White Mountains Valuation
| WTM Stock | USD 1,971 26.33 1.35% |
At this time, the company appears to be overvalued. White Mountains Insurance maintains a prevalent Real Value of $1478.49 per share. The last-minute price of the company is $1971.32. Our model calculates the value of White Mountains Insurance from examining the company fundamentals such as Current Valuation of 5.26 B, return on asset of 0.0692, and Profit Margin of 0.24 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting White Mountains' valuation include:
Price Book 1.0834 | Enterprise Value 5.3 B | Price Sales 1.8523 | Trailing PE 7.8084 | Enterprise Value Revenue 1.9264 |
Overvalued
Today
Please note that White Mountains' price fluctuation is very steady at this time. Calculation of the real value of White Mountains Insurance is based on 3 months time horizon. Increasing White Mountains' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the White stock is determined by what a typical buyer is willing to pay for full or partial control of White Mountains Insurance. Since White Mountains is currently traded on the exchange, buyers and sellers on that exchange determine the market value of White Stock. However, White Mountains' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 1971.32 | Real 1478.49 | Target 360.0 | Hype 1971.32 | Naive 2024.63 |
The intrinsic value of White Mountains' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence White Mountains' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of White Mountains Insurance helps investors to forecast how White stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of White Mountains more accurately as focusing exclusively on White Mountains' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use White Mountains' intrinsic value based on its ongoing forecasts of White Mountains' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against White Mountains' closest peers.
White Mountains Cash |
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White Valuation Trend
Knowing White Mountains' actual value is paramount for traders when making sound investment determinations. Using both White Mountains' enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
White Revenue by Product
White Mountains Total Value Analysis
White Mountains Insurance is at this time anticipated to have company total value of 5.26 B with market capitalization of 5.06 B, debt of 564.6 M, and cash on hands of 623 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the White Mountains fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
5.26 B | 5.06 B | 564.6 M | 623 M |
White Mountains Investor Information
About 90.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.08. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. White Mountains Insurance recorded earning per share (EPS) of 252.46. The entity last dividend was issued on the 8th of March 2024. The firm had 1:20 split on the September 26, 2012. Based on the key indicators related to White Mountains' liquidity, profitability, solvency, and operating efficiency, White Mountains Insurance may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.White Mountains Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. White Mountains has an asset utilization ratio of 27.28 percent. This suggests that the Company is making $0.27 for each dollar of assets. An increasing asset utilization means that White Mountains Insurance is more efficient with each dollar of assets it utilizes for everyday operations.White Mountains Ownership Allocation
The market capitalization of White Mountains Insurance is $5.06 Billion. The majority of White Mountains outstanding shares are owned by institutional investors. These institutions are usually referred to as non-private investors looking to purchase positions in White Mountains Insurance to benefit from reduced commissions. Consequently, other corporate entities are subject to a different set of regulations than regular investors in White Mountains Insurance. Please pay attention to any change in the institutional holdings of White Mountains Insurance as this could imply that something significant has changed or is about to change at the company. Please note that on September 18, 2024, Representative Michael McCaul of US Congress acquired under $15k worth of White Mountains Insurance's common stock.White Mountains Profitability Analysis
The company reported the last year's revenue of 2.17 B. Total Income to common stockholders was 580.9 M with profit before taxes, overhead, and interest of 370.9 M.White Mountains Past Distributions to stockholders
About White Mountains Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of White Mountains Insurance. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of White Mountains Insurance based exclusively on its fundamental and basic technical indicators. By analyzing White Mountains's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of White Mountains's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of White Mountains. We calculate exposure to White Mountains's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of White Mountains's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2.1 B | 1.7 B | |
| Pretax Profit Margin | 0.26 | 0.27 | |
| Operating Profit Margin | 0.05 | 0.05 | |
| Net Profit Margin | 0.23 | 0.26 | |
| Gross Profit Margin | 0.98 | 0.66 |
White Mountains Quarterly Retained Earnings |
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A single share of White Mountains represents a small ownership stake in the entity. As a stockholder of White, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
White Mountains Dividends Analysis For Valuation
Please note that White Mountains has scaled down on payment of dividends at this time. As of the 22nd of November 2024, Price Earnings Ratio is likely to grow to 12.42, while Retained Earnings are likely to drop about 2 B.
There are various types of dividends White Mountains can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of White shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from White Mountains Insurance directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When White pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of White Mountains by the value of the dividends paid out.
White Mountains Growth Indicators
Investing in growth stocks can be very risky. If the company such as White Mountains does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 2.5 M | |
| Quarterly Earnings Growth Y O Y | 6.582 |
White Mountains Current Valuation Indicators
White Mountains' valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final White Mountains' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as White Mountains, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use White Mountains' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes White Mountains' worth.When determining whether White Mountains Insurance is a strong investment it is important to analyze White Mountains' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact White Mountains' future performance. For an informed investment choice regarding White Stock, refer to the following important reports: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in White Mountains Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate. You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of White Mountains. If investors know White will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about White Mountains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 6.582 | Dividend Share 1 | Earnings Share 252.46 | Revenue Per Share 1.1 K | Quarterly Revenue Growth 0.835 |
The market value of White Mountains Insurance is measured differently than its book value, which is the value of White that is recorded on the company's balance sheet. Investors also form their own opinion of White Mountains' value that differs from its market value or its book value, called intrinsic value, which is White Mountains' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because White Mountains' market value can be influenced by many factors that don't directly affect White Mountains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between White Mountains' value and its price as these two are different measures arrived at by different means. Investors typically determine if White Mountains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, White Mountains' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.