Community Financial Statements From 2010 to 2026

CBU Stock  USD 61.78  0.95  1.51%   
Analyzing historical trends in various income statement and balance sheet accounts from Community Bank's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Community Bank's valuation are summarized below:
Gross Profit
776.3 M
Profit Margin
0.2651
Market Capitalization
3.3 B
Enterprise Value Revenue
4.7476
Revenue
776.3 M
There are currently one hundred twenty fundamental signals for Community Bank System that can be evaluated and compared over time across rivals. All traders should validate Community Bank's prevailing fundamentals against the performance from 2010 to 2026 and make sure the trends continue to evolve in the right direction.

Community Bank Total Revenue

1.14 Billion

Check Community Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Community Bank's main balance sheet or income statement drivers, such as Interest Expense of 234.8 M, Other Operating Expenses of 850.1 M or Operating Income of 285.8 M, as well as many indicators such as Price To Sales Ratio of 2.2, Dividend Yield of 0.0553 or PTB Ratio of 1.16. Community financial statements analysis is a perfect complement when working with Community Bank Valuation or Volatility modules.
  
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Check out the analysis of Community Bank Correlation against competitors.

Community Bank Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding31.7 M60.8 M45.1 M
Slightly volatile
Total Assets19.8 B18.8 B11.5 B
Slightly volatile
Short and Long Term Debt Total1.2 B1.1 B600.7 M
Slightly volatile
Total Current Liabilities16.7 B15.9 B8.9 B
Slightly volatile
Total Stockholder Equity2.1 BB1.4 B
Slightly volatile
Property Plant And Equipment Net221.9 M211.3 M134.6 M
Slightly volatile
Retained Earnings1.5 B1.5 B829.3 M
Slightly volatile
Cash252.5 M220.7 M378.5 M
Pretty Stable
Non Current Assets Total19.1 B18.2 B8.6 B
Slightly volatile
Cash And Short Term Investments556 M585.3 M2.7 B
Very volatile
Net Receivables65.6 M62.5 M37.4 M
Slightly volatile
Liabilities And Stockholders Equity19.8 B18.8 B11.5 B
Slightly volatile
Non Current Liabilities Total968.4 M922.2 M399.6 M
Slightly volatile
Other Current Assets269.5 M283.7 M1.1 B
Slightly volatile
Other Stockholder Equity1.2 B1.1 B742.2 M
Slightly volatile
Total Liabilities17.7 B16.8 B10 B
Slightly volatile
Property Plant And Equipment Gross397.6 M378.7 M187.9 M
Slightly volatile
Total Current Assets615.4 M647.8 M2.7 B
Very volatile
Short Term Debt261.5 M436.5 M381.2 M
Pretty Stable
Intangible Assets37.1 M55.5 M41.3 M
Slightly volatile
Accounts Payable146.2 M153.9 M141.8 M
Slightly volatile
Common Stock40.3 M62.9 M46.3 M
Slightly volatile
Common Stock Total Equity39.2 M62.3 M46.2 M
Slightly volatile
Other Liabilities17.1 M18 M66.9 M
Slightly volatile
Long Term Debt373.5 M712.2 M282.3 M
Slightly volatile
Property Plant Equipment112 M220.9 M130 M
Slightly volatile
Good Will494.7 M981.2 M603.8 M
Slightly volatile
Short Term Investments346.4 M364.6 M2.4 B
Very volatile
Net Tangible Assets863.5 M760.3 M752.5 M
Slightly volatile
Retained Earnings Total Equity788.1 M1.3 B789.9 M
Slightly volatile
Capital Surpluse829.6 M1.2 B761.1 M
Slightly volatile
Long Term Investments5.1 B4.8 B4.4 B
Slightly volatile
Non Current Liabilities Other1.5 B1.4 B584.6 M
Slightly volatile
Earning Assets3.7 B5.7 B3.6 B
Slightly volatile
Net Invested Capital1.9 B2.9 B1.8 B
Pretty Stable
Capital Stock58.9 M62.9 M53.5 M
Slightly volatile

