Columbia Financial Statements From 2010 to 2026

CLBK Stock  USD 15.42  0.12  0.77%   
Analyzing historical trends in various income statement and balance sheet accounts from Columbia Financial's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Columbia Financial's valuation are summarized below:
Gross Profit
202 M
Profit Margin
0.0735
Market Capitalization
1.6 B
Enterprise Value Revenue
13.5066
Revenue
202 M
There are currently one hundred twenty fundamental signals for Columbia Financial that can be evaluated and compared over time across rivals. We recommend to validate Columbia Financial's prevailing fundamental drivers against the all of the trends between 2010 and 2026.

Columbia Financial Total Revenue

339.61 Million

Check Columbia Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Columbia Financial's main balance sheet or income statement drivers, such as Net Interest Income of 197.3 M, Interest Income of 296.5 M or Interest Expense of 330.2 M, as well as many indicators such as Price To Sales Ratio of 7.21, Dividend Yield of 0.0 or PTB Ratio of 2.54. Columbia financial statements analysis is a perfect complement when working with Columbia Financial Valuation or Volatility modules.
  
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Check out the analysis of Columbia Financial Correlation against competitors.
For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.

Columbia Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets9.2 B12 B7.5 B
Slightly volatile
Short and Long Term Debt Total1.3 B1.2 BB
Slightly volatile
Other Current Liabilities6.1 B9.3 B5.2 B
Slightly volatile
Total Current Liabilities5.6 B9.3 BB
Slightly volatile
Total Stockholder Equity993.8 M1.2 B765 M
Slightly volatile
Other Liabilities46.8 M71.9 M62.7 M
Very volatile
Net Tangible Assets883.5 M1.1 B707.9 M
Slightly volatile
Property Plant And Equipment Net74.5 M94 M59.1 M
Slightly volatile
Net Debt667.2 M712.2 M747.2 M
Pretty Stable
Retained Earnings767 MB647.2 M
Slightly volatile
Accounts Payable154.7 M162.8 M2.9 B
Slightly volatile
Cash197.3 M332.6 M142.3 M
Slightly volatile
Non Current Assets Total5.8 B10.8 B5.2 B
Slightly volatile
Long Term DebtB1.2 B792.5 M
Slightly volatile
Cash And Short Term Investments1.4 B1.2 B1.1 B
Slightly volatile
Net Receivables29.5 M46.4 M23.3 M
Slightly volatile
Good Will70.4 M127.3 M47.5 M
Slightly volatile
Common Stock Shares Outstanding87 M91.7 M109 M
Slightly volatile
Short Term Investments1.2 B888.5 M973.6 M
Slightly volatile
Long Term Debt Total1.4 B1.3 B519.6 M
Slightly volatile
Liabilities And Stockholders Equity9.2 B12 B7.5 B
Slightly volatile
Non Current Liabilities Total2.7 B1.5 B1.7 B
Slightly volatile
Other Current Assets558.6 M532 M204.5 M
Slightly volatile
Total Liabilities6.4 B10.8 B5.7 B
Slightly volatile
Long Term Investments1.5 B1.6 B1.2 B
Slightly volatile
Property Plant And Equipment Gross110 M184.4 M83.6 M
Slightly volatile
Total Current Assets1.3 B1.3 B1.1 B
Slightly volatile
Short Term Debt406.6 M575.9 M316.1 M
Slightly volatile
Intangible Assets7.3 M11.8 M4.8 M
Slightly volatile
Property Plant Equipment69.8 M96.5 M59.1 M
Slightly volatile
Earning Assets1.3 B1.7 B1.2 B
Slightly volatile
Net Invested Capital1.9 B2.5 B1.5 B
Slightly volatile
Common Stock Total Equity1.3 M1.5 M1.2 M
Slightly volatile
Retained Earnings Total Equity763.7 M986.1 M671.7 M
Slightly volatile
Capital Surpluse685.8 M898.3 M616.5 M
Slightly volatile
Capital Stock1.4 M1.5 M1.2 M
Slightly volatile
Non Current Liabilities Other40 M52.3 M36.6 M
Slightly volatile
Common Stock1.4 M1.5 M1.2 M
Slightly volatile

Columbia Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Interest Income197.3 M195.9 M163.2 M
Slightly volatile
Interest Income296.5 M510.4 M254 M
Slightly volatile
Net Income Applicable To Common Shares55 M99.1 M51.5 M
Slightly volatile
Depreciation And Amortization9.7 M16.7 M7.4 M
Slightly volatile
Selling General Administrative106 M134.6 M87.3 M
Slightly volatile
Selling And Marketing Expenses2.5 M2.3 MM
Slightly volatile
Total Revenue339.6 M521.3 M280.3 M
Slightly volatile
Gross Profit229.1 M190.2 M185.6 M
Slightly volatile
Other Operating Expenses272.3 M539.6 M227.5 M
Slightly volatile
Cost Of Revenue347.6 M331.1 M108.7 M
Slightly volatile
Total Operating Expenses161.8 M208.5 M132.7 M
Slightly volatile
Reconciled Depreciation10.5 M16.7 M7.5 M
Slightly volatile

