarage Shares Outstanding
13.6 M
Quarterly Volatility
17 M
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Some institutional investors establish a significant position in stocks such as White Mountains in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of White Mountains, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

White Mountains Workforce Comparison

White Mountains Insurance is rated below average in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 147,468. White Mountains maintains roughly 893 in number of employees contributing less than 1% to equities under Financials industry.

White Mountains Profit Margins

The company has Net Profit Margin of 0.38 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.23 %, which entails that for every 100 dollars of revenue, it generated $0.23 of operating income.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.420.5372
Significantly Down
Pretty Stable

White Mountains Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific White Mountains insiders, such as employees or executives, is commonly permitted as long as it does not rely on White Mountains' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, White Mountains insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-03-01
1.25
5
4
 5,000 
 2,306 
2024-06-01
10.0
10
1
 2,550 
 0.00 
2024-03-01
1.0
5
5
 4,470 
 2,493 
2023-12-01
10.0
10
1
 2,000 
 100.00 
2023-06-01
8.0
8
1
 1,510 
 0.00 
2023-03-01
1.0
5
5
 4,906 
 2,313 
2022-06-01
2.3333
7
3
 1,665 
 225.00 
2022-03-01
1.0
4
4
 5,450 
 2,165 
2021-12-01
0.5
1
2
 151.00 
 150.00 
2021-06-01
1.2
6
5
 1,440 
 106.00 
2021-03-01
0.4286
3
7
 5,500 
 4,606 
2020-03-01
2.0
8
4
 8,600 
 3,278 
2019-06-01
0.4091
9
22
 4,154 
 8,049 
2019-03-01
0.25
7
28
 7,063 
 11,943 
2018-09-01
0.3333
1
3
 188.00 
 95.00 
2018-06-01
0.4375
7
16
 2,015 
 9,526 
2018-03-01
1.1667
7
6
 7,563 
 3,820 
2017-09-01
1.0
1
1
 188.00 
 0.00 
2017-06-01
6.0
6
1
 2,271 
 2,888 
2017-03-01
0.5313
17
32
 48,960 
 83,545 
2016-12-01
0.4225
30
71
 80,000 
 159,699 
2016-09-01
0.75
3
4
 4,150 
 1,445 
2016-06-01
5.0
10
2
 12,085 
 7,035 
2016-03-01
0.6667
6
9
 13,460 
 4,663 
2015-06-01
3.0
6
2
 1,426 
 200.00 
2015-03-01
0.7778
7
9
 12,165 
 7,692 
2014-12-01
2.0
2
1
 2,700 
 0.00 
2014-03-01
1.0
6
6
 12,420 
 5,682 
2013-06-01
1.0
8
8
 1,560 
 3,400 
2013-03-01
2.6667
8
3
 14,535 
 0.00 
2012-12-01
0.0952
2
21
 1,900 
 18,908 
2012-09-01
10.0
10
1
 876.00 
 50,000 
2012-03-01
13.0
13
1
 23,657 
 2,338 
2011-12-01
0.3929
11
28
 5,136 
 7,393 
2011-09-01
1.0
1
1
 40.00 
 1,607 
2011-06-01
2.0
10
5
 9,682 
 14,000 
2010-12-01
0.1429
1
7
 101.00 
 4,921 
2010-06-01
12.0
12
1
 126,100 
 200,000 
2010-03-01
2.3333
7
3
 11,267 
 2,471 
2009-12-01
0.3333
3
9
 250.00 
 4,310 
2009-09-01
0.5
1
2
 100.00 
 7,455 
2009-03-01
9.2
46
5
 39,641 
 6,542 
2008-12-01
2.5
5
2
 9,461 
 1,635,821 
2008-06-01
16.5
33
2
 3,221 
 10,100 
2008-03-01
3.6
18
5
 33,486 
 33,328 
2007-12-01
0.7143
5
7
 1,431 
 10,670 
2007-09-01
4.0
4
1
 184.00 
 0.00 
2007-06-01
2.1667
13
6
 3,101 
 7,052 
2007-03-01
2.0
8
4
 253,095 
 9,776 
2006-12-01
1.0
7
7
 688.00 
 22,454 
2006-09-01
3.0
6
2
 418.00 
 24,504 
2006-03-01
2.3333
7
3
 24,845 
 62,553 
2005-12-01
0.5238
11
21
 2,060 
 25,810 
2005-09-01
2.5
5
2
 218.00 
 102,854 
2005-06-01
0.5556
5
9
 205.00 
 104,909 
2005-03-01
0.3125
5
16
 8,190 
 103,949 
2004-12-01
1.0
3
3
 635.00 
 2,032 
2004-06-01
2.0
4
2
 1,725,200 
 1,724,341 
2004-03-01
1.5294
26
17
 15,257 
 7,082 
2003-12-01
0.1429
3
21
 600.00 
 4,200 

