CVB Financial Statements From 2010 to 2026

CVBF Stock  USD 19.84  0.89  4.29%   
CVB Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing CVB Financial's valuation are provided below:
Gross Profit
519 M
Profit Margin
0.4033
Market Capitalization
2.7 B
Enterprise Value Revenue
6.1874
Revenue
519 M
There are over one hundred nineteen available fundamental measures for CVB Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of CVB Financial latest fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself for few more years. The CVB Financial's current Market Cap is estimated to increase to about 2.4 B. The CVB Financial's current Enterprise Value is estimated to increase to about 3.2 B

CVB Financial Total Revenue

307.58 Million

Check CVB Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among CVB Financial's main balance sheet or income statement drivers, such as Interest Expense of 45.8 M, Other Operating Expenses of 341.4 M or Operating Income of 297.4 M, as well as many indicators such as Price To Sales Ratio of 3.22, Dividend Yield of 0.0565 or PTB Ratio of 1.05. CVB financial statements analysis is a perfect complement when working with CVB Financial Valuation or Volatility modules.
  
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Check out the analysis of CVB Financial Correlation against competitors.
For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.

CVB Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding102 M135.9 M116.8 M
Slightly volatile
Total Assets16.4 B15.6 B10.8 B
Slightly volatile
Short and Long Term Debt Total822.2 M990.6 M740.7 M
Slightly volatile
Total Current Liabilities12.6 B12 B5.3 B
Slightly volatile
Total Stockholder Equity2.4 B2.3 B1.5 B
Slightly volatile
Property Plant And Equipment Net38.5 M26.5 M44.4 M
Slightly volatile
Retained Earnings1.5 B1.4 B675.6 M
Slightly volatile
Cash102.1 M107.5 M378 M
Pretty Stable
Non Current Assets Total758.2 M798.1 M4.9 B
Slightly volatile
Other Assets7.4 B12 B8.3 B
Very volatile
Cash And Short Term Investments2.9 B2.8 B2.5 B
Slightly volatile
Liabilities And Stockholders Equity29 B27.6 B12.3 B
Slightly volatile
Non Current Liabilities Total14 B13.3 B1.7 B
Slightly volatile
Total Liabilities26.6 B25.3 B10.3 B
Slightly volatile
Property Plant And Equipment Gross159.8 M152.2 M78.5 M
Slightly volatile
Total Current Assets1.8 B2.8 B3.4 B
Very volatile
Short Term Debt625.7 M490.6 M595.8 M
Slightly volatile
Other Current Assets11.2 M11.8 M1.2 B
Pretty Stable
Accounts Payable5.5 M5.8 M3.2 B
Pretty Stable
Net Receivables341.5 M325.2 M149.1 M
Slightly volatile
Intangible Assets5.5 M5.8 M14.8 M
Pretty Stable
Common Stock2.6 B2.5 B1.2 B
Slightly volatile
Common Stock Total Equity1.5 B1.4 B891.7 M
Slightly volatile
Other Liabilities79.2 M122.8 M91.1 M
Slightly volatile
Long Term Debt940.3 M895.5 M371.9 M
Slightly volatile
Short Term Investments2.3 B2.7 B2.2 B
Pretty Stable
Property Plant Equipment45.4 M79.8 M48.8 M
Slightly volatile
Good Will924.7 M880.7 M429.4 M
Slightly volatile
Net Tangible Assets1.1 B1.3 BB
Slightly volatile
Long Term Debt TotalM2.1 M111.4 M
Slightly volatile
Long Term Investments5.8 B5.8 B4.9 B
Slightly volatile
Non Current Liabilities Other545.7 M722.3 M704.8 M
Very volatile
Earning Assets2.3 B2.2 B2.8 B
Slightly volatile
Net Invested Capital2.6 B3.1 B1.9 B
Slightly volatile
Capital Stock1.6 B1.5 B1.4 B
Slightly volatile

