Chime Financial Statements From 2010 to 2026

CHYM Stock   25.69  1.03  3.85%   
Chime Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Chime Financial's valuation are provided below:
Gross Profit
1.6 B
Profit Margin
(0.02)
Market Capitalization
11.5 B
Enterprise Value Revenue
7.7005
Revenue
1.8 B
There are over one hundred nineteen available fundamental signals for Chime Financial Class, which can be analyzed over time and compared to other ratios. Self-guided Investors are advised to validate Chime Financial's prevailing fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. As of the 15th of January 2026, Enterprise Value is likely to drop to about 14.7 B

Chime Financial Total Revenue

1.45 Billion

Check Chime Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Chime Financial's main balance sheet or income statement drivers, such as Tax Provision of 3.2 M, Depreciation And Amortization of 16.7 M or Selling General Administrative of 184 M, as well as many indicators such as Price To Sales Ratio of 11.76, Dividend Yield of 0.0 or PTB Ratio of 10.89. Chime financial statements analysis is a perfect complement when working with Chime Financial Valuation or Volatility modules.
  
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Check out the analysis of Chime Financial Correlation against competitors.

Chime Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.5 B1.7 B1.4 B
Slightly volatile
Short and Long Term Debt Total80.5 M86.7 M98.8 M
Slightly volatile
Other Current Liabilities280.9 M371.7 M216.5 M
Slightly volatile
Total Current Liabilities322.3 M431 M248.1 M
Slightly volatile
Total Stockholder Equity799.2 M863.6 M1.1 B
Slightly volatile
Property Plant And Equipment Net118.9 M127.8 M143.9 M
Slightly volatile
Accounts Payable28.9 M41.2 M23.4 M
Slightly volatile
Cash286.3 M388.4 M229.2 M
Slightly volatile
Non Current Assets Total175.6 M200.1 M153.6 M
Slightly volatile
Non Currrent Assets Other38.6 M36.8 M6.5 M
Slightly volatile
Cash And Short Term Investments652 M635.9 M881.7 M
Slightly volatile
Net Receivables225.8 M363.4 M157.8 M
Slightly volatile
Common Stock Shares Outstanding291.5 M328 M358 M
Slightly volatile
Short Term Investments443.8 M332 M662.1 M
Slightly volatile
Liabilities And Stockholders Equity1.5 B1.7 B1.4 B
Slightly volatile
Non Current Liabilities Total118.4 M145.7 M106 M
Slightly volatile
Capital Lease Obligations80.5 M86.7 M98.8 M
Slightly volatile
Other Current Assets241.8 M304.2 M219.2 M
Slightly volatile
Other Stockholder Equity429.4 M498.4 M372.9 M
Slightly volatile
Total Liabilities440.7 M576.7 M354.1 M
Slightly volatile
Property Plant And Equipment Gross191.5 M215.7 M164.4 M
Slightly volatile
Total Current Assets1.4 B1.5 B1.3 B
Slightly volatile
Capital Stock3.2 B3.3 B2.9 B
Slightly volatile
Non Current Liabilities Other55.7 M53 M14.3 M
Slightly volatile
Net Working Capital757.7 M821 MB
Slightly volatile
Short Term Debt12.5 M18.1 M8.2 M
Slightly volatile
Common Stock1.8 K2.3 K1.2 K
Slightly volatile
Good Will22 M24.7 M27 M
Slightly volatile

Chime Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization16.7 M29.2 M10.5 M
Slightly volatile
Selling General Administrative184 M203.8 M172.1 M
Slightly volatile
Selling And Marketing Expenses512.5 M597.7 M454 M
Slightly volatile
Total Revenue1.5 B1.9 B1.1 B
Slightly volatile
Gross Profit1.2 B1.7 B926.5 M
Slightly volatile
Other Operating Expenses1.7 BB1.5 B
Slightly volatile
Research Development297.4 M356 M257.3 M
Slightly volatile
Cost Of Revenue171.2 M186.8 M210.4 M
Slightly volatile
Total Operating Expenses1.5 B1.8 B1.3 B
Slightly volatile
Reconciled Depreciation16.7 M29.2 M10.5 M
Slightly volatile
Total Other Income Expense Net29.5 M45.4 M14.9 M
Slightly volatile

