American Financial Statements From 2010 to 2025

AII Stock   20.74  0.02  0.1%   
American Integrity's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing American Integrity's valuation are provided below:
Gross Profit
131.2 M
Profit Margin
0.3019
Market Capitalization
468 M
Enterprise Value Revenue
0.7125
Revenue
260 M
American Integrity Insurance does not presently have any fundamental signals for analysis.
Check American Integrity financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among American Integrity's main balance sheet or income statement drivers, such as Tax Provision of 10 M, Depreciation And Amortization of 2.2 M or Selling General Administrative of 26 M, as well as many indicators such as Price To Sales Ratio of 1.79, Dividend Yield of 0.0381 or PTB Ratio of 2.48. American financial statements analysis is a perfect complement when working with American Integrity Valuation or Volatility modules.
Check out the analysis of American Integrity Correlation against competitors.

American Integrity Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.1 B1.2 B900 M
Slightly volatile
Short and Long Term Debt Total3.9 M3.6 M5.8 M
Slightly volatile
Other Current Liabilities13.9 M20.1 M6.6 M
Slightly volatile
Total Current Liabilities85.4 M88.7 M69.2 M
Slightly volatile
Total Stockholder Equity163 M162.4 M137.6 M
Slightly volatile
Property Plant And Equipment Net4.1 M4.3 M5.6 M
Slightly volatile
Retained Earnings152.4 M152.4 M128.2 M
Slightly volatile
Accounts Payable47 M56.3 M59.9 M
Slightly volatile
Cash129.2 M173.2 M72.8 M
Slightly volatile
Non Current Assets Total93.7 M153.9 M29.9 M
Slightly volatile
Other Assets659.3 M1.2 B116.5 M
Slightly volatile
Long Term Debt658.4 K617 K980.1 K
Slightly volatile
Cash And Short Term Investments285.5 M262.3 M258.9 M
Slightly volatile
Net Receivables482.1 M513.7 M379.7 M
Slightly volatile
Common Stock Shares Outstanding15.7 M17.6 M19.2 M
Slightly volatile
Short Term Investments113.7 M89 M183.4 M
Slightly volatile
Long Term Debt Total658.4 K617 K980.1 K
Slightly volatile
Liabilities And Stockholders Equity1.1 B1.2 B900 M
Slightly volatile
Non Current Liabilities Total884.7 M947.1 M693.3 M
Slightly volatile
Capital Lease Obligations2.9 M2.6 M4.4 M
Slightly volatile
Total Liabilities970.1 MB762.4 M
Slightly volatile
Net Invested Capital164.4 M163.4 M139 M
Slightly volatile
Long Term Investments225.1 M214 M198.2 M
Slightly volatile
Short and Long Term Debt329.6 K370.8 K404.3 K
Slightly volatile
Total Current AssetsBB870.1 M
Slightly volatile
Capital Stock8.2 M9.3 M10.1 M
Slightly volatile
Cash And Equivalents129.2 M173.2 M72.8 M
Slightly volatile
Short Term Debt329.6 K370.8 K404.3 K
Slightly volatile
Common Stock8.2 M9.3 M10.1 M
Slightly volatile
Property Plant Equipment4.1 M4.3 M5.6 M
Slightly volatile

American Integrity Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Tax Provision10 M11.3 M7.4 M
Slightly volatile
Depreciation And Amortization2.2 M2.8 M1.4 M
Slightly volatile
Selling General Administrative26 M31 M33.4 M
Slightly volatile
Total Revenue222.9 M204.4 M202.5 M
Slightly volatile
Gross Profit88.5 M82 M79.7 M
Slightly volatile
Other Operating Expenses123.8 M153.3 M153.9 M
Slightly volatile
Operating Income52.7 M51 M45.6 M
Slightly volatile
Net Income From Continuing Ops42.6 M39.7 M38.2 M
Slightly volatile
EBIT52.7 M51 M45.6 M
Slightly volatile
EBITDA54.9 M53.9 M47 M
Slightly volatile
Cost Of Revenue134.4 M122.4 M122.8 M
Slightly volatile
Total Operating Expenses26 M31 M33.4 M
Slightly volatile
Reconciled Depreciation2.2 M2.8 M1.4 M
Slightly volatile
Income Before Tax52.7 M51 M45.6 M
Slightly volatile
Total Other Income Expense Net612 K607 K883.8 K
Slightly volatile
Net Income Applicable To Common Shares40.8 M38 M36.5 M
Slightly volatile
Net Income42.6 M39.7 M38.2 M
Slightly volatile
Income Tax Expense10 M11.3 M7.4 M
Slightly volatile

