Cass Information Systems Stock Buy Hold or Sell Recommendation
| CASS Stock | USD 41.95 0.38 0.91% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Cass Information Systems is 'Cautious Hold'. A buy or sell recommendation is an automated directive regarding whether to purchase or sell Cass Information Systems given historical horizon and risk tolerance. When we issue a 'buy' or 'sell' recommendation for Cass Information Systems, the advice is generated through an automated system that utilizes algorithms and statistical models.
Check out Cass Information Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note, we conduct extensive research on individual companies such as Cass and provide practical buy, sell, or hold advice based on investors' constraints. Cass Information Systems. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
Cass |
Execute Cass Information Buy or Sell Advice
The Cass recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Cass Information Systems. Macroaxis does not own or have any residual interests in Cass Information Systems or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Cass Information's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Cass Information Trading Alerts and Improvement Suggestions
| Cass Information Systems currently holds 8.48 M in liabilities with Debt to Equity (D/E) ratio of 0.05, which may suggest the company is not taking enough advantage from borrowing. Cass Information Systems has a current ratio of 0.93, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Cass Information's use of debt, we should always consider it together with its cash and equity. | |
| About 66.0% of Cass Information shares are held by institutions such as insurance companies | |
| On 13th of December 2024 Cass Information paid $ 0.31 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Cass Information Systems Profit Declines And Strategic Challenges Warrant A Hold - Seeking Alpha |
Cass Information Returns Distribution Density
The distribution of Cass Information's historical returns is an attempt to chart the uncertainty of Cass Information's future price movements. The chart of the probability distribution of Cass Information daily returns describes the distribution of returns around its average expected value. We use Cass Information Systems price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Cass Information returns is essential to provide solid investment advice for Cass Information.
| Mean Return | 0.03 | Value At Risk | -2.71 | Potential Upside | 2.67 | Standard Deviation | 1.79 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Cass Information historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Cass Stock Institutional Investors
The Cass Information's institutional investors refer to entities that pool money to purchase Cass Information's securities or originate loans. These institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds.
| Shares | Royce & Associates, Lp | 2024-09-30 | 257.3 K | Proshare Advisors Llc | 2024-09-30 | 197.1 K | Northern Trust Corp | 2024-09-30 | 131.7 K | Foundry Partners, Llc | 2024-09-30 | 122.4 K | Ameriprise Financial Inc | 2024-09-30 | 115.8 K | Ballast Asset Management, Lp | 2024-09-30 | 112.8 K | Charles Schwab Investment Management Inc | 2024-09-30 | 103.6 K | Keeley-teton Advisors, Llc | 2024-09-30 | 94.2 K | Uniplan Investment Counsel, Inc. | 2024-09-30 | 91.8 K | Blackrock Inc | 2024-09-30 | 1.1 M | Buckingham Asset Management, Llc | 2024-06-30 | 838.2 K |
Cass Information Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 466.6M | (155.6M) | (314.0M) | 171.5M | 197.3M | 207.1M | |
| Free Cash Flow | 45.8M | 30.2M | 45.7M | 22.6M | 26.0M | 22.8M | |
| Depreciation | 11.3M | 5.2M | 4.7M | 5.0M | 5.7M | 5.9M | |
| Other Non Cash Items | 3.5M | 817K | 10.7M | 2.6M | 3.0M | 3.1M | |
| Dividends Paid | 15.6M | 15.4M | 15.4M | (16.0M) | (18.4M) | (17.4M) | |
| Capital Expenditures | 2.0M | 4.4M | 5.9M | 14.3M | 16.5M | 17.3M | |
| Net Income | 25.2M | 28.6M | 34.9M | 30.1M | 34.6M | 19.6M | |
| End Period Cash Flow | 670.5M | 514.9M | 200.9M | 372.5M | 428.3M | 449.8M | |