Chime Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Investments39 M41.1 M132.3 M
Slightly volatile
Stock Based Compensation30.9 M34.3 M28.8 M
Slightly volatile
Begin Period Cash Flow261.1 M215.8 M446.4 M
Slightly volatile
Total Cashflows From Investing Activities39 M41.1 M132.3 M
Slightly volatile
Other Cashflows From Financing ActivitiesM1.3 M1.4 M
Slightly volatile
Depreciation16.7 M29.2 M10.5 M
Slightly volatile
Other Non Cash Items117.9 M124.6 M152.8 M
Slightly volatile
Capital Expenditures12.4 M13 M59.7 M
Slightly volatile
Total Cash From Financing Activities618.7 K410.4 K918.4 K
Slightly volatile
End Period Cash Flow300 M402.5 M250.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio11.769.2912.5869
Slightly volatile
PTB Ratio10.8912.6812.4576
Pretty Stable
Days Sales Outstanding43.762.0347.3255
Slightly volatile
Book Value Per Share3.013.032.9718
Slightly volatile
Stock Based Compensation To Revenue0.02430.02050.0264
Slightly volatile
Capex To Depreciation0.620.667.8733
Slightly volatile
PB Ratio10.8912.6812.4576
Pretty Stable
EV To Sales11.639.1312.4775
Slightly volatile
Payables Turnover9.556.669.7745
Slightly volatile
Sales General And Administrative To Revenue0.140.120.1573
Slightly volatile
Research And Ddevelopement To Revenue0.230.210.2324
Slightly volatile
Capex To Revenue0.00940.00990.0582
Slightly volatile
Cash Per Share2.462.232.4874
Slightly volatile
Days Payables Outstanding36.0556.7538.3608
Slightly volatile
Net Debt To EBITDA6.195.91.2986
Slightly volatile
Current Ratio4.93.955.4704
Slightly volatile
Tangible Book Value Per Share3.013.032.9718
Slightly volatile
Receivables Turnover7.66.097.8045
Slightly volatile
Shareholders Equity Per Share3.013.032.9718
Slightly volatile
Debt To Equity0.080.09040.0925
Pretty Stable
Capex Per Share0.04340.04570.1651
Slightly volatile
Graham Net Net1.721.391.8405
Slightly volatile
Revenue Per Share2.94.133.0069
Slightly volatile
Interest Debt Per Share0.310.30.2799
Slightly volatile
Debt To Assets0.07940.07580.0721
Slightly volatile
Operating Cycle43.762.0347.3255
Slightly volatile
Price Book Value Ratio10.8912.6812.4576
Pretty Stable
Price Earnings To Growth Ratio2.95.481.8199
Slightly volatile
Days Of Payables Outstanding36.0556.7538.3608
Slightly volatile
Ebt Per Ebit0.810.420.8962
Slightly volatile
Company Equity Multiplier1.131.371.3042
Pretty Stable
Total Debt To Capitalization0.07350.08210.0846
Very volatile
Debt Equity Ratio0.080.09040.0925
Pretty Stable
Quick Ratio4.93.955.4704
Slightly volatile
Net Income Per E B T0.831.00.9963
Pretty Stable
Cash Ratio0.981.040.9423
Very volatile
Cash Conversion Cycle10.536.759.2206
Very volatile
Days Of Sales Outstanding43.762.0347.3255
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.140.891.1274
Slightly volatile
Price To Book Ratio10.8912.6812.4576
Pretty Stable
Fixed Asset Turnover7.1410.67.4903
Slightly volatile
Debt Ratio0.07940.07580.0721
Slightly volatile
Price Sales Ratio11.769.2912.5869
Slightly volatile
Asset Turnover0.751.030.7732
Slightly volatile
Gross Profit Margin0.660.790.7875
Very volatile
Price Fair Value10.8912.6812.4576
Pretty Stable

Chime Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap10.8 B12.2 B13.3 B
Slightly volatile
Enterprise Value14.7 B15.3 B13.6 B
Slightly volatile

Chime Fundamental Market Drivers

About Chime Financial Financial Statements

Chime Financial investors utilize fundamental indicators, such as revenue or net income, to predict how Chime Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue1.9 B1.5 B
Cost Of Revenue186.8 M171.2 M
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.12  0.14 
Research And Ddevelopement To Revenue 0.21  0.23 
Capex To Revenue 0.01  0.01 
Revenue Per Share 4.13  2.90 
Ebit Per Revenue(0.03)(0.04)

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When determining whether Chime Financial Class is a strong investment it is important to analyze Chime Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Chime Financial's future performance. For an informed investment choice regarding Chime Stock, refer to the following important reports:
Check out the analysis of Chime Financial Correlation against competitors.
You can also try the Price Exposure Probability module to analyze equity upside and downside potential for a given time horizon across multiple markets.
Is Transaction & Payment Processing Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Chime Financial. If investors know Chime will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Chime Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Earnings Share
(2.43)
Revenue Per Share
27.58
Quarterly Revenue Growth
0.323
The market value of Chime Financial Class is measured differently than its book value, which is the value of Chime that is recorded on the company's balance sheet. Investors also form their own opinion of Chime Financial's value that differs from its market value or its book value, called intrinsic value, which is Chime Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Chime Financial's market value can be influenced by many factors that don't directly affect Chime Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Chime Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Chime Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Chime Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.