CVB Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses341.4 M325.1 M202.6 M
Slightly volatile
Operating Income297.4 M283.2 M211.3 M
Slightly volatile
EBIT297.4 M283.2 M211.3 M
Slightly volatile
EBITDA310.4 M295.6 M218.5 M
Slightly volatile
Total Operating Expenses236.7 M225.4 M164.5 M
Slightly volatile
Net Income219.8 M209.3 M147.2 M
Slightly volatile
Selling General Administrative67.2 M109.7 M95 M
Slightly volatile
Total Revenue307.6 M608.4 M397.2 M
Slightly volatile
Gross Profit534.1 M508.7 M377.4 M
Slightly volatile
Income Before Tax295.8 M281.7 M211.7 M
Slightly volatile
Selling And Marketing Expenses4.9 M6.9 M5.2 M
Slightly volatile
Net Income Applicable To Common Shares282.5 M269 M158.9 M
Slightly volatile
Net Income From Continuing Ops169.8 M230.8 M150.7 M
Slightly volatile
Non Recurring2.9 M2.6 M2.3 M
Pretty Stable
Tax Provision83.1 M81.1 M69.5 M
Slightly volatile
Net Interest Income423.5 M512.7 M355.9 M
Slightly volatile
Interest Income462.7 M722.8 M394.1 M
Slightly volatile

CVB Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow295.4 M281.3 M173.2 M
Slightly volatile
Begin Period Cash Flow254.4 M204.7 M378.9 M
Slightly volatile
Total Cash From Operating Activities301.6 M287.2 M177.7 M
Slightly volatile
Net Income219.8 M209.3 M147.5 M
Slightly volatile
End Period Cash Flow267.6 M235.4 M375.1 M
Pretty Stable
Cash Flows Other Operating161 M224.5 M159.5 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.224.90155.4034
Very volatile
Dividend Yield0.05650.05380.0316
Slightly volatile
PTB Ratio1.051.10831.773
Slightly volatile
Days Sales Outstanding77.45141146
Pretty Stable
Book Value Per Share17.6216.783211.5835
Slightly volatile
Free Cash Flow Yield0.08390.09490.0745
Pretty Stable
Operating Cash Flow Per Share1.711.621.3544
Slightly volatile
Stock Based Compensation To Revenue0.00760.0140.0101
Slightly volatile
PB Ratio1.051.10831.773
Slightly volatile
EV To Sales4.496.60326.5704
Very volatile
Free Cash Flow Per Share1.671.591.3179
Slightly volatile
Net Income Per Share1.611.53041.164
Slightly volatile
Sales General And Administrative To Revenue0.180.32430.2499
Pretty Stable
Capex To Revenue0.00850.0090.0121
Slightly volatile
Cash Per Share21.4320.405421.5371
Very volatile
POCF Ratio10.4710.6814.3616
Slightly volatile
Interest Coverage1.271.3413.3415
Pretty Stable
Payout Ratio0.690.65340.4759
Slightly volatile
Capex To Operating Cash Flow0.02250.02360.0395
Slightly volatile
PFCF Ratio16.413.9315.714
Slightly volatile
Income Quality0.981.121.1644
Pretty Stable
ROE0.150.09120.1143
Slightly volatile
EV To Operating Cash Flow14.612.6816.7363
Slightly volatile
PE Ratio18.012.153420.3756
Slightly volatile
Return On Tangible Assets0.01510.01410.0142
Pretty Stable
EV To Free Cash Flow16.112.9517.5906
Slightly volatile
Earnings Yield0.07820.08230.0622
Slightly volatile
Intangibles To Total Assets0.05180.04940.0324
Slightly volatile
Current Ratio0.150.23280.3237
Slightly volatile
Tangible Book Value Per Share11.711.14118.3595
Slightly volatile
Receivables Turnover2.542.683.2553
Slightly volatile
Graham Number25.2424.040117.4181
Slightly volatile
Shareholders Equity Per Share17.6216.783211.5835
Slightly volatile
Debt To Equity0.410.43160.6608
Slightly volatile
Capex Per Share0.0580.04270.0382
Pretty Stable
Revenue Per Share2.133.79473.1502
Slightly volatile
Interest Debt Per Share6.827.24357.2222
Pretty Stable
Debt To Assets0.10.06340.0848
Pretty Stable
Enterprise Value Over EBITDA10.7212.098112.5793
Pretty Stable
Short Term Coverage Ratios0.360.380.283
Very volatile
Price Earnings Ratio18.012.153420.3756
Slightly volatile
Operating Cycle77.45141146
Pretty Stable
Price Book Value Ratio1.051.10831.773
Slightly volatile
Dividend Payout Ratio0.690.65340.4759
Slightly volatile
Price To Operating Cash Flows Ratio10.4710.6814.3616
Slightly volatile
Price To Free Cash Flows Ratio16.413.9315.714
Slightly volatile
Pretax Profit Margin0.310.54280.4941
Pretty Stable
Ebt Per Ebit0.790.90.9769
Slightly volatile
Operating Profit Margin0.310.54580.4943
Pretty Stable
Effective Tax Rate0.370.2570.3242
Slightly volatile
Company Equity Multiplier11.836.81038.3304
Slightly volatile
Long Term Debt To Capitalization0.330.210.1575
Very volatile
Total Debt To Capitalization0.380.30150.3729
Slightly volatile
Return On Capital Employed0.07380.07770.1332
Slightly volatile
Debt Equity Ratio0.410.43160.6608
Slightly volatile
Ebit Per Revenue0.310.54580.4943
Pretty Stable
Quick Ratio0.150.23280.3237
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.752.462.4766
Slightly volatile
Net Income Per E B T0.530.7430.67
Pretty Stable
Cash Ratio0.00850.0090.0435
Pretty Stable
Operating Cash Flow Sales Ratio0.240.340.3853
Very volatile
Days Of Sales Outstanding77.45141146
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.720.880.9397
Pretty Stable
Cash Flow Coverage Ratios0.360.380.2704
Very volatile
Price To Book Ratio1.051.10831.773
Slightly volatile
Fixed Asset Turnover20.5619.57969.1837
Slightly volatile
Capital Expenditure Coverage Ratio45.9643.7842.2839
Pretty Stable
Price Cash Flow Ratio10.4710.6814.3616
Slightly volatile
Enterprise Value Multiple10.7212.098112.5793
Pretty Stable
Debt Ratio0.10.06340.0848
Pretty Stable
Cash Flow To Debt Ratio0.360.380.2704
Very volatile
Price Sales Ratio3.224.90155.4034
Very volatile
Return On Assets0.01470.01340.0138
Very volatile
Asset Turnover0.06490.03320.0442
Slightly volatile
Net Profit Margin0.210.40330.3359
Slightly volatile
Gross Profit Margin0.630.660.8856
Slightly volatile
Price Fair Value1.051.10831.773
Slightly volatile
Return On Equity0.150.09120.1143
Slightly volatile

