Cass Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . Cass Information Systems
CASS Stock  USD 44.96  0.91  2.07%   
Cass Information's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Cass Information's valuation are provided below:
Gross Profit
97 M
Profit Margin
0.1693
Market Capitalization
588.3 M
Enterprise Value Revenue
3.0711
Revenue
207.4 M
There are over one hundred nineteen available fundamental signals for Cass Information Systems, which can be analyzed over time and compared to other ratios. All traders should validate Cass Information's prevailing fundamentals against the performance from 2010 to 2026 and make sure the trends continue to evolve in the right direction. Enterprise Value is likely to gain to about 302.9 M in 2026, whereas Market Cap is likely to drop slightly above 311.6 M in 2026.

Cass Information Total Revenue

120.02 Million

Check Cass Information financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Cass Information's main balance sheet or income statement drivers, such as Depreciation And Amortization of 4 M, Interest Expense of 17.1 M or Selling General Administrative of 12.3 M, as well as many indicators such as Price To Sales Ratio of 2.57, Dividend Yield of 0.0249 or PTB Ratio of 1.97. Cass financial statements analysis is a perfect complement when working with Cass Information Valuation or Volatility modules.
  
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Cass Information Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.4 B2.6 B1.8 B
Slightly volatile
Total Stockholder Equity158.1 M243 M203.3 M
Slightly volatile
Property Plant And Equipment Net17.7 M29.4 M19.9 M
Slightly volatile
Retained Earnings93.1 M167.1 M100 M
Slightly volatile
Cash411.9 M392.3 M267.8 M
Slightly volatile
Non Current Assets Total46.9 M49.3 M306.1 M
Slightly volatile
Other Assets1.1 B1.3 B1.4 B
Slightly volatile
Cash And Short Term Investments1.2 B1.2 B519.2 M
Slightly volatile
Net Receivables66 M69.4 M675 M
Pretty Stable
Common Stock Shares Outstanding12.3 M13.5 M14.7 M
Slightly volatile
Liabilities And Stockholders Equity1.4 B2.6 B1.8 B
Slightly volatile
Other Stockholder Equity69.8 M94.9 M113.3 M
Slightly volatile
Total Liabilities1.2 B2.4 B1.6 B
Slightly volatile
Property Plant And Equipment Gross106.3 M101.2 M39.9 M
Slightly volatile
Total Current Assets1.3 B1.2 B796.8 M
Slightly volatile
Short and Long Term Debt Total8.1 M8.5 M235.4 M
Slightly volatile
Total Current Liabilities785.7 M1.1 B1.1 B
Slightly volatile
Short Term Debt3.1 M2.4 M10.5 M
Slightly volatile
Common Stock Total Equity5.4 M8.9 M6.6 M
Slightly volatile
Common Stock5.9 M8.9 M6.6 M
Slightly volatile
Other Liabilities35.3 M47.7 M46.9 M
Slightly volatile
Accounts Payable770.4 M1.3 B789 M
Slightly volatile
Short Term Investments809.3 M770.8 M444.6 M
Slightly volatile
Property Plant Equipment17.5 M33.5 M20.5 M
Slightly volatile
Good Will25.8 M24.6 M14.3 M
Slightly volatile
Intangible Assets3.1 M4.5 M3.1 M
Slightly volatile
Non Current Liabilities Total1.3 B1.2 B480.4 M
Very volatile
Net Tangible Assets217.4 M212.6 M195.6 M
Slightly volatile
Retained Earnings Total Equity97.4 M129.1 M96.3 M
Slightly volatile
Capital Surpluse173.7 M234.9 M167 M
Slightly volatile
Long Term Investments762.9 M607.2 M690.5 M
Pretty Stable
Non Current Liabilities Other780.3 M1.3 B817 M
Slightly volatile
Capital Stock6.2 M7 M7.6 M
Slightly volatile
Net Invested Capital209.8 M236 M257.6 M
Slightly volatile
Current Deferred Revenue1 B1.2 B923.9 M
Slightly volatile

