Citizens Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . Citizens Financial Group,
CFG Stock  USD 58.41  0.54  0.92%   
Citizens Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Citizens Financial's valuation are provided below:
Gross Profit
7.4 B
Profit Margin
0.2289
Market Capitalization
25.4 B
Enterprise Value Revenue
4.7245
Revenue
7.4 B
There are over one hundred nineteen available fundamental signals for Citizens Financial Group,, which can be analyzed over time and compared to other ratios. Active traders should verify all of Citizens Financial Group, prevailing fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself down the road.

Citizens Financial Total Revenue

8.08 Billion

Check Citizens Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Citizens Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 552.4 M, Interest Expense of 4.8 B or Selling General Administrative of 2.3 B, as well as many indicators such as Price To Sales Ratio of 2.59, Dividend Yield of 0.032 or PTB Ratio of 0.61. Citizens financial statements analysis is a perfect complement when working with Citizens Financial Valuation or Volatility modules.
  
Build AI portfolio with Citizens Stock
Check out the analysis of Citizens Financial Correlation against competitors.

Citizens Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding399.9 M453.5 M497.4 M
Slightly volatile
Total Assets185 B217.5 B164.1 B
Slightly volatile
Short and Long Term Debt Total13.3 B12.4 B11.2 B
Slightly volatile
Total Current Liabilities185.6 B176.8 B80.2 B
Slightly volatile
Total Stockholder Equity24 B24.3 B22.2 B
Slightly volatile
Other Liabilities2.7 B3.1 B3.3 B
Very volatile
Property Plant And Equipment Net795.7 M875 M717.9 M
Slightly volatile
Retained Earnings6.2 B10.4 B5.7 B
Slightly volatile
Accounts Payable133.2 B207.8 B127.8 B
Slightly volatile
Cash7.2 B11.2 B6.2 B
Slightly volatile
Non Current Assets Total94.8 B172.6 B88.7 B
Slightly volatile
Long Term Debt10.1 B10.4 B8.1 B
Slightly volatile
Cash And Short Term Investments31.3 B43.8 B27.8 B
Slightly volatile
Net Receivables975.6 M1 B2.7 B
Slightly volatile
Good Will6.1 B8.2 B7.9 B
Slightly volatile
Common Stock Total Equity4.8 M5.4 M5.9 M
Slightly volatile
Short Term Investments24.2 B32.6 B21.6 B
Slightly volatile
Liabilities And Stockholders Equity185 B217.5 B164.1 B
Slightly volatile
Non Current Liabilities Total13.7 B16.5 B11.5 B
Slightly volatile
Other Stockholder Equity13.2 B15.3 B16.6 B
Slightly volatile
Total Liabilities161 B193.3 B141.8 B
Slightly volatile
Property Plant And Equipment Gross1.1 B1.7 B940.8 M
Slightly volatile
Total Current Assets52.2 B44.9 B59.4 B
Very volatile
Short Term Debt1.8 B2 B2.5 B
Slightly volatile
Intangible Assets138.7 M146 M3.5 B
Slightly volatile
Common Stock6.7 M7 M6.1 M
Slightly volatile
Property Plant Equipment944.1 M1.7 B836.8 M
Slightly volatile
Net Tangible Assets14.5 B15.3 B13.2 B
Slightly volatile
Retained Earnings Total Equity5.6 B10.5 B4.7 B
Slightly volatile
Long Term Debt Total8.2 B11 B8.9 B
Slightly volatile
Capital Surpluse21.7 B22.4 B19.6 B
Slightly volatile
Deferred Long Term Liabilities719.1 M723.4 M617.3 M
Slightly volatile
Long Term Investments73.4 B41.1 B92.3 B
Slightly volatile
Short and Long Term Debt2.8 B2 B6.6 B
Slightly volatile
Non Current Liabilities Other3.9 B5.2 B4.3 B
Slightly volatile
Earning Assets33.7 B41.6 B31.1 B
Slightly volatile
Net Invested Capital37.2 B34.5 B33.9 B
Pretty Stable
Capital Stock2 B2.1 B1.3 B
Slightly volatile

