Citizens Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . Citizens Financial Group
CFG Stock  USD 62.98  0.51  0.80%   
Citizens Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Citizens Financial's valuation are provided below:
Gross Profit
7.6 B
Profit Margin
0.2397
Market Capitalization
27 B
Enterprise Value Revenue
4.9285
Revenue
7.6 B
There are over one hundred nineteen available fundamental signals for Citizens Financial Group, which can be analyzed over time and compared to other ratios. Active traders should verify all of Citizens Financial Group prevailing fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. The current Market Cap is estimated to decrease to about 12.8 B

Citizens Financial Total Revenue

8.36 Billion

Check Citizens Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Citizens Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 542.4 M, Interest Expense of 4 B or Selling General Administrative of 2.4 B, as well as many indicators such as Price To Sales Ratio of 2.59, Dividend Yield of 0.0314 or PTB Ratio of 0.62. Citizens financial statements analysis is a perfect complement when working with Citizens Financial Valuation or Volatility modules.
  
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Check out the analysis of Citizens Financial Correlation against competitors.

Citizens Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding396.5 M435.5 M493.6 M
Slightly volatile
Total Assets189.6 B226.4 B168 B
Slightly volatile
Short and Long Term Debt Total13.2 B11.3 B11.2 B
Slightly volatile
Total Current Liabilities192.5 B183.4 B86.7 B
Slightly volatile
Total Stockholder Equity24.4 B26.3 B22.5 B
Slightly volatile
Other Liabilities2.7 B3.1 B3.3 B
Very volatile
Property Plant And Equipment Net810.8 M915 M730.3 M
Slightly volatile
Retained Earnings6.6 B11.3 B6 B
Slightly volatile
Accounts Payable133.2 B207.8 B130.9 B
Slightly volatile
Cash7.7 B12.7 B6.6 B
Slightly volatile
Non Current Assets Total33.3 B35 B81.9 B
Pretty Stable
Long Term Debt10.1 B9.2 B8.2 B
Slightly volatile
Cash And Short Term Investments32.9 B49.4 B29.1 B
Slightly volatile
Net Receivables149 B141.9 B19.6 B
Slightly volatile
Good Will6.1 B7.4 B7.9 B
Slightly volatile
Common Stock Total Equity4.8 M5.4 M5.9 M
Slightly volatile
Short Term Investments25.3 B36.7 B22.6 B
Slightly volatile
Liabilities And Stockholders Equity189.6 B226.4 B168 B
Slightly volatile
Non Current Liabilities Total14.1 B16.7 B11.8 B
Slightly volatile
Other Stockholder Equity13.1 B14.8 B16.5 B
Slightly volatile
Total Liabilities165.2 B200 B145.5 B
Slightly volatile
Property Plant And Equipment Gross1.1 B1.9 B999.5 M
Slightly volatile
Total Current Assets200.9 B191.3 B75.9 B
Slightly volatile
Short Term Debt55.1 M58 M2.2 B
Slightly volatile
Intangible Assets109.2 M115 M3.3 B
Slightly volatile
Common Stock6.8 M8.1 M6.2 M
Slightly volatile
Property Plant Equipment948.6 M915 M841.6 M
Slightly volatile
Net Tangible Assets14.5 B15.3 B13.2 B
Slightly volatile
Retained Earnings Total Equity5.6 B10.5 B5 B
Slightly volatile
Long Term Debt Total8.1 B9.2 B8.9 B
Slightly volatile
Capital Surpluse22 B22.5 B19.8 B
Slightly volatile
Deferred Long Term Liabilities719.1 M723.4 M618 M
Slightly volatile
Long Term Investments73.4 B37 B89 B
Slightly volatile
Short and Long Term Debt2.8 B1.8 B6.3 B
Slightly volatile
Non Current Liabilities Other3.9 B5.2 B4.3 B
Slightly volatile
Earning Assets33.7 B41.6 B31.4 B
Slightly volatile
Net Invested Capital37.2 B39.7 B34.3 B
Slightly volatile
Capital Stock2 B2.4 B1.4 B
Slightly volatile

Citizens Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization542.4 M366 M492.5 M
Slightly volatile
Interest Expense4 B3.8 B1.5 B
Slightly volatile
Selling General Administrative2.4 B2.9 B2.1 B
Slightly volatile
Selling And Marketing Expenses131.9 M169 M119.5 M
Slightly volatile
Total Revenue8.4 B11.1 B7.5 B
Slightly volatile
Gross Profit6.3 B7.8 B5.7 B
Slightly volatile
Other Operating Expenses6.7 B8.8 B6.1 B
Slightly volatile
Total Operating Expenses4.7 B5.4 B4.3 B
Slightly volatile
Net Income Applicable To Common Shares1.5 B1.7 B1.3 B
Slightly volatile
Net Income From Continuing Ops1.6 B1.7 B1.4 B
Slightly volatile
Tax Provision487.3 M497 M439.7 M
Pretty Stable
Net Interest Income5.2 B6.5 B4.5 B
Slightly volatile
Interest Income6.9 B11.7 B5.9 B
Slightly volatile
Reconciled Depreciation436.8 M448.2 M515.7 M
Very volatile
Extraordinary Items24.8 M26.1 M170.7 M
Slightly volatile