Cass Information Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization4 M6.9 M4.5 M
Slightly volatile
Interest Expense17.1 M16.3 M3.8 M
Slightly volatile
Selling General Administrative12.3 M13 M38.7 M
Slightly volatile
Total Revenue120 M191.1 M144.1 M
Slightly volatile
Gross Profit110.7 M191.1 M131.9 M
Slightly volatile
Other Operating Expenses92 M152.3 M112.1 M
Slightly volatile
Operating Income28 M38.8 M32 M
Slightly volatile
EBIT27.6 M27.9 M31.4 M
Pretty Stable
EBITDA31.9 M38.8 M36.2 M
Slightly volatile
Income Before Tax26.7 M38.8 M31.8 M
Slightly volatile
Net Income20.2 M35.1 M25.1 M
Slightly volatile
Income Tax Expense6.6 M7.6 M6.9 M
Very volatile
Cost Of Revenue14.3 M13.9 M15.9 M
Pretty Stable
Net Income Applicable To Common Shares21.7 M40.1 M26.7 M
Slightly volatile
Net Income From Continuing Ops28.7 M22 M25.9 M
Slightly volatile
Selling And Marketing Expenses3 M4.1 M2.8 M
Slightly volatile
Tax Provision5.5 M4.5 M7 M
Slightly volatile
Net Interest Income55.3 M78 M47.8 M
Slightly volatile
Interest Income61.3 M101.3 M53.2 M
Slightly volatile
Reconciled Depreciation6.6 M5.4 M9.2 M
Slightly volatile