Community Bank Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense234.8 M223.6 M61.6 M
Slightly volatile
Other Operating Expenses850.1 M809.6 M413.4 M
Slightly volatile
Operating Income285.8 M272.2 M175.1 M
Slightly volatile
EBIT285.8 M272.2 M175.1 M
Slightly volatile
EBITDA320.4 M305.2 M199.9 M
Slightly volatile
Total Operating Expenses587.8 M559.8 M341.2 M
Slightly volatile
Income Before Tax285.8 M272.2 M175.1 M
Slightly volatile
Net Income220.3 M209.9 M134.9 M
Slightly volatile
Depreciation And Amortization17.4 M33 M23.9 M
Slightly volatile
Selling General Administrative363.2 M345.9 M218.8 M
Slightly volatile
Total Revenue1.1 B1.1 B591.7 M
Slightly volatile
Gross Profit873.7 M832.1 M517.6 M
Slightly volatile
Cost Of Revenue262.2 M249.8 M74.1 M
Slightly volatile
Net Income Applicable To Common Shares219.5 M209 M135.8 M
Slightly volatile
Selling And Marketing Expenses9.3 M18.5 M9.8 M
Slightly volatile
Net Income From Continuing Ops147.7 M209.9 M135.9 M
Slightly volatile
Non Recurring45.4 M43.2 M24.5 M
Slightly volatile
Tax Provision46.9 M62.4 M43.5 M
Slightly volatile
Net Interest Income395.5 M516.5 M338.2 M
Slightly volatile
Interest Income440.6 M740.1 M381.4 M
Slightly volatile
Reconciled Depreciation21.7 M25.8 M29.4 M
Slightly volatile