Citizens Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation89.8 M87.3 M156.4 M
Slightly volatile
Begin Period Cash Flow14 B13.4 B6.6 B
Slightly volatile
Depreciation552.4 M572.7 M505.2 M
Slightly volatile
Capital Expenditures212.6 M109.8 M259.4 M
Slightly volatile
Total Cash From Operating Activities2.2 B2.3 B2 B
Pretty Stable
End Period Cash Flow6.7 B12.2 B6.3 B
Slightly volatile
Dividends Paid710.4 M1 B614.4 M
Slightly volatile
Change To Netincome1.3 B1.7 B1.4 B
Slightly volatile
Change Receivables4.8 M5.4 M5.9 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.592.26012.3528
Slightly volatile
Dividend Yield0.03140.02940.0355
Pretty Stable
PTB Ratio0.620.95740.7389
Slightly volatile
Days Sales Outstanding4.9 K4.6 K708
Slightly volatile
Book Value Per Share36.7861.008645.0942
Slightly volatile
Operating Cash Flow Per Share3.24.03.9786
Pretty Stable
Stock Based Compensation To Revenue0.00530.00710.0064
Slightly volatile
Capex To Depreciation0.270.280.514
Slightly volatile
PB Ratio0.620.95740.7389
Slightly volatile
EV To Sales3.562.13053.1886
Slightly volatile
Sales General And Administrative To Revenue0.320.26260.2945
Slightly volatile
Capex To Revenue0.01080.01140.0376
Slightly volatile
Cash Per Share12011463.095
Slightly volatile
POCF Ratio14.158.8716.2283
Pretty Stable
Capex To Operating Cash Flow0.06660.07010.1851
Pretty Stable
EV To Operating Cash Flow15.479.3917.246
Very volatile
Intangibles To Total Assets0.0510.03670.0517
Slightly volatile
Current Ratio1.11.04340.3332
Slightly volatile
Tangible Book Value Per Share24.1541.762728.9785
Slightly volatile
Receivables Turnover0.07460.07853.2699
Slightly volatile
Graham Number45.2176.332351.8469
Slightly volatile
Shareholders Equity Per Share36.7861.008645.0942
Slightly volatile
Debt To Equity0.630.42870.5322
Slightly volatile
Capex Per Share0.530.310.4829
Slightly volatile
Revenue Per Share27.1425.843516.2191
Slightly volatile
Interest Debt Per Share22.9834.986626.1512
Slightly volatile
Debt To Assets0.08210.04980.0707
Very volatile
Short Term Coverage Ratios0.860.913.276
Pretty Stable
Operating Cycle4.9 K4.6 K708
Slightly volatile
Price Book Value Ratio0.620.95740.7389
Slightly volatile
Price To Operating Cash Flows Ratio14.158.8716.2283
Pretty Stable
Effective Tax Rate0.250.21350.2415
Slightly volatile
Company Equity Multiplier6.188.60097.3485
Slightly volatile
Long Term Debt To Capitalization0.230.2990.2543
Slightly volatile
Total Debt To Capitalization0.390.30010.3337
Slightly volatile
Debt Equity Ratio0.630.42870.5322
Slightly volatile
Quick Ratio1.11.04340.3332
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.862.252.8385
Slightly volatile
Net Income Per E B T0.620.78650.7509
Pretty Stable
Cash Ratio0.03820.06940.0454
Slightly volatile
Cash Conversion Cycle4.9 K4.6 K708
Slightly volatile
Operating Cash Flow Sales Ratio0.310.190.2867
Slightly volatile
Days Of Sales Outstanding4.9 K4.6 K708
Slightly volatile
Cash Flow Coverage Ratios0.190.16140.1975
Slightly volatile
Price To Book Ratio0.620.95740.7389
Slightly volatile
Fixed Asset Turnover8.1912.18369.9245
Slightly volatile
Capital Expenditure Coverage Ratio8.4214.7610.4307
Slightly volatile
Price Cash Flow Ratio14.158.8716.2283
Pretty Stable
Debt Ratio0.08210.04980.0707
Very volatile
Cash Flow To Debt Ratio0.190.16140.1975
Slightly volatile
Price Sales Ratio2.592.26012.3528
Slightly volatile
Asset Turnover0.03530.04930.0435
Slightly volatile
Gross Profit Margin0.860.69750.7805
Pretty Stable
Price Fair Value0.620.95740.7389
Slightly volatile

Citizens Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap12.8 B22.7 B21.4 B
Slightly volatile
Enterprise Value15.3 B21.4 B21.5 B
Slightly volatile

Citizens Fundamental Market Drivers

Forward Price Earnings12.5
Cash And Short Term Investments49.4 B

Citizens Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
15th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Citizens Financial Financial Statements

Citizens Financial stakeholders use historical fundamental indicators, such as Citizens Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although Citizens Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Citizens Financial's assets and liabilities are reflected in the revenues and expenses on Citizens Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Citizens Financial Group. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue11.1 B8.4 B
Cost Of Revenue3.4 B2 B
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.26  0.32 
Capex To Revenue 0.01  0.01 
Revenue Per Share 25.84  27.14 
Ebit Per Revenue 0.21  0.14 

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When determining whether Citizens Financial is a strong investment it is important to analyze Citizens Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Citizens Financial's future performance. For an informed investment choice regarding Citizens Stock, refer to the following important reports:
How To Invest In Citizens
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Is Citizens Stock a good investment?
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What is Citizens Financial's Net Worth?
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Check out the analysis of Citizens Financial Correlation against competitors.
You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
Can Regional Banks industry sustain growth momentum? Does Citizens have expansion opportunities? Factors like these will boost the valuation of Citizens Financial. Projected growth potential of Citizens fundamentally drives upward valuation adjustments. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Citizens Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.359
Dividend Share
1.72
Earnings Share
3.83
Revenue Per Share
17.635
Quarterly Revenue Growth
0.107
Investors evaluate Citizens Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Citizens Financial's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause Citizens Financial's market price to deviate significantly from intrinsic value.
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It's important to distinguish between Citizens Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Citizens Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Citizens Financial's market price signifies the transaction level at which participants voluntarily complete trades.
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