Is CVB Financial Stock a Good Investment?
CVB Financial Investment Advice | CVBF |
- Examine CVB Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research CVB Financial's leadership team and their track record. Good management can help CVB Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact CVB Financial's business and its evolving consumer preferences.
- Compare CVB Financial's performance and market position to its competitors. Analyze how CVB Financial is positioned in terms of product offerings, innovation, and market share.
- Check if CVB Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about CVB Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in CVB Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if CVB Financial is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Good | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine CVB Financial Stock
Researching CVB Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 74.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.51. Some equities with similar Price to Book (P/B) outperform the market in the long run. CVB Financial has Price/Earnings To Growth (PEG) ratio of 2.22. The entity last dividend was issued on the 30th of September 2024. The firm had 11:10 split on the 3rd of January 2007.
To determine if CVB Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding CVB Financial's research are outlined below:
| About 74.0% of the company shares are held by institutions such as insurance companies | |
| On 14th of October 2024 CVB Financial paid $ 0.2 per share dividend to its current shareholders | |
| Latest headline from news.google.com: CVB Financial Corp. Shares Sold by Principal Financial Group Inc. - MarketBeat |
CVB Financial Quarterly Liabilities And Stockholders Equity |
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CVB Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in CVB Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to CVB Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 24th of April 2024 Upcoming Quarterly Report | View | |
| 24th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 22nd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact CVB Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises CVB Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2012-10-17 | 2012-09-30 | 0.1 | 0.09 | -0.01 | 10 | ||
1998-07-16 | 1998-06-30 | 0.07 | 0.08 | 0.01 | 14 | ||
1997-10-15 | 1997-09-30 | 0.06 | 0.07 | 0.01 | 16 | ||
2010-10-20 | 2010-09-30 | 0.15 | 0.17 | 0.02 | 13 | ||
2010-04-21 | 2010-03-31 | 0.13 | 0.15 | 0.02 | 15 | ||
2008-07-16 | 2008-06-30 | 0.19 | 0.21 | 0.02 | 10 | ||
2008-04-17 | 2008-03-31 | 0.17 | 0.19 | 0.02 | 11 | ||
2004-10-20 | 2004-09-30 | 0.18 | 0.2 | 0.02 | 11 |
Know CVB Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as CVB Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading CVB Financial backward and forwards among themselves. CVB Financial's institutional investor refers to the entity that pools money to purchase CVB Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Goldman Sachs Group Inc | 2024-06-30 | 1.9 M | Northern Trust Corp | 2024-09-30 | 1.7 M | Bank Of New York Mellon Corp | 2024-06-30 | 1.6 M | Norges Bank | 2024-06-30 | 1.1 M | Nuveen Asset Management, Llc | 2024-06-30 | 995.8 K | Schroder Investment Management Group | 2024-06-30 | 848.5 K | Balyasny Asset Management Llc | 2024-09-30 | 816.6 K | Public Employees Retirt Assn Of Colorado | 2024-06-30 | 712.8 K | Bank Of America Corp | 2024-06-30 | 699.3 K | Blackrock Inc | 2024-06-30 | 20.2 M | Vanguard Group Inc | 2024-09-30 | 15.4 M |
CVB Financial's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 3.33 B.Market Cap |
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CVB Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.02 | |
| Return On Capital Employed | 0.14 | 0.15 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.17 |
Determining CVB Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if CVB Financial is a good buy. For example, gross profit margin measures CVB Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of CVB Financial's profitability and make more informed investment decisions.
