Commercial Financial Statements From 2010 to 2026

Commercial Bancgroup Balance Sheet		Trends
Current Value Last Year Historical Average  10 Year Trend Total Assets 2.5 B 2.3 B 2.2 B Slightly volatile Short and Long Term Debt Total 155.9 M 166.8 M 148.3 M Very volatile Other Current Liabilities 1.2 B 916.9 M 1.7 B Slightly volatile Total Current Liabilities 1.3 B 1 B 1.8 B Slightly volatile Total Stockholder Equity 255.1 M 285.1 M 201.5 M Slightly volatile Property Plant And Equipment Net 40.6 M 49.8 M 51.3 M Slightly volatile Retained Earnings 235.6 M 247.3 M 191.5 M Slightly volatile Accounts Payable 4.3 M 4.9 M 3.8 M Slightly volatile Cash 111.8 M 121 M 141.1 M Slightly volatile Non Current Assets Total 2.2 B 2.4 B 2 B Slightly volatile Long Term Debt 99.6 M 95.2 M 135.6 M Slightly volatile Cash And Short Term Investments 237.3 M 269.4 M 205.9 M Slightly volatile Net Receivables 6.2 M 6.5 M 8 M Slightly volatile Good Will 9.4 M 9.8 M 8.6 M Slightly volatile Common Stock Shares Outstanding 14.1 M 13.8 M 12.4 M Slightly volatile Short Term Investments 83.5 M 114.8 M 60.4 M Slightly volatile Liabilities And Stockholders Equity 2.5 B 2.3 B 2.2 B Slightly volatile Non Current Liabilities Total 122.4 M 121.3 M 163.3 M Slightly volatile Other Stockholder Equity 20.8 M 38.4 M 11.5 M Slightly volatile Total Liabilities 2.2 B 2 B 2 B Slightly volatile Net Invested Capital 263.8 M 293.4 M 326.7 M Slightly volatile Long Term Investments 154.7 M 158.5 M 202.3 M Slightly volatile Property Plant And Equipment Gross 64.9 M 70.7 M 81.5 M Slightly volatile Total Current Assets 157.7 M 144.6 M 201.1 M Slightly volatile Capital Stock 97.3 K 109 K 119.8 K Slightly volatile Short Term Debt 92.7 M 88.3 M 15.8 M Slightly volatile Intangible Assets 9.5 M 12.8 M 7.9 M Slightly volatile Common Stock 139.4 K 137 K 124 K Slightly volatile Other Assets 1.7 B 1.9 B 2.1 B Slightly volatile Other Current Assets 115.7 M 130.1 M 142 M Slightly volatile
Commercial Bancgroup Income Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Tax Provision 9.6 M 10.2 M 8.7 M Slightly volatile Net Interest Income 82.3 M 89.2 M 74 M Slightly volatile Interest Income 124.2 M 141.7 M 107.4 M Slightly volatile Depreciation And Amortization 4.5 M 5.3 M 3.8 M Slightly volatile Interest Expense 43 M 41.2 M 32.8 M Slightly volatile Selling General Administrative 27.1 M 26 M 22.6 M Slightly volatile Total Revenue 138.3 M 131.5 M 116.1 M Slightly volatile Gross Profit 93.3 M 90.2 M 80.4 M Slightly volatile Other Operating Expenses 91.3 M 83.8 M 75.5 M Slightly volatile Operating Income 46.9 M 47.7 M 40.6 M Slightly volatile Net Income From Continuing Ops 34.6 M 36.4 M 31.7 M Slightly volatile EBIT 44.1 M 46.7 M 40.4 M Slightly volatile EBITDA 49.9 M 47.7 M 44 M Slightly volatile Cost Of Revenue 45 M 41.3 M 35.7 M Slightly volatile Total Operating Expenses 46.4 M 42.5 M 39.8 M Slightly volatile Reconciled Depreciation 4.5 M 5.3 M 3.8 M Slightly volatile Income Before Tax 46.9 M 47.7 M 40.6 M Slightly volatile Net Income 36.3 M 36.9 M 31.4 M Slightly volatile Income Tax Expense 10.3 M 10.8 M 8.7 M Slightly volatile Total Other Income Expense Net 30.4 K 34.2 K 37.3 K Slightly volatile
