CVB Income Quality from 2010 to 2024

CVBF Stock  USD 23.42  0.41  1.72%   
CVB Financial's Income Quality is decreasing over the last several years with stable swings. Income Quality is predicted to flatten to 0.97. Income Quality is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. View All Fundamentals
 
Income Quality  
First Reported
2010-12-31
Previous Quarter
1.3350735
Current Value
0.97
Quarterly Volatility
0.32167842
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check CVB Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among CVB Financial's main balance sheet or income statement drivers, such as Interest Expense of 124.3 M, Other Operating Expenses of 200.7 M or Operating Income of 370.9 M, as well as many indicators such as Price To Sales Ratio of 3.89, Dividend Yield of 0.0207 or PTB Ratio of 2.5. CVB financial statements analysis is a perfect complement when working with CVB Financial Valuation or Volatility modules.
  
Check out the analysis of CVB Financial Correlation against competitors.
For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.

Latest CVB Financial's Income Quality Growth Pattern

Below is the plot of the Income Quality of CVB Financial over the last few years. It is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. CVB Financial's Income Quality historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in CVB Financial's overall financial position and show how it may be relating to other accounts over time.
Income Quality10 Years Trend
Pretty Stable
   Income Quality   
       Timeline  

CVB Income Quality Regression Statistics

Arithmetic Mean1.16
Geometric Mean1.12
Coefficient Of Variation27.68
Mean Deviation0.22
Median1.11
Standard Deviation0.32
Sample Variance0.10
Range1.3359
R-Value(0.21)
Mean Square Error0.11
R-Squared0.04
Significance0.45
Slope(0.02)
Total Sum of Squares1.45

CVB Income Quality History

2024 0.97
2022 1.16
2021 0.92
2020 1.04
2019 1.0
2018 1.11
2017 1.34

About CVB Financial Financial Statements

CVB Financial stakeholders use historical fundamental indicators, such as CVB Financial's Income Quality, to determine how well the company is positioned to perform in the future. Although CVB Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in CVB Financial's assets and liabilities are reflected in the revenues and expenses on CVB Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in CVB Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Income Quality 1.34  0.97 

Currently Active Assets on Macroaxis

When determining whether CVB Financial is a strong investment it is important to analyze CVB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact CVB Financial's future performance. For an informed investment choice regarding CVB Stock, refer to the following important reports:
Check out the analysis of CVB Financial Correlation against competitors.
For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.
You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CVB Financial. If investors know CVB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CVB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.12)
Dividend Share
0.8
Earnings Share
1.42
Revenue Per Share
3.745
Quarterly Revenue Growth
(0.07)
The market value of CVB Financial is measured differently than its book value, which is the value of CVB that is recorded on the company's balance sheet. Investors also form their own opinion of CVB Financial's value that differs from its market value or its book value, called intrinsic value, which is CVB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CVB Financial's market value can be influenced by many factors that don't directly affect CVB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CVB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CVB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CVB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.