CVB Financial Statements From 2010 to 2024

CVBF Stock  USD 24.00  0.17  0.71%   
CVB Financial financial statements provide useful quarterly and yearly information to potential CVB Financial investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on CVB Financial financial statements helps investors assess CVB Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting CVB Financial's valuation are summarized below:
Gross Profit
541.3 M
Profit Margin
0.3828
Market Capitalization
3.3 B
Enterprise Value Revenue
7.5361
Revenue
518.2 M
There are over one hundred nineteen available fundamental measures for CVB Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of CVB Financial latest fundamental drivers against the trend between 2010 and 2024 to make sure the company can sustain itself for few more years. The CVB Financial's current Market Cap is estimated to increase to about 2.6 B. The CVB Financial's current Enterprise Value is estimated to increase to about 4.3 B

CVB Financial Total Revenue

571.6 Million

Check CVB Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among CVB Financial's main balance sheet or income statement drivers, such as Interest Expense of 124.3 M, Other Operating Expenses of 200.7 M or Operating Income of 370.9 M, as well as many indicators such as Price To Sales Ratio of 3.89, Dividend Yield of 0.0207 or PTB Ratio of 2.5. CVB financial statements analysis is a perfect complement when working with CVB Financial Valuation or Volatility modules.
  
Check out the analysis of CVB Financial Correlation against competitors.
For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.

CVB Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding99.5 M138.5 M114 M
Slightly volatile
Total Assets16.8 B16 B10.3 B
Slightly volatile
Short and Long Term Debt Total2.2 B2.1 B598.9 M
Slightly volatile
Total Stockholder Equity2.2 B2.1 B1.4 B
Slightly volatile
Property Plant And Equipment Net36.6 M66.4 M41.9 M
Slightly volatile
Retained Earnings1.2 B1.1 B574.6 M
Slightly volatile
Cash267.7 M289.5 M418.6 M
Slightly volatile
Non Current Assets Total21.8 B20.8 B5.7 B
Slightly volatile
Cash And Short Term Investments267.2 M281.3 M2.2 B
Pretty Stable
Liabilities And Stockholders Equity16.8 B16 B10.3 B
Slightly volatile
Non Current Liabilities Total14.6 B13.9 BB
Slightly volatile
Total Liabilities14.6 B13.9 B8.3 B
Slightly volatile
Property Plant And Equipment Gross146.9 M139.9 M69.2 M
Slightly volatile
Total Current Assets267.2 M281.3 M3.6 B
Pretty Stable
Other Current Assets486.3 M511.9 M1.7 B
Pretty Stable
Total Current Liabilities14.2 B13.5 B1.9 B
Slightly volatile
Short Term Debt2.2 B2.1 B482.9 M
Slightly volatile
Accounts Payable22.1 M23.3 M3.7 B
Slightly volatile
Net Receivables316.4 M301.3 M103 M
Slightly volatile
Common Stock Total Equity1.5 B1.4 B849.3 M
Slightly volatile
Common Stock885.1 M1.3 B1.2 B
Slightly volatile
Other Liabilities79.2 M122.8 M89 M
Slightly volatile
Long Term Debt940.3 M895.5 M288.9 M
Slightly volatile
Intangible Assets16.2 M15.3 M16.3 M
Slightly volatile
Property Plant Equipment45.4 M79.8 M46.1 M
Slightly volatile
Good Will924.7 M880.7 M384.6 M
Slightly volatile
Net Tangible Assets1.1 B1.3 B997.2 M
Slightly volatile
Long Term Debt TotalM2.1 M126 M
Slightly volatile
Long Term Investments5.8 B5.5 B4.8 B
Slightly volatile
Non Current Liabilities Other545.7 M722.3 M691.8 M
Pretty Stable
Earning Assets2.3 B2.2 B2.9 B
Slightly volatile
Net Invested Capital2.6 B4.1 B1.8 B
Slightly volatile
Capital Stock1.6 B1.3 B1.4 B
Slightly volatile