Commercial Bancgroup Cash Flow Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Change In Cash 19 M 20 M 81 M Slightly volatile Stock Based Compensation 1.4 M 2.5 M 733 K Slightly volatile Free Cash Flow 28.5 M 32.1 M 35.1 M Slightly volatile Begin Period Cash Flow 119.8 M 179.3 M 77.8 M Slightly volatile Other Cashflows From Financing Activities 115.7 M 101.7 M 164.5 M Slightly volatile Depreciation 4.5 M 5.3 M 3.8 M Slightly volatile Other Non Cash Items 1.7 M 861.8 K 3 M Slightly volatile Dividends Paid 1.9 M 2.3 M 1.6 M Slightly volatile Capital Expenditures 2.5 M 2.7 M 3.1 M Slightly volatile Total Cash From Operating Activities 31 M 34.8 M 38.2 M Slightly volatile Net Income 34.6 M 36.4 M 31.7 M Slightly volatile Total Cash From Financing Activities 100.6 M 61.7 M 164.4 M Slightly volatile End Period Cash Flow 183.8 M 204.9 M 161.8 M Slightly volatile
Financial Ratios		Trends
Current Value Last Year Historical Average  10 Year Trend Price To Sales Ratio 2.71 2.5834 2.5858 Pretty Stable Dividend Yield 0.0048 0.0062 0.0053 Slightly volatile PTB Ratio 1.49 1.1919 1.5003 Slightly volatile Days Sales Outstanding 25.56 22.63 26.0682 Slightly volatile Book Value Per Share 14.61 20.6052 16.3731 Slightly volatile Free Cash Flow Yield 0.13 0.14 0.1237 Slightly volatile Operating Cash Flow Per Share 3.5 3.65 3.2368 Slightly volatile Average Payables 1.7 M 1.9 M 2.1 M Slightly volatile Stock Based Compensation To Revenue 0.0081 0.0145 0.0056 Slightly volatile Capex To Depreciation 0.86 0.76 0.8708 Slightly volatile PB Ratio 1.49 1.1919 1.5003 Slightly volatile EV To Sales 2.26 3.8518 2.6535 Very volatile Free Cash Flow Per Share 3.22 3.37 2.9751 Slightly volatile Net Income Per Share 2.07 2.67 2.5059 Pretty Stable Payables Turnover 8.21 10.11 9.3805 Pretty Stable Sales General And Administrative To Revenue 0.16 0.1979 0.1924 Slightly volatile Capex To Revenue 0.0281 0.0262 0.0278 Slightly volatile Cash Per Share 14.17 17.32 16.3126 Pretty Stable POCF Ratio 6.03 6.8 7.3896 Slightly volatile Interest Coverage 1.23 1.1593 1.2633 Slightly volatile Payout Ratio 0.045 0.0574 0.0499 Slightly volatile Capex To Operating Cash Flow 0.088 0.0904 0.0822 Slightly volatile PFCF Ratio 6.55 7.38 8.0409 Slightly volatile Days Payables Outstanding 39.5 37.37 38.8251 Slightly volatile Income Quality 1.35 1.4 1.2596 Slightly volatile ROE 0.15 0.1296 0.1576 Slightly volatile EV To Operating Cash Flow 7.99 7.94 7.622 Very volatile PE Ratio 10.27 9.1984 9.5355 Pretty Stable Return On Tangible Assets 0.0118 0.0162 0.014 Very volatile EV To Free Cash Flow 8.69 8.61 8.2938 Very volatile Earnings Yield 0.088 0.1087 0.1044 Slightly volatile Intangibles To Total Assets 0.007 0.0056 0.0071 Slightly volatile Current Ratio 0.1 0.1438 0.1141 Slightly volatile Tangible Book Value Per Share 13.7 19.6825 15.1064 Slightly volatile Receivables Turnover 12.86 16.7 14.0432 Slightly volatile Graham Number 25.96 35.1834 30.0194 Pretty Stable Shareholders Equity Per Share 14.49 20.6052 16.0008 Slightly volatile Debt To Equity 0.68 0.5852 0.7493 Slightly volatile Capex Per Share 0.28 0.29 0.2623 Slightly volatile Revenue Per Share 7.91 9.5068 9.2553 Very volatile