CVB Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.4 B2.3 B2.1 B
Slightly volatile
Enterprise Value3.2 B3.1 B3.2 B
Slightly volatile

CVB Fundamental Market Drivers

Forward Price Earnings11.534
Cash And Short Term Investments2.8 B

CVB Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About CVB Financial Financial Statements

CVB Financial stakeholders use historical fundamental indicators, such as CVB Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although CVB Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in CVB Financial's assets and liabilities are reflected in the revenues and expenses on CVB Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in CVB Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-20.9 M-19.9 M
Total Revenue608.4 M307.6 M
Cost Of Revenue99.7 M56.6 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.32  0.18 
Capex To Revenue 0.01  0.01 
Revenue Per Share 3.79  2.13 
Ebit Per Revenue 0.55  0.31 

Currently Active Assets on Macroaxis

When determining whether CVB Financial is a strong investment it is important to analyze CVB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact CVB Financial's future performance. For an informed investment choice regarding CVB Stock, refer to the following important reports:
Check out the analysis of CVB Financial Correlation against competitors.
For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.
You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CVB Financial. If investors know CVB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CVB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.099
Dividend Share
0.8
Earnings Share
1.52
Revenue Per Share
3.795
Quarterly Revenue Growth
0.075
The market value of CVB Financial is measured differently than its book value, which is the value of CVB that is recorded on the company's balance sheet. Investors also form their own opinion of CVB Financial's value that differs from its market value or its book value, called intrinsic value, which is CVB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CVB Financial's market value can be influenced by many factors that don't directly affect CVB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CVB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CVB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CVB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.