Citizens Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization552.4 M498 M501 M
Slightly volatile
Interest Expense4.8 B4.6 B1.4 B
Slightly volatile
Selling General Administrative2.3 B2.8 B2.1 B
Slightly volatile
Selling And Marketing Expenses128 M170 M116.2 M
Slightly volatile
Total Revenue8.1 B12.3 B7.3 B
Slightly volatile
Gross Profit6.2 B7.1 B5.5 B
Slightly volatile
Other Operating Expenses6.5 B10.5 B5.9 B
Slightly volatile
Total Operating Expenses4.6 B5.2 B4.2 B
Slightly volatile
Net Income Applicable To Common Shares1.5 B1.4 B1.3 B
Slightly volatile
Net Income From Continuing Ops1.6 B1.5 B1.3 B
Slightly volatile
Tax Provision481.4 M379 M435.8 M
Pretty Stable
Net Interest Income5.2 B5.6 B4.4 B
Slightly volatile
Interest Income6.9 B10.2 B5.6 B
Slightly volatile
Reconciled Depreciation436.8 M498 M519.9 M
Pretty Stable
Extraordinary Items24.8 M26.1 M179.6 M
Slightly volatile

Citizens Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation89.8 M97 M160.7 M
Slightly volatile
Begin Period Cash Flow6.2 B11.6 B5.6 B
Slightly volatile
Depreciation552.4 M498 M501 M
Slightly volatile
Capital Expenditures212.6 M122 M268.8 M
Slightly volatile
Total Cash From Operating Activities2.2 B2 B2 B
Pretty Stable
End Period Cash Flow6.7 B10.6 B5.9 B
Slightly volatile
Dividends Paid710.4 M903 M587.9 M
Slightly volatile
Change To Netincome1.3 B1.7 B1.4 B
Slightly volatile
Change Receivables4.8 M5.4 M5.9 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.591.59732.3585
Slightly volatile
Dividend Yield0.0320.04580.036
Slightly volatile
PTB Ratio0.610.81310.7246
Slightly volatile
Days Sales Outstanding28.8430.36158
Slightly volatile
Book Value Per Share35.8653.816744.042
Slightly volatile
Operating Cash Flow Per Share3.24.443.9773
Pretty Stable
Stock Based Compensation To Revenue0.00530.00790.0064
Slightly volatile
Capex To Depreciation0.230.2450.5262
Slightly volatile
PB Ratio0.610.81310.7246
Slightly volatile
EV To Sales1.611.69163.1328
Slightly volatile
Sales General And Administrative To Revenue0.320.22830.2965
Slightly volatile
Capex To Revenue0.00940.00990.0391
Slightly volatile
Cash Per Share10297.295658.755
Slightly volatile
POCF Ratio14.159.855916.6882
Pretty Stable
Capex To Operating Cash Flow0.05790.0610.1918
Very volatile
EV To Operating Cash Flow15.4710.438117.737
Pretty Stable
Intangibles To Total Assets0.05190.03830.0527
Slightly volatile
Current Ratio0.250.25390.2357
Pretty Stable
Tangible Book Value Per Share23.4435.326828.1351
Slightly volatile
Receivables Turnover12.6212.02244.2534
Slightly volatile
Graham Number43.8963.673950.2341
Slightly volatile
Shareholders Equity Per Share35.8653.816744.042
Slightly volatile
Debt To Equity0.640.51130.5393
Slightly volatile
Capex Per Share0.530.27070.4937
Slightly volatile
Revenue Per Share28.7727.396515.7195
Slightly volatile
Interest Debt Per Share22.637.618925.5752
Slightly volatile
Debt To Assets0.08420.0570.0722
Very volatile
Short Term Coverage Ratios0.961.00653.4302
Slightly volatile
Operating Cycle28.8430.36158
Slightly volatile
Price Book Value Ratio0.610.81310.7246
Slightly volatile
Price To Operating Cash Flows Ratio14.159.855916.6882
Pretty Stable
Effective Tax Rate0.260.20070.2438
Slightly volatile
Company Equity Multiplier6.138.96857.2671
Slightly volatile
Long Term Debt To Capitalization0.230.30040.2515
Slightly volatile
Total Debt To Capitalization0.290.33830.3296
Slightly volatile
Debt Equity Ratio0.640.51130.5393
Slightly volatile
Quick Ratio0.250.25390.2357
Pretty Stable
Dividend Paid And Capex Coverage Ratio2.861.95222.8753
Slightly volatile
Net Income Per E B T0.610.79930.748
Pretty Stable
Cash Ratio0.03690.06360.0438
Slightly volatile
Cash Conversion Cycle28.8430.36158
Slightly volatile
Operating Cash Flow Sales Ratio0.310.16210.2927
Slightly volatile
Days Of Sales Outstanding28.8430.36158
Slightly volatile
Cash Flow Coverage Ratios0.190.16140.198
Slightly volatile
Price To Book Ratio0.610.81310.7246
Slightly volatile
Fixed Asset Turnover8.0714.11099.7758
Slightly volatile
Capital Expenditure Coverage Ratio8.4216.401610.1601
Slightly volatile
Price Cash Flow Ratio14.159.855916.6882
Pretty Stable
Debt Ratio0.08420.0570.0722
Very volatile
Cash Flow To Debt Ratio0.190.16140.198
Slightly volatile
Price Sales Ratio2.591.59732.3585
Slightly volatile
Asset Turnover0.0350.05680.0431
Pretty Stable
Gross Profit Margin0.870.57560.7863
Very volatile
Price Fair Value0.610.81310.7246
Slightly volatile