| Change To Inventory | 22.4M | (210.5M) | (215.0M) | (3.8M) | (3.4M) | (3.6M) | |
| Investments | (53.5M) | (333.5M) | (306.4M) | 137.7M | 123.9M | 130.1M | |
| Change To Netincome | 3.5M | 6.0M | 3.0M | 16.3M | 18.7M | 19.7M |
Cass Information Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Cass Information or Professional Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Cass Information's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Cass stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.01 | |
β | Beta against Dow Jones | 0.43 | |
σ | Overall volatility | 1.77 | |
Ir | Information ratio | -0.03 |
Cass Information Volatility Alert
Cass Information Systems has relatively low volatility with skewness of -0.01 and kurtosis of 4.31. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Cass Information's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Cass Information's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Cass Information Fundamentals Vs Peers
Comparing Cass Information's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Cass Information's direct or indirect competition across all of the common fundamentals between Cass Information and the related equities. This way, we can detect undervalued stocks with similar characteristics as Cass Information or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Cass Information's fundamental indicators could also be used in its relative valuation, which is a method of valuing Cass Information by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Cass Information to competition |
| Fundamentals | Cass Information | Peer Average |
| Return On Equity | 0.1 | -0.31 |
| Return On Asset | 0.0129 | -0.14 |
| Profit Margin | 0.10 % | (1.27) % |
| Operating Margin | 0.16 % | (5.51) % |
| Current Valuation | 325.07 M | 16.62 B |
| Shares Outstanding | 13.57 M | 571.82 M |
| Shares Owned By Insiders | 10.75 % | 10.09 % |
| Shares Owned By Institutions | 66.10 % | 39.21 % |
| Number Of Shares Shorted | 176.82 K | 4.71 M |
| Price To Earning | 17.69 X | 28.72 X |
| Price To Book | 2.45 X | 9.51 X |
| Price To Sales | 2.56 X | 11.42 X |
| Revenue | 199.19 M | 9.43 B |
| Gross Profit | 99.96 M | 27.38 B |
| EBITDA | 12.47 M | 3.9 B |
| Net Income | 30.06 M | 570.98 M |
| Cash And Equivalents | 346.99 M | 2.7 B |
| Cash Per Share | 25.40 X | 5.01 X |
| Total Debt | 8.48 M | 5.32 B |
| Debt To Equity | 0.05 % | 48.70 % |
| Current Ratio | 0.95 X | 2.16 X |
| Book Value Per Share | 17.50 X | 1.93 K |
| Cash Flow From Operations | 36.94 M | 971.22 M |
| Short Ratio | 4.48 X | 4.00 X |
| Earnings Per Share | 1.39 X | 3.12 X |
| Target Price | 49.0 | |
| Number Of Employees | 1.06 K | 18.84 K |
| Beta | 0.71 | -0.15 |
| Market Capitalization | 564.07 M | 19.03 B |
| Total Asset | 2.48 B | 29.47 B |
| Retained Earnings | 145.78 M | 9.33 B |
| Annual Yield | 0.03 % | |
| Five Year Return | 2.23 % |
Note: Disposition of 2231 shares by Martin Resch of Cass Information at 41.1 subject to Rule 16b-3 [view details]
Cass Information Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Cass . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 653.89 | |||
| Daily Balance Of Power | 0.4634 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 41.98 | |||
| Day Typical Price | 41.97 | |||
| Price Action Indicator | 0.16 | |||
| Period Momentum Indicator | 0.38 |
About Cass Information Buy or Sell Advice
When is the right time to buy or sell Cass Information Systems? Buying financial instruments such as Cass Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Additional Tools for Cass Stock Analysis
When running Cass Information's price analysis, check to measure Cass Information's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cass Information is operating at the current time. Most of Cass Information's value examination focuses on studying past and present price action to predict the probability of Cass Information's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cass Information's price. Additionally, you may evaluate how the addition of Cass Information to your portfolios can decrease your overall portfolio volatility.