Columbia Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . Columbia Financial
CLBK Stock  USD 18.14  0.30  1.63%   
Analyzing historical trends in various income statement and balance sheet accounts from Columbia Financial's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Columbia Financial's valuation are summarized below:
Gross Profit
248.9 M
Profit Margin
0.208
Market Capitalization
1.9 B
Enterprise Value Revenue
14.1217
Revenue
248.9 M
There are currently one hundred twenty fundamental signals for Columbia Financial that can be evaluated and compared over time across rivals. We recommend to validate Columbia Financial's prevailing fundamental drivers against the all of the trends between 2010 and 2026.

Columbia Financial Total Revenue

361.47 Million

Check Columbia Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Columbia Financial's main balance sheet or income statement drivers, such as Net Interest Income of 197.3 M, Interest Income of 296.5 M or Interest Expense of 247.2 M, as well as many indicators such as Price To Sales Ratio of 2.95, Dividend Yield of 0.0 or PTB Ratio of 2.43. Columbia financial statements analysis is a perfect complement when working with Columbia Financial Valuation or Volatility modules.
  
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Check out the analysis of Columbia Financial Correlation against competitors.
For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.

Columbia Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets9.5 B11 B7.4 B
Slightly volatile
Short and Long Term Debt Total1.3 B1.2 B1 B
Slightly volatile
Other Current Liabilities6 B5 B4.9 B
Slightly volatile
Total Current Liabilities5.6 B5 B4.8 B
Slightly volatile
Total Stockholder Equity1 B1.2 B761.9 M
Slightly volatile
Other Liabilities46.8 M71.9 M62.7 M
Very volatile
Net Tangible Assets883.5 M1.1 B707.9 M
Slightly volatile
Property Plant And Equipment Net76.2 M83 M58.6 M
Slightly volatile
Net Debt667.9 M842.8 M754.9 M
Pretty Stable
Retained Earnings767 M1 B647.2 M
Slightly volatile
Accounts Payable154.7 M162.8 M2.9 B
Slightly volatile
Cash215.1 M340.7 M143.8 M
Slightly volatile
Non Current Assets Total193.1 M203.3 M4.3 B
Pretty Stable
Long Term Debt1 B1.2 B792.5 M
Slightly volatile
Cash And Short Term Investments323.8 M340.8 M1 B
Pretty Stable
Net Receivables8.7 B8.3 B1 B
Slightly volatile
Good Will76.6 M120.3 M47.5 M
Slightly volatile
Common Stock Shares Outstanding86.4 M101.4 M109.5 M
Slightly volatile
Short Term Investments105.5 K111 K850.7 M
Pretty Stable
Long Term Debt Total1.4 B1.3 B519.6 M
Slightly volatile
Liabilities And Stockholders Equity9.5 B11 B7.4 B
Slightly volatile
Non Current Liabilities Total3 B4.9 B1.9 B
Slightly volatile
Other Current Assets558.6 M532 M204.5 M
Slightly volatile
Total Liabilities6.8 B9.9 B5.7 B
Slightly volatile
Long Term Investments1.5 B1.6 B1.2 B
Slightly volatile
Property Plant And Equipment Gross110 M184.4 M83.6 M
Slightly volatile
Total Current Assets9 B8.6 B2 B
Slightly volatile
Short Term Debt406.6 M575.9 M316.1 M
Slightly volatile
Intangible Assets7.3 M11.8 M4.8 M
Slightly volatile
Property Plant Equipment69.8 M96.5 M59.1 M
Slightly volatile
Earning Assets1.3 B1.7 B1.2 B
Slightly volatile
Net Invested Capital1.9 B2.5 B1.5 B
Slightly volatile
Common Stock Total Equity1.3 M1.5 M1.2 M
Slightly volatile
Retained Earnings Total Equity763.7 M986.1 M671.7 M
Slightly volatile
Capital Surpluse685.8 M898.3 M616.5 M
Slightly volatile
Capital Stock1.4 M1.5 M1.2 M
Slightly volatile
Non Current Liabilities Other40 M52.3 M36.6 M
Slightly volatile
Common Stock1.4 M1.5 M1.2 M
Slightly volatile

Columbia Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Net Interest Income197.3 M195.9 M163.2 M
Slightly volatile
Interest Income296.5 M510.4 M254 M
Slightly volatile
Net Income Applicable To Common Shares55 M99.1 M51.5 M
Slightly volatile
Depreciation And Amortization9.7 M8.7 M6.9 M
Slightly volatile
Selling General Administrative103.1 M70.2 M83.3 M
Slightly volatile
Selling And Marketing Expenses2.6 M4.3 M3.1 M
Very volatile
Total Revenue361.5 M507.4 M280.8 M
Slightly volatile
Gross Profit234.3 M255 M189.7 M
Slightly volatile
Other Operating Expenses294.3 M447.3 M223.4 M
Slightly volatile
Cost Of Revenue127.2 M252.4 M91.1 M
Slightly volatile
Total Operating Expenses167 M194.8 M132.2 M
Slightly volatile
Reconciled Depreciation10.5 M16.7 M7.5 M
Slightly volatile

