Ames Financial Statements From 2010 to 2026

ATLO Stock  USD 22.74  0.22  0.96%   
Ames National's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Ames National's valuation are provided below:
Gross Profit
60.6 M
Profit Margin
0.2646
Market Capitalization
189.6 M
Enterprise Value Revenue
3.6194
Revenue
60.6 M
We have found one hundred twenty available fundamental signals for Ames National, which can be analyzed and compared to other ratios and to its rivals. Self-guided Investors are advised to validate Ames National's prevailing fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. As of the 4th of January 2026, Market Cap is likely to drop to about 168 M. In addition to that, Enterprise Value is likely to drop to about 175.5 M

Ames National Total Revenue

59.63 Million

Check Ames National financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Ames National's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.5 M, Interest Expense of 35.6 M or Selling General Administrative of 16.4 M, as well as many indicators such as Price To Sales Ratio of 1.75, Dividend Yield of 0.0297 or PTB Ratio of 1.73. Ames financial statements analysis is a perfect complement when working with Ames National Valuation or Volatility modules.
  
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Check out the analysis of Ames National Correlation against competitors.
To learn how to invest in Ames Stock, please use our How to Invest in Ames National guide.

Ames National Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.4 B2.5 B1.6 B
Slightly volatile
Short and Long Term Debt Total68.3 M114.3 M75.2 M
Slightly volatile
Other Current Liabilities1.1 B2.1 B1.2 B
Slightly volatile
Total Current Liabilities1.1 B2.2 B1.3 B
Slightly volatile
Total Stockholder Equity154.4 M200.9 M163.6 M
Slightly volatile
Property Plant And Equipment Net15.1 M24.8 M16.3 M
Slightly volatile
Retained Earnings114.3 M209.6 M134.8 M
Slightly volatile
Cash66.2 M123.5 M79.5 M
Slightly volatile
Non Current Assets Total2.2 B2.1 BB
Slightly volatile
Cash And Short Term Investments411.9 M347.5 M575.1 M
Pretty Stable
Net ReceivablesM15.9 M9.7 M
Slightly volatile
Common Stock Total Equity19.8 M20.7 M18.5 M
Slightly volatile
Common Stock Shares Outstanding7.4 M8.1 M9.1 M
Slightly volatile
Liabilities And Stockholders Equity1.4 B2.5 B1.6 B
Slightly volatile
Non Current Liabilities Total67.8 M64.6 M37.4 M
Slightly volatile
Other Stockholder Equity16.4 M12.3 M18.4 M
Slightly volatile
Total Liabilities1.2 B2.3 B1.4 B
Slightly volatile
Property Plant And Equipment Gross50.1 M47.7 M24 M
Slightly volatile
Total Current Assets463.2 M363.5 M643.8 M
Pretty Stable
Short Term Debt45.2 M60.3 M45.8 M
Slightly volatile
Common Stock20 M20.6 M18.5 M
Slightly volatile
Accounts Payable2.7 M2.9 M145 M
Very volatile
Short Term Investments166.5 M175.3 M484 M
Very volatile
Property Plant Equipment14.7 M21.7 M15.8 M
Slightly volatile
Long Term Debt27.5 M54 M25.2 M
Slightly volatile
Net Tangible Assets172.4 M155 M153.7 M
Slightly volatile
Retained Earnings Total Equity143.1 M206.9 M138.6 M
Slightly volatile
Capital Surpluse15.9 M12.8 M18.7 M
Slightly volatile
Long Term Investments911.2 M745.8 M806.1 M
Slightly volatile
Non Current Liabilities Other56.6 M91.8 M56.9 M
Slightly volatile
Earning Assets438.1 M535.2 M559.4 M
Pretty Stable
Net Invested Capital231.9 M254.9 M209.1 M
Slightly volatile
Capital Stock14.6 M16.1 M18 M
Slightly volatile

