Columbia Net Borrowings from 2010 to 2024

CLBK Stock  USD 18.30  0.42  2.24%   
Columbia Financial Net Borrowings yearly trend continues to be quite stable with very little volatility. Net Borrowings may rise above about 898.4 M this year. Net Borrowings is the difference between the amount of new debt Columbia Financial has taken on and the amount of debt it has paid off during a given period. View All Fundamentals
 
Net Borrowings  
First Reported
2016-09-30
Previous Quarter
579.6 M
Current Value
-586.4 M
Quarterly Volatility
267.3 M
 
Covid
Check Columbia Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Columbia Financial's main balance sheet or income statement drivers, such as Tax Provision of 9.5 M, Net Interest Income of 198.4 M or Interest Income of 275.2 M, as well as many indicators such as Price To Sales Ratio of 4.46, Dividend Yield of 0.0 or PTB Ratio of 2.65. Columbia financial statements analysis is a perfect complement when working with Columbia Financial Valuation or Volatility modules.
  
Check out the analysis of Columbia Financial Correlation against competitors.
For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.

Latest Columbia Financial's Net Borrowings Growth Pattern

Below is the plot of the Net Borrowings of Columbia Financial over the last few years. It is the difference between the amount of new debt a company has taken on and the amount of debt it has paid off during a given period. Columbia Financial's Net Borrowings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Columbia Financial's overall financial position and show how it may be relating to other accounts over time.
Net Borrowings10 Years Trend
Slightly volatile
   Net Borrowings   
       Timeline  

Columbia Net Borrowings Regression Statistics

Arithmetic Mean174,062,828
Geometric Mean93,017,665
Coefficient Of Variation219.31
Mean Deviation285,808,704
Median(20,600,000)
Standard Deviation381,740,325
Sample Variance145725.7T
Range1.4B
R-Value0.61
Mean Square Error98099.9T
R-Squared0.37
Significance0.02
Slope52,265,148
Total Sum of Squares2040159.5T

Columbia Net Borrowings History

2024898.4 M
2023855.6 M
2022744 M
2021-483.8 M
202090 M
2019135.1 M
2018310.8 M

About Columbia Financial Financial Statements

Columbia Financial investors utilize fundamental indicators, such as Net Borrowings, to predict how Columbia Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Borrowings855.6 M898.4 M

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When determining whether Columbia Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Columbia Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Columbia Financial Stock. Highlighted below are key reports to facilitate an investment decision about Columbia Financial Stock:
Check out the analysis of Columbia Financial Correlation against competitors.
For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.
You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Columbia Financial. If investors know Columbia will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Columbia Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.33)
Earnings Share
0.15
Revenue Per Share
1.977
Quarterly Revenue Growth
(0.08)
Return On Assets
0.0015
The market value of Columbia Financial is measured differently than its book value, which is the value of Columbia that is recorded on the company's balance sheet. Investors also form their own opinion of Columbia Financial's value that differs from its market value or its book value, called intrinsic value, which is Columbia Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Columbia Financial's market value can be influenced by many factors that don't directly affect Columbia Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Columbia Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Columbia Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Columbia Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.