CVB Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses200.7 M191.2 M106.2 M
Slightly volatile
Operating Income370.9 M353.2 M211.4 M
Slightly volatile
EBIT331.2 M315.4 M212.4 M
Slightly volatile
EBITDA344.9 M328.5 M220.1 M
Slightly volatile
Net Income232.5 M221.4 M140.3 M
Slightly volatile
Selling General Administrative146.2 M139.2 M97.9 M
Slightly volatile
Total Revenue571.6 M544.4 M362.7 M
Slightly volatile
Gross Profit698.9 M665.7 M369.9 M
Slightly volatile
Income Before Tax331.2 M315.4 M205.5 M
Slightly volatile
Selling And Marketing Expenses4.6 M6.8 M4.9 M
Slightly volatile
Net Income Applicable To Common Shares282.5 M269 M148.8 M
Slightly volatile
Net Income From Continuing Ops165.5 M239.1 M141.7 M
Slightly volatile
Non Recurring2.9 M2.6 M2.4 M
Pretty Stable
Tax Provision83.7 M94.7 M68.6 M
Slightly volatile
Net Interest Income416.1 M504.3 M339 M
Slightly volatile
Interest Income437.3 M588.6 M354.8 M
Slightly volatile

CVB Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow305.7 M291.1 M162 M
Slightly volatile
Begin Period Cash Flow250.1 M203.5 M396.7 M
Slightly volatile
Dividends Paid117.3 M111.7 M66.8 M
Slightly volatile
Capital Expenditures5.3 M4.5 M4.3 M
Slightly volatile
Total Cash From Operating Activities310.4 M295.6 M166.3 M
Slightly volatile
Net Income230.9 M219.9 M140.5 M
Slightly volatile
End Period Cash Flow276 M281.3 M396.4 M
Slightly volatile
Cash Flows Other Operating161 M224.5 M154.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.895.07265.8894
Very volatile
Dividend Yield0.02070.04020.0273
Slightly volatile
PTB Ratio2.51.33611.9413
Slightly volatile
Days Sales Outstanding73.847.97125
Slightly volatile
Book Value Per Share15.7715.021615.2511
Slightly volatile
Free Cash Flow Yield0.08270.10490.0726
Very volatile
Operating Cash Flow Per Share2.242.13711.343
Slightly volatile
Stock Based Compensation To Revenue0.01810.01720.0109
Slightly volatile
PB Ratio2.51.33611.9413
Slightly volatile
EV To Sales4.888.34075.7281
Very volatile
Free Cash Flow Per Share2.212.10441.3069
Slightly volatile
ROIC0.05680.05980.1112
Slightly volatile
Net Income Per Share1.681.60071.1251
Slightly volatile
Sales General And Administrative To Revenue0.30.25430.2802
Slightly volatile
Capex To Revenue0.00780.00830.014
Slightly volatile
Cash Per Share1.932.033420.1902
Pretty Stable
POCF Ratio10.669.391214.7758
Slightly volatile
Interest Coverage2.842.984615.4876
Slightly volatile
Payout Ratio0.30.50440.4327
Slightly volatile
Capex To Operating Cash Flow0.01450.01530.0413
Slightly volatile
PFCF Ratio16.749.53716.0874
Pretty Stable
Income Quality0.971.33511.1621
Pretty Stable
ROE0.170.10660.1186
Pretty Stable
EV To Operating Cash Flow12.7515.441713.8567
Pretty Stable
PE Ratio11.9812.537915.9076
Very volatile
Return On Tangible Assets0.0150.01450.0143
Pretty Stable
EV To Free Cash Flow14.1815.681514.6819
Pretty Stable
Earnings Yield0.08180.07980.0662
Very volatile
Intangibles To Total Assets0.05120.04880.03
Slightly volatile
Current Ratio0.01980.0208254
Pretty Stable
Tangible Book Value Per Share5.269.374912.041
Pretty Stable
Receivables Turnover7.357.875.1089
Slightly volatile
Graham Number24.4223.2616.5697
Slightly volatile
Shareholders Equity Per Share15.7715.021610.8327
Slightly volatile
Debt To Equity1.510.99620.3646
Slightly volatile
Capex Per Share0.0580.03270.038
Pretty Stable
Revenue Per Share4.153.95662.958
Slightly volatile
Interest Debt Per Share16.6115.81943.9808
Slightly volatile
Debt To Assets0.120.12920.0394
Slightly volatile
Enterprise Value Over EBITDA14.213.897211.5675
Slightly volatile
Short Term Coverage Ratios0.140.142812.1269
Slightly volatile
Price Earnings Ratio11.9812.537915.9076
Very volatile
Operating Cycle200225246
Slightly volatile
Price Book Value Ratio2.51.33611.9413
Slightly volatile
Dividend Payout Ratio0.30.50440.4327
Slightly volatile
Price To Operating Cash Flows Ratio10.669.391214.7758
Slightly volatile
Price To Free Cash Flows Ratio16.749.53716.0874
Pretty Stable
Pretax Profit Margin0.370.57630.5346
Pretty Stable
Ebt Per Ebit0.580.89311.0471
Slightly volatile
Operating Profit Margin0.80.64530.6098
Pretty Stable
Effective Tax Rate0.370.2980.3329
Slightly volatile
Company Equity Multiplier12.087.70998.5417
Slightly volatile
Long Term Debt To Capitalization0.01380.01460.0984
Slightly volatile
Total Debt To Capitalization0.460.4990.2029
Very volatile
Return On Capital Employed0.150.14080.0402
Slightly volatile
Debt Equity Ratio1.510.99620.3646
Slightly volatile
Ebit Per Revenue0.80.64530.6098
Pretty Stable
Quick Ratio0.01980.0208335
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.752.5442.5023
Slightly volatile
Net Income Per E B T0.530.7020.6604
Pretty Stable
Cash Ratio0.01980.020880.2418
Slightly volatile
Cash Conversion Cycle78.482.5395.5423
Slightly volatile
Operating Cash Flow Sales Ratio0.30.54010.4189
Pretty Stable
Days Of Sales Outstanding73.847.97125
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.720.98470.941
Very volatile
Cash Flow Coverage Ratios0.140.14287.4303
Pretty Stable
Price To Book Ratio2.51.33611.9413
Slightly volatile
Fixed Asset Turnover4.748.24727.7008
Slightly volatile
Capital Expenditure Coverage Ratio68.6665.390843.3215
Slightly volatile
Price Cash Flow Ratio10.669.391214.7758
Slightly volatile
Enterprise Value Multiple14.213.897211.5675
Slightly volatile
Debt Ratio0.120.12920.0394
Slightly volatile
Cash Flow To Debt Ratio0.140.14287.4303
Pretty Stable
Price Sales Ratio3.895.07265.8894
Very volatile
Return On Assets0.01470.01380.0139
Very volatile
Asset Turnover0.05070.03420.0395
Slightly volatile
Net Profit Margin0.250.40460.3589
Slightly volatile
Gross Profit Margin0.681.091.0735
Slightly volatile
Price Fair Value2.51.33611.9413
Slightly volatile
Return On Equity0.170.10660.1186
Pretty Stable