Citizens Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap14.2 B14.9 B13.1 B
Slightly volatile
Enterprise Value11.6 B13.1 B14.3 B
Slightly volatile

Citizens Fundamental Market Drivers

Forward Price Earnings11.7096
Cash And Short Term Investments43.8 B

Citizens Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
15th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Citizens Financial Financial Statements

Citizens Financial stakeholders use historical fundamental indicators, such as Citizens Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although Citizens Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Citizens Financial's assets and liabilities are reflected in the revenues and expenses on Citizens Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Citizens Financial Group,. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue12.3 B8.1 B
Cost Of Revenue5.2 B5.5 B
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.23  0.32 
Capex To Revenue 0.01  0.01 
Revenue Per Share 27.40  28.77 
Ebit Per Revenue 0.15  0.14 

Currently Active Assets on Macroaxis

DDDupont De Nemours
CRDOCredo Technology Group
GOOGAlphabet Inc Class C
BACBank of America
CRMSalesforce
When determining whether Citizens Financial Group, is a strong investment it is important to analyze Citizens Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Citizens Financial's future performance. For an informed investment choice regarding Citizens Stock, refer to the following important reports:
How To Invest In Citizens
Details
Is Citizens Stock a good investment?
Details
What is Citizens Financial's Net Worth?
Details
Largest Regional Banks Companies
View
Largest Banks - Regional Companies
View
Check out the analysis of Citizens Financial Correlation against competitors.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Financial. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.364
Dividend Share
1.68
Earnings Share
3.57
Revenue Per Share
17.071
Quarterly Revenue Growth
0.136
The market value of Citizens Financial Group, is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Financial's value that differs from its market value or its book value, called intrinsic value, which is Citizens Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Financial's market value can be influenced by many factors that don't directly affect Citizens Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Altman
Z Score
Details
Piotroski
F Score
Details
Beneish
M Score
Details
Financial
Analysis
Details
Buy or Sell
Advice
Details
Earnings
Projections
Details
Please note, there is a significant difference between Citizens Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions
 
Feedback Blog
Made with optimal in San Francisco
2025 Macroaxis LLC
COMMON DESTINATIONS
MAIN CATEGORIES
COMPANY