Columbia Financial Statements From 2010 to 2026

CLBK Stock  USD 15.42  0.12  0.77%   
Analyzing historical trends in various income statement and balance sheet accounts from Columbia Financial's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Columbia Financial's valuation are summarized below:
Columbia Financial does not presently have any fundamental signals for analysis.
Check Columbia Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Columbia Financial's main balance sheet or income statement drivers, such as , as well as many indicators such as . Columbia financial statements analysis is a perfect complement when working with Columbia Financial Valuation or Volatility modules.
Check out the analysis of Columbia Financial Correlation against competitors.
For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.

Columbia Financial Company Operating Margin Analysis

Columbia Financial's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

Operating Margin

 = 

Operating Income

Revenue

X

100

More About Operating Margin | All Equity Analysis

Current Columbia Financial Operating Margin

    
  0.33 %  
Most of Columbia Financial's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Columbia Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Competition

Based on the recorded statements, Columbia Financial has an Operating Margin of 0.3329%. This is 98.2% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 106.04% lower than that of the firm.

Columbia Financial Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Columbia Financial's current stock value. Our valuation model uses many indicators to compare Columbia Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Columbia Financial competition to find correlations between indicators driving Columbia Financial's intrinsic value. More Info.
Columbia Financial is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Columbia Financial is roughly  9.57 . Comparative valuation analysis is a catch-all technique that is used if you cannot value Columbia Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

About Columbia Financial Financial Statements

Columbia Financial investors utilize fundamental indicators, such as revenue or net income, to predict how Columbia Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Columbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC. Columbia Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 645 people.

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When determining whether Columbia Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Columbia Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Columbia Financial Stock. Highlighted below are key reports to facilitate an investment decision about Columbia Financial Stock:
Check out the analysis of Columbia Financial Correlation against competitors.
For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.
You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Columbia Financial. If investors know Columbia will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Columbia Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Columbia Financial is measured differently than its book value, which is the value of Columbia that is recorded on the company's balance sheet. Investors also form their own opinion of Columbia Financial's value that differs from its market value or its book value, called intrinsic value, which is Columbia Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Columbia Financial's market value can be influenced by many factors that don't directly affect Columbia Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Columbia Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Columbia Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Columbia Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.