American Integrity Valuation

AII Stock   18.30  0.20  1.08%   
At this time, the firm appears to be undervalued. American Integrity shows a prevailing Real Value of USD20.26 per share. The current price of the firm is USD18.3. Our model approximates the value of American Integrity from analyzing the firm fundamentals such as current valuation of 185.3 M, and Profit Margin of 0.30 % as well as examining its technical indicators and probability of bankruptcy.
Price Book
1.4659
Enterprise Value
185.3 M
Price Sales
1.7995
Forward PE
8.285
Trailing PE
6.1783
Undervalued
Today
18.30
Please note that American Integrity's price fluctuation is not too volatile at this time. Calculation of the real value of American Integrity is based on 3 months time horizon. Increasing American Integrity's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since American Integrity is currently traded on the exchange, buyers and sellers on that exchange determine the market value of American Stock. However, American Integrity's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  18.3 Real  20.26 Hype  18.26 Naive  18.9
The intrinsic value of American Integrity's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence American Integrity's stock price.
20.26
Real Value
22.84
Upside
Estimating the potential upside or downside of American Integrity Insurance helps investors to forecast how American stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of American Integrity more accurately as focusing exclusively on American Integrity's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
0.620.690.74
Details
Hype
Prediction
LowEstimatedHigh
15.6818.2620.84
Details
Naive
Forecast
LowNext ValueHigh
16.3218.9021.49
Details

American Integrity Cash

129.18 Million

American Integrity Total Value Analysis

American Integrity Insurance is presently forecasted to have company total value of 185.3 M with market capitalization of 467.97 M, debt of 3.64 M, and cash on hands of 173.22 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the American Integrity fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
185.3 M
467.97 M
3.64 M
173.22 M

American Integrity Investor Information

About 55.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.47. Some equities with similar Price to Book (P/B) outperform the market in the long run. American Integrity had not issued any dividends in recent years. Based on the key measurements obtained from American Integrity's financial statements, American Integrity Insurance may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.190.22
Fairly Down
Pretty Stable
Total Cash From Operating Activities117.3 M171.2 M
Way Down
Slightly volatile
Operating Income52.7 M58.7 M
Moderately Down
Slightly volatile

American Integrity Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of American signifies not a very effective usage of assets in January.
 
Covid
 
Interest Hikes

American Integrity Profitability Analysis

Based on the key profitability measurements obtained from American Integrity's financial statements, American Integrity's profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess American Integrity's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
2010-12-31
Previous Quarter
45.7 M
Current Value
42.6 M
Quarterly Volatility
2.2 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
The current Gross Profit is estimated to decrease to about 88.5 M. The current Pretax Profit Margin is estimated to decrease to 0.19
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.320.36
Fairly Down
Slightly volatile
Net Profit Margin0.150.18
Fairly Down
Slightly volatile
Operating Profit Margin0.190.22
Fairly Down
Pretty Stable
Pretax Profit Margin0.190.22
Fairly Down
Pretty Stable
Return On Assets0.04240.0381
Moderately Up
Slightly volatile
Return On Equity0.290.28
Sufficiently Up
Pretty Stable
For American Integrity profitability analysis, we use financial ratios and fundamental drivers that measure the ability of American Integrity to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well American Integrity utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between American Integrity's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of American Integrity over time as well as its relative position and ranking within its peers.

American Integrity Earnings per Share Projection vs Actual

By analyzing American Integrity's earnings estimates, investors can diagnose different trends across American Integrity's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for American Integrity Insurance is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Covid
 
Interest Hikes
American Integrity is projected to generate 0.68625 in earnings per share on the 31st of December 2026. American Integrity earnings estimates show analyst consensus about projected American Integrity EPS (Earning Per Share). It derives the highest and the lowest estimates based on American Integrity's historical volatility. Many public companies, such as American Integrity, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

American Integrity Ownership Allocation

American Integrity holds a total of 19.57 Million outstanding shares. American Integrity Insurance retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

American Integrity Profitability Analysis

The company reported the last year's revenue of 204.35 M. Total Income to common stockholders was 39.74 M with profit before taxes, overhead, and interest of 131.16 M.

About American Integrity Valuation

An absolute valuation paradigm, as applied to American Stock, attempts to find the value of American Integrity based on its fundamental and basic technical indicators. By analyzing American Integrity's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of American Integrity's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of American Integrity. We calculate exposure to American Integrity's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of American Integrity's related companies.
Last ReportedProjected for Next Year
Gross Profit94.3 M88.5 M
Pretax Profit Margin 0.22  0.19 
Operating Profit Margin 0.22  0.19 
Net Profit Margin 0.18  0.15 
Gross Profit Margin 0.36  0.32 

American Integrity Quarterly Retained Earnings

208.31 Million

American Integrity Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding19.6 M
Quarterly Earnings Growth Y O Y0.486
Forward Price Earnings8.285

American Integrity Current Valuation Indicators

Valuation refers to the process of determining the present value of American Integrity Insurance and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value American we look at many different elements of the entity such as American's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as American Integrity, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use American Integrity's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes American Integrity's worth.

Complementary Tools for American Stock analysis

When running American Integrity's price analysis, check to measure American Integrity's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Integrity is operating at the current time. Most of American Integrity's value examination focuses on studying past and present price action to predict the probability of American Integrity's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move American Integrity's price. Additionally, you may evaluate how the addition of American Integrity to your portfolios can decrease your overall portfolio volatility.
Money Flow Index
Determine momentum by analyzing Money Flow Index and other technical indicators
Aroon Oscillator
Analyze current equity momentum using Aroon Oscillator and other momentum ratios
Stock Tickers
Use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites
Economic Indicators
Top statistical indicators that provide insights into how an economy is performing
Money Managers
Screen money managers from public funds and ETFs managed around the world
Portfolio File Import
Quickly import all of your third-party portfolios from your local drive in csv format
Bollinger Bands
Use Bollinger Bands indicator to analyze target price for a given investing horizon
Content Syndication
Quickly integrate customizable finance content to your own investment portal
Transaction History
View history of all your transactions and understand their impact on performance