White Mountains Notable Stakeholders

A White Mountains stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as White Mountains often face trade-offs trying to please all of them. White Mountains' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting White Mountains' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Timothy MillerPresident and CEO of OneBeacon Ltd.Profile
David TannerIndependent Vice Chairman of the BoardProfile
Morgan DavisNon-Executive Independent Chairman of the BoardProfile
George RountreeManaging Director of White Mountains Capital, Inc., and President of WM AdvisorsProfile
Mark PlourdePresident WMAProfile
Reid CampbellManaging Director of White Mountains Capital Inc and President of Wm AdvisorsProfile
Liam CaffreyChief Financial Officer, Executive Vice PresidentProfile
Robert SeeligExecutive Vice President, General CounselProfile
Philip GelstonIndependent DirectorProfile
Peter CarlsonIndependent DirectorProfile
Mary ChoksiIndependent DirectorProfile
Edith HolidayIndependent DirectorProfile
Robert EsqGeneral VPProfile
Giles HarrisonExecutive OfficerProfile
Michael PapamichaelManaging DirectorProfile
Frank BazosExecutive Vice President - Head of M&A at WM CapitalProfile
Jonathan CramerChief OfficerProfile
Dennis BeaulieuTreasurerProfile
David StaplesHead TaxProfile
Michaela HildrethChief Accounting OfficerProfile
Suzanne ShankDirectorProfile
Jennifer MoyerChief SecretaryProfile
J PalmerChief Accounting Officer, Managing DirectorProfile
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About White Mountains Management Performance

The success or failure of an entity such as White Mountains Insurance often depends on how effective the management is. White Mountains management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of White management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the White management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.10  0.11 
Return On Capital Employed 0.11  0.06 
Return On Assets 0.09  0.09 
Return On Equity 0.20  0.13 

White Mountains Workforce Analysis

Traditionally, organizations such as White Mountains use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare White Mountains within its industry.

White Mountains Manpower Efficiency

Return on White Mountains Manpower

Revenue Per Employee3M
Revenue Per Executive117.7M
Net Income Per Employee1.2M
Net Income Per Executive48.1M
When determining whether White Mountains Insurance is a strong investment it is important to analyze White Mountains' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact White Mountains' future performance. For an informed investment choice regarding White Stock, refer to the following important reports:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in White Mountains Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Will Property & Casualty Insurance sector continue expanding? Could White diversify its offerings? Factors like these will boost the valuation of White Mountains. Anticipated expansion of White directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every White Mountains data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.37)
Dividend Share
1
Earnings Share
430.1
Revenue Per Share
1.1 K
Quarterly Revenue Growth
1.108
The market value of White Mountains Insurance is measured differently than its book value, which is the value of White that is recorded on the company's balance sheet. Investors also form their own opinion of White Mountains' value that differs from its market value or its book value, called intrinsic value, which is White Mountains' true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because White Mountains' market value can be influenced by many factors that don't directly affect White Mountains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between White Mountains' value and its price as these two are different measures arrived at by different means. Investors typically determine if White Mountains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, White Mountains' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.