Evaluate CVB Financial's management efficiency
CVB Financial has return on total asset (ROA) of 0.0127 % which means that it generated a profit of $0.0127 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0956 %, meaning that it created $0.0956 on every $100 dollars invested by stockholders. CVB Financial's management efficiency ratios could be used to measure how well CVB Financial manages its routine affairs as well as how well it operates its assets and liabilities. The CVB Financial's current Return On Tangible Assets is estimated to increase to 0.01. The CVB Financial's current Return On Capital Employed is estimated to increase to 0.15. At this time, CVB Financial's Intangible Assets are most likely to increase significantly in the upcoming years. The CVB Financial's current Earning Assets is estimated to increase to about 2.3 B, while Other Assets are forecasted to increase to (4.8 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 15.02 | 15.77 | |
| Tangible Book Value Per Share | 9.37 | 5.26 | |
| Enterprise Value Over EBITDA | 13.90 | 14.20 | |
| Price Book Value Ratio | 1.34 | 2.50 | |
| Enterprise Value Multiple | 13.90 | 14.20 | |
| Price Fair Value | 1.34 | 2.50 | |
| Enterprise Value | 4.1 B | 4.3 B |
CVB Financial's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Dividend Yield 0.0336 | Forward Dividend Yield 0.0336 | Forward Dividend Rate 0.8 | Beta 0.438 |
Basic technical analysis of CVB Stock
As of the 26th of November, CVB Financial owns the market risk adjusted performance of 0.2155, and Coefficient Of Variation of 509.88. CVB Financial technical analysis gives you the methodology to make use of past data patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm CVB Financial jensen alpha, semi variance, and the relationship between the standard deviation and value at risk to decide if CVB Financial is priced more or less accurately, providing market reflects its prevailing price of 24.0 per share. Given that CVB Financial has jensen alpha of 0.2263, we suggest you to validate CVB Financial's latest market performance to make sure the company can sustain itself in the future.CVB Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CVB Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on CVB Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases CVB Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
CVB Financial's Outstanding Corporate Bonds
CVB Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. CVB Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most CVB bonds can be classified according to their maturity, which is the date when CVB Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| CSLAU 495 27 APR 62 Corp BondUS12661PAF62 | View | |
| CSLAU 425 27 APR 32 Corp BondUS12661PAC32 | View | |
| CSLAU 405 27 APR 29 Corp BondUS12661PAB58 | View | |
| CSLAU 475 27 APR 52 Corp BondUS12661PAE97 | View | |
| CSLAU 4625 27 APR 42 Corp BondUS12661PAD15 | View | |
| CSLAU 385 27 APR 27 Corp BondUS12661PAA75 | View | |
| US12663QAC96 Corp BondUS12663QAC96 | View |
Understand CVB Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing CVB Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1577 | |||
| Market Risk Adjusted Performance | 0.2155 | |||
| Mean Deviation | 1.74 | |||
| Semi Deviation | 1.23 | |||
| Downside Deviation | 1.74 | |||
| Coefficient Of Variation | 509.88 | |||
| Standard Deviation | 2.85 | |||
| Variance | 8.12 | |||
| Information Ratio | 0.1502 | |||
| Jensen Alpha | 0.2263 | |||
| Total Risk Alpha | 0.1001 | |||
| Sortino Ratio | 0.2458 | |||
| Treynor Ratio | 0.2055 | |||
| Maximum Drawdown | 21.39 | |||
| Value At Risk | (2.48) | |||
| Potential Upside | 4.67 | |||
| Downside Variance | 3.03 | |||
| Semi Variance | 1.51 | |||
| Expected Short fall | (2.08) | |||
| Skewness | 3.16 | |||
| Kurtosis | 17.1 |
| Risk Adjusted Performance | 0.1577 | |||
| Market Risk Adjusted Performance | 0.2155 | |||
| Mean Deviation | 1.74 | |||
| Semi Deviation | 1.23 | |||
| Downside Deviation | 1.74 | |||
| Coefficient Of Variation | 509.88 | |||
| Standard Deviation | 2.85 | |||
| Variance | 8.12 | |||
| Information Ratio | 0.1502 | |||
| Jensen Alpha | 0.2263 | |||
| Total Risk Alpha | 0.1001 | |||
| Sortino Ratio | 0.2458 | |||
| Treynor Ratio | 0.2055 | |||
| Maximum Drawdown | 21.39 | |||
| Value At Risk | (2.48) | |||
| Potential Upside | 4.67 | |||
| Downside Variance | 3.03 | |||
| Semi Variance | 1.51 | |||
| Expected Short fall | (2.08) | |||
| Skewness | 3.16 | |||
| Kurtosis | 17.1 |
Consider CVB Financial's intraday indicators
CVB Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of CVB Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 37478.79 | |||
| Daily Balance Of Power | 0.2208 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 24.2 | |||
| Day Typical Price | 24.13 | |||
| Price Action Indicator | (0.11) | |||
| Period Momentum Indicator | 0.17 |
CVB Financial Corporate Filings
8K | 22nd of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 7th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 6th of August 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 1st of April 2024 Other Reports | ViewVerify |
CVB Stock media impact
Far too much social signal, news, headlines, and media speculation about CVB Financial that are available to investors today. That information is available publicly through CVB media outlets and privately through word of mouth or via CVB internal channels. However, regardless of the origin, that massive amount of CVB data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of CVB Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of CVB Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to CVB Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive CVB Financial alpha.
CVB Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards CVB Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
CVB Financial Corporate Management
| Francene CPA | Senior Officer | Profile | |
| Michael Currie | Senior Officer | Profile | |
| Robert Banis | Executive Bank | Profile | |
| Richard JD | Executive Counsel | Profile | |
| Larry Zivelonghi | Executive Bank | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CVB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CVB Financial. If investors know CVB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CVB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.12) | Dividend Share 0.8 | Earnings Share 1.42 | Revenue Per Share 3.745 | Quarterly Revenue Growth (0.07) |
The market value of CVB Financial is measured differently than its book value, which is the value of CVB that is recorded on the company's balance sheet. Investors also form their own opinion of CVB Financial's value that differs from its market value or its book value, called intrinsic value, which is CVB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CVB Financial's market value can be influenced by many factors that don't directly affect CVB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between CVB Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if CVB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CVB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.