Community Bank Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow267.5 M254.8 M159.4 M
Slightly volatile
Begin Period Cash Flow250.3 M219.6 M379.6 M
Slightly volatile
Depreciation17.4 M33 M23.9 M
Slightly volatile
Dividends Paid115.7 M110.1 M69 M
Slightly volatile
Capital Expenditures25 M23.8 M13.7 M
Slightly volatile
Total Cash From Operating Activities292.5 M278.6 M173.2 M
Slightly volatile
Net Income220.3 M209.9 M135 M
Slightly volatile
End Period Cash Flow254.2 M226.6 M379.2 M
Pretty Stable
Stock Based Compensation10.1 M9.6 M5.8 M
Slightly volatile
Issuance Of Capital Stock7.7 M6.4 M13.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.23.114.0856
Pretty Stable
Dividend Yield0.05530.03380.0334
Pretty Stable
PTB Ratio1.161.661.6364
Slightly volatile
Days Sales Outstanding32.5324.2524.7528
Pretty Stable
Book Value Per Share31.5830.0728.5929
Slightly volatile
Free Cash Flow Yield0.110.07830.0716
Pretty Stable
Operating Cash Flow Per Share4.344.133.4239
Slightly volatile
Stock Based Compensation To Revenue0.00790.0080.0097
Very volatile
Capex To Depreciation0.880.830.651
Slightly volatile
PB Ratio1.161.661.6364
Slightly volatile
EV To Sales2.93.894.3939
Pretty Stable
Free Cash Flow Per Share3.973.783.1357
Slightly volatile
ROIC0.04420.05580.0641
Pretty Stable
Net Income Per Share3.273.112.6619
Slightly volatile
Payables Turnover0.310.330.5912
Slightly volatile
Sales General And Administrative To Revenue0.230.290.3644
Pretty Stable
Capex To Revenue0.03540.02530.0269
Slightly volatile
Cash Per Share8.258.6856.1743
Pretty Stable
POCF Ratio8.4712.0913.7283
Pretty Stable
Interest Coverage1.041.17.0647
Very volatile
Payout Ratio0.650.60.5399
Pretty Stable
Capex To Operating Cash Flow0.180.09830.1074
Slightly volatile
PFCF Ratio10.4313.2215.1789
Pretty Stable
Days Payables Outstanding1.2 K1.2 K2.6 K
Pretty Stable
Income Quality1.691.531.3645
Very volatile
ROE0.110.120.0946
Slightly volatile
EV To Operating Cash Flow11.515.0914.7476
Pretty Stable
PE Ratio11.3216.0517.6582
Pretty Stable
Return On Tangible Assets0.00880.01060.0121
Very volatile
EV To Free Cash Flow13.7916.4916.1851
Pretty Stable
Earnings Yield0.08830.06450.061
Slightly volatile
Intangibles To Total Assets0.03450.04950.0543
Pretty Stable
Current Ratio0.03480.03670.3074
Slightly volatile
Tangible Book Value Per Share8.1814.6914.9591
Slightly volatile
Receivables Turnover10.3215.5815.0878
Pretty Stable
Graham Number48.1945.941.283
Slightly volatile
Shareholders Equity Per Share31.5830.0728.5914
Slightly volatile
Debt To Equity1.130.650.4705
Pretty Stable
Capex Per Share0.240.350.2805
Very volatile
Revenue Per Share16.8516.0511.7901
Slightly volatile
Interest Debt Per Share13.8220.3612.8378
Pretty Stable
Debt To Assets0.110.07010.0555
Very volatile
Enterprise Value Over EBITDA9.7613.7712.6238
Slightly volatile
Short Term Coverage Ratios1.20.730.8217
Slightly volatile
Price Earnings Ratio11.3216.0517.6582
Pretty Stable
Operating Cycle32.5324.2524.7528
Pretty Stable
Price Book Value Ratio1.161.661.6364
Slightly volatile
Days Of Payables Outstanding1.2 K1.2 K2.6 K
Pretty Stable
Dividend Payout Ratio0.650.60.5399
Pretty Stable
Price To Operating Cash Flows Ratio8.4712.0913.7283
Pretty Stable
Price To Free Cash Flows Ratio10.4313.2215.1789
Pretty Stable
Pretax Profit Margin0.180.230.2881
Very volatile
Operating Profit Margin0.180.230.2881
Very volatile
Effective Tax Rate0.290.260.2423
Pretty Stable
Company Equity Multiplier11.1710.698.4227
Pretty Stable
Long Term Debt To Capitalization0.350.30.1896
Pretty Stable
Total Debt To Capitalization0.470.420.2897
Pretty Stable
Return On Capital Employed0.120.110.1005
Slightly volatile
Debt Equity Ratio1.130.650.4705
Pretty Stable
Ebit Per Revenue0.180.230.2881
Very volatile
Quick Ratio0.03480.03670.3074
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.42.392.1059
Slightly volatile
Net Income Per E B T0.590.690.7477
Very volatile
Cash Ratio0.01520.0160.0411
Pretty Stable
Operating Cash Flow Sales Ratio0.190.230.2833
Very volatile
Days Of Sales Outstanding32.5324.2524.7528
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.670.820.879
Very volatile
Cash Flow Coverage Ratios0.430.280.424
Pretty Stable
Price To Book Ratio1.161.661.6364
Slightly volatile
Fixed Asset Turnover5.195.894.4135
Slightly volatile
Capital Expenditure Coverage Ratio7.510.5312.711
Pretty Stable
Price Cash Flow Ratio8.4712.0913.7283
Pretty Stable
Enterprise Value Multiple9.7613.7712.6238
Slightly volatile
Debt Ratio0.110.07010.0555
Very volatile
Cash Flow To Debt Ratio0.430.280.424
Pretty Stable
Price Sales Ratio2.23.114.0856
Pretty Stable
Return On Assets0.00840.010.0114
Very volatile
Asset Turnover0.07360.0660.0562
Pretty Stable
Net Profit Margin0.140.170.2192
Pretty Stable
Gross Profit Margin0.580.690.8546
Very volatile
Price Fair Value1.161.661.6364
Slightly volatile
Return On Equity0.110.120.0946
Slightly volatile

Community Bank Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap51.7 M58.1 M63.4 M
Slightly volatile

Community Fundamental Market Drivers

Forward Price Earnings15.7729
Cash And Short Term Investments509 M

Community Upcoming Events

23rd of April 2024
Upcoming Quarterly Report
View
29th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
28th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Community Bank Financial Statements

Community Bank shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Community Bank investors may analyze each financial statement separately, they are all interrelated. The changes in Community Bank's assets and liabilities, for example, are also reflected in the revenues and expenses on on Community Bank's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-141 M-148.1 M
Total Revenue1.1 B1.1 B
Cost Of Revenue249.8 M262.2 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.29  0.23 
Capex To Revenue 0.03  0.04 
Revenue Per Share 16.05  16.85 
Ebit Per Revenue 0.23  0.18 

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Additional Tools for Community Stock Analysis

When running Community Bank's price analysis, check to measure Community Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Bank is operating at the current time. Most of Community Bank's value examination focuses on studying past and present price action to predict the probability of Community Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Bank's price. Additionally, you may evaluate how the addition of Community Bank to your portfolios can decrease your overall portfolio volatility.