Columbia Financial Stock Performance
| CLBK Stock | USD 14.79 0.12 0.80% |
The firm shows a Beta (market volatility) of 0.55, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, Columbia Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Columbia Financial is expected to be smaller as well. At this point, Columbia Financial has a negative expected return of -0.18%. Please make sure to confirm Columbia Financial's treynor ratio, accumulation distribution, price action indicator, as well as the relationship between the potential upside and day median price , to decide if Columbia Financial performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
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Over the last 90 days Columbia Financial has generated negative risk-adjusted returns adding no value to investors with long positions. Despite latest unsteady performance, the Stock's fundamental drivers remain persistent and the latest mess on Wall Street may also be a sign of long-standing gains for the company institutional investors. ...more
Actual Historical Performance (%)
One Day Return (0.80) | Five Day Return (4.46) | Year To Date Return (5.07) | Ten Year Return (4.09) | All Time Return (4.09) |
1 | Acquisition by John Klimowich of tradable shares of Columbia Financial at 16.89 subject to Rule 16b-3 | 11/01/2024 |
2 | Acquisition by Randall Elizabeth E. of 141 shares of Columbia Financial at 17.41 subject to Rule 16b-3 | 11/07/2024 |
3 | Columbia Financial Stock Surges After 5.11 percent Spike | 11/11/2024 |
4 | Acquisition by John Klimowich of tradable shares of Columbia Financial at 18.21 subject to Rule 16b-3 | 11/15/2024 |
5 | Insider Trading | 11/25/2024 |
6 | Acquisition by John Klimowich of tradable shares of Columbia Financial at 18.23 subject to Rule 16b-3 | 11/29/2024 |
7 | Muncy Columbia financial director Brenda Williams buys 2,167 in shares - Investing.com | 12/04/2024 |
8 | Edwin A. Wenner buys 14,906 in Muncy Columbia Financial stock - Investing.com | 12/11/2024 |
9 | Acquisition by Thomas Kemly of 122 shares of Columbia Financial at 16.93 subject to Rule 16b-3 | 12/13/2024 |
10 | Acquisition by Jenifer Walden of tradable shares of Columbia Financial at 17.41 subject to Rule 16b-3 | 12/18/2024 |
11 | Acquisition by Allyson Schlesinger of tradable shares of Columbia Financial at 15.81 subject to Rule 16b-3 | 12/27/2024 |
12 | Heres Why Columbia Financial is Poised for a Turnaround After Losing -11.12 percent in 4 Weeks | 01/03/2025 |
13 | Acquisition by Jennings William Justin of tradable shares of Columbia Financial at 14.93 subject to Rule 16b-3 | 01/10/2025 |
14 | Acquisition by John Klimowich of tradable shares of Columbia Financial at 15.42 subject to Rule 16b-3 | 01/24/2025 |
15 | Columbia Financial Full Year 2024 Earnings EPS Misses Expectations - Simply Wall St | 01/30/2025 |
| Begin Period Cash Flow | 179.2 M |
Columbia |
Columbia Financial Relative Risk vs. Return Landscape
If you would invest 1,684 in Columbia Financial on November 2, 2024 and sell it today you would lose (193.00) from holding Columbia Financial or give up 11.46% of portfolio value over 90 days. Columbia Financial is currently does not generate positive expected returns and assumes 2.1309% risk (volatility on return distribution) over the 90 days horizon. In different words, 18% of stocks are less volatile than Columbia, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Columbia Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Columbia Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Columbia Financial, and traders can use it to determine the average amount a Columbia Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0848
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| Negative Returns | CLBK |
Estimated Market Risk
| 2.13 actual daily | 18 82% of assets are more volatile |
Expected Return
| -0.18 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.08 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Columbia Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Columbia Financial by adding Columbia Financial to a well-diversified portfolio.
Columbia Financial Fundamentals Growth
Columbia Stock prices reflect investors' perceptions of the future prospects and financial health of Columbia Financial, and Columbia Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Columbia Stock performance.
| Return On Equity | 0.0155 | |||
| Return On Asset | 0.0015 | |||
| Profit Margin | 0.08 % | |||
| Operating Margin | 0.18 % | |||
| Current Valuation | 2.77 B | |||
| Shares Outstanding | 104.76 M | |||
| Price To Earning | 33.76 X | |||
| Price To Book | 1.45 X | |||
| Price To Sales | 7.77 X | |||
| Revenue | 233.25 M | |||
| Gross Profit | 201.02 M | |||
| EBITDA | (239 K) | |||
| Net Income | 36.09 M | |||
| Cash And Equivalents | 102.05 M | |||
| Cash Per Share | 0.93 X | |||
| Total Debt | 1.53 B | |||
| Debt To Equity | 8.71 % | |||
| Book Value Per Share | 10.62 X | |||
| Cash Flow From Operations | 40.72 M | |||
| Earnings Per Share | (0.11) X | |||
| Market Capitalization | 1.56 B | |||
| Total Asset | 10.65 B | |||
| Retained Earnings | 893.6 M | |||
About Columbia Financial Performance
By examining Columbia Financial's fundamental ratios, stakeholders can obtain critical insights into Columbia Financial's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Columbia Financial is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.00 | 0.01 | |
| Return On Assets | 0.00 | 0.01 | |
| Return On Equity | 0.04 | 0.07 |
Things to note about Columbia Financial performance evaluation
Checking the ongoing alerts about Columbia Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Columbia Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Columbia Financial generated a negative expected return over the last 90 days | |
| Columbia Financial has high likelihood to experience some financial distress in the next 2 years | |
| About 74.0% of the company shares are held by company insiders | |
| Latest headline from news.google.com: Columbia Financial Full Year 2024 Earnings EPS Misses Expectations - Simply Wall St |
- Analyzing Columbia Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Columbia Financial's stock is overvalued or undervalued compared to its peers.
- Examining Columbia Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Columbia Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Columbia Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Columbia Financial's stock. These opinions can provide insight into Columbia Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Columbia Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Columbia Financial. If investors know Columbia will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Columbia Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.33) | Earnings Share (0.11) | Revenue Per Share | Quarterly Revenue Growth (0.08) | Return On Assets |
The market value of Columbia Financial is measured differently than its book value, which is the value of Columbia that is recorded on the company's balance sheet. Investors also form their own opinion of Columbia Financial's value that differs from its market value or its book value, called intrinsic value, which is Columbia Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Columbia Financial's market value can be influenced by many factors that don't directly affect Columbia Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Columbia Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Columbia Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Columbia Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.