Columbia Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Change To Inventory242.8 K255.6 K7.8 M
Slightly volatile
Stock Based Compensation10.1 M11.9 M6.9 M
Slightly volatile
Free Cash Flow28.3 M29.8 M56.1 M
Very volatile
Begin Period Cash Flow511.1 M486.7 M154.4 M
Slightly volatile
Depreciation9.7 M16.7 M7.4 M
Slightly volatile
Capital Expenditures6.7 M6.7 M6.5 M
Slightly volatile
Total Cash From Operating Activities36.4 M38.3 M62.8 M
Very volatile
End Period Cash Flow201.7 M332.6 M144.6 M
Slightly volatile
Dividends Paid766.1 K806.4 K379.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio7.214.087.3386
Slightly volatile
PTB Ratio2.541.712.7707
Slightly volatile
Days Sales Outstanding24.8229.2628.7791
Slightly volatile
Book Value Per Share6.749.567.0438
Slightly volatile
Free Cash Flow Yield0.02090.01450.0265
Pretty Stable
Operating Cash Flow Per Share0.440.290.5161
Very volatile
Stock Based Compensation To Revenue0.0230.02050.0193
Slightly volatile
Capex To Depreciation0.560.591.3638
Pretty Stable
PB Ratio2.541.712.7707
Slightly volatile
EV To Sales10.426.1310.4611
Slightly volatile
Free Cash Flow Per Share0.380.230.452
Very volatile
Sales General And Administrative To Revenue0.350.30.3235
Slightly volatile
Capex To Revenue0.03170.01890.0272
Very volatile
Cash Per Share3.693.888.9857
Pretty Stable
POCF Ratio44.7355.4838.1012
Slightly volatile
Capex To Operating Cash Flow0.240.260.1777
Slightly volatile
PFCF Ratio13371.4588.0806
Pretty Stable
EV To Operating Cash Flow67.3383.4156.3151
Slightly volatile
EV To Free Cash Flow102107134
Pretty Stable
Intangibles To Total Assets0.00590.01040.0053
Slightly volatile
Current Ratio0.06470.06810.1852
Slightly volatile
Tangible Book Value Per Share6.28.496.5757
Slightly volatile
Receivables Turnover13.112.9112.7989
Slightly volatile
Shareholders Equity Per Share6.749.567.0438
Slightly volatile
Debt To Equity1.331.171.3147
Slightly volatile
Capex Per Share0.08460.08420.0669
Slightly volatile
Revenue Per Share2.34.012.5033
Slightly volatile
Interest Debt Per Share8.2312.149.1463
Slightly volatile
Debt To Assets0.140.120.1323
Slightly volatile
Graham Number7.348.067.5708
Slightly volatile
Short Term Coverage Ratios0.07270.07650.2202
Slightly volatile
Operating Cycle24.8229.2628.7791
Slightly volatile
Price Book Value Ratio2.541.712.7707
Slightly volatile
Price To Operating Cash Flows Ratio44.7355.4838.1012
Slightly volatile
Price To Free Cash Flows Ratio13371.4588.0806
Pretty Stable
Effective Tax Rate0.310.26760.3016
Slightly volatile
Company Equity Multiplier10.5111.1510.1046
Slightly volatile
Long Term Debt To Capitalization0.540.40.5042
Slightly volatile
Total Debt To Capitalization0.580.50410.5575
Slightly volatile
Debt Equity Ratio1.331.171.3147
Slightly volatile
Quick Ratio0.06470.06810.1852
Slightly volatile
Dividend Paid And Capex Coverage Ratio7.574.0310.675
Slightly volatile
Net Income Per E B T0.580.660.6902
Slightly volatile
Cash Ratio0.02040.03210.0204
Slightly volatile
Cash Conversion Cycle24.8229.2628.7791
Slightly volatile
Operating Cash Flow Sales Ratio0.08030.08450.2248
Slightly volatile
Days Of Sales Outstanding24.8229.2628.7791
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.620.70.8117
Slightly volatile
Cash Flow Coverage Ratios0.02590.02730.0722
Pretty Stable
Price To Book Ratio2.541.712.7707
Slightly volatile
Fixed Asset Turnover3.674.994.6755
Slightly volatile
Capital Expenditure Coverage Ratio7.574.0310.675
Slightly volatile
Price Cash Flow Ratio44.7355.4838.1012
Slightly volatile
Debt Ratio0.140.120.1323
Slightly volatile
Cash Flow To Debt Ratio0.02590.02730.0722
Pretty Stable
Price Sales Ratio7.214.087.3386
Slightly volatile
Asset Turnover0.02940.03890.0366
Pretty Stable
Gross Profit Margin0.770.420.7092
Slightly volatile
Price Fair Value2.541.712.7707
Slightly volatile

Columbia Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.5 B1.7 B1.8 B
Slightly volatile

Columbia Fundamental Market Drivers

Forward Price Earnings72.4638
Cash And Short Term Investments1.1 B

Columbia Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Columbia Financial Financial Statements

Columbia Financial investors utilize fundamental indicators, such as revenue or net income, to predict how Columbia Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue521.3 M339.6 M
Cost Of Revenue331.1 M347.6 M
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.30  0.35 
Capex To Revenue 0.02  0.03 
Revenue Per Share 4.01  2.30 
Ebit Per Revenue(0.04)(0.04)

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When determining whether Columbia Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Columbia Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Columbia Financial Stock. Highlighted below are key reports to facilitate an investment decision about Columbia Financial Stock:
Check out the analysis of Columbia Financial Correlation against competitors.
For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.
You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Columbia Financial. If investors know Columbia will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Columbia Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.429
Earnings Share
0.15
Revenue Per Share
1.983
Quarterly Revenue Growth
0.294
Return On Assets
0.0014
The market value of Columbia Financial is measured differently than its book value, which is the value of Columbia that is recorded on the company's balance sheet. Investors also form their own opinion of Columbia Financial's value that differs from its market value or its book value, called intrinsic value, which is Columbia Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Columbia Financial's market value can be influenced by many factors that don't directly affect Columbia Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Columbia Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Columbia Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Columbia Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.