Citizens Net Interest Income from 2010 to 2026

CZWI Stock  USD 18.14  0.13  0.72%   
Citizens Community's Net Interest Income is increasing with slightly volatile movements from year to year. Net Interest Income is predicted to flatten to about 45.4 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
13.3 M
Current Value
13.2 M
Quarterly Volatility
1.2 M
 
Covid
 
Interest Hikes
Check Citizens Community financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Citizens Community's main balance sheet or income statement drivers, such as Interest Expense of 41 M, Total Revenue of 94.6 M or Gross Profit of 28 M, as well as many indicators such as Price To Sales Ratio of 3.02, Dividend Yield of 0.0122 or PTB Ratio of 1.17. Citizens financial statements analysis is a perfect complement when working with Citizens Community Valuation or Volatility modules.
  
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Check out the analysis of Citizens Community Correlation against competitors.
The Net Interest Income trend for Citizens Community Bancorp offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Citizens Community is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Citizens Community's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Citizens Community Bancorp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Citizens Community's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Citizens Community's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Citizens Net Interest Income Regression Statistics

Arithmetic Mean34,738,833
Geometric Mean31,644,011
Coefficient Of Variation43.24
Mean Deviation14,063,470
Median30,303,000
Standard Deviation15,020,671
Sample Variance225.6T
Range36.3M
R-Value0.88
Mean Square Error55.9T
R-Squared0.77
Slope2,606,044
Total Sum of Squares3609.9T

Citizens Net Interest Income History

202645.4 M
202553.4 M
202446.5 M
202348.3 M
202256.4 M
202153.7 M
202050.3 M

About Citizens Community Financial Statements

Investors use fundamental indicators, such as Citizens Community's Net Interest Income, to determine how well the company is positioned to perform in the future. Although Citizens Community's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Interest Income53.4 M45.4 M

Currently Active Assets on Macroaxis

When determining whether Citizens Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Community Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Community Bancorp Stock:
Check out the analysis of Citizens Community Correlation against competitors.
You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Is there potential for Regional Banks market expansion? Will Citizens introduce new products? Factors like these will boost the valuation of Citizens Community. Projected growth potential of Citizens fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Citizens Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.642
Dividend Share
0.36
Earnings Share
1.46
Revenue Per Share
6.099
Quarterly Revenue Growth
0.098
Investors evaluate Citizens Community using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Citizens Community's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Citizens Community's market price to deviate significantly from intrinsic value.
It's important to distinguish between Citizens Community's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Citizens Community should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Citizens Community's market price signifies the transaction level at which participants voluntarily complete trades.