CVB Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.6 B2.5 B2.2 B
Slightly volatile
Enterprise Value4.3 B4.1 B3.3 B
Slightly volatile

CVB Fundamental Market Drivers

Forward Price Earnings15.674
Cash And Short Term Investments281.3 M

CVB Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About CVB Financial Financial Statements

CVB Financial stakeholders use historical fundamental indicators, such as CVB Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although CVB Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in CVB Financial's assets and liabilities are reflected in the revenues and expenses on CVB Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in CVB Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-23.3 M-22.1 M
Total Revenue544.4 M571.6 M
Cost Of Revenue-109.1 M-103.7 M
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.25  0.30 
Capex To Revenue 0.01  0.01 
Revenue Per Share 3.96  4.15 
Ebit Per Revenue 0.65  0.80 

Currently Active Assets on Macroaxis

When determining whether CVB Financial is a strong investment it is important to analyze CVB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact CVB Financial's future performance. For an informed investment choice regarding CVB Stock, refer to the following important reports:
Check out the analysis of CVB Financial Correlation against competitors.
For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.
You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CVB Financial. If investors know CVB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CVB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.12)
Dividend Share
0.8
Earnings Share
1.42
Revenue Per Share
3.745
Quarterly Revenue Growth
(0.07)
The market value of CVB Financial is measured differently than its book value, which is the value of CVB that is recorded on the company's balance sheet. Investors also form their own opinion of CVB Financial's value that differs from its market value or its book value, called intrinsic value, which is CVB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CVB Financial's market value can be influenced by many factors that don't directly affect CVB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CVB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CVB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CVB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.