Cass Information Valuation
| CASS Stock | USD 44.30 0.40 0.91% |
At this time, the firm appears to be overvalued. Cass Information Systems shows a prevailing Real Value of $41.84 per share. The current price of the firm is $44.3. Our model approximates the value of Cass Information Systems from analyzing the firm fundamentals such as Profit Margin of 0.10 %, return on equity of 0.1, and Current Valuation of 372.84 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Cass Information's valuation include:
Price Book 2.5066 | Enterprise Value 372.8 M | Price Sales 2.7314 | Trailing PE 26.4458 | Enterprise Value Revenue 3.1341 |
Overvalued
Today
Please note that Cass Information's price fluctuation is very steady at this time. Calculation of the real value of Cass Information Systems is based on 3 months time horizon. Increasing Cass Information's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Cass stock is determined by what a typical buyer is willing to pay for full or partial control of Cass Information Systems. Since Cass Information is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Cass Stock. However, Cass Information's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 44.3 | Real 41.84 | Target 40.0 | Hype 44.3 | Naive 42.67 |
The intrinsic value of Cass Information's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Cass Information's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Cass Information Systems helps investors to forecast how Cass stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Cass Information more accurately as focusing exclusively on Cass Information's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Cass Information's intrinsic value based on its ongoing forecasts of Cass Information's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Cass Information's closest peers.
Cass Information Cash |
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Cass Valuation Trend
Cass Information's real value is important for investors to make better decisions and a more accurate overall view of Cass Information's financial worth over time. Using both Cass Information's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Cass Revenue by Product
Cass Information Total Value Analysis
Cass Information Systems is currently projected to have valuation of 372.84 M with market capitalization of 600.98 M, debt of 8.48 M, and cash on hands of 346.99 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Cass Information fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
372.84 M | 600.98 M | 8.48 M | 346.99 M |
Cass Information Investor Information
About 66.0% of the company shares are held by institutions such as insurance companies. The book value of Cass Information was currently reported as 17.5. The company last dividend was issued on the 3rd of December 2024. Cass Information Systems had 6:5 split on the 3rd of December 2018. Based on the analysis of Cass Information's profitability, liquidity, and operating efficiency, Cass Information Systems may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 26.8 M | 36.9 M |
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Cass Information Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Cass Information has an asset utilization ratio of 8.6 percent. This implies that the Company is making $0.086 for each dollar of assets. An increasing asset utilization means that Cass Information Systems is more efficient with each dollar of assets it utilizes for everyday operations.Cass Information Ownership Allocation
The market capitalization of Cass Information Systems is $600.98 Million. Over half of Cass Information's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.Cass Information Profitability Analysis
The company reported the previous year's revenue of 213.23 M. Net Income was 30.06 M with profit before overhead, payroll, taxes, and interest of 79.48 M.Cass Information Past Distributions to stockholders
About Cass Information Valuation
The stock valuation mechanism determines Cass Information's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Cass Information Systems based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Cass Information. We calculate exposure to Cass Information's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Cass Information's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 95.1 M | 90.3 M | |
| Pretax Profit Margin | 0.18 | 0.18 | |
| Operating Profit Margin | (0.19) | (0.18) | |
| Net Profit Margin | 0.14 | 0.13 | |
| Gross Profit Margin | 0.45 | 0.47 |
Cass Information Quarterly Retained Earnings |
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A single share of Cass Information represents a small ownership stake in the entity. As a stockholder of Cass, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Cass Information Dividends Analysis For Valuation
At this time, Cass Information's Dividends Paid is comparatively stable compared to the past year. Dividend Paid And Capex Coverage Ratio is likely to gain to 1.89 in 2024, whereas Dividend Yield is likely to drop 0.02 in 2024. . Retained Earnings is likely to drop to about 87.6 M in 2024. Retained Earnings Total Equity is likely to drop to about 97.4 M in 2024
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 16 M | 16.8 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.53 | 0.30 | |
| Dividend Paid And Capex Coverage Ratio | 1.22 | 1.89 |
There are various types of dividends Cass Information can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Cass shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Cass Information Systems directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Cass pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Cass Information by the value of the dividends paid out.
Cass Information Growth Indicators
Investing in growth stocks can be very risky. If the company such as Cass Information does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 13.8 M | |
| Quarterly Earnings Growth Y O Y | -0.611 |
Cass Information Current Valuation Indicators
Cass Information's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Cass Information's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Cass Information, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Cass Information's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Cass Information's worth.Additional Tools for Cass Stock Analysis
When running Cass Information's price analysis, check to measure Cass Information's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cass Information is operating at the current time. Most of Cass Information's value examination focuses on studying past and present price action to predict the probability of Cass Information's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cass Information's price. Additionally, you may evaluate how the addition of Cass Information to your portfolios can decrease your overall portfolio volatility.