Cass Information Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow23.1 M34.1 M30.6 M
Slightly volatile
Begin Period Cash Flow449.8 M428.3 M289.8 M
Slightly volatile
Depreciation5.9 M6.9 M7.4 M
Very volatile
Dividends Paid19.9 M18.9 M12.4 M
Slightly volatile
Capital Expenditures11.3 M10.7 M5.8 M
Slightly volatile
Total Cash From Operating Activities27.3 M44.8 M36 M
Slightly volatile
Net Income19.6 M22 M24.3 M
Slightly volatile
End Period Cash Flow215.5 M402.2 M287.7 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.572.86414.0493
Slightly volatile
Dividend Yield0.02490.03010.0211
Slightly volatile
PTB Ratio1.972.25242.7819
Pretty Stable
Days Sales Outstanding1261331.5 K
Very volatile
Book Value Per Share19.3618.434114.3974
Slightly volatile
Free Cash Flow Yield0.06770.06170.0547
Pretty Stable
Operating Cash Flow Per Share1.352.62.4242
Slightly volatile
Average Payables867.7 M999.3 M1.1 B
Slightly volatile
Stock Based Compensation To Revenue0.01420.0130.0175
Pretty Stable
Capex To Depreciation0.951.790.9019
Slightly volatile
PB Ratio1.972.25242.7819
Pretty Stable
Free Cash Flow Per Share1.141.972.0612
Slightly volatile
Net Income Per Share2.82.66391.8593
Slightly volatile
Payables Turnover0.01420.02520.0178
Slightly volatile
Sales General And Administrative To Revenue0.430.50.5464
Slightly volatile
Capex To Revenue0.04360.04880.0377
Very volatile
Cash Per Share92.6488.229436.5651
Slightly volatile
POCF Ratio11.3112.7616.0229
Pretty Stable
Interest Coverage2762919 K
Slightly volatile
Payout Ratio0.320.46920.4502
Slightly volatile
Capex To Operating Cash Flow0.220.280.1732
Very volatile
PFCF Ratio14.3416.7819.492
Pretty Stable
Days Payables Outstanding24.7 K15 K22.3 K
Slightly volatile
Income Quality1.11.831.4499
Slightly volatile
ROE0.140.14450.1259
Very volatile
PE Ratio15.2615.58622.7624
Pretty Stable
Return On Tangible Assets0.01640.01360.015
Slightly volatile
Earnings Yield0.06480.06420.0478
Very volatile
Intangibles To Total Assets0.00980.00760.009
Very volatile
Current Ratio1.041.09572.181
Slightly volatile
Tangible Book Value Per Share17.7716.92513.2746
Slightly volatile
Receivables Turnover2.612.75261.2
Pretty Stable
Graham Number34.933.240224.4143
Slightly volatile
Shareholders Equity Per Share19.3618.434114.6135
Slightly volatile
Debt To Equity0.02770.02921.0846
Slightly volatile
Capex Per Share0.650.620.3883
Slightly volatile
Revenue Per Share15.2214.496910.4604
Slightly volatile
Interest Debt Per Share0.470.514.1782
Slightly volatile
Debt To Assets0.00270.00280.1472
Slightly volatile
Short Term Coverage Ratios24.7626.0614.5512
Slightly volatile
Price Earnings Ratio15.2615.58622.7624
Pretty Stable
Price Book Value Ratio1.972.25242.7819
Pretty Stable
Days Of Payables Outstanding24.7 K15 K22.3 K
Slightly volatile
Dividend Payout Ratio0.320.46920.4502
Slightly volatile
Price To Operating Cash Flows Ratio11.3112.7616.0229
Pretty Stable
Price To Free Cash Flows Ratio14.3416.7819.492
Pretty Stable
Pretax Profit Margin0.180.20280.2249
Slightly volatile
Ebt Per Ebit0.660.90.9694
Pretty Stable
Operating Profit Margin0.280.20280.2353
Slightly volatile
Effective Tax Rate0.30.19730.2285
Slightly volatile
Company Equity Multiplier9.9410.72458.7728
Slightly volatile
Long Term Debt To Capitalization0.04460.03150.03
Very volatile
Total Debt To Capitalization0.02690.02830.3435
Slightly volatile
Return On Capital Employed0.03630.02620.0618
Slightly volatile
Debt Equity Ratio0.02770.02921.0846
Slightly volatile
Ebit Per Revenue0.280.20280.2353
Slightly volatile
Quick Ratio1.041.09572.5094
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.861.362.1962
Slightly volatile
Net Income Per E B T0.580.9060.7705
Slightly volatile
Cash Ratio0.330.34871.828
Slightly volatile
Operating Cash Flow Sales Ratio0.180.160.2435
Slightly volatile
Days Of Sales Outstanding1261331.5 K
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.640.680.8162
Pretty Stable
Cash Flow Coverage Ratios4.484.722.4849
Slightly volatile
Price To Book Ratio1.972.25242.7819
Pretty Stable
Fixed Asset Turnover5.546.48917.5474
Slightly volatile
Capital Expenditure Coverage Ratio6.713.768.5543
Very volatile
Price Cash Flow Ratio11.3112.7616.0229
Pretty Stable
Debt Ratio0.00270.00280.1472
Slightly volatile
Cash Flow To Debt Ratio4.484.722.4849
Slightly volatile
Price Sales Ratio2.572.86414.0493
Slightly volatile
Return On Assets0.01630.01350.0149
Slightly volatile
Asset Turnover0.10.07330.0848
Slightly volatile
Net Profit Margin0.130.18380.1746
Slightly volatile
Gross Profit Margin1.00.980.9185
Very volatile
Price Fair Value1.972.25242.7819
Pretty Stable
Return On Equity0.140.14450.1259
Very volatile

Cass Information Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap311.6 M497.1 M577.6 M
Pretty Stable

Cass Fundamental Market Drivers

Cass Upcoming Events

15th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Cass Information Financial Statements

Cass Information shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Cass Information investors may analyze each financial statement separately, they are all interrelated. The changes in Cass Information's assets and liabilities, for example, are also reflected in the revenues and expenses on on Cass Information's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue1.2 B1 B
Total Revenue191.1 M120 M
Cost Of Revenue13.9 M14.3 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.50  0.43 
Capex To Revenue 0.05  0.04 
Revenue Per Share 14.50  15.22 
Ebit Per Revenue 0.20  0.28 

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When running Cass Information's price analysis, check to measure Cass Information's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cass Information is operating at the current time. Most of Cass Information's value examination focuses on studying past and present price action to predict the probability of Cass Information's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cass Information's price. Additionally, you may evaluate how the addition of Cass Information to your portfolios can decrease your overall portfolio volatility.
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