American Integrity Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Change In Cash97.5 M117.1 M66.1 M
Slightly volatile
Free Cash Flow116.2 M147.6 M72.2 M
Slightly volatile
Change In Working Capital112.4 M110.6 M95.9 M
Slightly volatile
Begin Period Cash Flow35.3 M62.2 M7.8 M
Slightly volatile
Depreciation2.2 M2.8 M1.4 M
Slightly volatile
Dividends Paid7.6 M12 M2.8 M
Slightly volatile
Capital Expenditures1.1 M1.3 M814.1 K
Slightly volatile
Total Cash From Operating Activities117.3 M148.9 M73 M
Slightly volatile
Net Income42.6 M39.7 M38.2 M
Slightly volatile
End Period Cash Flow132.8 M179.3 M73.9 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.791.61941.6547
Slightly volatile
Dividend Yield0.03810.03630.0095
Slightly volatile
PTB Ratio2.482.03792.4439
Slightly volatile
Days Sales Outstanding631918674
Slightly volatile
Book Value Per Share6.068.29296.8832
Pretty Stable
Free Cash Flow Yield0.260.4460.2125
Slightly volatile
Operating Cash Flow Per Share4.367.60443.6271
Slightly volatile
Capex To Depreciation0.590.460.6061
Slightly volatile
PB Ratio2.482.03792.4439
Slightly volatile
EV To Sales1.190.78961.3233
Slightly volatile
Free Cash Flow Per Share4.317.53763.586
Slightly volatile
Net Income Per Share1.582.02951.9145
Slightly volatile
Payables Turnover1.662.17161.9878
Pretty Stable
Sales General And Administrative To Revenue0.180.15150.1693
Pretty Stable
Capex To Revenue0.00410.00640.0039
Slightly volatile
Cash Per Share10.613.392612.9744
Slightly volatile
POCF Ratio4.052.22244.8858
Slightly volatile
Payout Ratio0.320.30260.0814
Slightly volatile
Capex To Operating Cash Flow0.01130.00880.0115
Slightly volatile
PFCF Ratio4.092.24214.9429
Slightly volatile
Days Payables Outstanding193168182
Very volatile
Income Quality2.183.74691.8622
Slightly volatile
ROE0.290.24470.2803
Pretty Stable
EV To Operating Cash Flow1.031.08363.8714
Slightly volatile
PE Ratio9.398.32718.7685
Pretty Stable
Return On Tangible Assets0.04240.03320.0431
Slightly volatile
EV To Free Cash Flow1.041.09323.917
Slightly volatile
Earnings Yield0.0960.12010.1134
Slightly volatile
Current Ratio10.1511.4212.4555
Slightly volatile
Tangible Book Value Per Share6.068.29296.8832
Pretty Stable
Receivables Turnover0.530.39780.5424
Slightly volatile
Graham Number14.6819.459917.2161
Very volatile
Shareholders Equity Per Share6.068.29296.8832
Pretty Stable
Debt To Equity0.03730.02240.0435
Slightly volatile
Capex Per Share0.04220.06670.0406
Slightly volatile
Revenue Per Share8.2810.435810.1454
Slightly volatile
Interest Debt Per Share0.280.18590.3009
Slightly volatile
Debt To Assets0.00560.0030.0067
Slightly volatile
Enterprise Value Over EBITDA4.942.99475.7364
Slightly volatile
Short Term Coverage Ratios207361172
Slightly volatile
Price Earnings Ratio9.398.32718.7685
Pretty Stable
Operating Cycle631918674
Slightly volatile
Price Book Value Ratio2.482.03792.4439
Slightly volatile
Price Earnings To Growth Ratio1.221.381.5032
Slightly volatile
Days Of Payables Outstanding193168182
Very volatile
Dividend Payout Ratio0.320.30260.0814
Slightly volatile
Price To Operating Cash Flows Ratio4.052.22244.8858
Slightly volatile
Price To Free Cash Flows Ratio4.092.24214.9429
Slightly volatile
Pretax Profit Margin0.190.24980.2224
Very volatile
Operating Profit Margin0.190.24980.2224
Very volatile
Effective Tax Rate0.150.22130.1592
Slightly volatile
Company Equity Multiplier5.537.37816.4371
Very volatile
Long Term Debt To Capitalization0.00630.00380.0073
Slightly volatile
Total Debt To Capitalization0.0360.02190.0416
Slightly volatile
Return On Capital Employed0.05620.0460.0556
Slightly volatile
Debt Equity Ratio0.03730.02240.0435
Slightly volatile
Ebit Per Revenue0.190.24980.2224
Very volatile
Quick Ratio10.1511.4212.4555
Slightly volatile
Dividend Paid And Capex Coverage Ratio19.8111.170123.6807
Slightly volatile
Net Income Per E B T0.890.77870.8433
Very volatile
Cash Ratio1.151.95311.0037
Slightly volatile
Cash Conversion Cycle490749495
Slightly volatile
Operating Cash Flow Sales Ratio0.420.72870.3525
Slightly volatile
Days Of Sales Outstanding631918674
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.790.99120.9761
Slightly volatile
Cash Flow Coverage Ratios20.640.897813.1141
Slightly volatile
Price To Book Ratio2.482.03792.4439
Slightly volatile
Fixed Asset Turnover32.6447.075335.1975
Slightly volatile
Capital Expenditure Coverage Ratio79.6611486.6805
Pretty Stable
Price Cash Flow Ratio4.052.22244.8858
Slightly volatile
Enterprise Value Multiple4.942.99475.7364
Slightly volatile
Debt Ratio0.00560.0030.0067
Slightly volatile
Cash Flow To Debt Ratio20.640.897813.1141
Slightly volatile
Price Sales Ratio1.791.61941.6547
Slightly volatile
Return On Assets0.04240.03320.0431
Slightly volatile
Asset Turnover0.220.17060.2283
Slightly volatile
Net Profit Margin0.150.19450.1862
Slightly volatile
Gross Profit Margin0.320.40120.3886
Slightly volatile
Price Fair Value2.482.03792.4439
Slightly volatile
Return On Equity0.290.24470.2803
Pretty Stable