Ames National Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization1.5 M1.9 M1.5 M
Slightly volatile
Interest Expense35.6 M33.9 M13.9 M
Slightly volatile
Selling General Administrative16.4 M30.3 M18.5 M
Slightly volatile
Total Revenue59.6 M106.3 M61.9 M
Slightly volatile
Gross Profit45 M62.4 M47.8 M
Slightly volatile
Other Operating Expenses96.8 M92.2 M45.5 M
Slightly volatile
Operating Income19.6 M14.1 M19.7 M
Very volatile
EBIT19.6 M14.1 M19.7 M
Very volatile
EBITDA21.1 M16 M21.2 M
Very volatile
Cost Of Revenue36.1 M34.4 M14.7 M
Slightly volatile
Income Before Tax19.6 M14.1 M19.7 M
Very volatile
Net Income14.8 M11.8 M15 M
Pretty Stable
Income Tax Expense2.2 M2.3 M4.5 M
Slightly volatile
Net Income Applicable To Common Shares15.3 M22.2 M16.7 M
Slightly volatile
Net Income From Continuing Ops17.2 M11.8 M15.4 M
Very volatile
Selling And Marketing Expenses1.3 M1.6 M1.2 M
Slightly volatile
Tax Provision1.7 M1.8 M4.8 M
Slightly volatile
Net Interest Income50.6 M51.7 M44.5 M
Slightly volatile
Interest Income63.9 M95 M56.2 M
Slightly volatile
Reconciled Depreciation1.2 M1.5 M1.5 M
Pretty Stable

Ames National Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow17.7 M16.1 M19.2 M
Very volatile
Begin Period Cash Flow40.3 M63.4 M43.6 M
Slightly volatile
Depreciation1.5 M1.9 M1.5 M
Slightly volatile
Dividends Paid8.4 M10.4 MM
Slightly volatile
Capital Expenditures325.6 K342.7 K1.2 M
Pretty Stable
Total Cash From Operating Activities19.2 M16.4 M20.5 M
Very volatile
Net Income14.8 M11.8 M15 M
Pretty Stable
End Period Cash Flow122.2 M116.4 M48 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.751.843.7536
Slightly volatile
Dividend Yield0.02970.05530.037
Slightly volatile
PTB Ratio1.730.971.387
Slightly volatile
Days Sales Outstanding44.3649.2757.3467
Slightly volatile
Book Value Per Share12.117.4917.228
Slightly volatile
Free Cash Flow Yield0.06120.08530.0878
Very volatile
Operating Cash Flow Per Share1.51.432.1699
Very volatile
Capex To Depreciation0.190.20.7963
Very volatile
PB Ratio1.730.971.387
Slightly volatile
EV To Sales1.651.743.7281
Slightly volatile
Free Cash Flow Per Share1.381.42.0317
Very volatile
ROIC0.07360.04150.0645
Pretty Stable
Net Income Per Share1.161.021.5835
Very volatile
Payables Turnover7.8810.7210.7124
Slightly volatile
Sales General And Administrative To Revenue0.220.260.2922
Very volatile
Capex To Revenue0.00350.00370.0199
Very volatile
Cash Per Share32.4930.2561.2613
Very volatile
POCF Ratio14.6211.8811.4108
Pretty Stable
Interest Coverage0.280.292.8155
Slightly volatile
Payout Ratio0.681.020.5691
Slightly volatile
Capex To Operating Cash Flow0.02280.0240.0608
Pretty Stable
PFCF Ratio16.5812.1312.2751
Pretty Stable
Days Payables Outstanding43.9135.2334.7791
Slightly volatile
Income Quality1.041.261.3533
Pretty Stable
ROE0.110.06730.094
Slightly volatile
EV To Operating Cash Flow15.0311.2311.43
Pretty Stable
PE Ratio18.3816.6315.2295
Very volatile
Return On Tangible Assets0.00530.00550.0099
Slightly volatile
EV To Free Cash Flow17.1111.4712.4137
Very volatile
Earnings Yield0.05180.06230.0683
Pretty Stable
Intangibles To Total Assets0.00540.00570.0065
Pretty Stable
Current Ratio0.240.150.4259
Slightly volatile
Tangible Book Value Per Share11.5916.1416.1786
Slightly volatile
Receivables Turnover7.367.676.4546
Slightly volatile
Graham Number17.6820.0624.6382
Pretty Stable
Shareholders Equity Per Share12.117.4917.228
Slightly volatile
Debt To Equity0.360.510.4625
Very volatile
Capex Per Share0.02830.02980.1328
Pretty Stable
Average Receivables6.5 MM8.3 M
Slightly volatile
Revenue Per Share4.689.256.4852
Slightly volatile
Interest Debt Per Share14.413.719.7637
Slightly volatile
Debt To Assets0.05670.05360.0506
Slightly volatile
Enterprise Value Over EBITDA13.4111.5310.7773
Very volatile
Short Term Coverage Ratios0.540.310.504
Pretty Stable
Price Earnings Ratio18.3816.6315.2295
Very volatile
Operating Cycle44.3649.2757.3467
Slightly volatile
Price Book Value Ratio1.730.971.387
Slightly volatile
Days Of Payables Outstanding43.9135.2334.7791
Slightly volatile
Dividend Payout Ratio0.681.020.5691
Slightly volatile
Price To Operating Cash Flows Ratio14.6211.8811.4108
Pretty Stable
Price To Free Cash Flows Ratio16.5812.1312.2751
Pretty Stable
Pretax Profit Margin0.140.150.3357
Slightly volatile
Operating Profit Margin0.140.150.3357
Slightly volatile
Effective Tax Rate0.260.190.2378
Slightly volatile
Company Equity Multiplier6.9410.999.4001
Slightly volatile
Long Term Debt To Capitalization0.120.190.1559
Very volatile
Total Debt To Capitalization0.240.330.3044
Very volatile
Return On Capital Employed0.120.0610.1036
Slightly volatile
Debt Equity Ratio0.360.510.4625
Very volatile
Ebit Per Revenue0.140.150.3357
Slightly volatile
Quick Ratio0.240.150.4259
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.671.372.3157
Slightly volatile
Net Income Per E B T0.610.750.751
Pretty Stable
Cash Ratio0.06080.06490.0582
Very volatile
Cash Conversion Cycle26.3427.7247.9744
Slightly volatile
Operating Cash Flow Sales Ratio0.260.140.3495
Slightly volatile
Days Of Sales Outstanding44.3649.2757.3467
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.730.880.9191
Slightly volatile
Cash Flow Coverage Ratios0.160.170.313
Very volatile
Price To Book Ratio1.730.971.387
Slightly volatile
Fixed Asset Turnover4.524.933.9224
Pretty Stable
Capital Expenditure Coverage Ratio45.3443.1827.0973
Pretty Stable
Price Cash Flow Ratio14.6211.8811.4108
Pretty Stable
Enterprise Value Multiple13.4111.5310.7773
Very volatile
Debt Ratio0.05670.05360.0506
Slightly volatile
Cash Flow To Debt Ratio0.160.170.313
Very volatile
Price Sales Ratio1.751.843.7536
Slightly volatile
Return On Assets0.00520.00550.0099
Slightly volatile
Asset Turnover0.05130.04980.0401
Pretty Stable
Net Profit Margin0.120.130.2539
Slightly volatile
Gross Profit Margin0.60.530.7633
Very volatile
Price Fair Value1.730.971.387
Slightly volatile
Return On Equity0.110.06730.094
Slightly volatile