Interest Debt Per Share 11.34 15.0343 14.4565 Slightly volatile Debt To Assets 0.0502 0.0728 0.066 Slightly volatile Enterprise Value Over EBITDA 6.23 10.6146 6.9865 Pretty Stable Short Term Coverage Ratios 7.14 10.26 6.9907 Slightly volatile Price Earnings Ratio 10.27 9.1984 9.5355 Pretty Stable Operating Cycle 25.56 22.63 26.0682 Slightly volatile Price Book Value Ratio 1.49 1.1919 1.5003 Slightly volatile Price Earnings To Growth Ratio 0.64 0.6781 3.5249 Slightly volatile Days Of Payables Outstanding 39.5 37.37 38.8251 Slightly volatile Dividend Payout Ratio 0.045 0.0574 0.0499 Slightly volatile Price To Operating Cash Flows Ratio 6.03 6.8 7.3896 Slightly volatile Price To Free Cash Flows Ratio 6.55 7.38 8.0409 Slightly volatile Pretax Profit Margin 0.27 0.3629 0.3465 Slightly volatile Operating Profit Margin 0.27 0.3629 0.3465 Slightly volatile Effective Tax Rate 0.18 0.226 0.2127 Pretty Stable Company Equity Multiplier 11.01 8.0365 11.2371 Slightly volatile Long Term Debt To Capitalization 0.35 0.2161 0.4059 Slightly volatile Total Debt To Capitalization 0.42 0.3692 0.4278 Slightly volatile Return On Capital Employed 0.0353 0.0371 0.1001 Slightly volatile Debt Equity Ratio 0.68 0.5852 0.7493 Slightly volatile Ebit Per Revenue 0.27 0.3629 0.3465 Slightly volatile Quick Ratio 0.1 0.1438 0.1141 Slightly volatile Dividend Paid And Capex Coverage Ratio 8.81 8.82 8.3585 Pretty Stable Net Income Per E B T 0.62 0.774 0.7643 Slightly volatile Cash Ratio 0.0816 0.0794 0.0788 Pretty Stable Operating Cash Flow Sales Ratio 0.35 0.33 0.3425 Slightly volatile Days Of Sales Outstanding 25.56 22.63 26.0682 Slightly volatile Free Cash Flow Operating Cash Flow Ratio 0.74 0.83 0.903 Slightly volatile Cash Flow Coverage Ratios 0.25 0.32 0.2689 Slightly volatile Price To Book Ratio 1.49 1.1919 1.5003 Slightly volatile Fixed Asset Turnover 1.98 2.6431 2.1959 Slightly volatile Capital Expenditure Coverage Ratio 10.0 11.45 12.1251 Slightly volatile Price Cash Flow Ratio 6.03 6.8 7.3896 Slightly volatile Enterprise Value Multiple 6.23 10.6146 6.9865 Pretty Stable Debt Ratio 0.0502 0.0728 0.066 Slightly volatile Cash Flow To Debt Ratio 0.25 0.32 0.2689 Slightly volatile Price Sales Ratio 2.71 2.5834 2.5858 Pretty Stable Return On Assets 0.0117 0.0161 0.0139 Very volatile Asset Turnover 0.0444 0.0574 0.0515 Pretty Stable Net Profit Margin 0.21 0.2809 0.268 Slightly volatile Gross Profit Margin 0.75 0.6858 0.6977 Very volatile Price Fair Value 1.49 1.1919 1.5003 Slightly volatile Return On Equity 0.15 0.1296 0.1576 Slightly volatile
Commercial Bancgroup Valuation Data		Trends
Current Value Last Year Historical Average  10 Year Trend Market Cap 271.8 M 305.8 M 333.8 M Slightly volatile Enterprise Value 405.3 M 456 M 497.7 M Slightly volatile

About Commercial Bancgroup Financial Statements

When determining whether Commercial Bancgroup is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Commercial Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Commercial Bancgroup Common Stock. Highlighted below are key reports to facilitate an investment decision about Commercial Bancgroup Common Stock:

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