American Fundamental Market Drivers

Forward Price Earnings8.285
Cash And Short Term Investments262.3 M

About American Integrity Financial Statements

Investors use fundamental indicators, such as American Integrity's revenue or net income, to determine how well the company is positioned to perform in the future. Although American Integrity's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Total Revenue204.4 M222.9 M
Cost Of Revenue122.4 M134.4 M
Sales General And Administrative To Revenue 0.15  0.18 
Revenue Per Share 10.44  8.28 
Ebit Per Revenue 0.25  0.19 

Currently Active Assets on Macroaxis

When determining whether American Integrity offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of American Integrity's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of American Integrity Insurance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on American Integrity Insurance Stock:
Check out the analysis of American Integrity Correlation against competitors.
You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of American Integrity. If investors know American will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about American Integrity listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.486
Earnings Share
3.87
Revenue Per Share
208.59
Quarterly Revenue Growth
0.606
The market value of American Integrity is measured differently than its book value, which is the value of American that is recorded on the company's balance sheet. Investors also form their own opinion of American Integrity's value that differs from its market value or its book value, called intrinsic value, which is American Integrity's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because American Integrity's market value can be influenced by many factors that don't directly affect American Integrity's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between American Integrity's value and its price as these two are different measures arrived at by different means. Investors typically determine if American Integrity is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, American Integrity's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.