Cvb Financial Stock Fundamentals
| CVBF Stock | USD 23.83 0.64 2.76% |
CVB Financial fundamentals help investors to digest information that contributes to CVB Financial's financial success or failures. It also enables traders to predict the movement of CVB Stock. The fundamental analysis module provides a way to measure CVB Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to CVB Financial stock.
At this time, CVB Financial's Operating Income is most likely to increase significantly in the upcoming years. The CVB Financial's current EBIT is estimated to increase to about 331.2 M, while Total Other Income Expense Net is projected to decrease to (39.7 M). CVB | Select Account or Indicator |
CVB Financial Company Operating Margin Analysis
CVB Financial's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current CVB Financial Operating Margin | 0.55 % |
Most of CVB Financial's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, CVB Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
CVB Operating Margin Historical Pattern
Today, most investors in CVB Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various CVB Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's operating margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of CVB Financial operating margin as a starting point in their analysis.
CVB Financial Operating Margin |
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A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
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CVB Pretax Profit Margin
Pretax Profit Margin |
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Based on the recorded statements, CVB Financial has an Operating Margin of 0.5461%. This is 97.04% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 109.91% lower than that of the firm.
CVB Financial Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining CVB Financial's current stock value. Our valuation model uses many indicators to compare CVB Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across CVB Financial competition to find correlations between indicators driving CVB Financial's intrinsic value. More Info.CVB Financial is rated below average in return on equity category among its peers. It is rated fifth in return on asset category among its peers reporting about 0.13 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for CVB Financial is roughly 7.53 . At this time, CVB Financial's Return On Equity is most likely to slightly decrease in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value CVB Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.CVB Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses CVB Financial's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of CVB Financial could also be used in its relative valuation, which is a method of valuing CVB Financial by comparing valuation metrics of similar companies.CVB Financial is currently under evaluation in operating margin category among its peers.
CVB Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, CVB Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to CVB Financial's managers, analysts, and investors.Environmental | Governance | Social |
CVB Fundamentals
| Return On Equity | 0.0956 | |||
| Return On Asset | 0.0127 | |||
| Profit Margin | 0.38 % | |||
| Operating Margin | 0.55 % | |||
| Current Valuation | 3.69 B | |||
| Shares Outstanding | 139.68 M | |||
| Shares Owned By Insiders | 5.95 % | |||
| Shares Owned By Institutions | 73.85 % | |||
| Number Of Shares Shorted | 3.5 M | |||
| Price To Earning | 18.89 X | |||
| Price To Book | 1.43 X | |||
| Price To Sales | 6.25 X | |||
| Revenue | 544.38 M | |||
| Gross Profit | 541.3 M | |||
| EBITDA | 328.49 M | |||
| Net Income | 219.89 M | |||
| Cash And Equivalents | 326.13 M | |||
| Cash Per Share | 2.33 X | |||
| Total Debt | 2.07 B | |||
| Debt To Equity | 0.08 % | |||
| Book Value Per Share | 15.73 X | |||
| Cash Flow From Operations | 295.63 M | |||
| Short Ratio | 4.96 X | |||
| Earnings Per Share | 1.42 X | |||
| Price To Earnings To Growth | 2.22 X | |||
| Target Price | 21.33 | |||
| Number Of Employees | 1.11 K | |||
| Beta | 0.44 | |||
| Market Capitalization | 3.24 B | |||
| Total Asset | 16.02 B | |||
| Retained Earnings | 1.11 B | |||
| Annual Yield | 0.03 % | |||
| Five Year Return | 3.09 % | |||
| Net Asset | 16.02 B | |||
| Last Dividend Paid | 0.8 |
About CVB Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze CVB Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of CVB Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of CVB Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | -23.3 M | -22.1 M | |
| Total Revenue | 544.4 M | 571.6 M | |
| Cost Of Revenue | -109.1 M | -103.7 M | |
| Stock Based Compensation To Revenue | 0.02 | 0.02 | |
| Sales General And Administrative To Revenue | 0.26 | 0.30 | |
| Capex To Revenue | 0.01 | 0.01 | |
| Revenue Per Share | 3.94 | 4.13 | |
| Ebit Per Revenue | 0.65 | 0.80 |
Currently Active Assets on Macroaxis
When determining whether CVB Financial is a strong investment it is important to analyze CVB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact CVB Financial's future performance. For an informed investment choice regarding CVB Stock, refer to the following important reports:Check out CVB Financial Piotroski F Score and CVB Financial Altman Z Score analysis. For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CVB Financial. If investors know CVB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CVB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.12) | Dividend Share 0.8 | Earnings Share 1.42 | Revenue Per Share 3.745 | Quarterly Revenue Growth (0.07) |
The market value of CVB Financial is measured differently than its book value, which is the value of CVB that is recorded on the company's balance sheet. Investors also form their own opinion of CVB Financial's value that differs from its market value or its book value, called intrinsic value, which is CVB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CVB Financial's market value can be influenced by many factors that don't directly affect CVB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CVB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CVB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CVB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.