Columbia Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Change To Inventory242.8 K255.6 K7.8 M
Slightly volatile
Stock Based Compensation10.1 M11.9 M6.9 M
Slightly volatile
Free Cash Flow28.3 M29.8 M56.1 M
Very volatile
Begin Period Cash Flow182.4 M289.2 M123.5 M
Slightly volatile
Depreciation9.7 M16.7 M7.4 M
Slightly volatile
Total Cash From Operating Activities36.4 M38.3 M62.8 M
Very volatile
End Period Cash Flow201.7 M332.6 M144.6 M
Slightly volatile
Dividends Paid766.1 K806.4 K379.7 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.953.10617.0308
Slightly volatile
PTB Ratio2.431.35792.7435
Slightly volatile
Days Sales Outstanding6.2 K5.9 K743
Slightly volatile
Book Value Per Share6.9811.4447.1688
Slightly volatile
Free Cash Flow Yield0.02090.01450.0265
Pretty Stable
Operating Cash Flow Per Share0.440.290.5161
Very volatile
Stock Based Compensation To Revenue0.0230.02050.0193
Slightly volatile
Capex To Depreciation0.560.591.3638
Pretty Stable
PB Ratio2.431.35792.7435
Slightly volatile
EV To Sales4.534.76710.0321
Slightly volatile
Free Cash Flow Per Share0.380.230.452
Very volatile
Sales General And Administrative To Revenue0.130.13830.301
Slightly volatile
Capex To Revenue0.03170.01890.0272
Very volatile
Cash Per Share3.193.36019.2842
Pretty Stable
POCF Ratio44.7355.4838.1012
Slightly volatile
Capex To Operating Cash Flow0.240.260.1777
Slightly volatile
PFCF Ratio13371.4588.0806
Pretty Stable
EV To Operating Cash Flow67.2782.7956.2434
Slightly volatile
EV To Free Cash Flow101107134
Pretty Stable
Intangibles To Total Assets0.00620.01090.0053
Slightly volatile
Current Ratio1.821.73240.3908
Slightly volatile
Tangible Book Value Per Share6.410.25796.6914
Slightly volatile
Receivables Turnover0.05830.061411.276
Slightly volatile
Graham Number7.5410.327.8632
Slightly volatile
Shareholders Equity Per Share6.9811.4447.1688
Slightly volatile
Debt To Equity1.311.01961.3037
Slightly volatile
Capex Per Share0.08460.08420.0669
Slightly volatile
Revenue Per Share5.255.0032.7352
Slightly volatile
Interest Debt Per Share8.5113.98929.2612
Slightly volatile
Debt To Assets0.130.10740.1309
Slightly volatile
Short Term Coverage Ratios0.420.230.3066
Slightly volatile
Operating Cycle6.2 K5.9 K743
Slightly volatile
Price Book Value Ratio2.431.35792.7435
Slightly volatile
Price To Operating Cash Flows Ratio44.7355.4838.1012
Slightly volatile
Price To Free Cash Flows Ratio13371.4588.0806
Pretty Stable
Effective Tax Rate0.130.13950.281
Slightly volatile
Company Equity Multiplier10.499.49310.006
Slightly volatile
Long Term Debt To Capitalization0.560.50490.5195
Pretty Stable
Total Debt To Capitalization0.570.50490.5522
Slightly volatile
Debt Equity Ratio1.311.01961.3037
Slightly volatile
Quick Ratio1.821.73240.3908
Slightly volatile
Dividend Paid And Capex Coverage Ratio7.574.0310.675
Slightly volatile
Net Income Per E B T0.590.86050.7025
Slightly volatile
Cash Ratio0.0720.06860.0256
Slightly volatile
Cash Conversion Cycle6.2 K5.9 K743
Slightly volatile
Operating Cash Flow Sales Ratio0.08030.08450.2248
Slightly volatile
Days Of Sales Outstanding6.2 K5.9 K743
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.620.70.8117
Slightly volatile
Cash Flow Coverage Ratios0.02640.02780.0723
Pretty Stable
Price To Book Ratio2.431.35792.7435
Slightly volatile
Fixed Asset Turnover3.796.11484.7487
Pretty Stable
Capital Expenditure Coverage Ratio7.574.0310.675
Slightly volatile
Price Cash Flow Ratio44.7355.4838.1012
Slightly volatile
Debt Ratio0.130.10740.1309
Slightly volatile
Cash Flow To Debt Ratio0.02640.02780.0723
Pretty Stable
Price Sales Ratio2.953.10617.0308
Slightly volatile
Asset Turnover0.03020.04610.0371
Very volatile
Gross Profit Margin0.750.50250.7128
Slightly volatile
Price Fair Value2.431.35792.7435
Slightly volatile

Columbia Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.9 B1.8 B1.8 B
Slightly volatile
Enterprise Value1.9 B2.2 B2.4 B
Slightly volatile

Columbia Fundamental Market Drivers

Forward Price Earnings72.4638
Cash And Short Term Investments340.8 M

Columbia Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Columbia Financial Financial Statements

Columbia Financial investors utilize fundamental indicators, such as revenue or net income, to predict how Columbia Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue507.4 M361.5 M
Cost Of Revenue252.4 M127.2 M
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.14  0.13 
Capex To Revenue 0.02  0.03 
Revenue Per Share 5.00  5.25 
Ebit Per Revenue 0.12  0.23 

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When determining whether Columbia Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Columbia Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Columbia Financial Stock. Highlighted below are key reports to facilitate an investment decision about Columbia Financial Stock:
How To Invest In Columbia
Details
Is Columbia Stock a good investment?
Details
What is Columbia Financial's Net Worth?
Details
Largest Regional Banks Companies
View
Largest Banks - Regional Companies
View
Check out the analysis of Columbia Financial Correlation against competitors.
For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.
You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Columbia Financial. Projected growth potential of Columbia fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Columbia Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
1.429
Earnings Share
0.51
Revenue Per Share
2.445
Quarterly Revenue Growth
2.363
Return On Assets
0.0048
Columbia Financial's market price often diverges from its book value, the accounting figure shown on Columbia's balance sheet. Smart investors calculate Columbia Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Columbia Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
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Z Score
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Piotroski
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Beneish
M Score
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Buy or Sell
Advice
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Earnings
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It's important to distinguish between Columbia Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Columbia Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Columbia Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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