Ames National Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap168 M212.7 M224.1 M
Pretty Stable
Enterprise Value175.5 M211.7 M227.2 M
Very volatile

Ames Fundamental Market Drivers

Ames Upcoming Events

26th of January 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About Ames National Financial Statements

Ames National investors utilize fundamental indicators, such as revenue or net income, to predict how Ames Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-2.1 M-2.2 M
Total Revenue106.3 M59.6 M
Cost Of Revenue34.4 M36.1 M
Sales General And Administrative To Revenue 0.26  0.22 
Revenue Per Share 9.25  4.68 
Ebit Per Revenue 0.15  0.14 

Pair Trading with Ames National

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Ames National position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Ames National will appreciate offsetting losses from the drop in the long position's value.

Moving together with Ames Stock

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Moving against Ames Stock

  0.77601658 Postal Savings BankPairCorr
  0.71LDI LoandepotPairCorr
The ability to find closely correlated positions to Ames National could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Ames National when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Ames National - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Ames National to buy it.
The correlation of Ames National is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Ames National moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Ames National moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Ames National can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Ames National offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Ames National's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Ames National Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Ames National Stock:
Check out the analysis of Ames National Correlation against competitors.
To learn how to invest in Ames Stock, please use our How to Invest in Ames National guide.
You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ames National. If investors know Ames will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ames National listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.079
Dividend Share
0.6
Earnings Share
1.8
Revenue Per Share
6.786
Quarterly Revenue Growth
0.216
The market value of Ames National is measured differently than its book value, which is the value of Ames that is recorded on the company's balance sheet. Investors also form their own opinion of Ames National's value that differs from its market value or its book value, called intrinsic value, which is Ames National's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ames National's market value can be influenced by many factors that don't directly affect Ames National's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ames National's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ames National is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ames National's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.